Google releases Android Pay for mobile banking apps

Android Pay


Android Pay


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If you are currently a customer of Bank of America, Bank of New Zealand, Discover, mBank or USAA, you can now access Android Pay through your mobile banking app.

Developed by Google, Android Pay is a mobile wallet designed to offer customers the convenience of paying for items using their mobile phones, rather than using cash or a physical credit card.

Once a debit or credit card has been added to Android Pay, customers can use their phones to purchase items wherever contactless payments are accepted, which currently includes millions of locations. Android Pay can also be used to make purchases in apps and online. To make a purchase, shoppers simply tap their phones against the card reader at checkout. They receive immediate notification after each transaction.

An industry on the rise

According to a recent study by Juniper Research, contactless payment users are expected to surpass 150 million by the end of 2017. Although Android Pay, Samsung Pay and Apple Pay have all seen a huge surge in users since 2015, Apple Pay is expected to continue to dominate the market through the remainder of the year.

2015 2016 2017
Apple Pay 15 45 86
Samsung Pay 3 18 34
Android Pay 2 12 24

By making Android Pay easily accessible through mobile banking apps, Google could possibly increase its customer base, thereby boosting its market share. Banking customers who normally wouldn’t be exposed to Android Pay may be persuaded to try it out once they see the option to use it while logging into their mobile banking app.

According to a blog post from Google, “This latest collaboration with banks expands Android Pay’s capabilities as an open platform, and moves us closer toward our goal of empowering mobile payments everywhere.”


See Android Pay in action here:



See relatedFifth Third Bank offers customers five mobile wallet options, Citibank unveils its first mobile wallet – Citi Pay


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Updated: 04-18-2019