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When it comes to financial planning, Americans are turning to computer programs over living, breathing financial advisers, a June 2013 Gallup poll
has found. While 24 percent of households said they use a financial planner, 33 percent said they use computer or online programs to manage their money. That’s a flip-flop from 2003
, when 30 percent said they used a financial planner and 24 said they used computer programs.
Gallup conducted the poll April 11-14, 2013, based on telephone interviews with random sample of 1,102 adults. The margin of error is 3 percent.
The survey also found that the majority of Americans are not planning much at all when it comes to their money. Just about one-third said they prepare a detailed household budget to track income and expenses, and even fewer (30 percent) outline their savings and investment goals.
The chart below shows the percentage of households using computers and humans for money management in 2003 and 2013.See related:Does your kid need a financial coach?
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