Research and Statistics

Infographic: Americans pick computers over financial planners


When it comes to financial planning, Americans are turning to computer programs over living, breathing financial advisers, a Gallup poll has found.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

When it comes to financial planning, Americans are turning to computer programs over living, breathing financial advisers, a June 2013 Gallup poll has found. While 24 percent of households said they use a financial planner, 33 percent said they use computer or online programs to manage their money. That’s a flip-flop from 2003, when 30 percent said they used a financial planner and 24 said they used computer programs.

Gallup conducted the poll April 11-14, 2013, based on telephone interviews with  random sample of 1,102 adults. The margin of error is 3 percent.

The survey also found that the majority of Americans are not planning much at all when it comes to their money. Just about one-third said they prepare a detailed household budget to track income and expenses, and even fewer (30 percent) outline their savings and investment goals.

The chart below shows the percentage of households using computers and humans for money management in 2003 and 2013.

Financial adviser or computer program
See related:Does your kid need a financial coach?, More infographics

To use the graphic on your site, use the following code:

 <center><a href=””><img alt=”Americans pick computer programs over financial planners” border=”0″ src=”” /></a> </center>

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Research and Statistics

Fed: Card balances ticked up in April

Balances on credit cards rose in April, marking a rebound from March, amid signs of improvement in jobs and housing.

See more stories
Credit Card Rate Report Updated: September 16th, 2020
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.