Despite what you may hear about credit cards, getting into overwhelming debt with them is not inevitable. Learn how you can use plastic to your advantage.
Ignoring debt collectors' letters and phone calls is a bad idea. Deal with it, experts say, otherwise matters can only get worse. Here are 11 tips for dealing with the stress of debt collection.
Once you've read through all the great info in this section, test what you've learned with this quiz. Or if you're feeling brave, go ahead and try it first. Good luck!
Going bankrupt is like pushing a financial reset button, and it comes with its own set of gifts and liabilities. If you're pondering it, consider these 14 key factors.
Used wisely, balance transfers can help you draw down that lingering credit card debt. But the rules can be tricky. Here's what you must know.
Debt consolidation programs can help you, but they can also hurt when done poorly or for the wrong reasons. Here's what you need to know.
Figure the monthly payment needed to pay off the balance transfer before the interest-free period ends -- and the price if you can't quite make it .
Not all credit counseling agencies are the same. Consumers can take the following steps to search for ones that are reputable.