Frequent flyer programs, airline rewards

It's all about the rewards - earning them and then achieving what had been a dream





Latest credit card news


 Frequent flyer programs, airline rewards

Credit card perks to consider when holiday shopping -- While racking up miles and points are great, they shouldn't come first when deciding which credit cards to use for holiday shopping purchases. ... (See Credit card perks)

Best Airline Credit Cards of 2017 | CreditCards.com -- The Alaska Airlines Visa Signature card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards)

Airline cards get you free checked bags, with exceptions -- Airline credit cards will likely get you free checked bags, but there are limits and exceptions. ... (See Airline cards with free checked bags)

Holiday guide of credit card tips -- You'll be spending a lot on holiday shopping and travel. Here's how you can score holiday bonus points and extra cash back with your credit cards. ... (See Holiday guide of credit card tips)

Do the math to compare reward points' values -- When weighing reward redemption possibilities, this simple calculation will help you derive relative points values. ... (See How to compare rewards options)

E-gift cards: 7 tips to pick the right digital present -- E-gift cards offer new ways to connect, save, shop and rack up rewards, but some of them might face restrictions. . ... (See E-gift cards: 7 things to know)

Annual card bonuses shower extra rewards for loyalty -- Extra points, free hotel nights and more at your sign-up anniversary give you a reason to stick with that card ... (See Annual bonus)

Earn holiday bonus miles on airline shopping portals -- Ring up bonus miles and points using American, Southwest, United shopping portals for early holiday shopping ... (See Holiday bonus rewards)

9 travel-related fees, perks your rewards card may cover for free -- A look at some notable travel fees you can avoid with your rewards cards, along with what you should watch out for. ... (See Travel-related card benefits)

2017 holiday card perks and rewards -- Card issuer holiday rewards and perks include bonus rewards on shopping portals, discounts on gift cards, access to exclusive events, extra cash back at popular retailers. ... (See Card issuer holiday rewards and perks)

Pros, cons of using credit cards for everyday purchases -- Using a credit card for all your purchases has its upsides, as long as you aren't adding to your debt load ... (See Rewards for everyday purchases)

Should you use your card issuer's travel portal? -- Should you use your card issuer's travel portal? If you're redeeming points, you often can score some good deals on hotels or car rentals. If you're not redeeming points, shop around. ... (See Card issuer travel portals)

How everyday spending can charge up your rewards bank -- The less common or somewhat routine purchases you may not have thought of can make a difference in unlocking even more rewards ... (See Everyday spend)

How pairing two cards can boost your rewards -- There is nothing wrong with just using one rewards card, but let’s look at how relying on two main cards instead of one can increase your rewards. ... (See Pairing rewards cards)

Choosing the right credit cards as your family grows -- From having a baby to sending kids off to college, each parenting stage comes not only with different expenses but also opportunities to earn rewards points or cash back ... (See Card needs change as kids grow)

Is it time for a holiday credit card swap? -- Between gifts, holiday travel and year-end expenses, the holidays are a good opportunity to score major rewards using the right credit card. Just make sure you meet minimum spends, avoid fees and don't carry a balance. ... (See Time for a holiday card swap?)

Why carrying a balance on rewards cards is not a good idea -- Paying interest dilutes your rewards, so if you must carry a balance, find a low- or no-interest card and forgo those points and miles. ... (See Carrying a balance)

Airport lounge tips from tech CEO who turned airline clubs into a business -- LoungeBuddy CEO Tyler Dikman shares his thoughts on the best way to use cards to unlock lounge access. ... (See Airport lounge tips)

Q&A: How do redeemed travel points get refunded if I cancel? -- Most airline and hotel programs will issue a refund in points, but some, such as American Express, give you a statement credit. ... (See Refunds if you pay with points)

Hunting for more rewards? Don’t overlook business cards -- If there is a reward card you like but you already have it, you can often apply for a business version of the card. You might be surprised to learn that you don’t actually have to run a full-time incorporated business to be approved. ... (See Business cards)

5 ways to earn airline miles – without an airline rewards card -- By using shopping portals, dining programs and other methods, you can add miles with everyday purchases ... (See Airline miles)

What is the best rewards card to pair with Delta SkyMiles airline card? -- Factors to consider when adding any rewards card include how much you spend, where you spend and what kind of rewards you prefer. ... (See Rewards card to pair with airline card)

3 immigrants share how they achieved credit scores over 750 -- Immigrants can achieve high credit scores in the U.S., even though our system is confusing ... (See Immigrants and credit)

Is it time to ditch the Virgin America credit card? -- The fate of the Virgin America rewards program is unclear as it merges with Alaska Airlines ... (See Virgin America card)

Strategies for spouses doubling up on rewards cards -- There are times when a couple can really rack up the points if both apply for the same card, but it does take some additional strategy to play your collective cards right. ... (See Rewards card strategies for spouses)

Holiday travel: 7 ways to snag an early deal using card rewards -- If you start planning your holiday trip now, your credit card can help you score major savings and travel perks, if you use travel portals, card benefits and other online tools. ... (See Holiday travel and rewards)

Use free card services to monitor your credit in wake of Equifax breach -- With recent data breaches at Equifax and elsewhere, card issuers offer options that can help guard against errors and fraud ... (See Credit monitoring)

How to pay for experiences without going into debt -- The key to financing experiences is to plan ahead. Here are six steps to setting up a specific goal and strategies to paying for that dream bucket-list item. ... (See How to pay for experiences)

Charged Up! podcast: Becoming a successful entrepreneur -- Author and business consultant Dorie Clark's tips and secrets will be useful to anyone who has to deal with customers and wants to make sure they are always selling their mission ... (See Dorie Clark podcast)

Why utilities charge convenience fees to pay by credit card -- As credit and debit use increase and payments by check dwindle, utility convenience fees remain ... (See Utility payment convenience fees)

Tips for booking holiday flights using airline miles -- The good news is you can easily fly home for the holidays without big out-of-pocket costs if you put your airline miles and credit card points to good use. ... (See Tips for booking holiday flights using airline miles)

Earning points when renting a car -- As points and miles programs have evolved, there are a number of different ways to earn rewards from car rentals. ... (See Renting a car)

Use miles, points for last-minute Northeast fall foliage trip -- If you know how to work your miles and points, you can actually still make a last-minute trip Northeast to check out the fall foliage. ... (See Fall foliage trip)

Big financial moves can add up to big rewards -- If you're looking to buy or sell a house or refinance, don't miss out on the thousands of points you could earn just by going with a bank offering a big promotion ... (See Rewards for mortgages, refis)

Charged Up! podcast: How to start a profitable side hustle -- If you've wanted to start a side hustle, now is your chance. Side hustle pro, author and world traveler Chris Guillebeau shares his secrets from finding an idea to making the business profitable in less than a month ... (See Chris Guillebeau)

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Are you a VIP jerk? 10 things NOT to do in airport lounges -- If you have or are applying for a card that grants lounge privileges, know how to enjoy the benefits without spoiling the experience for everyone else inside. ... (See Airport lounge etiquette)

Scare up rewards miles, cash back on Halloween expenses -- Halloween is a perfect time to hone in on your miles and points-earning strategies ... (See Get to the Points)

Fund your football fandom with credit card rewards -- Being a football fan can be pricey, but credit card rewards, cash back and other perks can help you save ... (See Football )

Keeping tabs on your reward cards -- If you're looking to maximize your card rewards, be sure to set up an organized system ahead of time to ensure you get the most rewards and never miss a payment ... (See Reaping your Rewards)

6 reasons to put all your wedding expenses on one credit card -- By using one card for all wedding-related expenses, you can more easily stick to your budget and keep track of expenses. ... (See Wedding)

Q&A: Options for avoiding foreign transaction fees -- If you plan to travel internationally, you shouldn't be paying the 3 percent foreign transaction fee. There are now plenty of cards with no annual fee and no foreign transaction fee you can sign up for ... (See Foreign transaction fees)

Pushing reward card applications to the limits -- The lure of reward cards can be strong, and you may decide to apply for every one that appeals to you. But banks are cracking down on how many you can sign up for and how many sign-on bonuses you can rake in ... (See Rewards)

How couples can double up on card rewards -- If you’re part of a pair, consider marrying your rewards strategy along with other parts of your life ... (See Couples and rewards)

Rate survey: Average card APR remains at record 16.14 percent for fourth week -- Sept. 6, 2017: The average APR for new card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Are there Whole Foods perks with my Amazon credit card? -- As Amazon buys Whole Foods, you could see some perks with your Amazon credit card ... (See Amazon)

Extend your summer for last-minute beach trip on points -- Now that summer's peak season has passed, hotels and airfare deals abound ... (See Beach)

Is it time for a rewards card reboot? -- It makes no sense to rack up card rewards and pay high annual fees if you don't have a specific goal in mind in which to use them ... (See Reboot)

How to save reward points on American Airlines flights -- If you have American Airlines points, you might be better off using them on another airline to conserve your rewards ... (See Rewards)

Using credit cards for everything has risks, rewards -- Without the proper controls, you could find yourself with more debt than rewards points ... (See Charging)

Charged Up! podcast: Mastering your credit card rewards -- If you're looking to book free travel or maximize your cash back rewards, Tessa Juliette has some tips to getting to your goals quickly without needing to manage 15 cards ... (See Podcast)

Using rewards on discount airlines -- If you want to score a cheap ticket on a discount airline, you may find it hard to use reward points unless you have a credit card that refunds for any travel expense ... (See Rewards)

How many credit cards should you have? -- Wondering how many credit cards you should have? Experts say at least two, one from each card network, one from each type of rewards, and no more than you can handle ... (See Cards)

4 unexpected ways to earn rewards from grocery shopping -- Here are four other ways than buying groceries to earn rewards ... (See Rewards)

Credit cards, rewards programs add up to savings at the grocery store -- Here are four ways to score points or cash back at the grocery store -- or even with delivery to your door ... (See Grocery)

How dining out can help you earn more rewards -- Here are four ways that dining out can help you earn more rewards ... (See Dining and points)

How credit card needs change as your kids grow up -- Over the years as your kids grow up, get the most rewards from your charging habits ... (See Cards)

How to rack up rewards on your daily commute -- Commuting takes up a lot of the day. Now you can turn some of that transportation time into funds by using credit cards that speed up the rewards you earn ... (See Transportation rewards)

The direct route to a Southwest companion pass -- The Southwest airline companion pass allows you to bring along a companion for free for up to two calendar years, but the 110,000 points needed can be daunting. We show you how you can get there faster without spending a lot of money ... (See Rewards)

4 savvy rewards card lessons from America's teachers -- Credit card rewards help these educators score free travel and cash back for school supplies ... (See Lessons)

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

Ways to rack up points for last-minute, back-to-school shopping -- Offset school supply buys using airline shopping portals and more tips ... (See School)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

American Express reclaims top spot in J.D. Power ranking -- American Express reclaimed the top spot in this year's J.D. Power ranking survey. Customer satisfaction with credit card issuers improved overall, spurred by the proliferation of rewards benefits. ... (See Survey)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

Learn how to maximize card rewards for family fun, saving -- Family rewards expert Summer Hull recounts her free family summer fun ... (See Family)

6 reasons entrepreneurs should get a business card -- Benefits such as expanded buying power, spending rewards and tracking assistance can help fuel business growth ... (See Upgrade)

Is it worth keeping the Chase Sapphire Reserve for a 2nd year? -- The one year anniversary has arrived for Chase's blockbuster premium card; we break down whether it's worth keeping once you've used the big bonus ... (See Reserve)

How do airline credit cards work? -- Know what you're signing up for before you apply ... (See Airline)

Beware of checks sent with your card statement -- If you receive convenient checks with your card statement, you might be tempted to use them, hoping to get rewards. Not only will you get no points for using these checks, but you could end up paying high fees ... (See Rewards)

When do credit card rewards, airline miles, hotel points expire? -- Your credit card rewards could have an expiration date, and if you ignore that deadline you could be throwing away money ... (See Expire)

Merry holiday shopping: 6 ways to cut your costs now -- Back-to-school and summertime deals can lead to major savings if you start your holiday shopping early. First step: making a budget and a gift list. ... (See Holiday)

Using rewards to fly first class -- If you want to use your points to upgrade your seat category on a flight, it could still cost you money ... (See Rewards)

Best No Annual Fee Credit Cards -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (See Best no annual fee credit cards)

What counts as travel on a travel rewards card? -- Find out how to make sure you're getting the points you are expecting for certain travel-related purchases ... (See Rewards)

Video: How your points can pay for experiences -- Tips on how to use your points for more than hotels and flights ... (See Rewards)

Alerting card issuers of travel plans may soon be obsolete -- New industry-leading fraud detection technology can recognize when card members are traveling, eliminating the need to notify card companies of travel plans ... (See Travel)

Are airline cards worth the annual fee? -- Airline cards come with big sign-on bonuses, but after that's used it's difficult to amass a significant number of points. However, there are other perks that make the annual fee worthwhile ... (See Fee)

3 ways to maximize rewards on back-to-school shopping -- Sign-up bonus, shopping portals and cash back can cut your costs ... (See Back-to-school)

How does Priority Pass airline lounge access work? -- With it, 1,000 airport lounges in 130 countries open their doors to you ... (See Priority Pass)

How credit cards cut the costs of your wedding -- Sign-up bonus and rewards can help with expenses for the big day and honeymoon. ... (See Wedding)

Maximizing card rewards after you've earned the sign-up bonus -- So, you've signed up for a bunch of rewards cards, now what? Even if you've already earned the sign-on bonus, there are still some strategies to getting every point available ... (See Rewards)

4 reasons to close a rewards card -- You may have signed up for a rewards card for the bonus points but now find yourself facing an annual fee for a card you no longer use. ... (See Rewards)

Build extra reward points with gift cards -- One way to maximize your card reward offers is to buy gift cards, but beware of how the card is coded so it counts toward the category bonus ... (See Rewards)

How not to go broke as a wedding guest -- A card's sign-up bonus, cashing in rewards can save you on wedding travel and gifts ... (See Wedding)

Sizing up a credit card rewards scheme -- Points pros live lavish lifestyles with their rewards points they collect, but if you're planning to get in on the game, make sure the fees won't outweigh the benefits ... (See Rewards)

New at some brick-and-mortar stores: Pay with your points -- More retailers are linking with credit cards to let you use your reward points easily when making purchases ... (See Rewards)

Who to call in the first hours after fraud strikes -- Who to call in the first hours after you've been a fraud victim. ... (See Fraud)

What if you're a few points short of your plane ticket? -- If you are just shy of the credit card points you need to buy a plane ticket or a hotel room, there are options to get the points quickly, but you may be paying a premium ... (See Points)

Infographic: Employees increasingly off the hook for travel card expenses -- Employers today rarely put responsibility on employees for travel card expenses ... (See Travel cards)

Video: 5 ways to score rewards for wedding costs -- Wedding costs can take a big bite out of your bank account, but if you use your credit cards wisely, you can score big rewards to help offset the cost and pay for the honeymoon ... (See Rewards)

Best airline credit cards: Summer 2017 -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (more)

Credit card product news -- The latest on credit card launches, bonus offers and rewards program updates. ... (See Product news page)

5 questions to ask before making a big purchase for rewards -- If you're looking to score reward points by putting a major purchase on your card, make sure you ask these five questions first ... (See Rewards)

Can I get better rewards without opening a new card? -- If you're looking to up your rewards intake but don't want to open a new card, you may be out of luck unless your bank will work out a deal ... (See Rewards)

Rewards cards draw a surge of complaints to CFPB -- Complaints about credit card rewards jumped 88 percent last year to the Consumer Financial Protection Bureau ... (See Rewards)

Charged Up! podcast: How to finance world travel -- Cassie De Pecol was 27 when she traveled alone to all 198 countries in the world and made it to the Guinness Book of World Records. She now shares her tips on how to finance your own expedition ... (See Podcast)

Q&A: How to transfer AmEx points between airlines -- With a bit of work, you can use American Express Membership Rewards points to fly on all three of the biggest U.S. airlines ... (See Transfer)

Will JetBlue waive baggage fees for noncardholders? -- With a JetBlue Barclaycard your baggage fees and that for three companions are waived, but if you pay for the tickets and don't make the trip yourself, those perks may not apply ... (See Rewards)

Can you count on your credit card travel insurance? -- Your trip may be ruined, but your credit card could help you get your money back ... (See Travel)

Can I get bonus points on my condo rental stay? -- If you have a credit card that gives bonus points for travel expenses, make sure nontraditional accommodations count for the bonus before counting on more points ... (See Rewards)

Using reward cards for concert tickets -- You reward card may come with more than just cash back or points for travel; you can also score early access to tickets for major concerts ... (See Rewards)

Poll: Charging cheap items is cool with cardholders -- We pay by credit cards for most big buys, and more small ones than ever ... (See Small purchases)

Can you transfer loyalty points between card issuers? -- There are ways to transfer points to airlines, hotels, but not between issuers ... (See Points)

Video: Master your bucket list with points -- If your bucket list has items like travel and getting in shape, you may be able to use your credit card rewards points to do it on the cheap ... (See Points)

To get best frequent flyer card, know your hubs -- Before you sign up for a card just because of the bonus, be sure it's an airline that you can often and easily ... (See Airline hubs)

Q&A: Understanding airline card boarding policies -- Despite new boarding group numbers, you do have priority status. ... (See Airlines)

Cash back cards become more generous with rewards -- Cardholders prefer cash back rewards over points so card issuers are offering bigger incentives to sign up and cash out every month ... (See Cash back)

Use your airline rewards for more than seats -- If you are flush with airline points but nowhere you want to fly, check out what else you can get using your rewards ... (See Rewards)

What millennials can teach us about credit -- They're debt-averse initially, but savvy about their credit in later years. ... (See Millennials)

Can you get the cheapest airline seats with reward points? -- As airlines make their seat pricing evermore complex, reward points holders should know where they can score the cheapest seats with their points ... (See Miles)

5 questions to ask before applying for a rewards card -- Rewards cards can be tempting, but before signing up and dinging your credit, know the right questions to ask yourself ... (See Rewards)

Limits to using airline miles -- If you signed up for a credit card for the big airline mile bonus, you may be shocked at how much you still have to pay to fly ... (See Airline miles)

Boost rewards with airlines' dining programs -- Join, register a card, dine at selected restaurants, earn extra points ... (See Dining)

In which categories can I get bonus points? -- Find out how to maximize your rewards by figuring out which category of purchases earns you the most ... (See Bonus points)

Does my card cover rental insurance abroad? -- Credit cards often come with more perks than just points. Before traveling, know how your card can save you money ... (See Insurance)

Redeeming rewards as a statement credit: Many cards allow it -- Find out if your credit card rewards program will allow you to allocate your points toward your balance ... (See Statement credit)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

Are reward points taxable or not? Yes. -- Reward points you get just for signing up for an account are taxable, but ordinary frequent flier miles are not ... (See Taxable?)

Reward possibilities soar with Starwood-Marriott merger -- If you have points with either of the big chains, you have some great opportunities to take advantage of the rewards ... (See Merger)

Survey: Average card APR stays at record high of 15.36 percent -- Jan. 11, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Using rewards miles to fly to Cuba -- While there are still restrictions on travel to Cuba, it has cracked open as a travel destination for Americans, and you can use rewards to get there ... (See Cuba travel)

Rate survey: Average card APR jumps to 15.36 percent -- Jan. 4, 2017: Already at a record high, the national average APR on new card offers jumped again, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Hotel rewards: Go for free nights, not points -- While thousands of points might feel like a bigger sign-on bonus than free nights for a hotel credit card, they make for more complicated trip-planning and run the risk of being diluted ... (See Hotel rewards)

Premium card perk: Access to airport lounges -- When the airport is in complete chaos, a private lounge can offer a nice escape ... (See Perk)

Average card APR climbs to all-time high of 15.29 percent: CreditCards.com Weekly Credit Card Rate Report -- Dec. 28, 2016: Average rates on new credit card offers spiked again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Record)

What is a foreign transaction fee? -- Foreign transaction fees are becoming easier to avoid. If you travel in mind, here's how they work, which cards charge them and which don't ... (See Foreign fee)

What 2016 rewards card trends mean for you in 2017 -- Big lessons from big rewards of 2016 ... (See Rewards)

Survey: Average card APR jumps to record 15.27 percent -- Dec. 21, 2016: The average APR on new credit card offers rose to an all-time high Wednesday after the Federal Reserve increased its benchmark interest rate, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Issuer closes card, empties out your cash rewards cache -- If your bank unexpectedly cancels your card, is there a way to recoup your rewards? ... (See Lost rewards)

Rate survey: Average card APR rises to 15.20 percent -- Dec. 14, 2016: The average APR on new card offers inched higher Wednesday after Capital One increased the APR on one of its cash back credit cards, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs)

8 ways to cut your risk of fraud during holiday travel -- Data breaches, unsecure Wi-Fi, ATM skimmers are all on the rise. ... (See Fraud)

Weighing the value of special card reward deals -- Keeping up with card deals can be overwhelming. You might consider sticking only to the bigger offers or ones that you know you can use. ... (See Deals)

Rate survey: Average card APR holds steady at 15.18% for ninth week -- Dec. 7, 2016: The average APR on new card offers held still Wednesday despite multiple small rate changes, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

How four families rein in their holiday spending -- From an all-cash Christmas to traveling together, you can celebrate on a budget ... (See Holiday budget)

Average card APR remains at 15.18 percent for eighth week -- Nov. 30, 2016: The average APR on new card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Do metal credit cards cause problems with airport security? -- Those elite cards made of metal could cause issues at airports if you try to take them through a metal detector ... (See Metal)

Rev up holiday rewards with your card's shopping portal -- Portals are an easy and lucrative way to maximize rewards points -- if done right ... (See Portals)

Rate survey: Average card APR holds steady at 15.18 percent -- Nov. 23, 2016: The average APR on new credit card offers stayed put Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to maximize credit card rewards while holiday shopping -- Gift yourself some extra reward points while buying gifts for loved ones. ... (See Rewards)

Video: 4 ways to save money shopping online for the holidays -- You don't need Black Friday to score deals ... (See Holiday shopping)

Rate survey: Average card APR stuck at 15.18 percent -- Nov. 16, 2016: The average APR on new card offers stayed at 15.18 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Travel credits offset hefty annual fees, but programs differ -- It’s important to check the fine print before you shell out a hefty annual fee ... (See Travel credits)

Exclusive perks can make retail store credit cards a good deal -- Bank cards are better for everyday use, but if you love a specific brand, go for it ... (See Store card)

6 end-of-year steps to protect your credit -- With the big spending months closing in, take steps to keep your credit under control ... (See Year-end)

Rate survey: Average card APR holds steady at 15.18 percent -- Nov. 9, 2016: The average APR on new credit card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

It's tough to be sure if a purchase qualifies as rewards-eligible -- Look for program disclosures, but they aren't always detailed on what qualifies for rewards ... (See Eligible)

Rate survey: Average card APR remains unchanged at 15.18 percent -- Nov. 2, 2016: The average APR on new credit card offers remained fixed at 15.18 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Simple strategies for increasing your card rewards -- First, shift monthly spending from cash and checks to credit ... (See Rewards)

2016 airline gift card comparison chart -- Several airlines offer gift cards, but their terms and conditions vary so comparison shop before making a purchase ... (See Gift cards)

Video: Use your credit card points to pay for a haunted getaway -- Use your credit card rewards to help pay for a haunted getaway to some of America's most haunted hotels. ... (See Haunted)

Survey: Average card APR remains fixed at 15.18 percent -- Oct. 26:2016: Online card fraud rises, while card-present fraud drops due to EMV switch, according to the CreditCards.com Weekly Rate Report ... (See Rates)

Can you use US credit cards in Cuba? -- Card transactions require internet service, and Cuba’s internet access is spotty. ... (See Cuba)

Survey: Average card APR remains at 15.18 percent for second week -- October 19, 2016: The average APR on new credit card offers remained at 15.18 percent Wednesday for a second week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Best airline cards: Fall 2016 -- The Citi /AAdvantage Platinum Select card and the British Airways Visa Signature Card tie for Best Airline card of Fall 2016. ... (more)

How your card may reimburse canceled trip costs -- Some cards offer trip cancellation protection, but you have to meet all the criteria ... (See Trip)

Compare best sign-up bonus rewards cards -- In our survey, 6 cards deliver upfront rewards worth more than $1,000 ... (See Bonus)

Rate survey: Average card APR falls to 15.18 percent -- October 12, 2016: The average APR on new card offers fell to a nine-week low on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Calculate your rewards card's value: 8-point checklist -- Take count of what you get before paying a big annual fee ... (See Value)

Travel reward cards: How to avoid pitfalls -- Canceling a rewards card after using the bonus can save money on the annual fee but also affect your credit ... (See Rewards)

Rate survey: Average card APR remains at 15.22 percent -- October 5, 2016: The average APR on new card offers remained near a five-year high for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Understanding how airline rewards programs work -- Airlines have changed the structure of their reward programs, but still have great offers if you know how to earn miles. ... (See Miles)

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to get double cash back at Costco -- How to get double cash back at Costco with executive membership and the Costco Citi Anywhere Visa. ... (See Costco)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

You splurged for the Chase Sapphire Reserve card. Now what? -- Use the card's points and perks before that $450 annual fee kicks in again. ... (See Reserve)

Tips for buying airline tickets with a debit card -- Buying an airline ticket with a debit card involves its own restrictions and requirements ... (See Debit)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Supercharge rewards with a business card -- By playing your cards rights, a business card can rack up rewards fast ... (See Rewards)

Making the most of flexible travel rewards programs -- Several programs allow transfers to airlines and hotels, and there may be more possibilities than you realize ... (See Rewards)

Rate survey: Average card APR remains at 15.22 percent -- September 7, 2016: Average rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Rate survey: Average card APR rises to 15.22 percent -- Aug. 31, 2016: The average APR on new credit card offers rose to a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

7 ways to track your reward cards like a pro -- Experts give advice on how to juggle various cards and their rewards points programs ... (See Track)

Rate survey: Average card APR holds steady at 15.19 percent -- Balance transfer and 0 percent purchase offers become less generous ... (See Rates)

To manage money during travel, carry a mix of cards, cash -- A balanced approach gives you the most payment options ... (See Travel)

Compare elite credit cards -- Table summarizes the high-cost, high-reward cards ... (See Compare elite rewards)

Survey: Average card APR inches up to 15.19 percent -- After sitting at 15.18% for nine weeks, a move by AmEx ratchets national average up ... (See Rates)

Not all travel qualifies for rewards bonus points -- Check your card's terms to see how it defines "travel" ... (See Travel points)

5 dream vacations funded with rewards -- Find out how you can turn that wish-list vacation into reality ... (See Rewards)

Survey: Average card APR holds tight at 15.18 percent for ninth week -- August 10, 2016: The average APR on new credit card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Purging seldom-used reward cards -- If you have cards you rarely use, consider canceling them for peace of mind ... (See Gas rewards)

Rewards bubble hasn't popped ... yet -- Points, miles and cash back gush at unprecedented levels, but what goes up must come down ... (See Bubble)

Rate survey: Average card APR remains at 15.18% for eighth week -- August 3, 2016: The average APR on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Maximize points by shifting spending to a rewards card -- Some types of purchases are hard to put on a card ... (See Shift spend)

Rate survey: Average card APR remains stuck at 15.18 percent -- July 27, 2016: The average APR on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate survey)

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Video: How to save on a national park vacation -- With rewards credit cards and other budget-saving tips you can have an exciting park adventure for a fraction of the usual cost ... (See Vacation savings)

9 rewards card sign-up bonus mistakes -- Know the minimum spend required, the fees to avoid and more ... (See Sign-up)

Rate survey: Average card APR remains at 15.18 percent -- July 6, 2016: Interest rates on new credit card held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

A plan now will avoid winter holiday debt -- Summer is the time to start thinking about how to avoid winter holiday debt. Work on budgeting, bargain-hunting and building that savings ... (See Holiday debt)

Card issuers impose limits on rewards card churning -- Limits make it tougher to churn through credit cards to milk them for sign-up bonuses while ducking the fees ... (See Churning)

Rate survey: Average card APR holds steady at 15.18 percent -- June 29, 2016: Interest rates on new credit card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Card offers on planes – are they worth it? -- Credit card applications handed out on planes sometimes come with better rewards sign-up bonuses and other perks, but not always ... (See Rewards)

Rate survey: Average card APR inches up to 15.18 percent -- June15, 2016: The average credit card interest rate ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Foreign ATMs accept US debit cards, but carry backup -- U.S. debit cards are widely accepted at overseas ATMs, but carry credit cards, too, to be safe ... (See ATMs)

Average card APR falls to 15.17 percent: CreditCards.com Rate Report -- After remaining at 15.19 percent for seven weeks, the national average annual percentage rate slid to 15.17 percent ... (See Rates )

Splitting reward points from a small business -- Credit card rewards usually belong to whoever signed up for the account. But small-business partners should discuss whether to split them up or use them for business expenses. ... (See Business rewards)

Rate survey: Average card APR holds steady at 15.19% -- June 1, 2016: The average credit card interest rate remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Options abound for redeeming reward points -- Bank-related reward programs offer a lot of redemption choices. But consider how many points each kind of reward requires ... (See Rewards)

Poll: 8 in 10 Americans pay for summer vacation with savings -- Less than half will take a break at all; 13 percent who do pay with rewards, says a scientific survey by CreditCards.com ... (See Vacation poll)

Rate survey: Average card APR holds steady at 15.19 percent -- May 18, 2016: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Is it time to ditch my airline card for bank rewards or a Costco card? -- How to evaluate the benefits, costs and your preferences to find the right rewards card ... (See Rewards)

Summer spending: Plan, set budget for more fun, less debt -- Lounging by the pool, vacations and summer camp are all part of the beauty of summer. But plan ahead so extra costs don't cause you to rack up credit card debt ... (See Summer)

Survey: Average card APR remains unchanged at 15.19 percent -- May 11, 2016: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

What to do when strange charges appear on your bill -- If there is a charge on your bill that you did not authorize, you should contact your issuer immediately ... (See Fraud)

Survey: Average card APR remains near record high -- May 4, 2016: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

British Airways Avios program both confusing and useful -- Avios can be hard to understand but offer a strong value on some flights ... (See Avios)

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Frequent flier miles may live on after death -- Airlines often allow transfers of frequent flier miles to beneficiaries when a member dies, even if written policies are vague ... (See Transfer miles)

Survey: Average card rate holds steady at 15.16 percent for 10th week -- April 13, 2016: The average credit card interest rate remained unchanged Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to switch your rewards card -- Whether you need to close your old card when you apply for one with better rewards depends on the card's fees and perks ... (See Rewards card)

Rate survey: Average card rates remain fixed at 15.16 percent for 9th week -- April 6, 2016: The average credit card interest rate held firm Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

While in credit recovery, apply for new card with care -- To maximize your score and get the best new card possible, pay off balance on old card first ... (See Score)

Details emerge on new Citi Costco card switch -- Warehouse giant will accept any Visa starting June 20, 2016 ... (See Costco)

Credit card rewards and cardholder satisfaction statistics -- Credit card rewards programs hold the key to cardholder happiness, but there's room for improvement with security ... (See Stats)

Survey: Average card rate remains locked at 15.16 percent for 8th week -- March 30, 2016: For the eighth week in a row, the average credit card interest rate remained stuck at 15.16 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

With high credit score, adding new travel card not a problem -- With responsible use, adding another card to your arsenal has advantages ... (See Reward)

Getting the most out of multiple rewards cards -- Which to use? Know your spending habits, and look at costs, benefits ... (See Rewards)

Survey: For 7th week, average card rate remains at 15.16 percent -- March 23, 2016: The average credit card interest rate held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Ditch or keep rewards card when annual fee comes due? -- With the sign-up bonus spent and a big fee due, it’s OK to cancel or downgrade a card ... (See Fee)

Average card rates remain at 15.16 percent for 6th week: CreditCards.com Weekly Credit Card Rate Report -- The average credit card interest rate remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Help! I need points fast for a summer trip! -- Earning points in a hurry is possible but requires some planning and spending ... (See Miles)

Rate survey: Average card rate sits tight at 15.16% -- March 9, 2016: The average credit card interest rate didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Options dwindle for paying mortgage, car loan on credit -- It's possible, but requires 'manufactured spending' techniques that are both risky and complex ... (See Points)

Rate survey: Average card rates remain at 15.16% for fourth week -- March 2, 2016: The average credit card interest rate stayed put Wednesday at 15.16 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Consider award availability before selecting travel card -- If you know where you want to travel with miles, see which airlines offer the most award seats before applying for a travel card ... (See Miles)

Video: Couples score free honeymoons using rewards points -- Here's how two couples paid for their honeymoon with rewards points earned on wedding expenses ... (See Honeymoon)

Rate survey: Average card rate holds steady at 15.16 percent -- Feb. 16, 2016: The average credit card interest rate stayed at 15.16 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Should you pay for merchandise with reward points? -- Card companies are offering more options than ever for redeeming points, but pay attention to the value ... (See Redeem)

Rate survey: Average card rate remains at 15.16 percent -- Feb. 17, 2016: The national average annual percentage rate remained near a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Downgrading a rewards card? You may be eligible for sign-up bonus -- If one card becomes too expensive, consider applying for less costly versions -- and you might even score a sign-up bonus. But be aware of credit implications ... (See Rewards)

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How JetBlue's card switch to Barclaycard will work -- American Express cards will stop working in March 2016, but TrueBlue points remain ... (See JetBlue)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Examine partners to earn more United miles -- If you’re interested in reward flights on United, consider cards connected to airline and bank-program partners ... (See Rewards travel)

Rate survey: Average card rates hold steady at 15.12% -- Jan. 20, 2016: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Why do people pay high annual fees on credit cards? -- Paying hundreds of dollars a year for a credit card might seem ridiculous, but some people find value even in those top-tier cards ... (See Annual fee)

Rate survey: Average card rates fall to 15.12 percent -- Jan. 13, 2016: The national average interest rate on new credit card offers slipped Wednesday for the first time in two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Don't secretly add an authorized user to boost your rewards -- Some rewards cards dangle the prospect of extra points for adding a friend or relative to your account, but make sure you tell the other person first ... (See Secret authorized user)

Rewards scarce from vacation rentals companies -- Airbnb, HomeAway and other vacation rental companies have no rewards programs of their own, but you may be able to coax some rewards out by carefully using the right card ... (See Vacation rental rewards)

Rate survey: Credit card interest rates jump to 15.13 percent -- Jan. 6, 2016: Interest rates on new credit card offers rose Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Check flight availability before transferring rewards points -- If you don't check flight availability before transferring, you might be stuck with airline miles that are hard to use ... (See Frequent flier)

Rate survey: Average card rates jump to 15.07 percent -- Dec. 30, 2015: Interest rates on new credit card offers rose to a near record high this week after Citi boosted rates on multiple cards, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Targeted reward offers: What to do when they go bad -- Incentives to spend on a card can give big rewards, but make sure you take the right steps in case you don't receive what you're owed ... (See Targeted offers)

Rate survey: Credit card interest rates jump to 15.05 percent -- Dec. 23, 2015: Interest rates on new card offers rose to a one-year high this week after the Federal Reserve increased rates for the first time since 2006, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rate increases to 14.99 percent -- Dec. 16, 2015: Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Check American Airlines' reward partners, transfer options -- If you're trying to build American Airlines miles, or fly where that airline goes, you have more options than you may think ... (See Airline points transfer parnters)

Rate survey: Average card rates rise to 14.98 percent -- Dec. 9, 2015: A Interest rates on new credit card offers rose this week for the first time in almost two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly rate report, Dec. 9, 2015)

Global Entry perk may make big-annual-fee rewards card worthwhile -- Some premium cards have annual fees of $450 or more, but features such as lounge access and Global Entry might make them palatable ... (See Global Entry)

Dividing credit card rewards in a divorce -- If you have accumulated a slew of miles, and you're heading for divorce, they could become an issue in the breakup ... (See Rewards points and divorce)

Weighing rewards cards in aftermath of airline changes -- With airlines overhauling their frequent flier programs, we run some numbers to help you evaluate which card makes more sense for you ... (See Rewards)

Best ways to earn, redeem rewards points over the holidays -- Credit card rewards you've been earning all year can help defray the costs of the holidays. The season is a great time to boost your rewards earning potential, too ... (See Holiday rewards)

IRS won't care if you buy gift cards with reward points -- Even if you get a "cash back" reward card that you spend like cash, it's not considered income, so shop away! ... (See Rewards not taxable)

Airlines change from miles to price-based rewards -- The three largest U.S. airlines now base rewards points on how much you pay, not how far you fly, a change that devalues airline rewards for all but the most hardcore traveler ... (See Price-based rewards)

Average card rates remain at 14.96 percent: Weekly Credit Card Rate Report -- Nov. 18, 2015: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report, Nov. 18, 2015)

Video: How one woman travels the world on credit card points -- Dr. Erica Miller uses credit card reward points to take luxury vacations across the globe. Here's how ... (See Rewards traveler)

How to react when your reward program changes -- Travel points and miles tend to lose value over time. Here's how you can guard against that trend ... (See Devaluation)

Rate survey: Average card rates fall to 14.96 percent -- Nov. 11, 2015: Interest rates on new credit card offers tumbled Wednesday for the first time in almost nine months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How long to wait to apply for another rewards card -- Don’t apply too aggressively -- for the sake of your credit and budget ... (See Rewards)

7 secrets of extreme credit card owners -- How seekers of big rewards, discounts manage 10, 20, 30 cards ... (See Extreme cardholder secrets)

Survey: Average card rate sits tight at 15.01% -- Nov. 4, 2015: Interest rates on new credit card offers held firm Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Great credit score means you should reap rewards -- The longer you've used credit successfully, the less harm you'll do by getting some new cards, and big sign-up bonuses make it worthwhile ... (See Reap credit rewards)

Rate survey: Average card rates remain at 15.01 percent -- Oct. 28, 2015: Interest rates on new credit card offers remained in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Balancing need to save against urge to earn rewards -- Consider your spending habits and self-discipline to create a plan that you can stick to ... (See Rewards)

Frequent flier miles sometimes contain hidden tax -- If you accumulate miles that have been purchased, be prepared to see slight charges to cover a 7.5 percent excise tax the IRS imposes when companies buy miles from the airlines ... (See Frequent flier mile excise tax)

Rate survey: Average card rates increase to 15.01 percent -- Oct. 14, 2015: Average rates on new credit card offers rose Wednesday for the first time since June, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Luxury reward perks: What you get for paying big annual fee -- Beyond free flights lies a world of exclusive privilege, if you're willing to pay the annual fees ... (See Luxury perks)

How to transfer your miles and points into other reward programs -- Sorting through different reward currencies can become complicated but give you additional options to redeem ... (See Transfer)

Survey: Average card APR remains at 15% for record 16th week -- Oct. 7, 2015: Interest rates on new card offers remained cemented in place for another record-breaking week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (more)

Does a business card's guarantor own its rewards points? -- Agreeing to guarantee a cardholder's debt doesn't automatically grant you the card's benefits ... (See Business rewards)

US card acceptance abroad grows, even at kiosks -- Travelers' woes diminish as new data suggests the vast majority of U.S. Visa cards work abroad, even at previously troublesome payment machines ... (See Card acceptance abroad)

Survey: Average card rate stuck at 15% for 15th week -- Sept. 30, 2015: Interest rates on new credit card offers remained locked in place again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card rates hold steady at 15 percent for 14th week -- Sept. 23, 2015: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Little-known card perk: insurance against baggage delays -- Cardholders often don't even know that some cards provide insurance that will reimburse them for expenses incurred due to delayed baggage ... (See Baggage delay insurance)

Survey: Average card APR sits tight at 15% for 13th week -- Sept. 16, 2015: Interest rates on new credit card offers still aren’t moving, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

My husband won't let me get an EMV chip card for our European trip! -- Many card issuers have switched to EMV chips, but some still have only magnetic stripes. Does it matter? ... (See EMV card )

Survey: Card rates stuck at 15 percent for a record 12th week -- Sept. 9, 2015: For a record 12th week, interest rates on new credit card offers remained stuck in place, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Balance free companion ticket with seat availability, annual fee -- The perk, which comes with the Platinum Delta SkyMiles card by American Express, sounds great but you'll probably need flexible travel plans to use it ... (See Companion ticket)

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Automatic cash back rewards checks tough to find -- A survey of 10 top cash back cards reveals only one apparently allows you to sign up for automatic rewards checks ... (See Cash back)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Unaffiliated travel reward cards give you choices, bonuses -- Some cards come with generous sign-up bonuses that can be used for a wide range of travel charges, but they’re not for everybody ... (See Travel)

Survey: Average card rates hold steady at 15% for 9th week -- Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Personalized help for maximizing your rewards -- If you're not comfortable deciding which cards to purge and which to use, technology and professionals might help ... (See Rewards app)

Survey: Average card rates stay at 15 percent for 8th week -- Aug. 12, 2015: Average credit card interest rates remained at 15 percent Wednesday for the 8th consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

I'm facing default: Are my airline miles at risk? -- Rewards might be the least of your worries if you're in financial trouble, but they can have lots of value ... (See Frequent flier)

Rate survey: Average card rate sits tight at 15 percent -- Aug. 5, 2015: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Help! My estranged wife stole 2 million reward points! -- Ex-wife fools card company into transferring points to her account. How can he get the points back? ... (See Theft)

Rate survey: Average APR lodged at 15 percent for 6th straight week -- July 29, 2015: Interest rates on new credit card offers were left unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Changing your reward card when airlines shift strategies -- It makes sense to monitor the companies connected to your credit card rather than get stuck with rewards you won't use ... (See Rewards)

How credit cards saved my vacation -- As intrepid travelers know well, few trips go perfectly as planned. That's when your credit card can come to the rescue. ... (See Vacation)

Rate survey: Average card rate remains stuck at 15 percent -- July 22, 2015: Interest rates on new credit card offers stayed in place again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cashing in reward points after death -- If you've got to oversee distribution of reward points to heirs of a deceased cardholder, it's best to redeem them for something with a concrete value ... (See Rewards)

Rate survey: Average card rate remains at 15 percent -- July 15, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Perks multiply in latest generation of elite cards -- Why shell out $400 a year or more just to carry a super premium credit card? It's all about the perks. ... (See Elite cards)

Rewards earned via business spending are tax-free, for now -- The IRS has been consistent in its interpretations, but increasing complexity could prompt changes ... (See Tax free rewards)

Survey: Average card rates remain at 15 percent for a 3rd week -- July 1, 2015: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

5 questions for picking a rewards card -- and 1 that shouldn't matter -- To benefit from rewards cards, pay your balance monthly and the APR won't matter. After that, consider these factors ... (See Rewards)

Business and personal expenses better on separate cards -- You can legally use a small-business credit card for all of your spending, but there are advantages to keeping them separate ... (See Separate business card)

Rate survey: Average card rates hold steady at 15 percent -- July 1, 2015: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

What else can I buy to boost my reward points? -- There are ways to increase your rewards earnings by engaging in what's called "manufactured spending." But the time-consuming pursuit is not for everyone ... (See Manufactured spending for rewards)

Rate survey: Average card APR rises to 15 percent -- June 24, 2015: Average APR on new card offers inched up this week for the first time in over a month, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Paying a utility bill on a rewards card to earn points -- If you pay off your credit card balance in full every month, it makes sense to put as many expenses as you can on your card -- if you can avoid fees ... (See Utility rewards)

Average card rates remain at 14.99 percent for fifth week -- June 17, 2015: Interest rates on new credit card offers remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate reports)

11 credit card travel insurance benefits -- Your credit card may offer extra insurance protection when you travel. Here are 11 benefits to consider ... (See Travel benefits)

Finding a credit card with concierge service -- You don't often hear about concierge services and other benefits, but they are common among reward cards ... (See Concierge)

Average card rates remain stuck at 14.99 percent -- June 10, 2015: The national average APR for new credit card offers remained locked in place Wednesday for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

What's the best reward card for a single big purchase? -- Want to maximize rewards returns on an upcoming big purchase? Several cards offer 2 percent cash back, but sign-up bonuses on travel cards are even more lucrative ... (See Rewards)

Rate survey: Average card rates don’t budge -- June 3, 2015: Average rates on new credit card offers remained unchanged Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

What that 'free' airline award ticket will cost you -- We compare the airline fees typically found on tickets purchased with miles. It's no surprise the rewards programs have stopped calling them "free" ... (more)

Credit card interest rates remain unchanged at 14.99 percent -- May 27, 2015: Average rates on new card offers lingered at 14.99 percent Wednesday after increasing the previous week to their highest point in more than 6 months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to salvage points earned on a failing business's corporate card -- A corporate bankruptcy doesn't mean rewards points will be seized. There are ways to salvage the points for personal use before the corporate card account is closed ... (See Bankruptcy)

Rates jump to 14.99 percent: CreditCards.com Weekly Credit Card Rate Report -- May 20, 2015: Average rates on new credit card offers rose Wednesday to their highest point in more than six months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates jump to 14.99%)

Finding a single reward card for the whole family -- If you're looking to consolidate all household charges on one statement, consider adding family as authorized users ... (See Authorized users)

5 tips for negotiating rewards cards' annual fees -- Credit card issuers can be surprisingly receptive to cardholders who are seeking a break on their annual fees. They won't always waive them, but you may walk away with a discount or bonus points ... (See Negotiating rewards card fee)

How I fared when I asked for fee waivers on rewards cards -- CreditCards.com reporter Tony Mecia tries his hand at getting a deal on his annual fees. The results were encouraging ... (See Annual fee waiver)

Credit card interest rates stalled at 14.92 percent -- May 13, 2015: Interest rates on new credit card offers held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

On a foreign trip, should I use credit cards at ATMs? -- The cards you use in the U.S. will probably work fine for international travels, but here are your options ... (See Foreign ATMs)

Credit card interest rates sit tight at 14.92 percent -- May 6, 2015: Interest rates on new card offers remain locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Average APR on new card offers remains at 14.92 percent -- April 29, 2015: Interest rates on new card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Transferring reward points to airlines often yields great value -- For credit card rewards programs that allow you to either buy flights through their portals or transfer points to airlines, the latter is often the faster way to earn free flights ... (See Flights)

Average card APR increases to 14.92 percent -- April 22, 2015: Average rate on new card offers increased this week to the highest point this year, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Finding the best card for travel upgrades -- For business card seekers looking for hotel and airline upgrades, it pays to figure out where you spend the most, then investigate the networks of points programs ... (See Upgrades)

Credit card interest rates stay put at 14.9 percent -- April 15, 2015: Average rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Poll: Right age to get a card? 22 -- Our national survey also finds millennials are conflicted about cards: They think they should have them early, yet one in four doesn't have one ... (See First card poll)

Valuing frequent flier miles on your tax return -- The IRS treats reward miles like coupons or rebates, not like income or expenses. That means you won't be taxed on miles earned, but you also can't treat an award trip as an expense ... (See Miles and taxes)

Card interest rates remain at 14.9 percent for third week -- April 8, 2015: The average APR on new card offers remained at 14.9 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Card shields protect against low risk of RFID theft -- Card shields or sleeves may keep thieves from remotely gathering data from the RFID chip in your credit card. But the odds of such theft are approaching zero, so focus on other concerns ... (See Card shields)

Average APR on new card offers holds steady at 14.9 percent -- April 1, 2015: The national average APR on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: More cards bid farewell to foreign transaction fees -- Consumers looking for a card that won't tack extra fees onto purchases when traveling abroad now have more than 60 cards to choose from, according to CreditCards.com's 2015 foreign transaction fee survey ... (See Foreign fee survey)

Authorized users can sometimes gain late cardholder's rewards -- If a primary cardholder passes away, an authorized user on the account is not usually entitled to the account's rewards points. But program providers are often more generous than their rules convey ... (See Inherit rewards)

Average credit card interest rate increases to 14.9 percent -- March 25, 2015: Average rates on new credit card offers inched up this week for the first time in nearly five months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Crooks' new target: your rewards points -- Cyberthieves are plundering easy-to-hack loyalty program websites, grabbing your rewards points and a treasure trove of personal information that can put your identity at risk ... (See Rewards theft)

Apple Pay fees could upset the rewards cart -- Fees on banks to include their credit cards in Apple Pay could lead to rewards cutbacks someday, but so far there's no evidence it will happen ... (See Apple Pay)

Credit card interest rates hold steady at 14.87 percent -- March 18, 2015: Average rates on new credit card offers held firm Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

When to close an annual-fee card -- Closing a credit card can lower your credit score a bit, but if your annual fee is due and a more rewarding card beckons, it's probably worth it ... (See Annual fee)

Credit card interest rates hold at 14.87% for third week -- March 11, 2015: The national average APR for new card offers remained unchanged Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

For foreign travel, go for the chip, don't hold out for a PIN -- Having a credit card with an EMV chip will make it easier to get around in Europe, but don't insist on one that requires a PIN rather than a signature ... (See Chip-and-PIN)

Credit card interest rates stay at 14.87 percent -- March 4, 2015: Average rates on new card offers held steady Wednesday at 14.87 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Carrying a balance? No rewards card for you! -- Interest costs far outweigh any rewards offered by credit cards, so prioritize paying off your balances before thinking about earning rewards ... (See No rewards)

Poll: Wealthy getting EMV cards first -- Chip-bearing EMV cards, and the extra fraud protection that goes with them, are being issued first to wealthier cardholders, a CreditCards.com poll shows ... (See EMV cards)

Credit card interest rates drop to 14.87 percent -- Feb. 25, 2015: Average rates on new card offers fell Wednesday for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

With Costco and AmEx splitting, don't rush to switch cards -- Costco will be ending its exclusive relationship with American Express. But there's no need to drop the Costco AmEx card right away. Wait to see what new cash-back deals shake out ... (See Costco-American Express split)

Poll: Wealthy prefer cash-back rewards on their cards -- Three out of five wealthy Americans prefer cash-back rewards, choosing them over free hotel stays, concierge services and even frequent flier miles ... (See Cash back)

Credit card interest rates stay at 14.89 percent for 7th straight week -- Feb. 18, 2015: Average rates on new credit card offers stayed put again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Earning rewards on foreign purchases -- Charging in another currency still yields reward points, but make sure you have a card that has an EMV chip, but doesn't have foreign transaction fees ... (See Foreign currency purchases)

Credit card interest rates remain at 14.89 percent for 6th week -- Feb. 11, 2015: Average rates on new credit card offers remained stuck at 14.89 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

6 bad reasons to open a new card -- Take a look at six of the worst rationalizations for opening a credit card, and learn how to be a prudent plastic user. ... (See Bad reasons to open card)

Poll: Wealthy cardholders prefer cash-back rewards -- Getting cash back is by far the favorite credit card reward, according to a new CreditCards.com survey of cardholders with at least $100,000 in investable assets ... (See Cash-back survey)

Pros, cons of getting a business card for personal use -- Business cards sport features personal cards don't have, and no rule prevents someone without a business from getting one -- but watch the catches ... (See Business cards)

Credit card interest rates stay at 14.89 percent for fifth week -- Feb. 4, 2015: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Adding a separate rewards card for business travel -- If you pay for work-related travel on a personal credit card, it may make sense to get a separate card just for those expenses. But first, think about how you'll use the points ... (See Travel)

Average card APR remains stuck at 14.89 percent -- Jan. 28, 2015: Interest rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to use US Airways miles as merger unfolds -- If you want to redeem US Airways miles, you'll still need to use the US Airways award chart until the airline finishes combining its frequent flier program with that of merger partner American Airlines ... (See Redeem)

Credit card interest rates remain at 14.89 percent for third week -- Jan. 21, 2015: Interest rates on new credit card offers remained at 14.89 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Apply for your first credit card, then remove yourself from Dad's -- Preserve your authorized user credit history when applying for your own card. Once approved, you can then safely remove yourself from the shared account ... (See Apply)

Credit card interest rates hold steady at 14.89 percent -- Jan. 14, 2015: Average rates on new credit card offers remain unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Airline frequent flier miles should survive if you file for bankruptcy -- Banks can cancel reward cards if you’re insolvent, but you shouldn't lose frequent flier points you've earned through the cards if they've already been posted to your airline account ... (See Points in bankruptcy)

Credit card interest rates slide to 14.89 percent -- Jan. 7, 2015: Average rates on new credit card offers fell Wednesday for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Transferring miles, points between airlines not allowed -- You can't transfer the miles from one airline's credit card reward program to another, so comparison shop and make your initial choice carefully ... (See Transferring miles)

Credit card interest rates fall to 14.91 percent -- Dec. 31, 2014: Average rates on new credit card offers edged lower this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Travel cards' best signup point offers require excellent credit -- Most rewards cards are targeted at people with excellent credit -- with FICO scores of 750 and above. But if your credit is in the "good" range, you still have options ... (See Sign-up bonus score)

Beating the year-end deadline for elite flier status -- Need only a few thousand miles to hit an elite level in your frequent flier program? The situation can be especially complex for US Airways customers, as the airline merges with American Airlines. But there are a few options ... (See Elite status)

5 simple ways to keep frequent flier miles from expiring -- There are a number of ways to keep your frequent flier account active, even without a credit card. They might take a little time and money, but investing to preserve a cache of valuable frequent flier miles can make sense ... (See Miles)

Choose your rewards strategy: One card? Or multiple? -- Using one rewards card consolidates points, but having several lets you be sure every dollar spent earns you something back ... (See Multiple rewards cards)

Poll: If given $1,000 in miles or cash back, most would splurge, not save -- At least 83 percent of Americans said they would splurge in some fashion if they received $1,000 in travel miles or credit card cash rewards, a poll from Capital One found ... (See Rewards splurge)

Credit card interest rates hold steady at 14.98 percent -- Nov. 26, 2014: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Strategies for unlocking airline award seats -- Airline frequent flier programs make it easier to earn miles than to redeem them for tickets. Having the right credit card might just open up a few more seats that can be purchased using points ... (See Award travel)

Credit card interest rates fall to 14.98 percent -- Nov. 19, 2014: Average rates on new card offers fell below 15 percent Wednesday for the first time in more than a year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Some cards generous for travel, give less in cash back rewards -- If a travel card turns out to offer different rewards or fewer points than you expected, consider canceling it before the annual fee comes due ... (See Travel rewards)

Credit card interest rates slide to 15 percent -- Nov. 12, 2014: Average rates on new card offers declined this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Nov. 12, 2014)

Credit card interest rates remain at 15.09 percent -- Nov. 5, 2014: Average rates on new card offers held steady Wednesday at 15.09 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

When canceling a rewards card, purge clutter, but not points -- By all means, cancel a rewards card that is no longer right for you, but don't be hasty. Try to hang onto the points, and see if the issuer will offer to sweeten your deal ... (See Canceling rewards)

Credit card interest rates rise to 15.09 percent -- Oct. 29, 2014: Average rates on new card offers rose slightly Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rules for baggage perks might have exceptions -- Airline reward cards allow free checked bags for the cardholder only under certain circumstances, but ticket agents sometimes offer flexibility ... (See Checked bags)

Credit card interest rates linger at 15.07 percent -- Oct. 22, 2014: Average rates on new card offers stayed at 15.07 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates Report, Oct. 22, 2014)

Best way to track all those reward points? -- How do you make sure you really earned triple points on gas purchases on Card A and the miles you were supposed to when using Card B's online shopping portal? There are no easy answers ... (See Rewards tracking)

Credit card interest rates hold steady at 15.07 percent -- Oct. 15, 2014: Average rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Trip canceled? Your credit card may reimburse you -- How much of your trip's travel insurance is already covered by your credit card? Some cards offer reimbursements on failed travel plans ... (See Trip cancellation)

Compare credit cards' trip cancellation, trip interruption policies -- Does your credit card cover you if you have to cut your vacation short or cancel it all together? Use this chart to compare some of the cards that can ... (See Trip cancellation card policies)

Even with high credit score, some card applicants rejected -- How can someone with an 800+ FICO score be denied a new credit card? It may have to do with rewards card churning but the first thing to do is ask the issuer that is denying your application ... (See Application denied)

Credit card interest rates remain at 15.07 percent -- Oct. 8, 2014: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Using rewards to buy a new car -- Some credit cards earn you rewards that can be used as an auto down payment, but consider alternatives such as cash-back cards, too ... (See Down payment rewards)

2014 Credit Card Tuition Payment Survey data -- Find out whether the four-year college or university you're considering will allow you to make tuition payments by credit cards -- and at what cost ... (See 2014 tuition payment survey data)

Average credit card interest rates rise to 15.07 percent -- Oct. 1, 2014: Average rates on new card offers jumped this week to their highest point in nearly three years, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Getting started with rewards cards -- Rewards credit cards can be a good way to earn free travel or other goodies, but for the beginner, the process may seem overwhelming. We break it down to make it easier to get started ... (See Rewards)

Average card rates fall to 15.05 percent -- Sept. 24, 2014: Average rates on new credit card offers dipped this week for the first time in more than five months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

When new to credit, top rewards cards may be out of reach -- A student about to graduate wants a top-tier travel rewards card to be her first card, but her short credit history may not let her qualify -- yet. Here are the steps to take ... (See Qualifying for rewards)

Putting credit card concierge services to the test -- We tested these free services that come with some rewards cards and found them prompt and courteous. But you forfeit some control when you use them ... (See Concierge)

Rates remain stuck at 15.06 percent for fourth week -- Sept. 17, 2014: Average rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report)

Using points when holiday award seats are full -- There are a number of creative ways to use credit card points or perks to travel cheaply during busy periods ... (See Holiday travel)

Don't travel? Opt for other business rewards -- If you don't travel much for business or pleasure, there's no point in getting a small-business credit card that specializes in travel rewards. Instead, look for a cash-back card or one that earns rewards you can use ... (See Business rewards)

Credit card interest rates remain at 15.06 percent for 3rd week -- Sept. 10, 2014: Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates average 15.06%)

Premium cards can move you faster through airport security lines -- Premium travel credit cards can help get fliers to their gates faster but the service is not available in every airport ... (See Faster at airports )

6 rules for 'card flipping' -- While "flipping" cards to take advantage of promotional deals can lead to free travel and other perks, if you don't play the game correctly, you can trash your credit ... (See Flipping)

Buying a car with a credit card often an uphill fight -- Using a credit card to buy a car could give you consumer protections and perks. But most dealers hate the fees that go with accepting plastic, so you might have to wheel and deal ... (See Buying a car on credit card)

Credit card interest rates steady at 15.06 percent -- Sept. 3, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Should I 'boost' my frequent flier miles on an upcoming trip? -- Airlines offer travelers the chance to buy miles at a discounted rate, but using cards or shopping portals can be a better value ... (See Miles)

Credit card interest rates grow to 15.06 percent -- Aug. 27, 2014: Average credit card interest rates rose this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Using prepaid cards to boost rewards -- Some options are drying up, but there are still ways to earn points by buying gift cards and reloadable products ... (See Manufactured spend)

Interest rates remain locked at 15.03 percent for 7th week -- Aug. 20, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Are sign-up rewards bonuses seasonal? -- If you're looking to get a points bonanza by signing up for a rewards credit card, timing can be critical. But figuring out when the next big bonus will be available is tricky ... (See Rewards)

Credit card APRs remain flat at 15.03 percent -- Aug. 13, 2014: Average rates on new card offers remained at 15.03 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report Aug. 13, 2014)

Returning a gift? The buyer loses the rewards points -- To prevent users from gaming the system, credit card issuers usually dock your rewards points when you return an item, even if it was a gift ... (See Rewards returned)

Card APRs locked at 15.03 percent for 5th week -- Aug. 6, 2014: Interest rates on new credit card offers held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report Aug. 6)

Third-party booking sites trip up hotel rewards -- If your company requires you to book travel through a website such as Expedia or Orbitz, you probably won't be able to earn hotel rewards -- but it never hurts to try ... (See Hotel rewards)

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Will changing my award ticket to Israel cost me? -- Whether it's missile attacks or bad weather, when problems arise that hamper travel, airlines often waive fees to change award tickets ... (See Cancellation fees)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How couples can pool miles, transfer points for award travel -- Some couples get the same rewards card to double up on points, but find combining them can be tricky. Check out our review of the fees and restrictions for some of the most popular programs ... (See Pooling points)

Credit card interest rates stay put at 15.03 percent -- July 16, 2014: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates report)

Eat out often? Stuff yourself with rewards for dining -- If you dine out often, you may as well be earning extra credit card rewards on all those restaurant tabs. To choose the right card, consider the type of reward you want, the cost of the card and other reward-boosting options ... (See Dining rewards)

Rates rise for the second straight week: CreditCards.com Weekly Credit Card Rate Report -- July 9, 2014: Interest rates on new card offers rose Wednesday for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, July 9, 2014)

Giving miles or points through a gift registry -- Donating rewards points for that special day sound appealing, but gift registries are a poor deal compared with alternatives ... (See Gifting miles)

Spotting and avoiding hidden hotel fees -- Taking a page from airline and card industries, hotels are raking in billions of dollars a year in unexpected and sometimes hidden fees. Here's how you can steer clear of such costs ... (See Hotel fees)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- July 1, 2014: Interest rates on new card offers rose this week for the first time in two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, July 2, 2014)

Is a smart-chip card needed when I travel to Europe? -- European countries added EMV chips to credit cards years ago. U.S. issuers are just now catching up with the anti-fraud technology. But is an EMV card a must for European travel? ... (See Chip card)

Rates remain stuck at 15.01 percent for 8th week -- June 25, 2014: Interest rates on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 25, 2014)

Tools, tips for choosing a frequent flier destination -- Award tickets can be hard to come by, but some airlines run specials and have other features to help you book your free trip ... (See Choosing destinations)

New high-end cards boost average cost of annual fee cards -- A surge of pricey new high-fee credit cards on the market boosted the average annual fee to $163, nearly double a year ago ... (See Annual fee cards)

Card rates remain locked at 15.01 percent for 7th week -- June 18, 2014: Interest rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 18, 2014)

Capital One's rewards chief: Expect a busy travel season -- In a Q&A, Capital One's rewards vice president Amy Lenander discloses it will be a busy summer season, and what the future holds for rewards ... (See Summer rewards)

Do United's frequent-flier changes devalue its travel card? -- United is following other airlines in changing the way you earn miles for paid flights. But it won't necessarily affect credit card points chasers ... (See MileagePlus)

Rates remain at 15.01 percent for 6th week: CreditCards.com Weekly Credit Card Rate Report -- June 11, 2014: Interest rates on new card offers held firm this week, stalling at 15.01 percent for the sixth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR on new card offers: 15.01% again)

How to keep points from a company credit card -- If you've racked up a lot of AmEx points on your company credit card, but are changing jobs, it's worth signing up for a personal card so you can keep your rewards points ... (See AmEx rewards)

Invaders of personal space cause biggest travel headache -- Invasion of personal space tops the list of headache-causing habits of travelers, according to a Capital One survey of 1,000 rewards cardsholders ... (See Annoying travelers)

Rankings for frequent flier programs: 2 surveys, similar results -- Ratings are beginning to take into consideration one of the most important factors to many fliers: reward seat availability. As airline program models shift, so will availability ... (See Frequent flier program rankings)

Rates remain stuck at 15.01 percent for 5th week: CreditCards.com Weekly Credit Card Rate Report -- June 4, 2014: Interest rates on new card offers remained at 15.01 percent Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report 15 percent)

When you can, can't transfer rewards points -- Shifting points between programs often comes with restrictions. But outright transfers are not the only way to get more options from your points ... (See Transfer points)

Rates hold steady at 15.01 percent for fourth week: CreditCards.com Weekly Credit Card Rate Report -- May 29, 2014: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Avoid companions' checked-bag fees with wise card use -- Many people have found a way around checked-bag fees but you have to know where to look to get the most bag for your buck ... (See Free bags)

Rates remain stuck at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 21, 2014: Average rates on new credit card offers didn't budge for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, May 21, 2014: APRs stalled at 15.01%)

Sign up, max out, cancel, repeat: Rewarding, but dangerous to credit? -- Some frequent flier mileage chasers cancel cards as soon as they've hit their initial spending targets to earn rewards. But the strategy carries risk ... (See Sign-up strategy)

Rates remain at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 14, 2014: Average rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey May 14, 2014)

How to nab scarce award flights -- Airlines and card companies love to tout the ease of racking up miles, but when it comes to spending them, it's often not so easy. Advance planning and flexibility help ... (See Spending miles)

Rate survey: Credit card interest rates rise to 15.01 percent -- May 7, 2014: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates averaged higher)

Supercharging rewards from online travel agencies -- Online travel agencies such as Orbitz and Expedia offer rewards cards. Whether they're right for you depends on your spending and travel patterns ... (See Travel rewards)

Rewards card switch: from fee to no-fee -- If your rewards card's fee is too high, it's time to look for alternatives. Switching may put a temporary dent in your credit score but it's usually more important to get a card that fits your needs ... (See Going no-fee)

Rate survey: APRs hold steady at 15 percent -- April 23, 2014: Average rates on new credit card offers were unchanged at 15 percent this week after dipping the previous week ... (See April 23, 2014 rate report)

7 signs you need to cash in your rewards now -- It can be tempting to stockpile reward points, envisioning a big vacation someday paid for with the trove of points you’ve gradually been accumulating. But the reality of miles and points is that they become less valuable with time ... (See Cash in rewards)

Banks' travel rewards search engines fare well in find-a-flight test -- Whether you're using credit card rewards points or cash, you may find the best flight deals by going through card issuers' travel search engines ... (See Travel search )

Learn the reward points double-transfer trick -- You may know your rewards program has transfer partners that let you shift points. But your partner partners have partners, too, so you can double-transfer to get the program you really want -- though at a lower rate ... (See Double transfer)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- April 9, 2014: Average rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 9, 2014: Average APR rises to 15.02%)

Paying your tax bill with prepaid cards -- Popular Vanilla Reloads are becoming harder to find, but credit card rewards seekers still have options to avoid hefty tax-payment card fees ... (See Tax points)

Rates remain at 15.01 percent for 7th week: CreditCards.com Weekly Credit Card Rate Report -- April 2, 2014: Average rates on new credit card offers remained locked at 15.01 percent Wednesday for the seventh consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report)

Best card to send with kids to Europe -- His two 20-year-olds head to study abroad this fall, armed only with their debit cards. Dad wants to know if he get supply them with a credit card, too ... (See EMV)

Finding the best rewards card for frequent Saudi Arabia travel -- For a businessman who will be traveling to Saudi Arabia a lot for work, the advice is similar to that for other travelers: decide on an airline and hotel chain that fit your needs, then find a credit card tied to them. And don't forget about fees ... (See Saudi Arabia travel)

Companion tickets: the reward card perk that's not always so rewarding -- Want to bring a friend when you travel? The right travel card may help, but companion ticket programs are full of restrictions ... (See Compare companion tickets)

Card interest rates remain locked at 15.01 percent -- March 26, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest rates locked)

Should I ditch my checking account to earn credit card rewards? -- It can be tempting when a credit card issuer offers extra reward points for opening a checking account, but watch out for hidden costs and credit score dings before you make the jump ... (See Checking)

Churning crackdown worries credit card rewards chasers -- A move by American Express to crack down on people who sign up for the same credit card repeatedly is causing alarm among credit card churners, who see the decision as the latest sign that harvesting cards for miles and points is becoming less lucrative ... (See Churning)

Assets online? Plan your estate for the digital age -- Financial accounts, credit card rewards and even treasured photos are often online-only these days. Take these steps to help an heir to find them, and pay your bills to boot ... (See Digital estate plan)

Credit card interest rates remain at 15.01 percent -- March 19, 2014: Average rates on new credit card offers remained stuck at 15.01 percent Wednesday for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Finding the best rewards card for airline and hotel upgrades -- There have been some important changes in recent years in how airlines handle upgrades. That, of course, changes the calculation for what kind of card you should have in your wallet if upgrades are important to you ... (See VIP seats)

Credit card interest rates remain stuck at 15.01 percent -- March 12, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Switching to a new card from the same bank -- An issuer may conduct a hard pull on your credit record if you apply for a new card, even if you already have a card with that bank. But it's probably worth it if the card is a better fit ... (See Credit)

Credit card interest rates hold at 15.01 percent -- March 5, 2014: Average rates on new credit card offers remained at 15.01 Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Delta changes award program; should you change your card? -- Delta's announcement that it will change the way flying customers earn miles doesn't affect how you earn on co-branded credit cards. Still, it may be worth reconsidering your rewards card strategy ... (See SkyMiles)

If you fly with a pet, can you earn frequent flier miles? -- Flying with furry companions is complex, with airlines' rewards rules and countries' policies overlapping. Earning mileage points for flying with Fido is rare. ... (See Pet miles)

Credit card interest rates hold steady at 15.01 percent -- Feb. 26, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

13 luxe airport lounges you can access with a credit card -- Most airport lounges are open only to first- or business-class fliers, elite members of frequent-flier programs, or to those willing to pay up to $70 for a day pass. But there’s another way in: having the right credit card in your wallet ... (See Luxurious airport lounges)

Must cards keep paying out at their original reward level? -- Cardholder agreements give issuers free rein to change reward programs. But if you think there's been an error, there are a few things you can do ... (See Shrinking rewards)

Which travel card perk is the most popular? -- A CreditCards.com consumer survey finds free checked bags are the top travel benefit offered by credit cards, beating out rental car insurance, travel insurance, priority boarding and airport lounge access ... (See Perks)

Credit card interest rates tick up to 15.01% -- Feb. 19, 2014: Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Feb. 19, 2014 rate report)

Reaping miles and points with everyday spending -- Lucrative sign-up bonuses are tempting but chasing them can be exhausting and fraught with credit risks. There are other ways to boost your credit card rewards ... (See Earn more)

Rewards programs move toward flexible, immediate spending -- As frequent flier and hotel rewards programs get devalued, credit card issuers are offering new ways to redeem your points, from taxi rides to paying your mortgage ... (See Flexible rewards)

Credit card interest rates hold steady at 15 percent -- Feb. 12, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Redeeming 'impossible to use' British Airways miles -- What to do with that stack of BA miles if you live in the U.S.? European award flights are loaded with surcharges but you still have lots of options ... (See Avios miles )

Credit card interest rates remain at 15 percent -- Feb. 5, 2014: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Professional award bookers promise 'free' flights for fewer miles -- You could book your own frequent flier ticket, but a new trade, professional award bookers, promises to find better free flight for fewer points -- for a fee ... (See Award bookers)

Credit card interest rates fall to 15 percent -- Jan. 29, 2014: Average rates on new card offers dropped this week for the first time in nearly six months. ... (See Rates)

How to score a rental car using a rewards credit card -- Scoring a free rental card with credit card rewards is not as straightforward as earning a free flight. But with a little know-how, you can do it ... (See Rental car)

Credit card interest rates remain locked at 15.06 percent -- Jan. 22, 2014: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates locked at 15.06 percent)

How to destroy metal credit cards without killing your shredder -- The metal content in the Chase Sapphire Preferred card makes it hard to destroy with scissors or a shredder. So how can you safely dispose of it when it's time? ... (See Heavy metal)

Credit card interest rates frozen at 15.06 percent -- Jan. 15, 2014: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report, Jan. 15, 2014)

Avoiding your reward card's annual fee -- You’ve banked the sign-up miles from your new card. Here’s how to escape yearly fees and keep your credit score up ... (See Annual fee)

Q&A: How to save $1,000 a month -- Author Brian O'Connor cut his own middle-class budget by $1,000 per month and found that, in many cases, it was easier than he expected ... (See $1,000)

Rate survey: Credit card interest rates begin year at 15.06 percent -- Jan. 8, 2014: Average rates on new card offers remained frozen in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates still at 15.06 percent)

How to get to that long-haul international flight for free -- A trip to the Middle East is expensive, whether you're paying with reward points or dollars. But combining a couple of credit card sign-up bonuses can nearly get you there for free ... (See Bonuses)

Credit card interest rates end year at 15.06 percent -- Dec. 31, 2013: A year of stability in credit card rates ends with APRs at 15.06%, just 0.1% higher than a year ago, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Which credit cards earn the most reward points at Wal-Mart? -- If you're a regular Wal-Mart shopper, maximizing your rewards earning potential can be tricky. The store slips through the cracks of many bonus-earning categories, but there are a few options ... (See Wal-Mart rewards)

Credit card interest rates stuck at 15.06 percent -- Dec. 24, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Using credit cards to unlock elite airport lounges -- Credit cards that offer access to airport lounges tend to have high fees. But they're often the least expensive way in, and may be worthwhile if you're a frequent traveler ... (See Lounges)

12 credit card predictions for 2014 -- What will issuers do to woo new cardholders next year? Will rewards get juicier or 0 percent interest deals longer? We talked to the experts to find out ... (See 2014 forecast)

Rates remain at 15.06% for 5th week: CreditCards.com Weekly Credit Card Rate Report -- Dec. 18, 2013: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly Rate Report, Dec. 18, 2013)

Award charts are key when considering hotel cards -- Just because it's easy to rack up points on a hotel card doesn't mean you'll become a resort regular for free. If the points are worthless, you may be better off with a different card ... (See Hotel rewards)

Some frequent flier miles, reward points can be inherited -- You aren't going to be able to take those frequent flier miles with you on that trip to the great beyond, but you might be able to pass them on to your kids ... (See Inheriting points)

Credit card interest rates remain flat at 15.06 percent -- Dec. 11, 2013: Average rates on new credit card offers lingered at 15.06 Wednesday for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Use a different card, but keep priority boarding privilege -- You have to request cardholder status when your boarding pass is issued in order to qualify for priority boarding privileges ... (See Boarding)

What are some good business rewards card deals for end of year? -- December can be a good time to rack up rewards points if you’re making year-end purchases to maximize your business tax deductions. The best deal for you depends on how you plan to use the card and your preferred rewards ... (See Business rewards)

As airlines merge, frequent flier miles decline in value -- As American Airlines and US Airways begin to merge, travelers are bracing for a new frequent flier program that would raise the number of miles needed for a free ticket, mirroring changes from other companies in the travel industry ... (See Stingier rewards)

Credit card interest rates hold steady at 15.06 percent -- Dec. 4, 2013: Average rates on new credit card offers remained at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Defaulting on card may cost you your AmEx points -- If you have more than just a missed payment or two, American Express gives itself the right to cancel your account “for any reason.” If it cancels your account, you forfeit all of your points ... (See AmEx points)

Credit card interest rates remain at 15.06 percent -- Nov. 26, 2013: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card perks can save you cash this Christmas -- From special rewards rates to price protection programs, a number of credit card perks can smooth your holiday shopping ... (See Holiday perks)

Credit card interest rates rise to 15.06 percent -- Nov. 20, 2013: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Earning rewards for telecom purchases -- AT&T offers two rewards cards that earn savings on your phone or Internet bill. But other rewards cards may offer a better deal ... (See Telecom rewards)

Credit card interest rates remain at 15.05 percent -- Nov. 13, 2013: Average rates on new card offers remained at 15.05 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Cheap ways to renew soon-to-expire BA Avios points -- If you're not flying with British Airways anytime soon, you can still avoid losing your miles with the help of one of your rewards credit cards ... (See Renew points)

Best ways to redeem rewards points over the holidays -- Credit card rewards you've been earning all year can help defray the costs of the holidays. But be sure to consider the best strategy before cashing in ... (See Holiday rewards strategies)

Credit card interest rates rise to 15.05 percent -- Nov. 6, 2013: Interest rates on new credit card offers rose to 15.05 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates hold at 15.03 percent -- Oct. 30, 2013: Interest rates on new card offers lingered at 15.03 percent Wednesday for the fourth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs)

3 ways to curb pre-holiday money stress -- Ah, the holidays. From Halloween to New Year's Eve, it's common to experience the financial freak out. Must you, though? No, say the experts ... (See Holiday spending)

Credit card interest rates hold steady at 15.03 percent -- Oct. 23, 2013: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Do chip-and-PIN cards work in the US? -- A chip card issued in the U.S. will work here because point-of-sale terminals will read the mag stripe and ignore the embedded microchip. The same is true of cards issued overseas -- unless the issuer ignores the mag stripe, which is happening more often ... (See EMV in USA)

7 ways to prep for a lean holiday season -- Avoid buyer's remorse this season by checking out these expert tips for keeping your spending frugal but festive ... (See Holiday spending)

Becoming disloyal: 6 reasons to quit a loyalty program -- Yes, you love your perks and discounts, but at some point, your loyalty may cost you too much time and headaches to be worthwhile ... (See Loyalty programs)

Keeping up with ever-shorter rewards promos -- For consumers, the rise of deals and bonuses that last for as little as one day can mean even more ways to save money or accumulate credit card rewards. But the trend also means cardholders have to pay closer attention ... (See Rewards deals)

Credit card interest rates hover near record highs -- Oct. 16, 2013: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How do I redeem miles on alliance partner airlines? -- In most cases, you can book your flight in the same way you would a flight on the airline that holds your award miles. There may be some exceptions, though ... (See Miles)

Credit card interest rates rise to 15.03% -- Oct. 9, 2013: Average rates on new card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Can you claim frequent flier miles after death of a parent? -- Airline policies on the transfer of miles after a death are often restrictive, but it's always worth calling and asking. You've got the best chance if the deceased left the miles to you in a will ... (See Miles)

Credit card interest rates remain at 15.02 percent -- Oct. 2, 2013: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Do I need a chip card in Africa? -- It's a good idea to bring a chip card if you're traveling to Africa, especially if you plan to travel between regions. Adoption rate of EMV technology throughout Africa was 77 percent by the end of 2012 and continues to expand ... (See Chip card)

Credit card interest rates rise to 15.02% -- Sept. 25, 2013: Average rates on new credit card offers lifted this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 25, 2013)

Which credit cards are best for expedited airport security screening? -- If you travel internationally a lot, you might consider one of the premium credit cards that offer to refund your application fee for Global Entry, the U.S. Customs program allowing expedited entry into the U.S. ... (See Global Entry)

Credit card interest rates remain stuck at 14.99 percent -- Sept. 18, 2013: Average rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 18, 2013)

4 free, underused card perks -- Free upgrades, refunds, companion tickets and museum admissions are just some of the card perks you may be missing out on ... (See Credit card perks)

Credit card interest rates remain at 14.99 percent -- Sept. 11, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Is an award flight taken for business tax-deductible? -- A flight taken for business purposes is covered under Section 162 of the IRS Code. But nowhere does it say that if you use frequent flier miles to pay for the flight you can deduct the expense -- which means you can't ... (See IRS)

Rate survey: Credit card interest rates rise to 14.99 percent -- Sept. 4, 2013: Average rates on new credit card offers rose this week for the first time in more than two months, to 14.99% ... (See Rates)

Rates remain flat for 3rd straight week -- Aug. 28, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest Rate Report, Aug. 28)

What’s the best rewards card for parents with kids in school? -- If you have kids away at college you'll need a rewards card that can help pay for travel -- and everyday expenses. Several fit that bill, but you may have to pay an annual fee ... (See Parents)

Credit card interest rates hold steady at 14.95% -- Aug. 21, 2013: Average rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can I churn my Hilton credit cards for more sign-up bonuses? -- American Express and Citi credit cards that earn Hilton HHonors points are churnable -- meaning you can cancel them and later reapply to get a new sign-up bonus. But you need to know a few things first ... (See Churning)

Q&A with 'Heads in Beds' author Jacob Tomsky -- Have you ever stayed at a luxury hotel and wondered what's going on behind the scenes? In his new book, "Heads in Beds: A Reckless Memoir of Hotels, Hustles, and So-Called Hospitality," hotelier Jacob Tomsky dishes the dirt on the hospitality industry ... (See Dirt)

Credit card interest rates remain at 14.95 percent -- Aug. 14, 2013: Average rates on new credit card offers remained at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

What's the better hotel credit card -- Hyatt or Marriott? -- Choosing the best hotel card is a matter of weighing each card's perks against your travel needs, as evaluating the pros and cons of each is an apples-to-oranges comparison ... (See Hotel cards)

How to get your adult children to leave the nest -- Instead of feathering their own financial nests, many parents who are retired or approaching retirement are going into debt and raiding their savings to support their young adult children -- all in the name of love ... (See Adult children)

Credit card interest rates dip to 14.95% -- Aug. 6, 2013: Average rates on new credit card offers fell to 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Aug. 7, 2013)

The best card for a long stay in Vietnam? -- A rewards card that doesn't charge foreign transaction fees and is widely accepted is the best bet for a three-month trip to Vietnam. Prepaid travel cards are an option, too ... (See Vietnam)

Rates remain locked at 14.96% -- July 31, 2013: Interest rates on new credit card offers remained stuck at 14.96 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 6th week)

Summer vacation mistakes that can cost you -- Daydreaming about a lazy day at the beach? Just make sure you don't make a vacation planning mistake that could set your finances back for months to come ... (See Vacation mistakes)

How does the Southwest Rapid Rewards card stack up? -- Domestic airline Southwest is often overlooked by rewards-chasers because you generally get more bang for your mile with international flights. But if you're primarily interested in U.S. flights, the Rapid Rewards card is worth a look ... (See Southwest Rapid Rewards)

Credit card interest rates remain at 14.96% for fifth week -- July 24, 2013: Interest rates on new credit card offers remained unchanged Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Booking via travel website may affect reward miles, perks -- If you use a co-branded card to buy tickets through a third-party aggregator such as Travelocity or Orbitz, you may give up bonus miles offered for booking direct. But with a little work, you should be able to claim most of the perks ... (See Online agents)

Rate survey: Credit card interest rates stuck at 14.96% for 4th straight week -- July 17, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 4th week)

How do I get rid of my dormant AmEx Green card without hurting my score? -- If you drop an inactive credit card to save on annual fees, should you ask for a credit limit increase on other cards to mitigate damage to your credit score? ... (See Rewards shuffle)

Rate survey: Credit card interest rates don't budge -- July 10, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Credit card weekly rate report)

Rate survey: Credit card interest rates remain at 14.96% -- July 5, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Groceries bought at Wal-Mart, Costco don't earn extra rewards -- Generally, processors do not count big-box stores (Target and Wal-Mart) or warehouse clubs (Costco) as grocery stores. If you do the bulk of your stocking up with those retailers, you'd be better off with a rewards card co-branded with one of them ... (See Rewards)

Rate survey: Credit card interest rates remain flat -- June 26, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Have job, will travel, need points: Best bets for hotel rewards cards -- Marriott Rewards consistently wins travelers' awards for best hotel rewards in the Americas, but there are other cards to also consider if you'll be traveling a lot for business ... (See Hotel rewards)

Rate survey: Credit card interest rates rise to 14.96 percent -- June 19, 2013: Interest rates on new credit card offers rose this week for the first time in more than a month, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

What are the best debit cards for ATM withdrawals overseas? -- ATM fees overseas may come from the bank issuing the card, from the ATM itself, or from card networks like Visa and MasterCard. A few debit cards rise to the top when it comes to keeping these fees in check ... (See ATM fees)

Rate survey: Credit card interest rates remain flat -- June 12, 2013: Interest rates on new credit card offers remained fixed this week at 14.95%, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

When bankruptcy freezes an airline credit card, what happens to the miles? -- If a rewards card is frozen during bankruptcy, you may still have access to most of the points you've earned. It depends on whether the card is co-branded with a travel partner ... (See Salvaging miles)

Rate survey: Credit card interest rates fall to 14.95 percent -- June 5, 2013: Interest rates on new credit card offers slipped this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See interest rates decline)

Credit card churning: not a game to play while house-hunting -- "Churning" -- taking on new credit cards to get sign-up bonuses and then canceling the cards -- will ding your credit score. The hit is usually minor but it's not a smart idea if you're thinking of buying a house soon ... (See Card churning caution)

Rate survey: Credit card interest rates remain flat -- May 29, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

New card options let travelers avoid foreign transaction fees -- Most U.S. credit card issuers tack a fee of up to 3 percent onto purchases made overseas. Those fees can really add up but there are some new ways to avoid them ... (See Fee-free cards)

Rate survey: Credit card interest rates rise to 14.98 percent -- May 22, 2013: Interest rates on new credit card offers shot up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to earn more travel rewards without getting a new card -- The fastest way to rack up credit card rewards is through sign-up bonuses. If you don't want a new card, there are still ways to boost your earning potential ... (See Maximize rewards)

Rate survey: Credit card interest rates hold at 14.94 percent -- May 15, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See May 15, 2013: Card rates hold at 14.94 percent)

If my oldest card's rewards aren't paying off, should I cancel? -- It's usually not worth shelling out for an annual fee if a card's rewards don't at least pay for it. But if that card happens to be your oldest one, will canceling the card hurt your credit score? ... (See Oldest card)

Rate survey: Credit card interest rates rise to 14.94 percent -- May 8, 2013: Interest rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rare report)

Can you apply for a business card -- before you own a business? -- If you’ve checked out the sweet perks that come with small-business rewards cards, you may be tempted to apply, even if you’re not a business owner ... (See Business cards)

What’s the best low-hassle cash-back card? -- If you travel a lot by car, airline reward cards won't do you much good. You'll be better off with cash-back cards that offer rewards in driver-friendly categories ... (See Cash back)

Help! My sneaky sis used my credit card, damaged my credit -- When family is involved in fraudulent card use, the choice is tough: Silently suffer the credit consequences or rat out a relative ... (See Fraud)

Rate survey: Credit card interest rates remain at 14.93 percent -- May 1, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates fall to 14.93 percent -- April 24, 2013: Interest rates on new credit card offers dipped this week for the first time in more than two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 24, 2103: Rates fall to 14.93%)

How can I upgrade to a chip card before a trip to Europe? -- Customer service tells a traveler he won't need a smart-chip card in Europe. But many kiosks won't accept cards without them. There are a couple of avenues left to pursue to get an upgrade without having to apply for a whole new card ... (See Chip-and-PIN cards)

Rate survey: Credit card interest rates remain at 14.95 percent for ninth week -- April 17, 2013: Interest rates on new credit card offers have stalled out, and remained at 14.95 percent for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 17: Rates at 14.95% for 9th straight week)

Are miles earned on my employer's credit mine, and are they taxable? -- A frequent flier wonders if miles earned on her organization's card are hers. And if so, how does the IRS treat them? ... (See Who owns company miles?)

Credit card interest rates stay at 14.95% for eighth straight week -- April 10, 2013: Interest rates on new credit card offers remained at 14.95 percent once again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates survey, April 10, 2013)

AirTran, Hilton HHonors cards change; how it affects you -- An airline merger and reshuffle of Hilton's loyalty program bring changes for frequent travelers. If you have credit cards that earn rewards for those programs, here's what to expect ... (See AirTran, Hilton changes)

9 tips for traveling with credit cards -- There's more to smooth travel than just keeping your cards working. Here are 10 tips to make your travels with plastic cheaper, easier and more enjoyable ... (See Traveling with credit)

Rates remain at 14.95 percent for seventh straight week: CreditCards.com Weekly Credit Card Rate Report -- April 3, 2013: Interest rates on new credit card offers lingered at 14.95 percent for the seventh straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Canceling card, reapplying won't earn multiple sign-up bonuses -- Canceled your credit card and reapplied, hoping for a second sign-up bonus? You may be out of luck. It's not so easy to churn cards for rewards anymore ... (See Bonus churning)

Rates remain stuck at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- March 27, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Without my American Airlines credit card, how do I keep my miles from expiring? -- Most airlines require you to use (or lose) your miles now and then. But you don't have to take a flight to keep them from expiring ... (See Keeping miles active)

Rate survey: Card interest rates hold steady at 14.95% for 5th week -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Is there any easy way to track points and miles? -- Third-party websites and apps are the way to go if you're looking to manage multiple rewards programs more easily. AwardWallet is one of the best tools around -- but it has a major limitation ... (See Wrangling points)

Funding dreams on credit: Travel junkie -- Jeremy Jones strategically opened travel rewards cards to get promotional bonus deals to fund his goal of traveling around the world ... (See Jeremy Jones)

Survey: Credit card interest rates stay at 14.95 percent -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Best business credit cards in the $100 fee tier -- If you want more business card rewards than a free card, but balk at a massive annual fee, consider these mid-tier choices. Their sign-up bonuses and ongoing rewards help defray the costs ... (See Milking rewards)

Survey: Card rates remain at 14.95 percent for 3rd straight week -- Interest rates on new credit card offers remained at 14.95 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How will the airline merger affect my US Airways miles? -- It's too early to know exactly how the merger will play out. But there are a number of changes you can anticipate and steps you can take to maximize your mileage ... (See Mileage lift)

How to pick the best rewards credit card for your business -- Finding the right business card means finding one that rewards you for what you spend on. But don't forget to count up the card's fees, too ... (See Business rewards)

Rates hold at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers remained static Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Best reward cards to win top priority for early boarding -- Most airline rewards cards list 'priority boarding' as a perk, but that may not mean what you think. You'll get aboard before the hordes, but after premium seat holders and elite cardholders ... (See Priority boarding)

Rate fall to 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers fell Wednesday for the first time in nearly a month, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

American, US Airways merger could launch credit card battle -- While American Airlines and US Airways struck notes of love and harmony when announcing their merger, the union could set up a battle between two major banks over who can offer credit cards to customers of the world’s largest airline ... (See Airline merger rewards fallout)

Watch out for fuel surcharges on reward flights -- Beware those hefty fuel surcharges, added by nearly all European and Asian airlines. You can't pay for them with points, which devalues bonus point offers ... (See Fuel surcharges)

Rates hold steady at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers remained at 14.96 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Travel rewards vs. cash back pits aspirations against practicality -- Cash-back rewards can be used to pay down debts, buy plane tickets, or any number of other things. But there is an aspirational value to travel rewards ... (See Choosing rewards)

Rates tick up to 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How to boost rewards for Valentine's Day gifts -- If you play your credit cards right, you can score points from your honey and for yourself by using a rewards card running a Valentine's Day promotion ... (See Sweetheart deals)

Rates remain at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Churning cards for multiple sign-up bonuses -- Canceling cards and signing up for them again to maximize bonus points is a practice known as "churning." Some banks make that easier than others ... (See Rewards churning)

Rates dip slightly after 10-week status quo: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers fell slightly Wednesday after remaining unchanged for 10 straight weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Delta's revenue-based elite status system adds AmEx incentive -- Delta's rewards system adds spending requirements for elite status in 2014. But Delta AmEx holders may have a workaround ... (See Skymiles changes)

How to get elite status at hotels quicker -- This is an excellent time to get into a hotel loyalty program with a rewards credit card: Their seasonal promotions can help you achieve 'elite' status faster ... (See Elite status)

Multiply reward points with prepaid and reload cards -- Rewards junkies' newest strategy multiplies points and miles fast using prepaid and reload cards. It's a bit like getting rewards for a cash advance, then using the advance to pay large bills like rent fee-free ... (See Multiply rewards)

American Airlines cardholders lose elite boarding perk, gain opportunity to pay for others -- Citi AAdvantage cardholders will no longer get to board American Airlines flights with elite passengers, but they're still at the front of the Economy queue ... (See AAdvantage rewards)

Taxes, tuition can rack up rewards, for a fee. Is it worth it? -- Large payments for taxes or tuition can rack up big rewards, but they often come with extra costs -- 'convenience fees.' When does it make sense to pay them? ... (See Big reward, big fee)

How credit cards can improve daily deals -- Daily deal offers are getting a fresh boost from credit cards. Here are three ways the new combos make deal-snatching easier ... (See Better daily deals)

Upgrading your account for higher rewards can pay off -- Upgrading from the Chase Southwest Visa Plus card to the Southwest Visa Premier gets you a better reward deal. But if the bank treats it like a new account, your credit score could take a hit ... (See Upgrading for rewards)

Airline exclusions - aka No, you can't earn rewards on a free rewards flight -- Airlines' exclusions policies limit where you can use frequent flier miles, and that prevents you from earning extra miles while using your free ones ... (See Exclusions)

Which credit card will get me home for the holidays next year? -- Choose the right rewards card now to earn a free cross-country trip in a year. ... (See Travel for free)

NZ the EZ way: Flying to New Zealand using points, miles -- Earning enough points for a US-New Zealand flight takes patience, but some airline deals now can make it easier ... (See New Zealand deals)

When buying airline miles is worth the investment -- Buying airline miles usually doesn't pay off, but with some of the soon-to-expire deals, now could be a good time to top off your balance ... (See Buying miles)

Exchanging rewards points for miles is rarely a good deal -- Trading points for miles may get you a free trip faster. However, there are usually significant trade-offs -- unless you can find the right promotion for your points ... (See Swapping points for miles)

Best ways to 'top off' your frequent flier miles, earn enough points to fly free -- Want to head home for the holidays but short a few points for a free flight? Here's how to top off your frequent flier account with enough air miles to go ... (See Top off )

Basic frequent flier perks shrinking as airlines push top-tier programs -- Airlines are now more interested in luring us to second-level elite status (50,000 EQMs), so they're taking some goodies away from base-level elite members ... (See Frequent flier perks)

Cheap ways to keep frequent flier miles active -- Spending a $1.29 per song at the iTunes store is one cheap way to keep your miles active. There are plenty of others ... (See Keeping miles active)

6 reasons it's time to break up with your credit card -- Sometimes relationships fizzle -- and that can be especially true of your relationship with your credit card. Here are six ways to know when it's time to move on ... (See Breaking up with your credit card)

Generic miles card vs. airline-specific rewards: Know when to use each -- Either a generic rewards card or an airline specific card could be best, depending on your schedule, the flight and its cost ... (See Airline rewards)

Q&A with David Urban, lobbyist turned inventor with 'Points for Politics' -- Q&A with David Urban, a D.C. lobbyist whose "Points for Politics" invention makes it easy to donate extra points to the candidate of your choice ... (See David Urban)

Find the best credit cards to get flights to Peru -- When searching for the best reward card bonuses to rack up free miles to faraway lands, you need to do a little research before you apply ... (See Airline rewards programs)

Travel insurance on credit cards -- The flight you purchased with your airline card gets delayed: will the company cover the costs created by travel hiccups? ... (See Credit card trip insurance)

Credit card interest rates hit 15%: CreditCards.com Weekly Rate Report -- Sept. 19, 2012: interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Ooh, leftover business air miles. Can I use them? -- A CFO with a company credit card finds that his predecessor left a bunch of unused accrued rewards. Can the new guy eat the leftovers? ... (See Leftover rewards miles)

Credit card interest rates hold firm: CreditCards.com Weekly Rate Report -- Sept. 12, 2012 - Interest rates on new credit card offers held steady for the third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Best ways to find good deals on frequent flier flights -- What's your best bet for arranging reward travel? Skip the travel agent and go searching yourself ... (See Frequent flier)

Credit card interest rates remain stable: CreditCards.com Weekly Rate Report -- Sept. 5, 2012 -- Credit card interest rates held firm for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey)

Chip cards necessary for charging overseas? -- With magnetic-stripe credit cards being phased out in Europe, how necessary is it for Americans to get the new chip-and-PIN variety while traveling? ... (See Chip cards overseas?)

Spending now and saving later are the financial hallmarks of singles -- Singles have a buy-now-save-later attitude when it comes to spending, and although attitudes are tough to change, changes in how they go about spending could bring them financial stability ... (See Spending and singles)

Credit card interest rates remain unchanged: CreditCards.com Weekly Rate Report -- August 29, 2012 -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Bequeathing frequent flier miles in your will - Cathleen McCarthy -- When your time is up, you can't take your frequent flier miles with you, but you may be able to bequeath them to friends and relations ... (See Bequeath your miles)

Credit card interest rates rise: CreditCards.com Weekly Rate Report -- August 22, 2012 -- Credit card interest rates ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Redeem reward miles for in-flight meals and entertainment? McCarthy -- Some travelers would rather fly more comfortably than more often. Can they use accumulated miles for in-flight expenses such as food, movies and drinks? ... (See Miles as in-flight cash)

Credit card interest rates remain flat: CreditCards.com Weekly Rate Report -- August 15, 2012 -- Credit card interest rates held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Getting the card with the most travel perks for employees - McCarthy -- Reward your employees with a small business credit card that rewards them with quality travel perks ... (See Card perks for employees)

Airlines launch slew of elite-level perks for frequent fliers -- Low-cost airlines make a play for frequent fliers with new incentives typically reserved for elite-status, while the majors focus on keeping their elites loyal ... (See New frequent flier perks)

Credit card rewards that don't require points or miles -- The talk of credit card rewards is all miles and points, but what other perks exist to entice you to one card over another? ... (See Credit card perks)

CreditCards.com survey: Credit card sign-up bonus offers abound, with a hitch -- Card issuers are offering good promotional rates -- and there are still rewards to be had -- but consumers increasingly have to work for them. ... (See Credit card sign-up bonus survey)

Occasional traveler? Hoard your credit card rewards for international flight -- If you take just a handful of flights a year, it could take years to get enough frequent flier miles to redeem for a domestic flight, so consider holding out for international travel ... (See International flight reward)

Why don't miles show up on my credit card statement? Cathleen McCarthy -- Purchases made with an airline credit card can get you reward miles, often at one mile per dollar spent, but why can't you see an up-to-date tally on your credit card bill? ... (See Where are my air miles?)

Use Worldpoints to buy Walmart gift cards? Cathleen McCarthy -- One reader wants to use her card's points on Walmart gift cards, but depending on the point total, cash back may be the way to go. ... (See Worldpoints redemption)

8 ways to keep your cards safe during vacation travels -- Travel season is theft season, so here are eight ways to safeguard your cards from Australian spielers, German langfingers, Brazilian ladrãos or not-so-good ol' American crooks ... (See Keeping cards safe)

Airlines charging family-unfriendly fee for aisle, window seats - Cathleen McCarthy -- If you want to fly next to your young children, get ready to be zapped by airlines with fees for window and aisle seats ... (See Airline seat fees)

Can transferring miles between two cards get you more miles? Cathleen McCarthy -- Some credit card companies allow you to transfer accrued airline miles from one of their cards to another for bonus miles. Does yours? ... (See Transferring flier miles)

Cathleen McCarthy: The battle of generic versus frequent flier miles -- A primer on how both generic credit cards and airline-specific cards offer and redeem travel miles -- and which is best for you. ... (See Generic vs. frequent flier miles)

Cathleen McCarthy: Wide body traveler seeks credit card for first-class seat -- A horizontally blessed traveler wonders which frequent flier credit card would give him the best deal on upgrading to the larger, first-class seats ... (See Frequent flier miles)

3 trends shaping today's rewards credit cards -- No doubt that there are lots of good deals on rewards cards out there, but resign yourself: Maximizing your payoff will take some work ... (See Rewards cards: 3 trends)

Credit card bonuses playing hard to get -- Credit card sign-up gift bonuses, once dangled freely, are becoming harder to qualify for as issuers set up hurdles designed to discourage hit-and-run customers ... (See Card bonuses harder to get)

Cathleen McCarthy: Trading in unused credit card rewards -- Scout around before you cancel a rewards credit card that doesn't suit you now. Your deal may get sweeter and third-party websites offer another option ... (See Unused credit card rewards)

Turning miles into cash gains favor -- After years of talking about it, the credit card loyalty program industry is poised to launch several programs where rewards points can be converted into cash ... (See Cash for miles, points)

Keep things simple with a cash back credit card -- Want an uncomplicated, easy-to-use rewards card? Instead of killing yourself keeping track of rotating rewards programs, try a simple cash-back card ... (See Cash-back credit cards)

Cathleen McCarthy: How to get points for small town hotel stays -- If your job takes you to small-town America, you can still find a rewards credit card that gives you big points for frequent motel stays ... (See Earning small-town hotel rewards)

Cathleen McCarthy: Is trading credit card reward points for product a good deal? -- Keeping up with rotating rewards points programs takes time and energy, so is buying stuff with your points instead a better option? ... (See Cashing in rewards points)

Erica Sandberg: Know where you stand before you apply for new credit -- To know what kind of credit card you can qualify for, you first need to know your credit score and pull your credit reports ... (See Applying for credit)

Cathleen McCarthy: Are business card flier miles taxable? -- When cashing in on miles acquired through business card use for personal travel, is there any risk of having to pay taxes on those miles? ... (See Frequent flier miles)

Credit score impact of pumping and dumping rewards cards -- Applying for big bonus rewards cards, racking up points and then canceling the card requires a credit score and a lot of discipline ... (See Rewards credit cards)

CreditCards.com Weekly Rate Report, April 18, 2012: Credit card interest rates remain unchanged -- Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Is airport lounge access a true credit card perk? -- A newbie business traveler questions the value of airport lounge access if she decides to apply for a new frequent flier credit card ... (See Airport lounges)

More consumers ditch rewards, go with plain vanilla credit cards -- Basic credit cards won’t help you rack up free flights, wads of cash or gift cards. But new research shows they’re back in a big way, and they’re especially popular with young, financially savvy consumers ... (See Plain vanilla credit cards)

Cathleen McCarthy: Transfer miles or buy outright to gift flights? -- Want to present a special someone with the gift of free airfare? What a sweet idea -- but watch out for those fees! Find out the best ways to cash in your extra miles before you act ... (See The gift of flight)

CreditCards.com Weekly Rate Report, April 4, 2012: Credit card interest rates decline -- Credit card interest rates dropped to their lowest level since February, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Cathleen McCarthy: Do you lose rewards on returned purchases? -- You racked up a boatload of points on that new TV, but now you're having second thoughts? Be prepared for bad news ... (See Points and returned purchases)

Q&A: 'Millionaire Mind' author T. Harv Eker talks money, debt and breaking bad habit -- "Secrets of the Millionaire Mind" author shares how your personal money blueprint can either make or break your financial goals ... (See T. Harv Eker)

CreditCards.com Weekly Rate Report, Mar. 28, 2012: Credit card interest rates remain unchanged -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Cathleen McCarthy: Want a rewards card with an annual fee? Run the numbers first -- If you're wondering whether it's a good move to pay the annual fee with that new rewards credit card, a little bit of math can help clear things up ... (See Annual fee)

CreditCards.com Weekly Rate Report, Mar. 21, 2012: Credit card interest rates dip slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Who owns frequent flier miles from a corporate credit card? -- The company pays, and an employee flies, but who gets the miles for that flight? It turns out that neither party will end up empty-handed ... (See Corporate cards and frequent flier miles)

6 surprising things that won't hurt your credit score -- Losing your job, paying your taxes late or being locked up in prison won't hurt your credit score, as long as you keep paying on those bills ... (See Credit score myths)

Cathleen McCarthy: Which rewards card is the best for travel upgrades? -- Looking to pay for travel upgrades with rewards points? We'll lay out some of your best options ... (See Rewards upgrades)

CreditCards.com Weekly Rate Report, Mar. 6, 2012: Moves by Chase, Best Buy push credit card interest rates higher -- Credit card interest rates jumped this week for the first time in nearly three months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 29, 2012: Credit card interest rates hit 8-month low -- The average interest rate on a new credit card offers fell to its lowest level since June of 2011, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Pros and cons of paying the IRS with a credit card -- Paying your taxes by credit card is convenient, but the fees will likely outweigh any rewards ... (See Taxes)

Poll: 2 out of 3 would stop using their card if iRS starts taxing rewards points -- A CreditCards.com poll shows consumers really hate the idea of having their rewards points taxed -- a possibility card and tax experts are starting to debate ... (See Taxing miles, points)

Cathleen McCarthy: How to steer clear of frequent flier blackout dates -- Blackout dates drive many frequent fliers mad, and they can vary between airlines. These tips will help you navigate around these restrictions and fly away ... (See Rewards blackout dates)

CreditCards.com Weekly Rate Report, Feb. 22, 2012: Credit card rates' holding pattern continues -- The average interest rate on a new credit card offer remained unchanged at 14.91 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How to donate unused rewards miles, points -- Are your miles about to expire? Don't rush out and spend them on something you don't need just to get rid of them. Donate them to charity instead -- you get the same result, minus the useless merchandise cluttering your house ... (See Donate)

Airline and hotel rewards donation chart -- Most major hotel chains and airlines allow you to donate unused rewards points or miles. This chart provides links to donation information pages for more than a dozen different airlines or hotels ... (See Rewards donation chart)

Cathleen McCarthy: How to maximize the value of your rewards card -- Can't decide on which rewards card to get? The most important thing to do, our expert says, is make sure the card is a good match for your spending habits ... (See Maximizing card rewards)

CreditCards.com Weekly Rate Report, Feb. 15, 2012: Credit card rates remain in holding pattern -- The average interest rate on a new credit card offer remained unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, as credit card APRs' recent holding pattern continued ... (See Rate report)

Cathleen McCarthy: What to consider before canceling your airline miles card -- Before you cancel your airlines miles credit card in a frustrated huff, stop, take a deep breath, and consider the impact on your credit ... (See Canceling rewards cards)

Cash-back credit cards survey: More generous, but more complicated -- A CreditCards.com/Bankrate.com survey finds that the days of low, flat rewards are ending, but consumers need to closely watch their more-complicated cards ... (See 2012 cash-back credit cards survey)

CreditCards.com Weekly Rate Report, Feb. 8, 2012: Credit card rates hold steady for 2nd week -- The average interest rate on a new credit card offer remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, though issuers are still tweaking APRs ... (See Rate report)

Cathleen McCarthy: Want elite miles from your card? Be sure to shop around -- Most credit cards won't help you get elite status with an airline, but there are some that do. Our expert helps a reader in search of the card that's best for him ... (See Credit card elite miles)

6 budget-blowing international travel mistakes to avoid -- With a little pretrip planning, you can prevent hundreds of unnecessary dollars from being added to the final cost of your trip abroad ... (See International travel money mistakes)

CreditCards.com Weekly Rate Report, Feb. 1, 2012: Credit card rates hit lowest levels in 5 months -- Interest rates on new credit card fell to their lowest levels since August 2011 this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

3 money lessons from "The Bachelor" -- Week after week, "The Bachelor" fans can take the lessons they learn in the fine art of romance and apply it to their personal finances ... (See The Bachelor)

Reward point 'gifts' are taxable, says the IRS -- Credit card points not taxable, but sign-up bonuses for bank accounts are ... (See Card rewards taxable)

Cathleen McCarthy: If you close a card, you often lose your points immediately -- Closing a credit card? In most cases, you should you use up all your points or miles before you close the card. Otherwise, your hard-earned rewards will vanish before you can enjoy them ... (See Canceling rewards cards)

CreditCards.com Weekly Rate Report, Jan. 25, 2012: Credit card APRs unchanged for 2nd straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: What to consider before applying for a cash back credit card -- One percent cash back for buying this, 5 percent back if you buy that -- how do you figure out which of the many cash back cards out there is the one that's right for you? ... (See Cash back credit card)

CreditCards.com Weekly Rate Report, Jan. 18, 2012: Credit card rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Cathleen McCarthy: Airlines offer better elite frequent flier deals -- Airlines may have made it easier for people get miles without ever setting foot in an airport. However, those who earned the miles the old-fashioned way get special perks ... (See Elite frequent flier status)

CreditCards.com Weekly Rate Report, Jan. 11, 2012: Average APR drops following First Premier move -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, due to a sharp APR drop for the priciest card in our survey. ... (See Rate report)

Cathleen McCarthy: Rewards card holders' biggest mistake? Not using their miles -- Sure, rewards programs can be complex and confusing. However, the biggest mistake rewards cardholders make is one that's amazingly simple ... (See Rewards mistakes)

CreditCards.com Weekly Rate Report, Jan. 4, 2012: Credit card rates steady as 2012 begins -- Interest rates on new credit card offers were unchanged to start the new year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 28, 2011: Interest rates drop for the 2nd straight week -- Interest rates on new credit card offers fell for a second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: How to maximize your 'mileage run' to elite flier status -- Panicking because you're just short of getting elite status on your favorite airline? There are ways to get there without breaking the bank ... (See Mileage run)

CreditCards.com Weekly Rate Report, Dec. 21, 2011: Credit card rates dip as holiday shopping nears end -- As the holiday shopping season nears an end, interest rates on new credit card offers fell from their record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 14, 2011: Credit card interest rates shoot to record high -- Interest rates on new credit card offers surged to a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

6 reasons credit card rewards go unredeemed -- and how to change that -- One-third of $48 billion earned in rewards points or miles goes unused every year for various reasons. What's keeping people from cashing in? ... (See Unredeemed credit card rewards)

Cathleen McCarthy: 5 easy ways to get more credit card rewards points or miles -- Issuers offer countless ways for miles-hungry customers to get their fix. Here are some of the easiest methods for getting all the miles or points you desire ... (See Get more miles)

8 wise ways to rack up rewards while holiday shopping -- Does racking up rewards while shopping for gifts make you naughty or nice? It depends on how you manage your spending ... (See Holiday shopping rewards)

CreditCards.com Weekly Rate Report, Dec. 7, 2011: Credit card interest rates dip for 1st time in a month -- Interest rates on new credit card offers dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Changing airline cards shouldn't cost you your miles -- Transferring the balance from one airline's credit card to another airline's card won't impact the miles that you've already earned ... (See Changing airline cards)

CreditCards.com Weekly Rate Report, Nov. 30, 2011: Credit card APRs remain in holding pattern -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Bankrupt American Airlines says your frequent flier miles are safe -- In a move to retain its most loyal customers, American assures customers their AAdvantage rewards miles are 'yours and will remain yours' as the airline goes through Chapter 11 bankruptcy ... (See American frequent flier miles)

Kim McGrigg: Be wary of getting more credit when student loan comes due -- With a $14,000 student loan coming due soon, a reader wonders if getting a new department store credit card was a bad move. Our expert's answer: It depends. ... (See Credit cards and student loans)

Cathleen McCarthy: Are rewards card sign-up bonuses just for new customers? -- A Chase cardholder wants to upgrade his old card for a new Chase card with a great sign-up bonus. Our expert says he might lose his old card's points in the process ... (See Rewards card sign-up bonus)

CreditCards.com Weekly Rate Report, Nov. 23, 2011: Credit card APRs unchanged as holidays near -- Interest rates on new credit card offers remained unchanged this week as banks took their traditional Thanksgiving break from changing rates, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Kim McGrigg: Canceling a credit card is OK -- if done wisely -- When your credit improves, it can be tempting to dump your old, bad-credit credit cards in favor of newer cards. But, our expert says, drop too many cards and your credit could pay the price again ... (See Cancel a card)

Cathleen McCarthy: Be mindful of your card's hassle-to-rewards ratio -- Is your rewards card more hassle than it's worth? Our expert lays out how you can figure that out for yourself ... (See Are rewards cards worth it?)

Chart: 2011 holiday credit card promotions, special deals -- This chart helps you find details of the special credit card promotions, special deals and bargains that seven major card issuers have offered for the 2011 holiday season ... (See Holiday credit card promotions)

CreditCards.com Weekly Rate Report, Nov. 9, 2011: Credit card interest rates hold steady -- The average interest rate on a new credit card offer stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report. However, that doesn't mean that all of the nation's largest credit card issuers were sitting on their hands ... (See Rate report)

Kim McGrigg: Want to cancel your card? Bank must comply -- Whether you've just applied for a preapproved credit card or you've had the card for 20 years, you can cancel the card whenever you want ... (See Cancel a card)

Cathleen McCarthy: Authorized users can't access rewards without special permission -- If you're an authorized user on someone's credit card, the only way you can access the rewards points for the purchases you've made is if the primary account holder gives you special access ... (See Authorized users and rewards)

CreditCards.com Weekly Rate Report, Nov. 9, 2011: Credit card APRs inch up, near record high -- Interest rates on new credit card offers inched up this week for the first time in a month, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Kim McGrigg: Bad credit and living on disability: Is a new home out of reach? -- A new home may not be out of reach just because you have bad credit and live on disability payments, our expert says. But don't expect it to come easily either ... (See Bad credit and mortgages)

Cathleen McCarthy: What to consider before getting a hotel credit card -- If you travel a lot and you've got all the airline miles you need, getting a hotel credit card could be wise, our expert says. Here's what you need to know before you pick one ... (See Hotel credit cards)

CreditCards.com Weekly Rate Report, Nov. 2, 2011: Credit card interest rates see 2nd drop in 3 weeks -- Interest rates on new credit card offers inched lower for the second time in three weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy Q&A: Short a few air miles? Negotiating won't work, but there are options -- Our expert says don't expect to talk your way into paying 25,000 miles for a 35,000-mile seat. However, if you're flexible and willing to do some homework, you should be able to find a deal ... (See Negotiating frequent flier miles)

CreditCards.com Weekly Rate Report, Oct. 26, 2011: Credit card interest rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consider your credit when pursuing card sign-up bonuses -- Rewards card sign-up bonuses are a great way to build up more and more miles. However, if you overdo it, it can hurt your credit. Our expert tells how ... (See Sign-up bonuses)

CreditCards.com Weekly Rate Report, Oct. 19, 2011: Credit card APRs see 1st drop in 3 months -- Interest rates on new credit card offers fell for the first time since July, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Kim McGrigg: How to cope with massive family credit card fraud -- When family members commit fraud against you, it can be devastating. Our expert lays out what your options are ... (See Family credit card fraud)

Cathleen McCarthy: Sharing or selling airline miles can be risky, pricey -- Giving your miles away may be noble, and selling your miles may sound wise, but it's important to know that neither move is free of risk and cost. Our expert lays out the details ... (See Selling, sharing frequent flier miles)

CreditCards.com Weekly Rate Report, Oct. 12, 2011: Credit card APRs reach another record high -- Another week, another record for credit card interest rates. APRs on new credit card offers reached 15 percent for the first time in the four-year history of CreditCards.com's Weekly Rate Report ... (See Rate report)

Kim McGrigg: Yes, your card payment can be rejected if it's too small -- It may be shocking, but a credit card issuer can refuse to accept your payment if the amount is smaller than the minimum that you owe ... (See Minimum payments)

Cathleen McCarthy: Frequent flier? Opt for airline card over cash back -- Our expert says that if you fly regularly, you're better off with a miles card than with cash back -- especially if you're loyal to one airline ... (See Miles or cash back?)

CreditCards.com Weekly Rate Report, Oct. 5, 2011: Credit card rates unchanged, remain at record highs -- Interest rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Bankruptcy and frequent flier air miles - are they an asset, or protected? -- With 300,000 miles and $60,000 in debt, a reader fears his air miles might be seized if he files for bankruptcy. Our expert says his concerns are justified ... (See Bankruptcy and frequent flier miles)

CreditCards.com Weekly Rate Report, Sept. 28, 2011: Credit card rates reach another record high -- Interest rates on new credit card offers edged up to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates stay at record highs for 2nd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as rates' upward climb paused following several volatile weeks ... (See Rate report)

8 creative ways to build credit card rewards points quickly -- If you’ve had the same card for a few years, happy to be collecting a few hundred points here and there, we have two words for you: Wake up ... (See Rack up rewards points)

Cathleen McCarthy: Too sick to use ticket bought with frequent flier miles? You have options -- If an illness is likely to keep you from using your award ticket, don't panic. Our expert lays out what you can do to ensure you don't lose those miles ... (See Canceling award tickets)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates climb to another record high -- Interest rates on new credit card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: How do generic miles stack up against airline rewards? -- Our expert breaks down the differences between airline-specific miles and generic miles rewards, from how they're earned to how they're redeemed and beyond ... (See Generic miles vs. airline miles)

CreditCards.com Weekly Rate Report, Sept. 7, 2011: Credit card rates stay at record highs -- Interest rates on new credit card offers stayed at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Cashing in miles? Make sure it's worth it -- Be sure you're getting the most bang for your frequent flier miles when you redeem them. Our expert shows you how to do the math ... (See Cashing in flier miles)

CreditCards.com Weekly Rate Report, August 31, 2011: Credit card rates rise to record high -- Interest rates on new credit card offers rose to a new record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Record high rates)

Want to be elite? Know that all miles aren't created equal -- Miles earned by spending on an airline credit card can get you free flights and more, but they likely won't get you elite status with the airline ... (See Elite qualifying miles)

Flurry of credit cards for affluent people, small businesses launched -- The well-to-do and those who charge a lot are still coveted by card issuers, who offer competing lures of boosted rewards, other goodies ... (See Credit card rewards)

CreditCards.com Weekly Rate Report, August 24, 2011: Credit card rates jump to near-record levels -- Interest rates on new credit card offers jumped to a near-record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Buying airline miles: Is it worth the cost? -- The offers can be tempting: buying airline miles to boost your mileage account. But how do you know you're getting a good deal and not just adding to the airlines' bottom line? ... (See Buying airline miles)

How high is too high for a rewards card's annual fee? -- When determining whether a rewards card's annual fee is too high, the most important thing is to know thyself -- or rather, thine travel habits ... (See Compare rewards cards' annual fees)

CreditCards.com Weekly Rate Report, August 17, 2011: Credit card APRs unchanged for 3rd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Late credit card payments may cost you rewards points -- If you're late paying your credit card bill, you may end up losing some rewards points. But the good news is that they likely won't be gone forever ... (See Lost rewards points)

5 credit score secrets of the young and FICO-savvy -- Today's 20-somethings face a stiff lending environment that looks down on short credit histories. Find out how some broke through barriers and build a solid foundation early ... (See Credit score secrets)

Cathleen McCarthy: Beware of opening, closing cards quickly to get rewards points -- Signing up for a bunch of new credit cards and getting all the sign-up bonus points may sound like a fast, easy way to a free flight. Your credit may pay a price, though ... (See Rewards points)

CreditCards.com Weekly Rate Report, August 3, 2011: Card APRs unchanged as run of declines stalls -- Credit card interest rates held steady this week, ending a two-week run of declines that brought APRs down from record levels ... (See Rate report)

Cathleen McCarthy: Cash back or miles? Ask yourself these 6 questions first -- Cash back or miles? Cash is more straightforward and the better deal for most people. But if you travel frequently, miles can give you more bang for your spend ... (See Cash back or miles?)

CreditCards.com Weekly Rate Report, July 27, 2011: Credit card APRs take 2nd straight dip -- Credit card interest rates dipped for the second straight week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Mint bans $1 coin trick that let rewards credit card holders rack up big points -- A favorite frequent flier points-building scheme -- buying coins from the Mint on credit cards, returning the metal but pocketing rewards, is no longer allowed ... (See U.S. Mint)

CreditCards.com Weekly Rate Report, July 20, 2011: Business card drop sends credit card APRs off record highs -- Business card interest rates took a dip this week, sending overall credit card APRs down from record highs, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, July 13, 2011: Credit card APRs stay at record highs -- Summer vacationers, beware: Credit card interest rates stayed at record heights for a second straight week, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

How to get a refund if your airfare drops after you buy -- You book your flight early and then the price plummets. But, if you know how, you may be able to recoup at least some of the cost difference in the form of a voucher for a future flight ... (See Airfare refund)

9 unusual credit card rewards and perks -- If you take the time to peruse the merchandise and reward packages your points can buy, you may be surprised at the bounty you've been missing out on -- from kitschy to luxurious to downright bizarre ... (See Crazy rewards)

CreditCards.com Weekly Rate Report, July 6, 2011: Credit card APRs hit record high -- Interest rates on new credit card offers soared to record heights this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Airline, hotel credit cards offering sign-up bonus for adding authorized users -- Adding an authorized user can put you over the top for that free flight, but experts advise caution -- it dings your credit and exposes you to financial risk ... (See Authorized user)

CreditCards.com Weekly Rate Report, June 29, 2011: Credit card APRs see rare drop -- Credit card interest rates fell this week, according to the CreditCards.com Weekly Credit Card Rate Report -- just the second drop since March ... (See APRs fall)

6 credit card problems that can ruin your summer vacation -- Here are some credit-related problems that can wreak havoc on your well-deserved holiday, and some tips on what you can do to avoid them, well before you board the plane or pull the car out of the garage. ... (See Summer vacation)

Credit card interest rates move higher, near record levels -- Credit card interest rates rose slightly this week, edging closer to record heights. The national average APR on new card offers climbed to 14.84 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report, June 15, 2011: Credit card APRs unchanged for 3rd straight week -- Credit card interest rates stayed steady again this week, but that doesn't mean issuers were sitting on their hands ... (See Rate report)

CreditCards.com weekly rate report, June 8, 2011: Interest rates unchanged for 2nd straight week -- Interest rates on new credit card offers remained unchanged for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Sign-up bonuses for rewards credit cards become more generous -- As cards make a comeback from the recession, issuers chasing new customers are becoming more generous with sign-up bonuses ... (See Reward card bonuses)

With all the airline fees, can you afford that 'free' flight? -- At last, you've earned enough frequent flier rewards for a free trip to your dream spot. But with all the fees, 'free' isn't what it used to be ... (See "Free" flight fees)

CreditCards.com weekly rate report, June 1, 2011: Interest rates unchanged this week -- The average annual percentage rate (APR) on new credit card offers was unchanged this week, staying fixed at 14.83 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com weekly rate report, May 25, 2011: Average APRs fall on new card offers -- A move by Wells Fargo to cut the rates on two of its popular rewards cards caused the national average to fall in CreditCards.com's weekly rate report ... (See Weekly credit card rate report, May 25, 2011)

Credit card interest rates climb higher -- Credit card interest rates jumped this week, after Discover raised the rate on one of its business cards. But that wasn't the only troubling news for those looking for a business credit card. ... (See Rate report)

Credit card interest rates stay steady -- Interest rates on credit card offers stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report, though banks aren't standing idly ... (See Weekly rate report, May 11, 2011 )

Credit card interest rates move higher -- Credit card interest rates moved higher this week, according to the CreditCards.com Weekly Rate Report. ... (See Interest rates)

Credit card interest rates unchanged again -- With the cost of gas and groceries rising, consumers can take some solace in one thing that hasn't changed much lately -- credit card interest rates ... (See Rate report, April 27, 2011 )

Weekly Credit Card Rate Report: Shift in student cards sends credit card interest rates higher -- The average annual percentage rate (APR) on introductory credit card offers climbed to 14.67 this week, its first jump since late February ... (See Credit card Weekly Rate Report, April 20)

5 entrepreneurs whose credit cards funded their dreams -- Yes, most experts say don't do it, but these five people used their credit cards to start their businesses. Find out how if they would have done things differently ... (See Small business funding)

Credit card interest rates unchanged for 5th straight week -- Interest rates on credit card offers remained unchanged for a record fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report, and experts say that’s good news for consumers ... (See Rate report)

Kim McGrigg: Are 'free miles' really free? -- Frequent flier rewards cards usually carry annual fees, so that free flight isn't truly free, but if you handle your card right it can be pretty close ... (See Frequent flier)

CreditCards.com Weekly Rate Report: Credit card interest rates steady for record 4th straight week -- Interest rates on new credit card offers held steady for a record fourth straight week on Wednesday, according to CreditCards.com's Weekly Rate Report. But that doesn't mean issuers are sitting on their hands. ... (See Rate report)

Banks cut, cancel their debit rewards programs -- With banks cutting back or entirely scrapping their popular debit card rewards programs, what's a consumer to do? Here are your options ... (See Debit rewards)

8 credit card strategies of frequent flier mile pros -- These travel junkies earn hundreds of thousands of miles without ever entering an airport. Use their credit card techniques to reap your own free flights ... (See Flier tips)

Credit card interest rates unchanged for record 3rd straight week -- For the first time since CreditCards.com began tracking interest rates in 2007, APRs on new credit card offers remained unchanged for a third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates unchanged for second straight week -- The average annual percentage rate (APR) on new credit card offers remained unchanged at 14.65 percent for the second straight week, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates stay steady -- The average annual percentage rate (APR) on new credit card offers held steady at 14.65 percent on Wednesday, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report: Barclays' move sends credit card interest rates lower -- Credit card interest rates inched lower for the second straight week as more banks begin testing offers for the spring ... (See Credit card rate report, March 9, 2011)

Credit card interest rates see 1st drop of 2011 -- Credit card interest rates declined this week for the first time in nearly three months. But it’s not all good news for consumers, as card offers for applicants with poor credit continue to be costly ... (See Credit card rate report, March 2, 2011)

Credit card interest rates rise to highest level since December -- Credit card interest rates rose slightly this week -- puncturing a multiweek lull in which all 30 credit card issuers that CreditCards.com tracks left interest rates alone. ... (See Credit card rate report, Feb. 23, 2011)

Credit card interest rates unchanged for 2nd straight week -- Credit card interest rates remained unchanged this week as banks returned, after a period of tumultuous change, to their seasonal slow period ... (See Rate report, Feb. 16, 2011)

Credit card interest rates remain near record highs -- Credit card interest rates on new card offers were unchanged this week, lingering near record highs. ... (See Rate report)

Chase move sends credit card interest rates higher -- Interest rates on new credit card offers, already in near-record heights, continued their slow, steady climb this week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Federal Reserve leaves interest rates alone in first meeting of 2011 -- The Federal Reserve decided Wednesday to start 2011 in the same place it has spent the past two years -- on the sidelines. Its rate-setting committee voted to leave interest rates alone ... (See Interest rates)

Credit card interest rates unchanged, stay near record highs -- Credit card interest rates remained unchanged this week as banks took a break from adjusting new card offers. ... (See Rate report)

Barclays, State Farm push credit card interest rates higher -- Credit card interest rates again crept nearer to record levels, spurred by rate increases by Barclays and State Farm Bank, according to the CreditCards.com Weekly Rate Report. ... (See Interest rate report)

Credit card interest rates unchanged, despite Chase and Barclays moves -- Credit card interest rates remained unchanged this week, despite tweaks to card offers from Barclays and Chase ... (See Rate report)

Barclays' moves send credit card interest rates higher -- Credit card interest rates rose slightly this week after Barclays raised interest rates on two of its cards. ... (See Credit card APRs)

Top 10 credit card television episodes -- Credit cards pop up in supporting roles on TV, often in the hands of minors or childlike adults. Their antics reveal the consequences of impulsive buying in ways not so hilarious in real life ... (See Cards on TV)

Weekly Credit Card Rate Report: Credit card interest rates unchanged as turbulent year closes -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks wrapped up a turbulent year in which interest rates reached record highs. ... (See credit card APRs)

Experts' credit card and debt predictions for 2011 -- Debit cards cool off, mobile payments soar and we return to some of our old habits, say our prognosticators of plastic payments ... (See Credit card 2011 predictions)

Weekly Credit Card Rate Report:Barclays, Cap One moves send credit card interest rates higher -- Credit card interest rates rose for the first time in six weeks after Barclays and Capital One adjusted card offers. ... (See Rate report)

Weekly Credit Card Rate Report: Interest rates unchanged despite move from Chase -- A Chase interest rate tweak plus a Federal Reserve announcement still added up to zero movement in the average APR on new credit card offers this week. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates drop on Capital One changes -- Interest rates on new credit card offers continue to head lower, thanks to changes from Capital One, but that doesn't mean borrowing has become a breeze. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates unchanged after Thanksgiving holiday -- Banks, apparently still shaking off their tryptophan drowsiness, left interest rates on credit card offers unchanged this week ... (See Rate report)

Weekly Credit Card Rate Report: Credit card APRs fall for second straight week -- Credit card interest rates continued to fall this week, pushed lower by a business credit card. ... (See Rate report)

6 questions to help you pick the right small business credit card -- The right questions can help you find a small business credit card that's a lifeline, not a noose ... (See Business credit cards)

Credit card interest rates fall from record highs -- Credit card interest rates finally fell from record highs this week, but it's far too early for borrowers to celebrate. ... (See APRs)

Credit card interest rates hit another record high -- If it seems like credit card interest rates are higher than they've been in a long while, you're not imagining things. This week, the national average APR on new credit cards hit another record high, according to CreditCards.com's database of card offer information. ... (See APRs)

Walmart rate hike sends credit card APRs to record high -- Interest rates on new credit card offers leaped to record highs this week, following a rate hike on Walmart's Discover card ... (See Weekly rate report)

Your credit card can make you elite -- Achieving elite status on a frequent flier program may be easier than you think -- especially if you have the right credit card ... (See Frequent flier)

Credit card APRs surge on First Premier card change -- Credit card interest rates neared record levels, after First Premier began charging the higher of two APRs to all of its new Centennial Classic cardholders. ... (See Weekly rate report)

Credit card interest rates rise on Chase, Cap One changes -- Interest rates on new credit card offers inched up this week, following after rate hikes from Capital One and Chase. ... (See Rate report)

Forgot to pay your credit card bill? You could lose your rewards points -- Here's another reason to pay your credit card bill on time: If you pay late, you could lose your rewards points ... (See Credit card rewards)

Credit card interest rates flat despite Chase changes -- Interest rates on new credit card offers were unchanged this week, despite several APR changes from Chase. ... (See Chase)

Credit card interest rates see 2nd straight increase -- For the second straight week, it got more expensive to get a new credit card, though only slightly ... (See Rate report)

5 ways to know you've got the wrong credit card for you -- You had a closet full of clothes you adored as a teenager -- but that doesn't mean you'd wear them now, right? The same thing goes for your credit card ... (See Wrong card)

CreditCards.com weekly survey: Interest rates jump following Capital One APR hikes -- Interest rates on new credit card offers offers jumped this week, after Capital One increased rates on seven of its cards. ... (See Rate report)

CreditCards.com weekly survey: Interest rates fall after Sony Card returns -- Credit card interest rates fall this week after the Sony Card made its return ... (See Rate report)

CreditCards.com weekly survey: Interest rates remain unchanged for second-straight week -- Credit card interest rates held steady this week at their lowest levels since mid-May ... (See Rate report)

Retail credit cards 2010: Higher APRs, reduced rewards -- 2010 was not kind to retail credit cardholders. However, as the economy stabilizes, relief from higher APRs could be in the cards. ... (See Retail credit cards)

Credit card interest rates unchanged despite NFL card's return -- Interest rates on new credit card offers were unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, following the return of the NFL Extra Points Rewards credit card. ... (See Rate report)

Capital One's moves send credit card interest rates falling -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One introduced lower rates on several of its cards. ... (See Rate report)

Airline cards for frequent flier cards remain popular, despite CARD Act -- Predictions that the Credit CARD Act of 2009 would cause airline rewards to dry up have proven untrue ... (See Airline rewards cards)

Interest rates stay steady, but 59.9 percent APR reappears on First Premier card -- The national average interest rate on new credit card offers was unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, even as one issuer reintroduced an extremely high rate. ... (See Rate report)

Credit CARD Act begins final phase -- Gift card protections, requirements for reasonable fees and mandatory account reviews when interest rates are hiked are among the new consumer protections in Phase III of the Credit CARD Act of 2009. ... (See Credit CARD Act of 2009)

American Express No. 1 in customer service survey -- AmEx trumped other major issuers in customer satisfaction in the 2010 Credit Card Satisfaction Study, conducted by J.D. Power and Associates ... (See J.D. Power survey)

Wells Fargo interest rate increase sends credit card APRs higher -- Interest rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Wells Fargo increased the rate on a card ... (See Rate report)

Credit card lending standards loosen for 1st time in 3 years -- It got easier to get a credit card in the second quarter of 2010, according to data released by the Federal Reserve on Monday ... (See Survey)

Capital One APR decrease sends credit card interest rates to 3rd drop in 4 weeks -- Interest rates on new credit card offers fell for the third time in four weeks, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One lowered the rate on a card product. ... (See Rates)

Amid economic uncertainty, Federal Reserve leaves interest rates alone -- Amid signs that the economic recovery is in doubt, the Federal Reserve on Tuesday kept interest rates unchanged, leaving the majority of credit cardholders protected from sudden increases in their annual percentage rates ... (See Fed)

Interest rates fall after Walmart card makes online return -- Interest rates on new credit card offers fall after G.E. Money brings back its Walmart Discover card. ... (See Rates)

Interest rates rise after Chase adjusts card offer -- Credit card interest rates increased following Chase's adjustment of a card offer. ... (See Rate report)

Credit card contracts unreadable for most Americans -- A CreditCards.com analysis of the contracts filed in a federal database shows most can't comprehend the agreements their credit card issuers send them ... (See Unreadable card agreements)

New federal credit card agreement database shows potential, isn't user-friendly -- A new federal database of credit card agreements contains a wealth of information, but it isn't presented in a user-friendly way, critics say ... (See Credit card agreement database)

10 wordiest credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these droned on the longest, according to a CreditCarsds.com analysis ... (See Credit card agreements)

Quotable: What lawmakers, experts say about CreditCards.com's readability study -- Lawmakers, consumer advocates, banking industry officials and financial literacy and readability experts react to the CreditCards.com analysis of the readability of U.S. credit card agreements ... (See CreditCards.com readability study)

Readability of the credit card agreements from 20 largest issuers -- Large national banks issue more than 90 percent of the cards in the United States. Here's how their credit card agreements compare for readability ... (See Credit card agreements)

10 most unreadable credit card contracts -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most unreadable, according to a CreditCards.com analysis ... (See Unreadable card contracts)

10 most readable credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most readable, according to a CreditCards.com analysis ... (See Credit card agreements)

Credit card Interest rates fall for first time since May -- Credit card interest rates fell last week for the first time in more than two months, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

6 credit card fees you might not know about -- In the aftermath of new regulations that cracked down on some of their most lucrative practices, credit card companies are looking for new sources of revenue. If you're not careful, you may get hit with a broad array of old and new fees ... (See Obscure credit card fees)

How to keep track of all those rewards points -- The idea of earning free stuff is so alluring that many consumers now have too many reward programs to keep tabs on ... (See Rewards points trackers)

Credit card interest rates hold steady for 2nd straight week -- Interest rates on new credit card offers were unchanged for the second straight week, as banks left their card products alone. ... (See Rate report)

Credit card interest rates end five-week run of increases -- The streak is over. Last week, for the first time in more than the month, the national average interest rate on a new credit card offer did not increase, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Interest rates advance for fifth consecutive week -- Credit card APRs increased for the fifth straight week, the longest increase in nearly three years. ... (See Rate report)

Credit card interest rates rise for fourth straight week -- Interest rates on new credit card offers tiptoed higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, marking the fourth consecutive weekly increase. ... (See Rate report)

Capital One move pushes APRs higher for 3rd straight week -- Another week brought with it another interest rate move by Capital One, sending credit card APRs still higher. ... (See Cap One)

4 rules to win at the credit card rewards game -- Charging all your purchases to pump up your rewards point total may be tempting … but is it worth the threat to your finances and your credit score? The answer may be yes, if you follow these four rules ... (See Credit card rewards)

Cap One's moves push credit card interest rates higher -- Interest rates on new credit card offers surged higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, following card adjustments by Capital One. ... (See Rates)

Capital One's rate hikes send credit card interest rates higher -- Interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by rate increases from Capital One. ... (See Rate report)

8 ways to maximize your credit card rewards points -- Once you've gone to the trouble of earning all those bonus points, spend them wisely. Here are eight tips from experts on getting the most from your rewards ... (See Credit card rewards)

Credit card interest rates remain unchanged -- Interest rates on new credit card offers were unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, after banks largely refrained from adjusting their card offers. ... (See Rate report)

Credit card interest rates' slide continues -- Interest rates on new credit card offers declined for a record fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report, after Citi lowered rates on a card product. ... (See Interest rates)

Credit card interest rates fall for record 4th straight week -- Card rates continue to be volatile, with cards entering and exiting the market as the industry -- faced with the recession and new regulations -- rapidly changes ... (See Rate report)

Target's moves send credit card interest rates to 3rd straight decline -- Credit card interest rates fell again, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by Target's recent move to eliminate its Visa credit card. ... (See Rate report)

Citi's moves send interest rates down for 2nd straight week -- Interest rates on new credit card offers fell for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report, amid signs the consumer lending environment may be improving. ... (See Rate report)

Interest rates fall as issuers modify credit card offers -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after issuers tweaked the rates on several card products. ... (See Rate report)

Interest rates rise as credit card issuers tweak offers -- The industry continues to writhe and adjust as card issuers learn to cope with the Great Recession and new regulation ... (See Rate report)

DIY, credit card style: Issuers roll out 'do it yourself' cards -- More companies are rolling out tools on the Internet that give consumers greater control over the features of their cards ... (See DIY cards)

Bad credit card issuer's moves send interest rates lower -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after subprime issuer Credit One tweaked some of its card offers ... (See Rate report)

How the Credit CARD Act will affect types of credit cards -- The Credit CARD Act has pushed card issuers to make big changes -- and some types of credit cards will be impacted more than others. We look at each type. ... (See Card law impact)

Capital One's business card moves send interest rates higher -- Interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by changes in Capital One's business card offerings. ... (See Rate report)

Law compels speedy estate settlement for card debt -- A little-noticed provision of the Credit CARD Act of 2009 makes it easier for the estate's administrator to settle the account in a timely fashion. ... (See Death)

Credit card agreement from your issuer -- Federal law requires credit card issuers to post their agreements; find yours from this list. ... (See Agreements)

Credit card interest rates fall after Wells Fargo cuts APRs -- In what it called a "competitive pricing" move, Wells Fargo drove down the average rates on new credit cards this week by lowering the rates on four of its credit cards. ... (See Rate report)

Varied credit card travel perks make them good vacation partners -- Travelers can count on all kinds of special treatment from their credit cards. Benefits vary widely; shop for a card that fits your travel plans. ... (See Card travel perks)

Credit card interest rates jump, approach record highs -- Credit card interest rates reached their second-highest level on record after U.S. Bank raised rates on several of its cards. ... (See Rate report)

From credit card disaster to card master: 7 tips from the debt reformed -- Repaying big card balances is hard enough, but remaining debt-free is even more so. Learn how seven credit card 'disasters' turned into credit card masters. ... (See Reformed)

Interest rates fall as 59.9% APR credit card goes away -- Interest rates pulled back from record levels this week, although cardholders may not have much reason to cheer. ... (See Rate report)

Interest rates surge higher as credit card reform arrives -- Banks jacked interest rates to record levels this week, getting in their final licks against consumers ahead of the new credit card regulations. ... (See Rate report)

Interest rates edge lower just ahead of CARD Act implementation -- With the Credit CARD Act's implementation just days away, experts say competition for prime borrowers may help keep rates steady. ... (See Rate report)

White House to answer consumer questions about Credit CARD Act -- The White House will answer Americans' questions about the new credit card reform law during a live online town hall at 2 p.m. EST Feb. 22. ... (See White House credit card town hall)

Choose a credit card that matches your life stage -- Your finances change as you march through stages of life; shouldn't your credit card choice change, too? ... (See Life)

No change in credit card APRs this week -- Credit card interest rates were unchanged this week, as banks paused after pushing rates to heights not seen in more than two years. ... (See Interest rates)

Credit card reform arrives in the form of the Credit CARD Act -- The most sweeping credit card changes ever are being imposed on credit card issuers, which in the course of complying, are making dramatic changes in consumers' credit card accounts -- not all of them welcome ... (See Credit card reform law goes in effect)

Credit CARD Act of 2009 article archives -- All the CreditCards.com coverage of the credit card reform law ... (See CARD Act)

Frequent flier cards evolve, become trickier; tips to maximize rewards -- For consumers willing to weigh the costs and advantages of so many different reward programs, the changes can be a real boon. But there’s also no denying that deciphering reward programs is becoming more complicated. ... (See Frequent flier cards)

Fed issues final Credit CARD Act rules -- The Federal Reserve issued final rules implementing the second phase of the credit card reform law. They are the most significant changes in credit card laws in decades. ... (See Credit CARD Act of 2009)

Credit card interest rates drop once again -- Interest rates on new credit card offers fell again this week, according to the CreditCards.com Weekly Credit Card Rate Report, but the typical borrower may not benefit. ... (See Rate report)

New Year's personal finance predictions for 2010 -- You'll change the ways you and your family will spend, borrow and save, experts predict. ... (See 2010)

Credit card rates dip again, but more hikes likely coming soon -- Interest rates on new credit card offers declined slightly this week, although experts say that dip doesn't mean cardholders should expect borrowing on plastic to get cheaper anytime soon. ... (See Rate report)

Credit card interest rates keep climbing higher -- Interest rates on new credit card offers climbed higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks continue to charge cardholders more to carry a balance. ... (See Rate report)

Credit card interest rates continue moving higher -- Credit card interest rates jumped slightly again this week, as banks continued to make it more and more costly for consumers to use their plastic. ... (See Rate report)

Credit card interest rates unchanged after holiday -- Credit card issuers took a holiday from raising interest rates this week, as experts began to see signs that consumers' access to credit may be starting to ease. ... (See Rate Report)

BofA rate hikes push national average credit card APR higher -- Annual percentage rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, as Bank of America increased rates on two of its cards. ... (See Rate report)

Credit card APRs fall sharply, but you shouldn't get too excited -- Annual percentage rates on new credit card offers fell sharply this week, according to the CreditCards.com Weekly Credit Card Rate Report, but don't expect your APR to drop, too. ... (See Rate report)

Credit card rates' ascent shows no sign of slowing -- It just keeps getting more and more expensive to be a credit card holder -- and analysts say there's little change in sight. ... (See Rate report)

Rates steady this week, but banks keep tweaking other terms -- Banks may have left rates unchanged this week, but they nevertheless made some changes behind the scenes that could impact cardholders' pocketbooks ... (See Rate report)

Credit card interest rates push higher again -- APRs on new credit card offers inched up to 12.64 percent this week, says the CreditCards.com Weekly Credit Card Rate Report. This continues recent trends of rising interest rates this year, as banks continue to make moves ahead of a new card law. ... (See Rate report)

Credit card rates flat as banks look for other ways to boost profits -- Interest rates may be flat, but don't cheer yet: Banks are simply shifting their money-making strategies, experts say. ... (See Rate report)

Credit card APRs fall slightly, reversing recent rate-hike trend -- Credit card interest rates dropped slightly this week, after several banks made a commitment to abstaining from additional rate hikes. ... (See Rate report)

Major issuers' rate hikes send national average card APR higher -- Several credit card issuers raised interest rates this week, driving the national average annual percentage rate on new credit card offers upward for the third straight week to 12.64 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

American Express boosts national average credit card interest rate -- American Express this week raised annual percentage rates on several of its card offers, pushing the national average APR higher for the third time in four weeks. ... (See Rate report)

APRs rise, even after Fed leaves rates unchanged -- The Federal Reserve chose to leave lending rates unchanged earlier this week, but credit card issuers didn't follow suit. ... (See Rate report)

How to build a better credit card portfolio -- Standing pat with one card isn't a smart move today. Allocate credit as you do assets, strategically trimming or adding cards to get the most out of each. ... (See Portfolio)

Credit card rates steady as banks struggle with uncertain economy -- Amid mixed economic signals, banks kept interest rates unchanged on credit cards offers this week at 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

After a pause, credit card interest rates resume upward march -- After staying flat the previous week, the national average interest rate on new credit card offers rose to 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to safely, securely destroy a credit card: 6 tips -- With credit card fraud and identity theft on the rise, a single scissor snip won't cut it anymore. ... (See Destroy)

Consumer credit plunges record $21.5 billion in July -- Consumer debt fell by an unprecedented $21.5 billion in July, according to new Federal Reserve data, as consumers continued to shy away from borrowing in the recession. ... (See G.19)

Pitfalls of pumping, dumping sign-up bonus cards -- The "pump and dump" strategy of taking advantage of huge bonus sign-up reward points or miles can really mess with your credit if you're not smart ... (See Rewards)

Credit card APRs steady, though banks are tweaking other terms -- Even as banks continue to tinker with their business models in reaction to new credit card legislation, the national average annual percentage rate on new credit card offers was unchanged this week at 12.17 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

After run of rate hikes, banks leave APRs unchanged -- Banks paused this week following a recent run of interest rate increases, leaving the national average annual percentage rate on new credit cards unchanged at 12.17 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How magnets can ruin credit cards -- "Demagnetization" can render a card useless; know what to do if it happens. ... (See Magnets and credit cards)

Are your air miles at risk if you fall on hard times? -- A reader wonders what would happen to his miles if he closes his credit card account, settles with the card company or goes bankrupt. ... (See Miles)

Are elite credit cards worth it? -- If your credit rating is outstanding, you earn big and spend big, you could win an elite credit card, which provides premium benefits -- at extreme cost ... (See Elite)

Fed report: Lenders again tighten credit card loan standards, but not as much -- Credit card issuers again cut credit in the second quarter of 2009, as did lenders of many kinds, according to the latest data from the Federal Reserve. ... (See Tighter)

Have card, will travel: A guide to traveling with a credit card -- You need to take steps before, during and after the trip if you want your travel to be enjoyable for you and your credit. ... (See Travel)

Consumers gain right to opt out of credit card rate increases -- The first phase of the new Credit CARD Act of 2009 kicked in Aug. 20, lengthening notice requirements to 45 days and giving consumers the right to opt out of rate increases. ... (See Law)

Credit card APRs jump for 4th time in 5 weeks -- Following a brief pause last week, the national average annual percentage rate on new credit card offers rose for the fourth time in the past five weeks to 12.06 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

After weeks of increases, credit card APRs finally stand still -- Ending a streak of three straight weekly APR increases, the national average interest rate on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. Just don't expect it to last. ... (See Rate report)

Credit card APRs rise for third straight week -- Borrowing money on a new credit card continues to become increasingly expensive, as banks work to protect themselves from a weak economy. ... (See Rate report)

The greatest gift of all: free travel -- When offered someone else's frequent flier miles for travel, there are some rules of the road that you should follow. ... (See Free!)

Let's talk credit: 8 must-have couple conversations -- Attitudes about using credit cards vary dramatically, and learning a partner's outlook can avert all-too-common money disputes. Here are the eight top credit issues every couple should tackle. ... (See Talk to me)

Credit card interest rates keep moving higher -- The cost of using credit cards continues to rise, giving consumers yet another reason to keep their plastic in their wallets. ... (See Rate report)

Your rights when dealing with canceled flights -- When your flight is canceled, you might be surprised to find that the airlines aren't legally required to do much to accommodate you. ... (See Canceled)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (See Rates rise)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (See Rate report)

CreditCards.com's Weekly Rate Report: Rates unchanged -- Credit card interest rates didn't move this week, but experts say recently introduced laws and an eventual economic recovery likely mean higher credit card APRs in the not-too-distant future. ... (See Rate report)

Who owns the rewards on a company card? -- If you are given the option to pay for the AmEx rewards program membership, then most companies should cede ownership of those perks to you ... (See Rewards)

Finding rewards cards with local customer support -- When searching for a rewards credit card program, some consider outsourced, foreign customer support a huge detractor. ... (See Rewards)

Think you're a credit expert? Take our quizzes and prove it! -- Are you a credit expert? Or maybe you don't know an APR from NPR or CPR. Whichever side you fall on -- or if you're somewhere in the middle -- you can test your knowledge of credit in our quizzes ... (See Quiz)

Comparing value of cash back cards vs. rewards -- The value of credit card rewards programs are as different as their participants. Free travel may have more appeal than cash back or vice-versa. ... (See Cash)

Credit not right? Time for a credit card checkup -- Is your credit not feeling quite right? If so, it may be overdue for an annual checkup. Fortunately, a thorough exam doesn't involve an appointment with a hard-to-reach specialist: This Rx is strictly DIY. ... (See Checkup)

Multi-airlines cards versus single-airline cards -- Both multi-arlines rewards cards and single-airline cards have pluses and minuses, and which is right for you depends on what kind of frequent flier you are. ... (See Perks)

American Express, U.S. Bank contend for rewards card customers -- In the wake of Delta's merger with Northwest Airlines, American Express announced April 27 it will be taking over Northwest's WorldPerks rewards program. Meanwhile, WorldPerks' former provider, U.S. Bank, sought to stay competitive by introducing its own expansive rewards card. ... (See Fliers)

Do you lose your miles when canceling a card? -- When canceling a frequent flier credit card, make sure you know how your miles are cached or you just might lose them. ... (See Cancel)

Determining value of rewards redemption -- While typically not the best value for your rewards points, redeeming for merchandise can be handy when real "money" is more important in your pocket than any amount of miles or point ... (See Merchandise vs. miles)

Canceled flight? Want your miles back? Good luck! -- A poor flight experience doesn't mean you can dispute the charges on your credit card and get your miles reimbursed. ... (See Miles)

Credit Card Help: 10 worst credit card mistakes -- Making these 10 mistakes will turn good credit into bad and bad credit into lenders-won't-go-near-you credit. ... (See Mistakes)

Are credit card rewards taxable? Probably not, but ... -- The IRS has indicated that it does not presently view rewards such as frequent flier miles as income, and therefore they're not taxable. ... (See Taxable?)

Credit card interest rates - interactive graphic on APR changes -- Since coming under financial pressure, credit card issuing banks have stopped passing along rate cuts from the Federal Reserve, CreditCards.com data show ... (See Credit card interest rates)

Credit card terms are changing for the worse for consumers -- Have you read your credit card terms lately? Many credit card issuers are rolling out new fees, slashing rewards points and hiking existing fees and interest rates -- even for good customers. ... (See Changes)

Tricks and tips to keep frequent flier miles from expiring -- You don't have to book a ticket to keep your frequent flier miles from expiring -- you just have to shop. ... (See Expiration)

U.S. Bank, AeroMexico forge airline rewards card partnership -- U.S. Bank has partnered with Mexico City-based AeroMexico to offer a frequent flier program through the AeroMexico Visa and AeroMexico Visa Signature credit card. ... (See U.S. Bank)

Tracking rewards program changes before they happen -- Credit card rewards programs change all the time, but if you keep on top of things and are flexible, you can cash in those miles or rewards before you lose them. ... (See Rewards)

How to find the best airline rewards bonus miles deal -- In the market for a new rewards card? Make sure you scour Google to make sure you get the best bonus miles deal out there. ... (See Free miles)

Debunking myths about frequent flier programs -- Even with flights being cut back, now is the time to redeem your frequent flier miles. Competition for once-rare seats has lessened and airlines have made it easier to comparison shop. ... (See Cashing in)

How the IRS treats frequent flier credit card rewards -- are they taxable income? -- When cashing in frequent flier miles, it's important to know whether the IRS considers them gifts or taxable income. ... (See IRS)

Credit card statistics, debt statistics, industry facts -- Credit card statistics, surveys and research from a variety of sources, all cited, making fact-checking and research easy ... (See Credit card statistics)

Best credit card stories of 2008 -- The year 2008 saw unprecedented change in the credit card industry, turning card debt from convenient friend into everyone's enemy. These are the top 10 stories that helped chronicle it. ... (See 2008 review)

9 predictions for credit cards in 2009 -- This has been a tumultuous year for credit cardholders and issuers. What does 2009 hold? We'll take a look. ... (See '09 card predictions)

Become debt-free with credit card debt consolidation -- If you have a large outstanding credit card balance, now might be the time to consider your credit card debt consolidation options. ... (See Credit card debt consolidation)

How to buy a car with a credit card -- and when not to -- Not all car dealers let you, but for those with rewards cards and faith in their ability to repay, buying a car with a credit card can make sense. ... (See New wheels)

Fees, the economy and gas prices are threatening frequent flier programs -- Fees, the economy and gas prices are threatening frequent flier credit card programs. ... (See Flier fees)

The evolution of frequent flier credit cards and programs -- Airline frequent flier programs as we know them today began in early 1981, when the only way to earn miles was through flying. In the late 1980s, the first airline credit card made its debut. ... (See Frequent flier credit cards)

Continental frequent flier fees and rules -- The airline industry is changing and frequent flier award tickets are no longer free. Here is a chart of fees you can expect to pay if you plan to cash in your air miles. ... (more)

Delta frequent flier fees and rules -- The airline industry is changing and frequent flier award tickets are no longer free. Here is a chart of fees you can expect to pay if you plan to cash in your air miles. ... (more)

U.S. Airways frequent flier fees and rules -- The airline industry is changing and frequent flier award tickets are no longer free. Here is a chart of fees you can expect to pay if you plan to cash in your air miles. ... (more)

United frequent flier fees and rules -- The airline industry is changing and frequent flier award tickets are no longer free. Here is a chart of fees you can expect to pay if you plan to cash in your air miles. ... (more)

Fed leaves rates unchanged; card rates to stay put -- The Federal Reserve, as expected, left a key interest rate unchanged. ... (See FOMC)

Do airline rewards programs trump cash rewards programs? -- With credit card rewards programs so prevalent, The Credit Guy Todd Ossenfort weighs the benefits of frequent flier programs versus cash back rewards programs. ... (See Touch choice)

Poll: Gas prices causing people to cut visits to family, friends -- More than half of Americans say they've cut down on visiting family and friends due to gas prices, a CreditCards.com poll reveals. ... (See Gas prices)

Credit card travel tips -- From airline frequent flier miles to foreign currency conversion, know the rules of the road before you hit the road this summer. ... (See Credit card travel tips)

Vacation, travel plans: Charge to credit card, easier to recoup losses -- Recouping your money if your trip is canceled is much easier with credit cards than if you paid with cash or by check. ... (See Traveling with credit cards)

Airlines increase frequent flier sign-up bonus rewards for credit cards -- As lenders and airlines compete for the prized frequent flier demographic, credit cards are offering bigger and better airline mileage extras to woo new customers. ... (See Frequent flier miles)

Trying to thwart recession, Fed cuts rates by 0.75% -- The Federal Reserve, as expected, slashed a key interest rate, but whether that cut will be passed along to individual cardholders depends on the bank, the card agreement and the credit standing of the consumer. ... (See FOMC)

Corporate credit cards: How they work, their benefits, drawbacks -- Used wisely, corporate credit cards can help you achieve career goals and reap personal perks. Used poorly, they can lead to a corporate freefall, or at least a drop of a few rungs ... (more)

6 tips for organizing gift, debit and credit cards -- Between gift cards, debit cards and credit cards, you can end up with a lot of plastic. Here are six organizing tips. ... (more)

CreditCards.com poll results: Credit and health care costs -- A CreditCards.com poll finds a majority of Americans realize that inability to pay their share of health care costs has the potential to wipe them out financially. ... (more)

21 resolutions to beat credit woes and debt regret -- Minimize debt and maximize credit advantages in the coming year with these 21 credit and debt resolutions. ... (more)

Disclosures would increase on subprime credit card fees -- Subprime cards carry upfront fees that the Federal Reserve board contends are not clearly disclosed to customers. ... (more)

Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more)

Regulation Z amendments would require changes in credit card terms -- Regulation Z amendments would require changes in credit card terms to be displayed in a table for easy reading. ... (more)

Rules for credit card periodic statement disclosures -- Under proposed federal rule changes, monthly credit card statements would include tables to clearly disclose fees, interest, purchases and other details. ... (more)

Credit card reform: The fine print of proposed changes to Regulation Z -- Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more)

Regulation Z rules proposed for credit card fee disclosures -- Credit card companies would have to clearly disclose fees charged to credit cardholders. ... (more)

Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more)

Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more)

Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more)

'Regulation Z' overhaul to change credit card fine print rules -- The Federal Reserve Board has proposed the most sweeping changes in nearly 30 years to credit card disclosure rules, known as Regulation Z. ... (more)

Regulation Z: Feds move to change credit card rules -- The Federal Reserve Board is likely to decide on final credit card disclosure rules in 2008. ... (more)

How the public feels about Regulation Z proposed changes to credit card disclosure rules -- Comments from consumers, credit grantors, payment processors and others on proposed changes to credit card disclosure rules ... (more)

The history of credit cards -- A history of credit cards, including the first general use credit card and the first charge card. ... (more)

Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more)

Charitable donation by credit card gives quick tax deduction -- The end of the year is the time to consider wrapping up your charitable donations to qualify for the current year's tax deduction, and there's no quicker way to donate than with a credit card. ... (See Deduction)

Reward options for business credit cards: miles, rewards, cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Look how they've grown. ... (more)

Reward options for business credit cards: miles, rewards and cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Now business credit cards offer as many reward options as personal credit cards. ... (more)

A CreditCards.com survey of airline blackout dates -- CreditCards.com survey finds few formal blackout dates, but some restrictions still apply. ... (more)

Despite 'no-blackout' promises, fliers' freebies limited -- A CreditCards.com survey of the 16 frequent flier cards offered by 10 large issuers finds it's hard to book that coveted holiday seat, no matter how loudly the card company proclaims 'no blackout dates.' ... (more)

Best Credit Card Rewards: Amazing experiences with experiential rewards -- Today's best credit card rewards can earn you golfing tips from Tiger Woods. ... (more)

6 steps to minimize debt, maximize credit card rewards -- Reward credit cards can be a great tool. They allow consumers to earn points on charges than can be turned into perks such as cash ... (more)

Airline Credit Cards: Delta Airlines changes its processing methods -- Delta has eliminated holdbacks with credit card processors, ensuring it will receive payment when consumers use airline credit cards. ... (more)

Airlines Credit Card: Redeeming flier miles as airline fees rise -- Redeem your credit card frequent flier miles as more airlines raise the costs of fees for flying. ... (more)

Mileage Credit Card Rewards: Fewer flights for your points. -- Despite a decrease in flight values, mileage credit card rewards require same number of points. ... (more)

Airline reward credit card programs increasing popularity -- Recent trends show increasing preference for an airline reward credit card over cash back cards. ... (more)

Mileage credit card rewards: How to use your points before they expire -- With new expiration guidelines, consumers should watch their mileage credit card points carefully. ... (more)

Credit card reward points could disappear without notice -- Don't sit on points too long. Rewards programs, while popular, last only as long as the company says they do. ... (more)

Credit card reward points can translate into holiday gifts -- Reward credit card points can be redeemed for gift certificates or checks that can be used to buy Christmas gifts this holiday season. ... (See Points)

Airline credit cards tips: Maximize rewards, frequent flier miles -- Get tips on using airline credit cards to maximize your rewards. ... (more)

Credit card debt information (2006-2007) -- Listing of facts and statistics related to the credit card industry and personal debt. ... (more)

Book air flights early when using frequent flyer miles -- When trying to redeem credit card frequent flier miles, experts say it's never too early to book that next flight. Redeeming miles earned with a credit card can be challenging at the last minute. ... (more)

American Express kicks off new Blue Sky rewards credit card -- American Express kicks off the new Blue Sky from American Express, which features rewards from out of the blue; specifically frequent flier miles ... (more)

Discover credit card: Loyalty for cash back, reward programs -- Consumers tend to stay loyal to issuers who offer rewards such as Discover Credit Card. ... (more)

Reward card programs can help you save money during your summer vacation -- Learn how reward card programs can help you earn airline miles and hotel stays for travel. ... (more)

Airline rewards credit cards: Information and selection advice -- Researching airline credit cards will help find the card that fits your needs. ... (more)

Tips for finding the best airline credit card -- Want airline rewards? Compare and determine the best airline credit card at CreditCards.com. ... (more)

Frequent Flier Miles: Earn them quickly with these strategies -- Find an airline credit card offer to start earning points toward a free flight. ... (more)

Cash back or airline reward credit cards? -- Comparison of cash back and airline reward credit cards ... (more)

Airline Rewards Credit Cards Information: Frequently Asked Questions -- Get your questions answered and learn about the benefits of owning an airline rewards credit card. ... (more)

How to sort through frequent flier rewards programs -- How to sort through the multitude of credit card reward programs. ... (more)

Online credit card applications: FAQ about CreditCards.com and your card application -- If you're wondering whether it's safe or smart to apply for a credit card here at CreditCards.com, it's both. Here are answers to frequently asked questions ... (more)

Airline Credit Card Offer from Jet Blue and American Express -- Jet Blue and American Express team up to create a new airline credit card offer. ... (more)