Research and Statistics

Infographic: Young people more likely to freely swap plastic


While older people are more likely to hold tight to their credit and debit cards, younger generations are more liberal about sharing them with others, a survey says

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While older generations are more likely to hold tight to their credit and debit cards, younger people are more liberal about sharing them with others, according to an October 2013 survey from Jumio Consumer Insights.

The survey found that about half of those in the 18-to-24 crowd had used another’s credit or debit card (either online or at a store) with or without the cardholder’s permission. The popularity of card-swapping declines with age, though, bottoming out at just 16 percent in the 50-plus crowd.

How is this possible? Aren’t retailers supposed to check IDs? Most don’t, according to the survey. Eighty-seven percent of respondents said that the majority of the time, they’re not asked to provide proof of ID when making a debit or credit card purchase.

The chart below shows the percentage of respondents who have used another’s card. The survey, performed by Harris Interactive, polled 2,022 U.S. adults in September 2013.

See related:Is sharing your credit card ever OK?, 10 worst credit card mistakes, More infographics

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