Infographic: Americans pick computers over financial planners

When it comes to financial planning, Americans are turning to computer programs over living, breathing financial advisers, a June 2013 Gallup poll has found. While 24 percent of households said they use a financial planner, 33 percent said they use computer or online programs to manage their money. That's a flip-flop from 2003, when 30 percent said they used a financial planner and 24 said they used computer programs.

Gallup conducted the poll April 11-14, 2013, based on telephone interviews with  random sample of 1,102 adults. The margin of error is 3 percent.

The survey also found that the majority of Americans are not planning much at all when it comes to their money. Just about one-third said they prepare a detailed household budget to track income and expenses, and even fewer (30 percent) outline their savings and investment goals.

The chart below shows the percentage of households using computers and humans for money management in 2003 and 2013.

Financial adviser or computer program

See related: Does your kid need a financial coach?, More infographics 

To use the graphic on your site, use the following code:

 <center><a href=""><img alt="Americans pick computer programs over financial planners" border="0" src="" /></a> </center>

Join the discussion
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.

Weekly newsletter
Get the latest news, advice, articles and tips delivered to your inbox. It's FREE.

Updated: 01-23-2019