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How to earn more rewards with Capital One

Summary

Follow these tips to earn more miles with your Capital One rewards card.

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Earning Capital One miles

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The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we may receive compensation when you click on links to products from our partners. Learn more about our advertising policy. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards to find our current offers, or use our CardMatchTM tool to find cards matched to your needs.

Every Capital One rewards card has its own unique rewards rate and earning scheme, but there are a few strategies to help you earn more. To make the most of your Capital One rewards card, here a few tips for racking up miles and getting one step closer to your next vacation.

Sign up for Capital One rewards cards to earn intro bonuses

All Capital One rewards cards offer competitive sign-up bonuses. No matter which card works best for your spending habits, the intro bonus can make a significant dent in the price of your next trip.

Sign-up bonus Estimated value
Capital One® Venture® Rewards Credit Card50,000 miles if you spend $3,000 in first 3 months$500
Capital One® VentureOne® Rewards Credit Card20,000 miles if you spend $1,000 in first 3 months$200
Capital One® Spark Miles® for Business50,000 miles if you spend $4,500 in first 3 months$500
Capital One® Spark® Miles Select for Business20,000 miles if you spend $3,000 in first 3 months$200

Unfortunately, all of these sign-up bonuses are only available to new cardholders. Capital One also limits the number of cards you can have open with them. So if you already have five open credit cards with the bank, you can’t apply for a new one.

The Venture card has been known to offer limited time sign-up bonuses, so keep your eye out for a good deal before applying.

Capital One® Venture® Rewards Credit Card

Capital One Venture card

Why should you get this card?

One of our most popular travel rewards cards, the Venture card comes with a high rewards rate and valuable perks for frequent travelers.

Learn more

More things to know:

  • 10 miles per dollar on hotel rooms booked and paid through hotels.com/venture and 2 miles per dollar on other purchases
  • 50,000 bonus miles if you spend $3,000 in first 3 months
  • Transfer miles to more than 12 travel partners
  • No foreign transaction fees

 

Keep an eye out for referral bonus offers

There is no set program in place for receiving bonus points for referring a friend for a Capital One rewards card. However, targeted referral offers have been sent out to Venture cardholders in the past. Keep a close eye on your inbox to take advantage of any bonus point offers.

Book hotel stays through hotels.com/venture

Both the Venture and VentureOne offer 10 miles per dollar on hotels booked and paid for on Hotels.com through the Capital One portal (hotels.com/venture). This is one of the best rewards rates you can get on travel purchases. With pricier hotel stays, it can earn you quite a few miles to apply toward the flight to get you to your destination.

Hotels.com has thousands of booking options, so it shouldn’t be difficult to find a great deal wherever you are traveling.

Use your Capital One rewards card for most of your purchases

All four Capital One rewards cards offer great flat rewards rates for general purchases – up to 2 miles per dollar on every purchase, every day. While many rewards cards require you to weigh your spending toward bonus categories to get a similar overall rate, Capital One rewards you for every purchase you make.

To earn great rewards on spending you are already doing, make any big charges (like mortgage or utilities payments) on your Venture or Spark Miles cards. You’ll earn miles faster without increasing your monthly spend. Just be sure to pay off your balance each month to avoid accruing interest.

Final thoughts

The generous rewards rates on general purchases on both the Venture and Spark Miles cards make earning Capital One rewards easy. Take advantage of bonus categories, and keep a close eye out for limited time offers to maximize your rewards earning potential.

See Related: Best ways to use Capital One miles, How much are Capital One miles worth?, Which Capital One cards earn miles?

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Published: December 7, 2018

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Credit Card Rate Report Updated: September 18th, 2019
Business
15.45%
Airline
17.38%
Cash Back
17.52%
Reward
17.39%
Student
17.58%

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