Credit lessons from the soap operas: Days of Our Lives rerun

The Days of Our Lives shouldn't be filled with money troubles

Whether you'd classify your credit habits as young and restless or bold and beautiful, remember that you only have one life to live, and how you use (or abuse) your credit will shape your financial future. Before time passes like sand through the hourglass, learn these credit lessons, courtesy of your favorite daytime drama cliches ... 

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The evil twin
Days of Our Lives: NBC Photo/Chris Haston
On "Days of our Lives," Nicole and E.J. eventually make it through their vows, despite Mia's unexpected arrival.

"I object!"

It seems like every time there's a soap wedding, some old flame who's been wronged bursts through the doors just in time to object to the marriage. In other words, the past always comes back to haunt you!

Lesson: Don't wait until a potential creditor objects to your loan application to discover and try to explain past credit indiscretions. Be in charge of your credit fate.

"Your credit score is basically your financial life story -- whether you paid bills on time, how much debt you have and more," explains author and personal finance expert Catey Hill. And knowing what that score is and working to improve it (by requesting a free copy of each one of your credit reports every year via can save you a lot of dough down the line, since higher scores mean lower interest rates.

The good news: "If you don't have something imminent that you have to purchase, you have time to improve your score," says Clarky "Debt Diva" Davis. "Take charge, and start working with creditors to pay off debt."

See related: 13 greatest credit card songs meld pop, plastic, Top 10 Hollywood credit card movies, Money and credit lessons from TV, 8 novels show how credit cards appear in fiction

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Updated: 01-23-2019