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6 ways the Kohl’s Card can help you save on holiday shopping


If you are a loyal Kohl’s shopper keen on cashing in on Kohl’s promotions, you may want to add one more item to your holiday shopping list: The Kohl's Card.

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When you need to decorate for the holidays or gather supplies for your holiday festivities, there’s one store that often comes to mind – Kohl’s. Because Kohl’s has great brands, consumers flock to the store to stock up on holiday gifts, decor and more – all at steep discounts thanks to the retailer’s nearly constant sales.

If you are a Kohl’s shopper keen on cashing in on every promotion you can find, you may want to add one more item to your shopping list: The Kohl's Card. Thanks to its discounts for purchases made online and in-store, the Kohl’s card can save you a massive amount on holiday shopping. If you’re a Kohl’s loyalty member, you can also earn rewards for each dollar you spend at Kohl’s to double up on savings.

Kohl's Card

Kohl's Card

Why should you get this card?

The card’s extra savings offers throughout the year – including 35% off your first purchase – can stack with other promotions to save you a bundle on shopping at Kohl’s.

Key features:

  • 35% off your first purchase at Kohl’s with the card
  • Extra savings offers throughout the year
  • Special discount each year on your card anniversary
  • Special offers for cardholders who spend $600+ each year
  • No annual fee

Here are some of the ways the Kohl’s Card can help you reduce your holiday bills this year:

1.   Save 35% on your first purchase

Applying for the Kohl’s card could be a perfect way to kick off a holiday shopping spree – the card offers a huge 35 percent discount on your first purchase at Kohl’s. With Kohl’s wide array of departments – including clothing, furniture, bed and bath, toys and more – you could stock up on most of your gifts in one swoop and easily score a great discount.

Some exclusions do apply: The offer is not valid on Kohl’s gift cards, select online exclusives, premium athletic purchases, beauty and fragrance purchases, consumables and more. (See the complete list of exclusions at Still, the discount is flexible enough to cover most of your shopping.

2.   Get holiday coupons in the mail

In addition to the initial 35 percent discount, Kohl’s card holders frequently receive extra savings offers coupons through the mail – good on purchases made with your card. You could find a special discount on holiday décor waiting in your mailbox just in time to plan your holiday party.

You could also score a coupon in time to take advantage of Kohl’s Black Friday Deals. Kohl’s typically rolls out very lucrative DoorBusters over the Black Friday shopping weekend, and, yes, they do stack with your Kohl’s card coupons.

3.   Stack your card discounts with rewards

If you’re already a Kohl’s shopper, you may have joined the Kohl’s loyalty program. As a Kohl’s card member, you can stack your rewards dollars with your card coupons to take a huge bite out of your holiday purchases.

4.   Stack your card rewards with Kohl’s Cash®

Great news – your Kohl’s card discounts and loyalty rewards also stack with Kohl’s popular brand of currency, Kohl’s Cash. Typically, Kohl’s shoppers get $10 in Kohl’s Cash for each $50 they spend in the store or online during a specified earning period. (Shoppers can return to Kohl’s on specified dates to spend their Kohl’s Cash on any type of merchandise.

In the past, Kohl’s has offered special Kohl’s Cash promotions for the holidays (in 2018, they bumped the rate up to $15 per $50 spent). With your Kohl’s card in hand, you can rack up tons of savings in Kohl’s Cash and card discounts.

5.   Get a special anniversary gift for the holidays

Kohl’s card members receive a special anniversary gift each year in the form of a one-time coupon for Kohl’s purchases. The best thing about these coupons is that you can combine them with other offers, including percentage off discounts. Of course, if you are new cardholder, you won’t qualify for an anniversary offer this year. However, it could be a great gift to yourself for holiday shopping season 2020.

6.   Earn more benefits when you become an MVC

Finally, if you spend enough on your Kohl’s card before the holiday season ends, you could become a credit card MVC (“Most Valued Customer”). You only have to spend $600 on your Kohl’s card within a calendar year to reach this threshold, and this opens the door to even more special discounts and promotions, including free shipping events and a gift on your birthday.

The bottom line

If you plan to shop at Kohl’s for holiday gifts this year, the Kohl’s Card offers ongoing rewards and benefits that could help you save money. Not only will you receive 35 percent off your first haul of stocking stuffers and gifts, but you can use ongoing discounts to save all year long – even during the store’s epic Black Friday sales.

The Kohl’s card doesn’t have an annual fee either, so it’s a card you can keep for the long haul. The sooner you sign up, the sooner all these benefits can be yours.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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