Research and Statistics

U.S. looks to create a financial literacy pyramid


Like the food pyramid, the Treasury Department wants to create a financial literacy pyramid to help make financial education concepts more memorable and accessible.

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You’ve heard of the food pyramid?

The Department of Treasury is taking steps toward creating a financial literacy pyramid, comprised of five “core competencies,” to help make financial education concepts more memorable and accessible.

A spokeswoman for the Treasury Department said the department undertook its pyramid-building effort because it was uniquely positioned to create a common set of standards for financial literacy. The Treasury invited the public to comment on the proposed core competencies, soliciting confirmation of the five core concepts and whether portions should be added, enhanced or deleted.

To see how the financial literacy pyramid might work, we’ve put together our own, and included helpful articles we’ve published in all five of these core financial concepts: earning, spending, saving, borrowing and protecting.

Click on a section of the pyramid for relevant articles and advice.

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