BACK

Search stories by card type

BusinessLow Interest and 0% Intro APRBalance TransfersCash BackRewardsTravel

Research and Statistics

Credit card interest rates chart

Kelly Dilworth

by Kelly Dilworth

August 21, 2019

Filed Under:

Summary

See key rates data from our weekly survey of card APRs covering 2007-2019

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Every week, the CreditCards.com editorial team gathers and publishes the annual percentage rates of new card offers from 100 of the most popular credit cards in our Weekly Rate Report. The chart below presents the historic credit card interest rates data we have gathered since mid-2007.

Use the tabs above the chart to switch between types of credit cards. Hover over any point on a line to see the date and exact rate.

See related: Guide to rising credit card interest rates What is a good APR for a credit card?

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Kelly Dilworth is a personal finance contributor and former staff reporter at CreditCards.com. She began her career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. She returned to journalism in 2010 and since then has written about everything from 20-somethings with Herculean credit scores to the Federal Reserve’s monetary policy decisions.

What’s up next?

In Research and Statistics

Poll: Most Americans are still using cash or debit cards to pay for small purchases

Yes, Americans are still pulling out their greenbacks and debit cards to pay for purchases less than $10. Why aren’t they using rewards credit cards, mobile payments or contactless cards? Find out now.

See more stories
In Other News
Business
Low Interest and 0% Intro APR
Balance Transfers
Cash Back
Rewards
Travel
Credit Card Rate Report Updated: September 23rd, 2020
National Average
16.00%
Low Interest
12.77%
Business
13.91%
Balance Transfer
13.84%
Airline
15.48%
Cash Back
15.94%
Reward
15.78%
Student
16.12%
Instant Approval
18.38%
Bad Credit
24.43%

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.