Research and Statistics

Infographic: Lack of savings more worrisome than card debt


Although credit card debt is more stressful than either health care or living costs, what’s most likely to keep you up at night is a lack of savings for the future

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Although credit card debt is more stressful than both health care and living costs, what’s most likely to keep you up at night is a lack of savings for the future. That’s according to an October 2013 survey from LearnVest and Chase Blueprint, which asked Americans about their financial fears.

Credit card debt falls near the top on the spectrum of money worries, with 12 percent of respondents saying it’s their biggest worry. The inability to retire by 65 (which one-third of participants doubt they’ll be able to do) is the most worrisome, followed by a general lack of savings. Everyday living expenses, health care costs, housing costs (rent or mortgage payments), financial chores and education expenses round out the rest of the list. Caring for edlerly family members (and children) are the worries most distant from consumers’ minds.

The chart below shows the percentage of survey participants who found a particular worry to be the most stressful. Surveyors polled 1,223 U.S. adults (between the ages of 25 and 54) who had at least one credit card. The survey results also included 4 percent of participants who selected “other.”

See related:3 ways to curb pre-holiday money stress, More infographics

To use the graphic on your site, use the following code:

 <center><a href=””><img alt=” infographic: Most stressful money issues” border=”0″ src=”” /></a> </center>

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Research and Statistics

GAO: Information resellers quickly invading personal lives

Data collectors know and resell your buying preferences, investments, ailments, favorite sports, hobbies and political leanings — and need to be reined in, the government agency says in a report

See more stories
Credit Card Rate Report
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more