Summary
A 2013 TD Ameritrade survey finds that when couples tackle the household finances, women tend to do the day-to-day chores, men the long-terms plans
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While women tend to take the reins on day-to-day financial decisions, grocery purchases and household budgets, men tend to volunteer for long-term financial planning tasks (such as investing decisions and retirement savings) and yearly tax returns. The graphic below shows the percentage of male and female respondents who said they were solely responsible for various tasks.
The survey also looked at how complicated combining finances is for modern couples. Because couples are marrying later in life, each partner brings various assets and obligations to the table — and that’s worrisome for newlyweds: 40 percent of respondents said they do not completely trust their partner to manage their joint finances.
“With the median age for first-time marriages approaching 30, combining finances is not as simple as it once was,” said Carrie Braxdale, managing director of investor services at TD Ameritrade, in a news release. “Couples are bringing more financial baggage into the relationship than ever before. They have 401(k)s, student loan debt, investments and even mortgages. ”

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