Earn up to 80,000 bonus points with IHG Rewards credit cards


Earn enough points for your next reward night just by signing up for an IHG card.

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we may receive compensation when you click on links to products from our partners. Learn more about our advertising policy.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

If you frequently stay at IHG brand hotels – such as Holiday Inn, Crowne Plaza or Staybridge Suites – signing up for one of the IHG Rewards Club credit cards can be a great way to earn rewards points quickly.

Chase currently offers two different cards for users looking to rack up IHG points – the IHG Rewards Club Premier Credit Card and the IHG Rewards Club Traveler Credit Card. Whether you prefer a lower annual fee or are willing to pay a bit more for extra perks, you can earn great rewards toward IHG hotel stays.

The IHG Premier card is currently offering an 80,000-point sign-up bonus and the IHG Traveler a 60,000-point bonus for cardholders who spend $2,000 in the first three months. While IHG points are worth less than the average rewards point, both of these bonuses are still worth enough for a free night award at IHG’s highest-tiered properties.

Which IHG Rewards card is worth more in the first year?

In addition to a generous sign-up bonus, the IHG Premier comes with extra benefits that boost its value. For example, you get a free night at one of IHG’s eligible hotels every year on your account anniversary. You also get up to $100 as a statement credit for Global Entry or TSA PreCheck. While the IHG Traveler card boasts a lower annual fee, it doesn’t include these extra benefits.

IHG Rewards Club Premier card
IHG Rewards Club Premier Credit Card
IHG Rewards Club Traveler card
IHG Rewards Club Traveler Credit Card
Rewards rate
  • 10 points per dollar on IHG hotel stays
  • 2 points per dollar on gas station, grocery store and restaurant purchases
  • 1 point per dollar on other purchases
  • 5 points per dollar on IHG hotel stays
  • 2 points per dollar on gas station, grocery story and restaurant purchases
  • 1 point per dollar on other purchases
Sign-up bonus80,000 points if you spend $2,000 in first 3 months60,000 points if you spend $2,000 in first 3 months
Annual fee$89$29
Estimated earnings in first year ($1,325 monthly spend) $589 $441

While it is more than we estimate the average cardholder will spend in a year, you are also eligible for a 10,000-point bonus every year you spend $20,000 on purchases (and make one additional purchase) with the IHG Premier.

Recent changes to IHG Rewards Club cards

Both of these cards launched last year, offering generous sign-up bonuses from the beginning. The IHG Premier card has offered generous limited-time bonuses twice in its history.

IHG Rewards Club Premier card Recent Changes

May 2, 201980,000 points if you spend $2,000 in first 3 months
Feb. 28, 2019
  • 80,000 points if you spend $2,000 in first 3 months
  • Additional 40,000 points if you spend $5,000 in first 6 months
Oct. 4, 2018
80,000 points if you spend $2,000 in first 3 months
Aug. 3, 2018
100,000 points if you spend $3,000 in first 3 months
Previous80,000 points if you spend $2,000 in first 3 months

The IHG Traveler card has also remained the same through most of its history. The only change to this bonus in the last year is the removal of a 5,000-point bonus for adding an authorized user.

IHG Rewards Club Traveler card Recent Changes

60,000 points if you spend $2,000 in first 3 months
  • 60,000 points if you spend $2,000 in first 3 months
  • 5,000 additional points for adding an authorized user

Who is eligible for the sign-up bonus?

The IHG Rewards Club cards are offered by Chase, and therefore fall under the bank’s 5/24 rule for card applications. If you have opened five or more credit cards with any issuer in the last 24 months, you probably won’t qualify for one of these offers. The sign-up bonuses are also limited to new cardholders. Current IHG Rewards Club cardholders or users who have earned a sign-up bonus on an IHG Rewards Club card in the last 24 months are not eligible for the offer.

Both the IHG Rewards Club Premier card and Traveler card are recommended for users with good to excellent credit (above 670), so make sure you meet the requirements before you apply.

Best ways to use the IHG Rewards Club cards’ sign-up bonuses

Like with many hotel rewards programs, IHG points are inflated. Even on the most valuable redemption option, your points are only worth about 0.55 cents per point. Though you have several redemption options for your IHG points, rewards nights get the most out of your sign-up bonus.

Redemption optionPoint value (cents)Value of 60,000-point sign-up bonusValue of 80,000-point sign-up bonus
Reward nights0.55$330$440
Gift cards0.25$150$200
Merchandise/digital downloads0.25$150$200
Flights (through IHG travel portal)0.3$180$240
Non-IHG Hotels (through IHG travel portal)0.23$138$184

IHG Rewards Club cardholders also have the option to transfer to one of 39 travel partners. However, most partners have a horrible transfer rate of 5 IHG points to 1 partner point.

In a few cases, transferring points can still be valuable. Since IHG points are so inflated – and many airline miles are worth more than 1 cent per point – you might be able to stretch your points a bit further than many IHG redemption options. Rewards nights will always get you the best value, but transferring to some travel partners ekes more out of your sign-up bonus than booking travel through IHG’s portal or using points to buy merchandise.

Here is a selection of more valuable transfer options for IHG Rewards points. You can view a full list of IHG transfer partners and transfer rates on their website.

Transfer partnerTransfer rateMiles valuation (cents)Value of 60,000-point bonusValue of 80,000-point bonus
Air Canada5:11.5$180$240
Alaska Airlines5:11.61$193.20$257.60
American Airlines5:11.9$228$304
British Airways5:12.26$271.20$361.60
Delta Airlines5:11.61$193.20$257.60
Singapore Airlines5:12.36$283.20$377.60
United Airlines5:11.52$182.40$3243.20

Should you apply for an IHG Rewards Club card now?

The current offer on the IHG Rewards Club Premier is not the highest in the card’s history, but it is still a very generous offer. While it is possible that the card will include another limited-time bonus at some point in the future, you can still get quite a few free nights from the current bonus. For the IHG Rewards Club Traveler card, the sign-up bonus has stayed pretty much the same throughout the card’s history. If you want to earn more points toward your next IHG hotel stay, now is a great time to sign up for the card.

See related: IHG Rewards Club Dining guide, Earn up to 50,000 bonus points with The World of Hyatt Credit Card

What’s up next?

In Products

‘Hidden city’ ticketing could cost you more than you save

If you’re considering using “hidden city” ticketing to save on airfare, think again. You could get kicked out of frequent flyer programs – or get sued by airlines. Here’s what to do instead.

Published: February 27, 2019

See more stories
Credit Card Rate Report Updated: June 19th, 2019
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.