Have Cards, Will Travel

Infographic: Mobile payment use bounces up, down

Sabrina Karl
Personal Finance Writer
Data whiz and visual storyteller


Unlike some new technologies that experience an unfaltering upward trend, mobile pay adoption is showing an erratic up-and-down pattern in its early stages. 

According to data from Auriemma Consulting Group, the use of mobile payments by consumers who have a compatible smartphone and a credit card has yo-yoed between 25 and 30 percent over the past year and a half. 

Usage hit 30 percent in the third quarter of 2016, but dropped back to 25 percent the very next quarter. Fast forward to June 2017, when the 30 percent mark was broached again, and you see it followed by an identical fallback to 25 percent by September. 

Of the three major mobile pay brands – Apple Pay, Samsung Pay and Android Pay – all have displayed a similar bouncing trend, though Apple Pay enjoys a considerable market share advantage over the other two. 

Apple Pay usage has dropped the least over the last two quarters, although it’s down from 36 to 34 percent, while Samsung Pay has suffered the largest recent drop-off, from 27 percent in this year’s first quarter to 19 percent in Q3. 

Auriemma Consulting Group, a management consulting firm with a specialty in payments, conducted its online survey among more than 1,500 consumers with a mobile pay-compatible smartphone and a credit card in July and August 2017. Results of the survey were released Oct. 25.

Infographic: Mobile payment use bounces up, down

See related: Infographic: Hiccups at register slow mobile pay adoption, Mobile payments at register climb, but slowly, Who uses digital wallets and for what, More infographics

To use the graphic on your site, use the following code:

<center><a href=””><img alt=” Infographic: Mobile payment use bounces up, down” border=”0″ src=”” /></a> </center>

What’s up next?

In Have Cards, Will Travel

For holiday spending, most Americans prefer to charge it

Discover surveyed more than 2,000 U.S. adults about payment methods they’ll use most this holiday season.

Published: December 8, 2017

See more stories
Credit Card Rate Report Updated: April 20th, 2019
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.