First-Citizens Bank and Trust Platinum credit card fee schedule
|2011 Credit Card Fee Survey|
A year after the Credit CARD Act's major provisions went into effect, predictions of an onslaught of fees haven't come true.
Despite industry analysts' predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn't happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn't been an onslaught of new fees.
Here are the 2011 fees for the First-Citizens Bank and Trust Platinum card.
|First-Citizens B&T Platinum|
|Cash advance fee||3% or $3, whichever is greater; $100 maximum|
|Balance transfer fee||None|
|Foreign transaction fee||2% of each transaction in U.S. dollars|
|Returned payment fee||None|
|Stop payment on a convenience check fee||$32|
|Statement copy fee||$5|
|Overdraft fee||Not offered|
|Card replacement fee||None|
- Rising rates, bigger card balances cripple millennials’ home buying ability – A new study shows nearly three quarters of millennials rate homeownership as a "top priority." But rising interest rates and high card balances could keep many of them from making down payments on their first homes ...
- 2018 Credit Card Fee Survey: Fees freeze as rates rise – Cardholders are most likely to pay fees if they pay late, take out a cash advance or carry a balance, according to the 2018 CreditCards.com Credit Card Fee Survey ...
- Fed: Card balances rose $4.8 billion in August – Revolving debt -- chiefly credit card balances -- grew at a 5.6 percent annual rate in the back-to-school shopping month, according to the Federal Reserve ...