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Summary

8 things you must know about credit card debt Despite what you may hear about credit cards, getting into overwhelming debt with them is not inevitable. Learn how you can use plastic to your advantage. Cutting up your credit card the right way    …

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8 things you must know about credit card debt

Despite what you may hear about credit cards, getting into overwhelming debt with them is not inevitable. Learn how you can use plastic to your advantage.

Cutting up your credit card the right way

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11 tips for dealing with debt collections, collectors

Ignoring debt collectors’ letters and phone calls is a bad idea. Deal with it, experts say, otherwise matters can only get worse. Here are 11 tips for dealing with the stress of debt collection.

Do you know your debt collection rights?

Once you’ve read through all the great info in this section, test what you’ve learned with this quiz. Or if you’re feeling brave, go ahead and try it first. Good luck!

Before bankruptcy, consider these things first

Going bankrupt is like pushing a financial reset button, and it comes with its own set of gifts and liabilities. If you’re pondering it, consider these 14 key factors.

9 things you should know about balance transfers

Used wisely, balance transfers can help you draw down that lingering credit card debt. But the rules can be tricky. Here’s what you must know.

9 things to know about debt consolidation

Debt consolidation programs can help you, but they can also hurt when done poorly or for the wrong reasons. Here’s what you need to know.

0-percent balance transfer calculator

Figure the monthly payment needed to pay off the balance transfer before the interest-free period ends — and the price if you can’t quite make it .

8 steps for picking a credit counselor

Not all credit counseling agencies are the same. Consumers can take the following steps to search for ones that are reputable.

More things to know about credit card debt

Credit Card Rate Report Updated: December 4th, 2019
Business
15.09%
Airline
16.88%
Cash Back
17.38%
Reward
17.04%
Student
18.58%

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