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Infographic: Holiday shoppers use rewards to travel, trim card bill

Summary

The holidays can be an opportunity to rack up credit card rewards points, miles and cash back. So how will cardholders put their rewards to work after the holidays this year?

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The holidays can be an expensive time — but all that shopping can be an opportunity to rack up credit card rewards points, miles and cash back. So how will cardholders put their rewards to work after the holidays this year?

According to Capital One‘s November 2012 Rewards Barometer Survey, which surveyed about 1,000 rewards cardholders, about a fourth will cash in their rewards for spring or summer travel. Roughly equal numbers will hold their rewards in reserve for future purchases and use cash-back rewards to soften the blow of post-holiday credit card statements. Meanwhile, nearly one in five plan to treat themselves to gift cards.

Study: Holiday shoppers cashing in on rewards
See related:  Card issuers roll out limited-time offers for 2012 holidays

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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Credit Card Rate Report Updated: November 18th, 2020
Business
13.91%
Airline
15.50%
Cash Back
15.85%
Reward
15.75%
Student
16.12%

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