Small business credit cards article archive can help businesses choose the right card -- and use it wisely





Latest credit card news


 Business credit, business cards

Weekly rate report: Average card rate remains at 16.92 percent for third week -- September 19, 2018: The average credit card interest rate held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Small Business Credit Profile: The Spot Barbershop -- Co-owner JC Perdomo is relieved he has graduated from leaning on loan sharks to credit cards to help fund his growing business. ... (See Small Business Credit Profile: The Spot Barbershop)

Business credit card debt: When startup partnership goes wrong -- Dealing with business credit card debt following a startup partnership gone wrong? Start by seeking legal help. If you're personally responsible for the debt, you may have to make minimum payments on the card until the matter is resolved. ... (See Business card debt from startup partnership)

Business credit card application denied: Why, what to do -- If your application for a business credit card was turned down, don't despair – you have options. First you need to understand why you were denied. ... (See Business credit card application denied)

Weekly rate report: Average card rate stays put at 16.92 percent -- September 12, 2018: The average credit card interest rate didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (more)

Small Business Credit Profile: PianoPiano -- Sarah Binder Mehta took the helm of her family's business in 2014. She uses American Express and Capital One business cards for day-to-day expenses, travel and employee holiday gifts. ... (more)

Employee gas expenses: How to reduce charges on company card -- If you run a small business and your employees are charging gas on the company card more than they should, you have options. Here are three ways to encourage employees to spend less on gas. ... (See Employee gas expenses on company card)

Weekly rate report: Average card rate rises to 16.92 percent -- September 5, 2018: The average credit card interest rate inched up Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (more)

Small Business Credit Profile: Good Start Packaging -- With tens of thousands earned in cash back, owner Ken Jacobus applied those funds to provide health insurance for his employees. ... (See Good Start Packaging)

Weekly rate survey: Average card rate falls to 16.91 percent -- August 29, 2018: The average credit card interest rate dropped below 17 percent Wednesday for the first time in almost a month ... (more)

Small Business Credit Profile: Cowboy Cricket Farms -- A couple of credit cards funded an edible insect business whose products are carried in nearly 50 retailers throughout the country. ... (See Small Business Credit Profile: Cowboy Cricket Farms)

Delta SkyBonus, United PerksPlus and other business frequent flyer programs: How they work -- Business frequent flyer programs such as Delta SkyBonus, United PerksPlus and American Airlines Business Extra, among others, can unlock valuable savings on flights for your company. Here's how they work. ... (See Business frequent flyer programs)

Credit card small business expense reports: How to get them, maintain them -- If you need an expense report from your small business, your credit card issuer might offer an annual summary in PDF form. You have other options, too, including monthly card statements and apps. ... (See Small business expense reports)

Rate survey: Average card rate holds steady at 17.03 percent -- August 22, 2018: The average credit card interest rate remained unchanged Wednesday after rising steadily for more than two consecutive months ... (more)

Small Business Credit Profile: Valeria Fine Jewelry -- Valeria Fine Jewelry owner Lucas Horton explains how he learned from past credit card mistakes and how he leverages business cards to earn hundreds of dollars in cash back every year. ... (See Small Business Credit Profile: Valeria Fine Jewelry)

Can you charge a card without customer approval? -- Charging a card on file before asking the customer for approval can backfire. These are your options for getting paid without hurting your business. ... (See Charge card on file without approval)

Weekly rate report: Average card rate rises to 17.03 percent -- August 15, 2018: Just one week after scaling past 17 percent for the first time ever, the average credit card interest rate inched a tad higher Wednesday. ... (more)

Small Business Credit Profile: Local Food Adventures -- Bay Area foodie Lauren McCabe Herpich highlights the region's hidden culinary gems with Local Food Adventures walking tours. ... (See Small Business Credit Profile: Local Food Adventures)

Tech support scams: How to protect yourself – and your credit card -- Tech support scams, where you receive a phone call from somebody requesting access to fix your computer and demanding pay, is a growing trend. Don't fall for it! Here's how to protect yourself. ... (See Tech support scams and credit cards)

First-time job seeker tips for credit cards -- Looking for your first job? How recent graduates can save money by using the right credit card to offset networking and job interview expenses. ... (See First job card tips)

Charge card vs. business charge credit card: Which is best? -- Business charge cards come with spending flexibility and superior rewards, but are they right for your business? Here's what you should consider to make a decision ... (See Business charge cards vs business credit cards)

Weekly rate report: Average card rate soars to record high of 17.02 percent -- August 8, 2018: The average credit card interest rate shattered a major record this week, soaring past 17 percent for the first time. ... (See Weekly rate report )

Small Business Credit Profile: müvTravel -- müvTravel CEO Michel Karam relied on his solid personal credit score and $40,000 in available credit on his cards to get his business off the ground. ... (See Small Business Credit Profile: müvTravel)

Multiply card rewards on business purchases -- Using a rewards credit card for business expenses is an easy way to pile up money-saving miles, points or cash back. Combine it with these tools to maximize savings. ... (See Multiply business savings using rewards cards)

E-commerce chargebacks: How to protect your business -- There are several steps you can take if your business has become a regular victim of fraudulent online chargebacks. Start by taking a look at your payment acceptance methods. ... (See E-commerce chargebacks)

Weekly rate report: Average card rate climbs to all-time high of 16.99 percent -- August 1, 2018: The average credit card interest rate climbed to a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (more)

Small Business Credit Profile: Celebration Saunas -- Loans weren't an option for Celebration Sauna's Katie DeCicco, so she turned to her credit cards to power up her business. ... (See Celebration Saunas)

What merchants should do when they suspect card fraud -- Suspect fraud on an otherwise approved credit card purchase? As a merchant you may be liable if you don't follow the card network's guidelines. Here's what you should know. ... (See Merchants and card fraud)

Rate survey: Average card rate holds steady at 16.96 percent -- July 25, 2018: The average credit card interest rate remained at a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (more)

Small Business Credit Profile: Dalia MacPhee Clothing Brand -- How couture designer Dalia MacPhee launches her clothing brand – now adored by celebrities like Scarlett Johansson and Serena Williams – using starter and airline credit cards. ... (See Profile: Dalia MacPhee Clothing Brand)

Business credit reports, scores and payment history -- If you have an S Corp, your payment history may be reflected on both your business and personal credit reports and scores. ... (See Business credit reports, scores)

Small Business Credit Profile: Private Label Extensions -- How entrepreneur Mikey Moran built his beauty supply business into a multi-million dollar business and credits smart card usage for part of his success. ... (See Profile: Private Label Extensions)

Rate survey: Average card rate climbs to record high of 16.96 percent -- July 18, 2018: The average credit card interest rate settled at a record high Wednesday after another major issuer increased rates in response to the Federal Reserve’s June 2018 rate change ... (more)

I want to improve my business, should I charge a course? -- A business owner seeking to take a content marketing class to better target customers should first test ways to increase sales before shelling out $2,000 for the course. ... (See Course to improve business)

Small Business Credit Profile: The Cookie Cups -- How The Cookie Cups' Nicole Pomije funded her bakery startup with savings and strategic use of multiple credit cards. ... (See The Cookie Cups)

Weekly rate report: Average card rate jumps to 16.93 percent -- July 11, 2018: The average credit card interest rate inched higher this week after several cards adjusted APRs. ... (See Weekly rate report)

Time to upgrade your business credit card? Here's how to decide -- You might be missing out on better rewards, higher credit limit and lower APR by pledging loyalty to your old business credit card. Here's how to decide if it's time for an upgrade. ... (See Time to upgrade your business credit card?)

Best United Airlines credit cards -- Whether you're a frequent or occasional flyer, these are the United Airlines credit card options you should consider ... (See United Airlines credit cards)

How to handle business card expenses using accounting software -- Using accounting software is a smart way to handle business expenses made on both your business and personal credit cards. ... (See Accounting software and business cards)

Reconsideration lines offer a second chance at credit card approval -- If your credit card application has been denied you might have a second chance of approval by calling the issuer's reconsideration line. Here's when to call and what to say. ... (See Card issuers' reconsideration lines)

Rate survey: Average card rate climbs to all-time high of 16.92 percent -- July 5, 2018: The average credit card interest rate set another record this week, climbing to 16.92 percent ... (See Rate report)

Small businesses often rely on credit cards, Fed study finds -- Credit cards play a major role in financing small businesses, a new Fed survey finds. More than half of small businesses surveyed (51 percent) reported using credit cards for their operations on a regular basis. ... (See Small businesses and credit cards)

How can I improve cash flow for my startup? -- Cash flow issues can be scary, but there are a few things you can do to turn the situation around right away. ... (See Cash flow )

Rate survey: Average card APR climbs to a record high of 16.83 percent -- June 27, 2018: The average credit card interest rate smashed another record this week, climbing to 16.83 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (more)

AmEx, Amazon to launch small-business credit card -- Amazon partners with Chase and Synchrony on consumer cards, but this will be its first small business card ... (See AmEx )

Should you use credit cards to finance your startup? -- Financing your startup with credit cards has its benefits and drawbacks. Before you go this route, you should weigh some other options, too. ... (See Credit cards and startups)

Headed to a convention or conference? Don't forget rewards credit cards -- Attending a conference or convention can come with a hefty price tag. Here's how you can leverage rewards credit cards to save on lodging, meals and transportation expenses ... (See Convention expenses and credit cards)

Opening a business with a partner: Should you apply for a joint card together? -- If you are opening a business with your romantic partner, opening a joint credit card can be risky. But you have other, safer options to finance your startup. ... (See Joint credit card for small businesses)

The best business credit card perks you're probably not using -- From cellphone protection to airport lounge access, here are some of the best business card perks you might have been overlooking ... (See Little-known business credit card perks)

Rate survey: Average card APR breaks new record, climbing to 16.81 percent -- June 20, 2018: The average credit card interest rate soared to another 10-year high this week after the Federal Reserve increased its benchmark interest rate by a quarter of a percent ... (more)

Best credit cards for travel insurance -- From trip cancellation and travel accident to baggage delay and rental car protection, these credit cards' travel insurance perks have you covered. ... (See Best cards for travel insurance)

Corporate or personal card for business expenses? -- Should you accept a corporate card for business expenses or use your personal card and get reimbursed? Key factors to weigh: Who pays the annual fee and who gets the rewards. ... (See Corporate or personal card?)

Should I max out my credit card to finance my startup? -- Maxing out your credit card to launch a startup can be risky; there are other ways to finance your business without incurring card deb. ... (See Startups and card debt)

Small businesses get creative with card rewards -- Some small-business owners are getting creative with their credit card rewards, redeeming cash back to pay for employee parties or to pay for gear for workers. Rewarding employees is a way businesses can keep workers in a tight labor market. ... (See Small businesses and card rewards)

Rate survey: Average card APR remains at record high of 16.75 percent -- June 13, 2018: The average credit card interest rate held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (more)

How to earn elite status with airlines -- Three ways business people can earn elite status with airlines: Pick an airline to focus your points-earning, sign up for a credit card offered by that airline, and don't forget to sign up for business points programs. ... (See How to earn elite status)

Which business credit card should I use for office supplies? -- These business credit cards can help you score more rewards if you purchase a lot of office supplies. ... (See Business credit cards for office supplies)

Rate survey: Average card APR breaks new record, climbing to 16.75 percent -- June 7, 2018 The average credit card interest rate sailed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (more)

Best credit cards for airport lounge access -- Relax or work away from the crowds while you wait for your flight. These cards offer complimentary access to airport lounges around the world. ... (See Best cards for airport lounges)

Earn up to 80,000 bonus points with the Chase Ink Business cards -- If you’re a small business owner looking to earn a generous rewards rate on company purchases, the Ink cards from Chase may be your answer. ... (See Chase Ink)

What are some low-cost options to process credit cards for my business? -- Square, Clover and PayPal are three choices (among others), but each has unique features ... (See Credit card processing)

Small-business card perk: Mastercard Easy Savings vs. Visa SavingsEdge -- Are you a business cardholder looking to maintain a positive cash flow? Two rewards programs, Mastercard Easy Savings and Visa SavingsEdge, can help. ... (See Rewards for business cardholders)

Rate survey: Average card APR remains at record high of 16.73 percent -- May 30, 2018: The average credit card interest rate remained at a record high of 16.73 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

8 tips for choosing bonus categories on your rewards card -- Understanding your spending habits is just the first step to pick the right bonus categories if your card gives you that option. ... (See Bonus categories)

Best credit cards to use when self-publishing books -- If you plan on self-publishing a book and printing copies to sell at seminars or speeches, find a card with 0 percent interest and ample rewards to get the most out of your big purchase without sacrificing your profit ... (See Financing self-publishing book)

How to get free Wi-Fi while traveling -- If you travel for business or pleasure and need to stay connected while in the air or on the ground, check out which cards offer free vouchers before paying expensive fees. ... (See In-flight Wi-Fi)

Rate survey: The average credit card interest rate remains at record high -- May 23, 2018: The average credit card interest rate remained at a record high of 16.73 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Guide to mobile wallets: Samsung Pay, Apple Pay, Google Pay -- Got questions about mobile wallets? Our guide to Samsung Pay, Apple Pay and Google Pay has all the answers about operation, security and rewards ... (See Mobile wallets)

How to handle unpaid corporate credit card -- If you have a credit card from the company you work for with your name on it, you can find yourself battling creditors if the corporation doesn't pay ... (See Company card)

Airport lounge access for the whole family takes planning -- If you're choosing a card or lounge membership for your business travel, consider signing up for one that will allow you also bring your family when you're on the road for a personal vacation ... (See Airport lounge membership)

Rate survey: Average card APR sets new record -- May 16, 2018: The average credit card interest rate broke a new record this week as lenders continued to adjust APRs on new cards, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Can the wine club I belong to charge my card before pickup? -- Many subscription services charge your card on a set date every month, regardless of when you pick up or receive your purchase. ... (See Subscription services)

Rate survey: Average card APR remains at record high of 16.71 percent -- May 9, 2018: None of the cards included in CreditCards.com's weekly rate report advertised new APRs this week. ... (See Rate report)

6 ways to maintain a good business credit score -- A high business credit score can help you get favorable terms on loans and other types of credit ... (See Business credit score)

How to fund a small business -- A side gig or small business needs some money upfront, so consider saving up a small fund to get started, and work on building great credit to qualify for a business credit card later. ... (See Small-business credit)

How to earn more points booking business travel -- If you're a small-business owner on the road, learn how to use loyalty programs and credit cards to maximize the points you earn ... (See Business travel points)

Rate survey: Average card APR climbs to record high of 16.71 percent -- May 2, 2018: The average credit card interest rate set a new record this week, climbing to 16.71 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly rate report)

Q&A: How do redeemed travel points get refunded if I cancel? -- Airline programs vary. On some, if you book award travel and later need to cancel, you'll get money back. But a lot of airlines' flights are nonrefundable. ... (See Refunds if you pay with points)

Should I fund my e-commerce business with credit cards? -- If you're looking to start an e-commerce business through Amazon or another online marketplace, you should avoid credit cards until you have predictable orders and cash flow ... (See E-commerce business)

Rate survey: Average card APR breaks record, climbing to 16.68 percent -- April 25, 2018: The average credit card interest rate recorded another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (more)

Entertaining clients on a business credit card: Tips to do it right -- Business credit card rewards, concierge services and loyalty programs can help business owners bear the cost of client entertainment. ... (See Entertaining clients on a business credit card)

Which business credit card should our church sign up for? -- If you have a small business or nonprofit organization and need a business credit card, there are several options to help you get started on credit with little risk ... (See Choosing a small business card)

Rate survey: Average card APR climbs to new high of 16.65 percent -- April 18, 2018: The average credit card interest rate smashed another record Wednesday, climbing to an all-time high of 16.65 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Expat guide: Maximize your US credit card while living overseas -- Moving abroad? Make sure to bring with you a U.S. credit card that charges no fees and includes benefits and rewards on purchases made overseas. ... (See U.S. cards for expats)

Funding a small business when you have a low credit score -- If you're looking to fund a new business but don't have the credit or established history to get a loan, there are ways to do it without resorting to a high interest loan ... (See Small business loans)

Rate survey: Average card APR holds at record 16.62 percent -- April 11, 2018: The national average APR remained at its record high of 16.62 percent for a second week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

How business owners chose their credit cards -- To choose a business credit card, business owners say they looked at what type of rewards they wanted and cards that would maximize earnings on their business spending. ... (See How to choose a business credit card)

Some California businesses, but not all, are exempt from surcharge ban -- Ruling by 9th Circuit Court early in 2018 exempts some, but not all, businesses from ban on credit and debit card surcharges. ... (See California surcharge law)

Rate survey: Average card APR jumps to all-time high of 16.62 percent -- April 4, 2018: The average credit card interest rate broke a new record this week, landing within rounding distance of 17 percent for the first time ever, according to the Weekly Credit Card Rate Report. ... (See Weekly rate report)

8 expenses you should never charge on a business credit card -- From excessive client entertainment to payroll, there are some expenses you should not charge on your business credit card. ... (See Unwise business card charges)

Average card APR climbs to record 16.47 percent -- March 28, 2018: Interest rates on new credit cards rose Wednesday for the first time in seven weeks, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Capital One plans free business credit reports -- Capital One's new Business CreditWise aims to make business credit easy to understand and business credit reports free for small-business owners. In beta now, the official rollout is tentatively set for summer 2018. ... (See Capital One Business CreditWise)

Rate survey: Average card APR holds still at 16.41 percent -- March 21, 2018: Interest rates on new credit card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Rate survey: Average card APR holds steady at 16.41 percent -- March 14, 2018: Interest rates on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report)

Rate survey: Average card APR sits tight at 16.41 percent -- March 7, 2018: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Am I liable for unpaid bills on a company credit card? -- If you have a company credit with your name on it, you could be liable if the company isn't paying. ... (See Business card debt: Who's liable?)

Rate survey: Average card APR remains unchanged at 16.41 percent -- Feb. 28, 2018: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

What's the best credit card for my nonprofit organization? -- Find a card with no interest and rewards to best serve your nonprofit organization ... (See Cards for nonprofits)

3 ways many rewards cards give you hotel status -- You may get hotel status at sign-up, a points boost with your card or a higher elite grade with a spending milestone ... (See Rewards cards and hotel status)

Rate survey: Average card APR holds steady at 16.41 percent -- Feb. 21, 2018: Interest rates on new credit card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Can I impose a minimum transaction of $10 for card purchases? -- If you're a small business wanting to impose a minimum transaction amount, know the rules the card companies have to avoid trouble ... (See Minimum transaction of $10 for cards)

Rate survey: Average card APR stays put at 16.41 percent -- Feb. 14, 2018: The average credit card interest rate remained at a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Am I on the hook for my business's credit card debt? -- If you, the business owner, signed a personal guarantee to get your card, you are liable for the debt ... (See Business credit card debt)

Average card APR breaks new record, climbs to 16.41 percent -- Feb. 7, 2018: The average credit card interest rate smashed another record this week, climbing to an all-time high of 16.41 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

How to get an EIN as a small-business owner -- It can be tough to get an EIN and a business credit card without using your Social Security number. ... (See How to get an EIN)

Rate survey: Average card APR ticks up to record 16.39 percent -- Jan. 31, 2018: The average credit card interest rate inched higher this week, breaking another 10-year record, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

5 loan options to fund your small business -- When a traditional bank loan isn't an available choice, business credit cards and community banks are among the alternatives ... (See 5 business loan options)

How to dig out of business card debt -- If you find yourself with a big balance on a small-business credit card, follow this road map to better financial ground. ... (See Business card debt)

Rate survey: Average card APR climbs to all-time high of 16.38 percent -- Jan. 24, 2018: The average credit card interest rate reached another 10-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Can a company reverse a refund, a year later? -- A company says it over-refunded a customer and took the money back. Can they do that? ... (See Reversed refund )

Rate survey: Average card APR jumps to all-time high of 16.35 percent -- Jan. 17, 2018: Average credit card interest rates set a new record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

What to do if an employee misuses a corporate card -- If you're a business and issuing employees cards, make sure you have the right system in place to avoid inappropriate charges ... (See Employee misusing company card)

Rate survey: Average card APR remains at record high of 16.32 percent -- Jan. 10, 2018: The average credit card APR held steady at 16.32 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Charged Up! podcast: Running a successful one-person business -- Financial journalist and author Elaine Pofeldt describes the difference between a $1 million, one-person business and one that is just getting by ... (See Podcast with Elaine Pofeldt)

Help! I used the company card for personal expenses by mistake -- What to do if you use your corporate credit card for a personal expense ... (See Corporate credit card)

Rate survey: Average card APR climbs to record high of 16.32 percent -- Jan. 3, 2018: The average credit card APR shot up again this week after multiple lenders hiked rates, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Rate survey: Average card APR continues to climb -- Dec. 27, 2017: The average credit card interest rate hit another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report)

Rate survey: Average card APR soars to record high of 16.21 percent -- Dec. 20, 2017: Propelled by a Fed rate increase, the average credit card interest rate jumped to a new record high this week, according to the CreditCards.com's weekly survey of new card offers. ... (See Rate Report)

How long can a payment processor hold funds from my business? -- If payment processors are holding on to funds to investigate transactions, there are some best practices to make the system smoother ... (See Working with payment processors)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

How does a credit card updater service work? -- If you get a new card with a new expiration date, that doesn't mean you get out of auto-payments you no longer want to make. A card updater service keeps your information current. ... (See Credit card updater services)

Rate survey: Average card APR sits tight at 16.15 percent -- Nov. 29, 2017: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

How to reverse unauthorized charge on my debit card -- If you have a debit card on file with a merchant and see an unauthorized charge, it's important to take action immediately ... (See How to dispute an unauthorized charge)

Rate survey: Average card APR remains at 16.15 percent -- Nov. 22, 2017: Interest rates on new card offers remained stuck in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate survey)

Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)

Small-business solutions for storing customer card data -- Looking for a small-business solution to storing customer card details? Your merchant processor may offer a service that fits your security and budget needs. ... (See Small business and card data storage)

Average card APR stays at 16.15 percent for eighth week: CreditCards.com Weekly Credit Card Rate Report -- Nov. 8, 2017: Interest rates on new credit card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Former boss let me use his card, now he cries fraud -- If you used a card given by a former boss who is now threatening legal action against you, seek legal advice. You may be able to prove you used the card legitimately. . ... (See Former boss cries card fraud)

Average card APR remains at 16.15 percent for seventh week: CreditCards.com Weekly Credit Card Rate Report -- Nov. 1, 2017: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report)

Q&A: How to close a business formed with your ex-spouse -- Closing a business formed with an ex-spouse can have legal and tax consequences if not done correctly. ... (See Closing business formed with ex-spouse)

Rate survey: Average card APR holds steady at 16.15 percent for sixth week -- Oct. 25, 2017: Interest rates on new card offers remained at a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Average card APR stays put at 16.15 percent for fifth week: Weekly Credit Card Rate Report -- Oct. 18, 2017: Interest rates on new card offers remained fixed in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates )

How digital nomads can process payments overseas -- Entrepreneurs looking to live overseas need to consider payment options for customers. There are multiple software options and processing options for the nomadic entrepreneur looking to take their life abroad ... (See Processing payments overseas)

Q&A: Options to collect from customers who can't pay their balance in full -- When dealing with customers in financial distress, suggesting a payment plan might be the best way to ensure you get full payment. ... (See Collecting from customers)

Hunting for more rewards? Don’t overlook business cards -- If there is a reward card you like but you already have it, you can often apply for a business version of the card. You might be surprised to learn that you don’t actually have to run a full-time incorporated business to be approved. ... (See Business cards)

Rate survey: Average card APR stays at 16.15 percent for fourth week -- Oct. 11, 2017: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate survey)

Q&A: Ex-partner was authorized user; is he liable for card debt? -- Your ex-business partner could be equally liable for the company's credit card debt even if he was just an authorized user on the card. Here's how to find out. ... (See Authorized user)

Over 40 and over 800: Seasoned credit score achievers -- Consumers over 40 may find it hard to pass the 800 credit score threshold. Here are some who did ... (See Scores )

Rate survey: Average card APR holds steady at 16.15 percent -- Oct. 4, 2017: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Q&A: Can I charge cards with a mobile app for my side hustle? -- If you're operating a side hustle and wondering about your rights when it comes to charging cards on file and paying taxes, make sure you do your homework before you find yourself in trouble ... (See Charge credit card via app)

Rate survey: Average card APR remains at 16.15 percent -- Sept. 27, 2017: The average APR for new card offers remained at a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card APR climbs to 16.15 percent -- Sept. 20, 2017: The average APR for new credit card offers inched up to another record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate survey)

Handling medical bills automatically charged to your card -- If you've agreed to allow medical charges to be put on your card in the event insurance doesn't pay, you could get hit with a big surprise on your next statement. Make sure you take care of the situation swiftly while you still have options ... (See Medical bills)

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)

Historic credit card interest rates chart -- See key rates data from our weekly survey of card APRs 2007-2018 ... (See Historic credit card rates)

How to find corporate cards opened under your company's name -- If you're worried more cards are opened under your company's name than you're aware of, there are ways to find out ... (See Corporate cards)

Rate survey: Average card APR remains at record 16.14 percent for fourth week -- Sept. 6, 2017: The average APR for new card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

5 business expense card options for employers -- Owners should consider conveniences, rewards, frequency of employee purchases ... (See Expenses)

Chargebacks over merchandise quality can be tricky -- The burden of proving a product isn't genuine can fall on the buyer ... (See Chargeback)

Rate survey: Average card APR stays put at 16.14 percent -- August 30, 2017: The average interest rate for new credit card offers remained at a record high Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to get reimbursed for HSA expenses -- If you have an HSA account, you may find yourself paying a lot of pocket for major medical needs. Fortunately, you can reimburse yourself, but it will be tricky if you're just using a debit card ... (See HSA)

Rate survey: Average card APR stays at record high of 16.14% -- August 23, 2017: The average APR for new card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Should a hospital add a surcharge for card transactions? -- With medical services already costly and unpredictable, adding a credit card surcharge could push some customers over the edge ... (See Surcharge)

Average card APR climbs to record high of 16.14 percent: Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

How to know when a credit card charge is a scam -- As a small-business owner, fraudulent transactions can be disastrous to the bottom line. When accepting cards online, there are some ways to protect yourself ... (See Fraud)

6 reasons entrepreneurs should get a business card -- Benefits such as expanded buying power, spending rewards and tracking assistance can help fuel business growth ... (See Upgrade)

Rate survey: Average card APR remains at record high of 16.13 percent -- August 9, 2017: The average credit card rate remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

How reimbursement works for airline miles purchases -- If you purchase airline miles for a business trip with your own card, how do you calculate the value for reimbursement ... (See Miles)

Rate survey: Average card APR soars to record 16.13 percent -- August 1, 2017: The national average APR for new card offers climbed again this week, reaching an all-time high of 16.13 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can I transfer my balance from a personal to a business card? -- Some business cards allow you to transfer a balance from a personal credit card to a business credit card, but it comes with a liability risk ... (See Transfer)

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How high of a fee do businesses pay to accept cards? -- Credit card companies charge fees to businesses when they allow credit card transactions, but certain processors may tack on additional fees which could hurt the bottom line ... (See Fees)

Survey: Average card APR holds steady at 16.06 percent for third week -- July 19, 2017: The national average APR for new credit cards held still this week despite multiple changes to card offers, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Funding a small business with credit cards -- Be cautious and know whether you are personally responsible ... (See Business)

Rate survey: Average card APR remains at record 16.06 percent for second week -- July 12, 2017: The national average APR for new card offers remained above 16 percent Wednesday for the second week in a row, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

When is it OK to add a surcharge? -- Small-business owners may be tempted to pass on hefty credit card fees to customers, but that approach may discourage loyaltyy ... (See Surcharge)

Rate survey: Average card APR surges to record 16.06 percent -- One credit union bucks the trend by lowering card APR ... (See APRs)

Should a business add a surcharge for card transactions? -- An app maker is looking to allow customers to pay for meals through their app, but wants to pass on the merchant processing fee for credit card transactions to the consumer ... (See Surcharge)

Rate survey: Average card APR jumps to record 16 percent -- Issuers cut back on mailing rewards cards offers ... (See Rate report)

Can a friend be a co-signer for a business credit card? -- Starting a business requires money and credit. If you don't have one, is it possible to have a friend or family member co-sign for a business card? And, if so, is it a good idea ... (See Co-signer)

Rate survey: Average card APR climbs to all-time high of 15.96 percent -- June 21, 2017: The national average APR for new credit card offers set a new record this week after multiple card issuers increased rates, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Who is responsible for business card debt? -- If a business partnership goes sour or a business incurs too much debt, you could find yourself in an expensive situation, responsible for more debt than you personally incurred ... (See Business)

Survey: Average card APR jumps to new record of 15.89 percent -- June 14, 2017: The national average APR for new card offers bounced to another all-time high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Am I liable for cards in my name that I didn't use? -- If you're asked to take out credit cards for a friend's business, be careful about agreeing - you could be liable for the purchases ... (See Liability)

Average card APR climbs to all-time high of 15.83 percent: CreditCards.com Weekly Credit Card Rate Report -- June 7, 2017: The national average APR for new card offers reached another all-time high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

5-star reviews may help your small business get credit -- Online reviews, social check-ins are tested as credit scoring data, amid skepticism ... (See Yelp!)

What's the best 0-percent interest business card? -- If you belong to an organization or a business with a good credit history, you could qualify for a great card that gives you many months of 0 percent interest ... (See 0 interest)

Rate survey: Average card APR jumps to record high of 15.82 percent -- May 31, 2017: The national average APR for new card offers broke another record this week, rising to an all-time high, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

What to do when a customer uses someone else's card -- If you didn't verify the cardholder, you could be liable for the charge ... (See Fraud)

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

How to find a business's merchant category code -- If you're looking to maximize your category bonuses, it helps to know the MCC code for the businesses you shop at ... (See MCC)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

What is a service charge, and when is it too high? -- You may find it frustrating to pay for a meal or product with a credit card and find a service charge tacked on, simply because you used a card. Find out how much businesses are allowed to charge and how you can fight back ... (See Service charge)

7 rules for using credit cards to finance a dream -- Founding a business, getting an education or even a once-in-a-lifetime experience could be reasons to take a risk ... (See Dream)

Rate survey: Average card APR dips to 15.79 percent -- Rate report template ... (See Rates)

Can a medical facility put a hold on your card? -- If you need medical attention and the facility wants you to sign a consent form that they can charge your card for whatever services you get, are you obligated to sign it to get the treatment? ... (See Medical)

Rate survey: Average card APR spikes to all-time high of 15.80 percent -- May 3, 2017: The national average APR for new credit card offers busted another record this week, rising to an all-time high, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Can you use points earned from a business card? -- If you have a credit card to buy items for your place of employment, you aren't necessarily allowed to use the points accumulated on different websites from the purchases ... (See Rewards)

Average card APR climbs to record high of 15.74 percent: Weekly Credit Card Rate Report -- April 26, 2017: The national average APR for new credit card offers rose to another all-time high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

What's a fair card arrangement in a business partnership? -- In a business partnership, a fair credit card arrangement could mean both partners assume risk and reap the rewards. If one is still a student, the arrangement may have to change. ... (See Partnership)

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Keep your personal credit separate from your job -- Startups and small businesses often operate on small budgets and if your boss asks you to take out a card for business expenses, think twice before entangling your personal credit with theirs ... (See Authorized user)

Rate survey: Average card APR climbs to 15.72 percent -- April 12, 2017: The national average APR on new card offers inched up again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Balance transfers from personal to business cards -- Small-business owners should use a business credit card for all business expenses and can transfer a balance from a personal card to a business card to build credit, get perks ... (See Balance transfer)

Rate survey: Average card APR jumps again to record 15.71 percent -- April 5, 2017: The national average APR on new card offers climbed to another all time high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Corporate cards go virtual, offering added security -- Virtual corporate cards allow companies to generate a card number, unique CVV code and expiration date. And they’re expected to be used to spend billions in 2017 ... (See Virtual cards)

How to qualify for credit as a small-business owner -- As a small-business owner, slow down growth until you have a greater cash flow to build your credit ... (See Credit )

Rate survey: Average card APR climbs to record high of 15.63 percent -- March 29, 2017: The national average APR on new card offers inched closer to 16 percent this week, reaching a record high of 15.63 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Average card APR rises to all-time high of 15.59 percent: Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

The best business credit card for fair credit -- If you're starting a new business and need a business card but past credit problems leave you with only fair credit, what are your options ... (See Business card)

Average card APR remains at 15.51 percent for second week: CreditCards.com Weekly Credit Card Rate Report -- March 15, 2017: The national average APR on new card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

Help, I'm an unauthorized authorized user -- No one has a right to make you an authorized user on their card, since it can badly damage your credit ... (See Unauthorized)

Rate survey: Average card APR climbs to record high of 15.51 percent -- March 8, 2017: The national average APR on new card offers inched up this week, rising to an all-time high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

Business credit card can damage your personal score -- If you have authorized use of a business credit card, it could show up on your credit score and if the company uses up a lot of the card's limit, this could negatively affect your score ... (See Business card)

Survey: Average card APR sits tight at record 15.50 percent -- March 1, 2017: The national average APR on new card offers stayed at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Can you recoup expenses for unused services? -- Business owners confront a lot of monthly expenses, which may make it easy to miss payments you're making for services you don't use ... (See Recoup)

Survey: Average card APR remains at record 15.50 percent -- Feb. 22, 2017: The national average APR on new card offers remained fixed at an all-time high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Do zero liability rules apply to corporate cards? -- Business owners who issue corporate cards may not enjoy the luxury of zero liability rules, which protects them against fraud. ... (See Zero)

Survey: Average card APR climbs to record high of 15.50% -- Feb. 15, 2017: The national average APR on new card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

What to do if you're charged for something you didn't order -- What you can do if you receive merchandise you didn't order and the merchant refuses to make a refund ... (See Refund)

Rate survey: Average card APR holds steady at record 15.44% -- Feb. 8, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Which business credit card is best? -- If you don't own a business but pay for a lot of business expenses, you may consider getting a business credit card. ... (See Business)

Survey: Average card APR jumps to all-time high of 15.44% -- February 1, 2017: Rate survey: Average card APR jumps to all-time high of 15.44 percent. ... (See Rates)

Charging customers who don't show up -- Can a business owner who takes down credit card information for a reservation have the right to charge the card in case of a no-show ... (See Business)

Average card APR remains at record high of 15.42 percent: CreditCards.com Weekly Credit Card Rate Report -- Jan. 25, 2017: The national average APR on new card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Charged Up! podcast: Keeping financial resolutions -- CFP Hilary Hendershott's tools for successful budgeting ... (See Podcast)

Securely storing customer card data -- Business owners need to take down credit card information in a secure manner so that they don't make their customers' information vulnerable to theft and risk a fine themselves ... (See Security)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

How a business can fight fraudulent online orders -- If a business receives a fraudulent online order and ships the merchandise, is the company responsible for the cost? ... (See Fraud)

Survey: Average card APR stays at record high of 15.36 percent -- Jan. 11, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

'Digital nomads' have options for transactions abroad -- As more entrepreneurs start online companies, the freedom to live anywhere in enticing. But, it's important to know what services are available to keep transactions smooth ... (See Digital nomad)

Rate survey: Average card APR jumps to 15.36 percent -- Jan. 4, 2017: Already at a record high, the national average APR on new card offers jumped again, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Average card APR climbs to all-time high of 15.29 percent: CreditCards.com Weekly Credit Card Rate Report -- Dec. 28, 2016: Average rates on new credit card offers spiked again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Record)

Limit business partners' access to your credit -- Don't let partners in small business sink your credit by ringing up charges on a card in your name. ... (See Small business)

Survey: Average card APR jumps to record 15.27 percent -- Dec. 21, 2016: The average APR on new credit card offers rose to an all-time high Wednesday after the Federal Reserve increased its benchmark interest rate, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Former employer says you used business card fraudulently -- Your options when accused of using business card for unauthorized purchases ... (See Options)

Rate survey: Average card APR rises to 15.20 percent -- Dec. 14, 2016: The average APR on new card offers inched higher Wednesday after Capital One increased the APR on one of its cash back credit cards, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs)

How to check a small business's credit report -- Good credit will affect the interest rates lenders give you when you apply for a loan. ... (See Credit)

Rate survey: Average card APR holds steady at 15.18% for ninth week -- Dec. 7, 2016: The average APR on new card offers held still Wednesday despite multiple small rate changes, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Taking credit card fees out of employees' tips -- Yes, you can take card fees out of charged tips, but your employees may resent the practice ... (See Tips)

Average card APR remains at 15.18 percent for eighth week -- Nov. 30, 2016: The average APR on new card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Can you dispute an honest credit mistake? -- Lack of interest payments on a deferred payment deal tanks husband's credit score ... (See Mistake)

Rate survey: Average card APR holds steady at 15.18 percent -- Nov. 23, 2016: The average APR on new credit card offers stayed put Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

What are my rights regarding credit card surcharges? -- Many businesses impose surcharges when customers use a credit card for under a certain amount. However, there are laws in place to protect you from being charged extra unfairly. ... (See Surcharges)

Rate survey: Average card APR stuck at 15.18 percent -- Nov. 16, 2016: The average APR on new card offers stayed at 15.18 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds steady at 15.18 percent -- Nov. 9, 2016: The average APR on new credit card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

How to rebuild credit after a business setback -- After a business setback or bankruptcy, repay your debts, learn from your mistakes, and get back in the credit game ... (See Rebuild)

Can you update a client's credit card expiration date? -- If you have a client's card on file that you are allowed to charge for services and the expiration date has expired, can you guess what the new expiration date is and add it without checking first? ... (See Expired)

Rate survey: Average card APR remains unchanged at 15.18 percent -- Nov. 2, 2016: The average APR on new credit card offers remained fixed at 15.18 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card APR remains fixed at 15.18 percent -- Oct. 26:2016: Online card fraud rises, while card-present fraud drops due to EMV switch, according to the CreditCards.com Weekly Rate Report ... (See Rates)

What to do if you suspect card fraud by a customer -- How to prevent a purchase being made with a fraudulent card. ... (See Fraud)

Survey: Average card APR remains at 15.18 percent for second week -- October 19, 2016: The average APR on new credit card offers remained at 15.18 percent Wednesday for a second week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to avoid paying convenience fees on utility bills -- Utility companies may charge a convenience fee if you pay by credit card. ... (See Convenience fees)

Rate survey: Average card APR falls to 15.18 percent -- October 12, 2016: The average APR on new card offers fell to a nine-week low on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card surcharges can be costly for business -- For the moment, California law allows these charges ... (See Surcharges)

Rate survey: Average card APR remains at 15.22 percent -- October 5, 2016: The average APR on new card offers remained near a five-year high for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Take a businesslike approach to improving your credit -- Want to boost your credit score and increase your borrowing power? Ask a small business owner for financial advice ... (See Credit)

How to avoid unwanted purchases on company credit card -- To prohibit employees from purchasing certain items, employers can use MCC codes for help ... (See Company cards)

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can you run a card on file for payment without approval? -- A repeat customer gives business a card number that doesn't work, but has a card on file that does. ... (See Card)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How your business can avoid charge-backs, account problems -- Chargebacks can cause problems for business owners when it comes to their accounts. There are ways to improve customer service and cut down on charge-backs ... (See Charge-backs)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Supercharge rewards with a business card -- By playing your cards rights, a business card can rack up rewards fast ... (See Rewards)

Rate survey: Average card APR remains at 15.22 percent -- September 7, 2016: Average rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Inform customer before your business runs card number on file -- If your business is left with an balance and has a card on file for an unresponsive customer, it is probably OK to run the card - but document your efforts to reach them ... (See On file)

Rate survey: Average card APR rises to 15.22 percent -- Aug. 31, 2016: The average APR on new credit card offers rose to a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Shady business partner opens up credit in your name -- Straighten out the credit mess, then get a new partner ... (See Business)

Rate survey: Average card APR holds steady at 15.19 percent -- Balance transfer and 0 percent purchase offers become less generous ... (See Rates)

Businesses must beware unauthorized card use -- Fraud liability, loss of ability to accept cards may follow if you don't follow merchant rules ... (See Unauthorized)

Survey: Average card APR inches up to 15.19 percent -- After sitting at 15.18% for nine weeks, a move by AmEx ratchets national average up ... (See Rates)

Survey: Average card APR holds tight at 15.18 percent for ninth week -- August 10, 2016: The average APR on new credit card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Don't try to fix and flip houses with 0-percent cards -- Risky investments require cash reserves, not plastic ... (See Flipping)

Rate survey: Average card APR remains at 15.18% for eighth week -- August 3, 2016: The average APR on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

2016 Credit Card Fee Survey: Surprise! Fees drop -- As they seek new customers, some card issuers have done the remarkable: They cut fees, according to a new CreditCards.com survey. ... (See Fees)

Rate survey: Average card APR remains stuck at 15.18 percent -- July 27, 2016: The average APR on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate survey)

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR remains at 15.18 percent -- July 6, 2016: Interest rates on new credit card held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Poor personal credit hurts business card application -- Even with good business credit, your chances of approval for a business credit card are poor until you rebuild your personal credit score ... (See Business)

Rate survey: Average card APR holds steady at 15.18 percent -- June 29, 2016: Interest rates on new credit card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card statistics -- This is the web's largest and best-documented set of credit card statistics, from industry studies, government and university reports, and CreditCards.com's original research ... (See Stats)

Rate survey: Average card APR inches up to 15.18 percent -- June15, 2016: The average credit card interest rate ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Business credit card statistics -- Many entrepreneurs rely on credit cards to keep their small businesses running. Check out these statistics on their charging and payment habits ... (See Business card statistics)

Financing your business without relying on personal credit -- You can fund a startup without a personal guarantee, but it won’t help you build business credit ... (See Business credit)

Average card APR falls to 15.17 percent: Rate Report -- After remaining at 15.19 percent for seven weeks, the national average annual percentage rate slid to 15.17 percent ... (See Rates )

Splitting reward points from a small business -- Credit card rewards usually belong to whoever signed up for the account. But small-business partners should discuss whether to split them up or use them for business expenses. ... (See Business rewards)

Plan carefully before opening multiple small-business credit cards -- Multiple business cards may help your credit score and increase your rewards-earning potential, but first consider how you will manage them ... (See Business cards)

Rate survey: Average card APR holds steady at 15.19% -- June 1, 2016: The average credit card interest rate remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Title loan causing overdrafts? You may have recourse -- Title loans can put you into a vicious circle of debt through automatic withdrawals from your bank account. But if the lender doesn't follow certain rules, you may be able to file a formal complaint ... (See Loan)

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR holds steady at 15.19 percent -- May 18, 2016: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card APR remains unchanged at 15.19 percent -- May 11, 2016: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Startup didn't launch, so credit rebuilding needed -- Living on credit cards during startup has risks, but with time you can recover a good credit score ... (See Startup)

Survey: Average card APR remains near record high -- May 4, 2016: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Average card APR remains unchanged at 15.19 percent: Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card rate holds steady at 15.16 percent for 10th week -- April 13, 2016: The average credit card interest rate remained unchanged Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Handling employee abuse of business credit card -- It is not a crime for authorized users to put personal expenses on a company-issued credit card. But there may be simple ways to recoup the costs and prevent future abuse ... (See Abuse)

Rate survey: Average card rates remain fixed at 15.16 percent for 9th week -- April 6, 2016: The average credit card interest rate held firm Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card rate remains locked at 15.16 percent for 8th week -- March 30, 2016: For the eighth week in a row, the average credit card interest rate remained stuck at 15.16 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can a state mandate businesses accept cards? -- No law requires a merchant to take credit or debit cards in payment, but businesses that spurn them risk losing customers ... (See Acceptance)

Survey: For 7th week, average card rate remains at 15.16 percent -- March 23, 2016: The average credit card interest rate held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

To qualify for business loan, lower your personal credit use -- A careful balance transfer may help lower credit utilization ... (See Credit use)

Average card rates remain at 15.16 percent for 6th week: CreditCards.com Weekly Credit Card Rate Report -- The average credit card interest rate remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Improperly closed business can cause tax collection headaches -- Tax collectors may come after a small business that is sold but not officially closed. But there are ways to fight back ... (See Tax collectors)

Rate survey: Average card rate sits tight at 15.16% -- March 9, 2016: The average credit card interest rate didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Paying deceased's bill doesn't imply liability for authorized user -- Authorized users are not responsible for debt incurred on a credit card account, even if they make payments after the primary cardholder dies ... (See Liability)

Rate survey: Average card rates remain at 15.16% for fourth week -- March 2, 2016: The average credit card interest rate stayed put Wednesday at 15.16 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rate holds steady at 15.16 percent -- Feb. 16, 2016: The average credit card interest rate stayed at 15.16 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card rate remains at 15.16 percent -- Feb. 17, 2016: The national average annual percentage rate remained near a record high Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How your business can get customers to pay upfront -- You'll need to overcome resistance to advance payment by offering greater value ... (See Upfront payment)

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Using an EIN to apply for a card, build business credit -- A small business can start building credit with a home improvement store credit card, but be sure you're doing it for the right reasons ... (See EIN )

Rate survey: Average card rates hold steady at 15.12% -- Jan. 20, 2016: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rates fall to 15.12 percent -- Jan. 13, 2016: The national average interest rate on new credit card offers slipped Wednesday for the first time in two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates jump to 15.13 percent -- Jan. 6, 2016: Interest rates on new credit card offers rose Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rates jump to 15.07 percent -- Dec. 30, 2015: Interest rates on new credit card offers rose to a near record high this week after Citi boosted rates on multiple cards, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

3 steps for establishing business credit -- Business credit can be challenging to build, so it helps to come up with a battle plan from the outset ... (See Business credit)

Rate survey: Credit card interest rates jump to 15.05 percent -- Dec. 23, 2015: Interest rates on new card offers rose to a one-year high this week after the Federal Reserve increased rates for the first time since 2006, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Disability income may be safe from business-debt collectors -- Credit card debt racked up for a now-defunct business may still be collectible, though the owner's disability payments are probably off limits ... (See Disability)

Rate survey: Average card rate increases to 14.99 percent -- Dec. 16, 2015: Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rates rise to 14.98 percent -- Dec. 9, 2015: A Interest rates on new credit card offers rose this week for the first time in almost two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly rate report, Dec. 9, 2015)

Average card rates remain at 14.96 percent for third week -- Dec. 2, 2015: Average rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly rate report, Dec. 2, 2015)

Card updater services keep customers' auto-payments flowing -- Services offered by card networks for merchants could help prevent customer attrition ... (See Autopay)

Average card rates sit tight at 14.96 percent: Weekly Credit Card Rate Report -- Nov. 25, 2015: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report, Nov. 25, 2015)

IRS won't care if you buy gift cards with reward points -- Even if you get a "cash back" reward card that you spend like cash, it's not considered income, so shop away! ... (See Rewards not taxable)

When buying gasoline for business, watch discounts, surcharges -- Depending on your state, gas stations may try to offset merchant processing costs by putting a surcharge on credit card sales, or offering a cash discount ... (See Gas)

Average card rates remain at 14.96 percent: Weekly Credit Card Rate Report -- Nov. 18, 2015: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report, Nov. 18, 2015)

Business cards usually require a personal guarantee -- The small-business credit card that doesn't require good personal credit is an often-sought but seldom spotted myth ... (See Business card)

Rate survey: Average card rates fall to 14.96 percent -- Nov. 11, 2015: Interest rates on new credit card offers tumbled Wednesday for the first time in almost nine months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card rate sits tight at 15.01% -- Nov. 4, 2015: Interest rates on new credit card offers held firm Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit utilization important for businesses, too -- Paying your balance in full every month is ideal but if you can't manage that, keep your balance as low as possible ... (See Business credit)

Rate survey: Average card rates remain at 15.01 percent -- Oct. 28, 2015: Interest rates on new credit card offers remained in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate survey: Average card rates increase to 15.01 percent -- Oct. 14, 2015: Average rates on new credit card offers rose Wednesday for the first time since June, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Luxury reward perks: What you get for paying big annual fee -- Beyond free flights lies a world of exclusive privilege, if you're willing to pay the annual fees ... (See Luxury perks)

Using business's tax ID is no shortcut to building credit -- When it comes to credit, most business is personal ... (See Business credit)

Survey: Average card APR remains at 15% for record 16th week -- Oct. 7, 2015: Interest rates on new card offers remained cemented in place for another record-breaking week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (more)

Does a business card's guarantor own its rewards points? -- Agreeing to guarantee a cardholder's debt doesn't automatically grant you the card's benefits ... (See Business rewards)

Survey: Average card rate stuck at 15% for 15th week -- Sept. 30, 2015: Interest rates on new credit card offers remained locked in place again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Accepting international payments with Square -- For small business owners who use Square to accept credit cards, selling to overseas customers is allowed. But there are a few things you should know to make it easier on your customers and yourself ... (See International Square)

Survey: Average card rates hold steady at 15 percent for 14th week -- Sept. 23, 2015: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Closing a business card while preserving your credit score -- Closing a business credit card may hurt your personal credit score as much as closing a personal card. ... (See Business card)

Survey: Average card APR sits tight at 15% for 13th week -- Sept. 16, 2015: Interest rates on new credit card offers still aren’t moving, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Card rates stuck at 15 percent for a record 12th week -- Sept. 9, 2015: For a record 12th week, interest rates on new credit card offers remained stuck in place, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Need a small-business loan? 3 ways to beat the big-bank brush-off -- Small banks tend to have higher approval rates for small-business loans. Here's how to improve your chances of getting one ... (See Business credit)

Survey: Average card rates hold steady at 15% for 9th week -- Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Survey: Average card rates stay at 15 percent for 8th week -- Aug. 12, 2015: Average credit card interest rates remained at 15 percent Wednesday for the 8th consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rate sits tight at 15 percent -- Aug. 5, 2015: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

5 steps to prepare your finances for a startup -- Too many entrepreneurs rush into launching their business without adequate preparation, which can lead to a cash flow crunch ... (See Startup finances)

Co-owner's personal bankruptcy clouds your business credit -- Think twice before applying for personal credit for your business if your partner can't manage money well ... (See Co-owner bankruptcy)

Rate survey: Average APR lodged at 15 percent for 6th straight week -- July 29, 2015: Interest rates on new credit card offers were left unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card rate remains stuck at 15 percent -- July 22, 2015: Interest rates on new credit card offers stayed in place again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate survey: Average card rate remains at 15 percent -- July 15, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rewards earned via business spending are tax-free, for now -- The IRS has been consistent in its interpretations, but increasing complexity could prompt changes ... (See Tax free rewards)

Survey: Average card rates remain at 15 percent for a 3rd week -- July 1, 2015: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Business and personal expenses better on separate cards -- You can legally use a small-business credit card for all of your spending, but there are advantages to keeping them separate ... (See Separate business card)

Rate survey: Average card rates hold steady at 15 percent -- July 1, 2015: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate survey: Average card APR rises to 15 percent -- June 24, 2015: Average APR on new card offers inched up this week for the first time in over a month, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Cash back rewards scarce for business owner with bad credit -- Bad personal credit? Rewards may be out of reach until you raise your score, even if your business itself has good credit ... (See Cash back for business)

Average card rates remain at 14.99 percent for fifth week -- June 17, 2015: Interest rates on new credit card offers remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate reports)

Almost all business cards require personal guarantee -- If no one in your organization wants to guarantee a business card, you'll probably need to look at other options such as reimbursing expenses on personal cards and establishing trade credit with suppliers ... (See Business cards)

Average card rates remain stuck at 14.99 percent -- June 10, 2015: The national average APR for new credit card offers remained locked in place Wednesday for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Understanding small-business credit reporting -- Monitoring small-business credit isn't as cheap or straightforward as checking your personal credit record. But it's an important step in establishing your business's reputation and making sure you're not a victim of fraud ... (See Business credit report)

Remorseful fraudster must find way to repay business partner -- A small business owner who defrauded his partner seeks solutions from the creditor, but most must find a way to pay the debt -- or face legal repercussions ... (See Business fraud)

Rate survey: Average card rates don’t budge -- June 3, 2015: Average rates on new credit card offers remained unchanged Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Add your business as authorized user on personal card? Not likely -- Adding your business's Employer Identification Number to your personal card would be a quick way to build business credit -- if it were possible. Unfortunately, there are usually no such shortcuts ... (See Business credit)

Credit card interest rates remain unchanged at 14.99 percent -- May 27, 2015: Average rates on new card offers lingered at 14.99 percent Wednesday after increasing the previous week to their highest point in more than 6 months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to salvage points earned on a failing business's corporate card -- A corporate bankruptcy doesn't mean rewards points will be seized. There are ways to salvage the points for personal use before the corporate card account is closed ... (See Bankruptcy)

Rates jump to 14.99 percent: CreditCards.com Weekly Credit Card Rate Report -- May 20, 2015: Average rates on new credit card offers rose Wednesday to their highest point in more than six months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates jump to 14.99%)

To get a business loan, you may need to buff personal credit -- Getting business credit before establishing good personal credit is like trying to learn to run before you can crawl. Take the first step by establishing good credit practices ... (See Building business credit)

Defaulted business cards result in tax liability -- Canceled business card debt can resurface as income owed to the IRS ... (See 1099-C)

Credit card interest rates stalled at 14.92 percent -- May 13, 2015: Interest rates on new credit card offers held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Your rights when disputing fraudulent charges on a business card -- If a fleet card that wasn't being used by a small bushiness is suddenly maxed out, the owner's right to dispute and void the charges is similar to the rights for consumer cards ... (See Fraud charges)

Credit card interest rates sit tight at 14.92 percent -- May 6, 2015: Interest rates on new card offers remain locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

7 tips for using online alternative business lenders -- When banks turn them down for loans, small businesses are increasingly turning to online "alternative" lenders. The loans they provide can be a lifeline, but higher interest rates mean you should proceed with caution ... (See Online alternative business loans)

Credit for startups almost always requires your Social Security number -- You may be asked for an Employer Identification Number (EIN) but you will almost certainly have to supply a Social Security number too ... (See Business credit)

Average APR on new card offers remains at 14.92 percent -- April 29, 2015: Interest rates on new card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Average card APR increases to 14.92 percent -- April 22, 2015: Average rate on new card offers increased this week to the highest point this year, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Finding the best card for travel upgrades -- For business card seekers looking for hotel and airline upgrades, it pays to figure out where you spend the most, then investigate the networks of points programs ... (See Upgrades)

Denied: 4 credit cards for 4 businesses -- If you've got multiple businesses and keep getting turned down for business credit cards, consider other financing sources while you build credit for the companies ... (See Business cards)

Credit card interest rates stay put at 14.9 percent -- April 15, 2015: Average rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Card acceptance fees too high? Shop for a new merchant processor -- Franchisees paying high credit card acceptance fees may lower them by shopping for a new merchant processor or promoting customers to pay by other means ... (See Merchant fees)

Card interest rates remain at 14.9 percent for third week -- April 8, 2015: The average APR on new card offers remained at 14.9 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Merchants can usually add credit card fees -- Merchants in most states are allowed to tack on a surcharge or convenience fee when you use a credit card. But some states still ban surcharges and it's not always good business practice ... (See Surcharges, convenience fees)

Average APR on new card offers holds steady at 14.9 percent -- April 1, 2015: The national average APR on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Average credit card interest rate increases to 14.9 percent -- March 25, 2015: Average rates on new credit card offers inched up this week for the first time in nearly five months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates hold steady at 14.87 percent -- March 18, 2015: Average rates on new credit card offers held firm Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates hold at 14.87% for third week -- March 11, 2015: The national average APR for new card offers remained unchanged Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Refinancing your mortgage to pay down a pricey business loan -- Paying down a high-interest business loan by refinancing your home may save you some money. But there are risks -- especially for a business that's shrinking ... (See Mortgage refi for business debt )

Credit card interest rates stay at 14.87 percent -- March 4, 2015: Average rates on new card offers held steady Wednesday at 14.87 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

No 2-in-1 card for tax-exempt organizations -- Nonprofits are exempt from sales tax, and retailers have programs to accommodate them, but no all-in-one card avoids sales taxes at point of sale ... (See Tax-exempt)

Credit card interest rates drop to 14.87 percent -- Feb. 25, 2015: Average rates on new card offers fell Wednesday for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Dangers of putting business expenses on a personal card -- Paying your new small business's expenses with your personal card may be convenient, but it has limited benefits and adds new risks ... (See Personal credit)

Credit card interest rates stay at 14.89 percent for 7th straight week -- Feb. 18, 2015: Average rates on new credit card offers stayed put again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Beware shady merchant processing contracts -- A lawsuit by an out-of-state company that supplies credit card machines deserves the plaintiff's attention -- but scams exist in the industry so read your contract carefully and talk with a lawyer if in doubt ... (See Merchant contracts)

Credit card interest rates remain at 14.89 percent for 6th week -- Feb. 11, 2015: Average rates on new credit card offers remained stuck at 14.89 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Big debt from business failure? Try talking to creditors -- A couple who closed their 20-year-old business struggle with $50,000 of remaining debt. It's a stressful situation but there are ways of tackling it ... (See Business debt)

6 steps to protect your business from ID theft -- Attention to security issues is often lacking among the self-employed and small-business owners. But protecting your company's and your clients' financial data is critical to avoiding a disaster that could tank your business dreams ... (See Business ID theft)

Pros, cons of getting a business card for personal use -- Business cards sport features personal cards don't have, and no rule prevents someone without a business from getting one -- but watch the catches ... (See Business cards)

Credit card interest rates stay at 14.89 percent for fifth week -- Feb. 4, 2015: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Average card APR remains stuck at 14.89 percent -- Jan. 28, 2015: Interest rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit card interest rates remain at 14.89 percent for third week -- Jan. 21, 2015: Interest rates on new credit card offers remained at 14.89 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Payments made out to your LLC are harder to garnish -- As a small-business owner, if you have an LLC it's best to have clients make checks out to the LLC rather than to you personally. Besides helping separate your personal and business finances, it may help protect you from wage garnishment for past debts ... (See Garnishment and LLCs)

Credit card interest rates hold steady at 14.89 percent -- Jan. 14, 2015: Average rates on new credit card offers remain unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Jail or no? Penalties for using partner's credit card -- Stealing a business partner's credit card can lead to prosecution and jail time. But charges rung up by an authorized user are not considered theft ... (See Partner)

Balance Transfer Survey: Offers more generous -- The typical credit card balance transfer offers have become more generous, but you have to act quickly to take advantage of them, according to a 2015 CreditCards.com analysis of 100 popular credit card offers ... (See Balance transfer survey)

0-percent balance transfer payoff calculator -- Figure the monthly payment needed to pay off the balance transfer before the interest-free period ends -- and the price if you can't quite make itUse the following calculator to evaluate whether or not that new balance transfer offer is a good deal ... (See 0-percent calculator)

Credit card interest rates slide to 14.89 percent -- Jan. 7, 2015: Average rates on new credit card offers fell Wednesday for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Why your employer may deny you a company card -- A small business has to weigh several factors before giving a new employee a company card for travel expenses. Understanding them can help employees and small business owners both start off on better footing ... (See Company cards)

Credit card interest rates fall to 14.91 percent -- Dec. 31, 2014: Average rates on new credit card offers edged lower this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rates remain at 14.92 percent for 2nd week: Weekly Credit Card Rate Report -- Dec. 24, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly Rate Report)

Credit card interest rates decrease to 14.92 percent -- December 17, 2014: Average rates on new credit card offers decline slightly to 14.92 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Average card rates rest at 14.95 percent: Weekly Credit Card Rate Report -- December 10, 2014: Average rates on new credit card offers held at 14.95 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Business or personal credit: Which can be built faster? -- Generally speaking, you can build personal credit faster than business credit. But for small-business owners, it's important to pursue both ... (See Building credit)

Credit card interest rates decline to 14.95 percent -- December 3, 2014: Average rates on new credit card offers declined slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Reward cards for a company's small fleet -- There are different kinds of cards that a company's drivers can use at the gas pump, and they offer different levels of data and control regarding purchases ... (See Gas rewards)

Understanding 'consent' to charge a card -- A merchant needs consumer consent before charging their debit or credit card for a purchase. But there are some gray areas where misunderstanding of the law can cause disputes ... (See Consent)

Credit card interest rates hold steady at 14.98 percent -- Nov. 26, 2014: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates fall to 14.98 percent -- Nov. 19, 2014: Average rates on new card offers fell below 15 percent Wednesday for the first time in more than a year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

A business may spurn debit cards, but why? -- Small businesses running subscription-type services may find debit and prepaid cards a hassle. But think carefully before refusing to accept them ... (See Refuse debit)

Credit card interest rates slide to 15 percent -- Nov. 12, 2014: Average rates on new card offers declined this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Nov. 12, 2014)

How startups can quickly begin accepting credit cards -- An entrepreneur wants to temporarily share a card processing machine with an established business while he gets his company up and running. Bad idea. But there are other ways to quickly begin accepting credit cards from customers ... (See Quick acceptance)

2014 CreditCards.com Penalty Rate Survey -- Those who fall 60 days behind in credit card payments face an average penalty interest rate of 28.45 percent, according to CreditCards.com's survey of 100 major U.S. credit cards ... (See Penalty rates survey)

Credit card interest rates remain at 15.09 percent -- Nov. 5, 2014: Average rates on new card offers held steady Wednesday at 15.09 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Can I open one rewards card for multiple businesses? -- There's nothing stopping you from using a single card for multiple companies you own, but it's generally not good business practice. There may be better ways to rack up rewards ... (See Rewards)

Credit card interest rates rise to 15.09 percent -- Oct. 29, 2014: Average rates on new card offers rose slightly Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Should you get a credit card for your new startup? -- Getting a business credit card can be helpful for a new business, but not in lieu of getting enough startup financing ... (See Startup card)

Credit card interest rates linger at 15.07 percent -- Oct. 22, 2014: Average rates on new card offers stayed at 15.07 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates Report, Oct. 22, 2014)

Credit card interest rates hold steady at 15.07 percent -- Oct. 15, 2014: Average rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain at 15.07 percent -- Oct. 8, 2014: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Replacing a credit card after husband's death -- A widow and small-business owner wonders how to replace a credit card with a $36,000 credit limit that had to be closed after her husband died ... (See Card shopping)

Average credit card interest rates rise to 15.07 percent -- Oct. 1, 2014: Average rates on new card offers jumped this week to their highest point in nearly three years, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Small businesses slow in converting to EMV card readers -- With a year to go before retailers hit a major deadline for upgrading their credit card machines, experts warn that many are unlikely to complete the switch in time. As a result, they may find themselves suddenly liable for card-related fraud ... (See EMV)

How to cut your business' foreign wire transfer fee costs -- When selling overseas, you can't make foreign wire transfer costs vanish, but you can negotiate their size, bundle your bills or bake them into your prices ... (See Wire transfers)

Average card rates fall to 15.05 percent -- Sept. 24, 2014: Average rates on new credit card offers dipped this week for the first time in more than five months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card debt statistics -- Our team has compiled statistics on total U.S. credit card debt over the years, average credit card debt per cardholder and much more ... (See Credit card debt)

Rates remain stuck at 15.06 percent for fourth week -- Sept. 17, 2014: Average rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report)

Don't travel? Opt for other business rewards -- If you don't travel much for business or pleasure, there's no point in getting a small-business credit card that specializes in travel rewards. Instead, look for a cash-back card or one that earns rewards you can use ... (See Business rewards)

Credit card interest rates remain at 15.06 percent for 3rd week -- Sept. 10, 2014: Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates average 15.06%)

Will an ITIN help me get a business card without a personal guarantee? -- Avoiding use of a Social Security number when applying for a small-business credit card is difficult. A few people may be able to use an individual taxpayer identification number, but most Americans can't get one ... (See ITIN)

Credit card interest rates steady at 15.06 percent -- Sept. 3, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates grow to 15.06 percent -- Aug. 27, 2014: Average credit card interest rates rose this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can I pass on charge-back fees to my customers? -- When a customer disputes a charge directly with the card issuer, the merchant gets hit with a charge-back fee. Technically, you may be able to pass that on to the customer but it's probably not good business practice ... (See Charge-backs)

Interest rates remain locked at 15.03 percent for 7th week -- Aug. 20, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How can I change our business's merchant category code? -- The wrong MCC for a hotel can short circuit charging privileges for corporate credit card holders and cost the hotel business. To fix the problem, you need to understand how the codes work ... (See MCC)

Credit card APRs remain flat at 15.03 percent -- Aug. 13, 2014: Average rates on new card offers remained at 15.03 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report Aug. 13, 2014)

Should I pay my business's bills by credit card? -- Using plastic to pay contractors and other recurring business bills can be a good way to rack up rewards points and improve cash flow. But beware it does not become a crutch ... (See Business bills)

Card APRs locked at 15.03 percent for 5th week -- Aug. 6, 2014: Interest rates on new credit card offers held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report Aug. 6)

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Shielding business accounts from levy by personal creditors -- If you think a creditor may levy your business account to collect past-due personal debts, there are things you can do. Moving personal assets to a new business account isn't one of them ... (See Levy)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Will a maxed out business card hurt my personal credit? -- Most small-business credit cards are backed by a personal guarantee, so maxing them out may affect your personal credit record. But the bigger question is why you need to do so in the first place ... (See Credit limit)

Credit card interest rates stay put at 15.03 percent -- July 16, 2014: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates report)

Anatomy of a credit card -- With the coming of chip cards, the anatomy of a credit card has become even more crowded. Do you know what all the parts are and what they do? ... (See Card anatomy)

How Sam's Club card changes affect business users -- As Sam's Club is transitioning to a new card with new cash-back rewards, it's time for businesses to look at whether to stick with them ... (See Business cash back)

8 FAQs about EMV credit cards -- The way you use a credit card is changing as the U.S. catches up with the rest of the world and moves to cards. Here, in Q&A format, is what you need to know about the transition ... (See EMV FAQ)

Rates rise for the second straight week: CreditCards.com Weekly Credit Card Rate Report -- July 9, 2014: Interest rates on new card offers rose Wednesday for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, July 9, 2014)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- July 1, 2014: Interest rates on new card offers rose this week for the first time in two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, July 2, 2014)

Keeping customers on contracts amid credit card churn -- For a gym owner, data breaches at other merchants are costly. As customers are reissued credit cards with new account numbers, some are dropping their auto-pay agreements ... (See Retaining customers)

Rates remain stuck at 15.01 percent for 8th week -- June 25, 2014: Interest rates on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 25, 2014)

Card rates remain locked at 15.01 percent for 7th week -- June 18, 2014: Interest rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 18, 2014)

Beware of advance-fee credit card scams -- If you see an ad promising that a third party can get you a credit card if you pay a fee to them in advance, pass it right by. Fraudsters use such scams to target people desperate for credit ... (See Advance-fee scams)

Rates remain at 15.01 percent for 6th week: CreditCards.com Weekly Credit Card Rate Report -- June 11, 2014: Interest rates on new card offers held firm this week, stalling at 15.01 percent for the sixth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR on new card offers: 15.01% again)

Fight payment processing fees in medical payments -- Insurance companies and government agencies are increasingly using plastic and virtual credit cards to pay doctors. But practices can request other payment methods that carry lower fees ... (See Medical payments)

Business loans from banks: 5 ways to boost your approval odds -- Bank lending is picking up for small businesses. But you'll have a much easier time getting a loan if you've taken steps to improve your company's credit profile ahead of time ... (See Business credit)

Rates remain stuck at 15.01 percent for 5th week: CreditCards.com Weekly Credit Card Rate Report -- June 4, 2014: Interest rates on new card offers remained at 15.01 percent Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report 15 percent)

Should I try crowdfunding or a loan for my startup? -- Crowdfunding and bank loans are both challenging to land for new businesses. A third option may make more sense ... (See Startup funding)

Rates hold steady at 15.01 percent for fourth week: Weekly Credit Card Rate Report -- May 29, 2014: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can businesses charge large test payments? -- Gas stations and restaurants add temporary "holds" on credit card bills until they know the final balance, but other merchants should avoid this tactic ... (See Test charges)

Rates remain stuck at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 21, 2014: Average rates on new credit card offers didn't budge for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, May 21, 2014: APRs stalled at 15.01%)

Is employee responsible for boss's default? -- If a small business owner defaults on debt on a company credit card she issued to a former employee, is the worker responsible for the debt? ... (See Boss's debt)

Rates remain at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 14, 2014: Average rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey May 14, 2014)

Making 0% cards work for your small business -- If your mailbox is filling up with 0-percent-interest credit card offers, they could be a good source of small-business financing. But you have to use these balance-transfer deals strategically, say experts, or you could run into trouble ... (See No-interest credit)

Who goes to jail for fraudulent credit card use? -- Businesses that accept stolen credit card information may be on the hook for a refund. But the thief is the one who broke the law -- and cardholders need to take steps to prevent further damage ... (See ID theft)

Rate survey: Credit card interest rates rise to 15.01 percent -- May 7, 2014: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates averaged higher)

Compare rewards cards for business gas spending -- If your business buys gasoline, why not be rewarded? Business credit cards and specialized fleet cards both offer programs to reward and track fuel purchases ... (See Gas rewards)

Small-business bank loans become a bit easier to get -- Bankers are becoming a bit more accommodating to small businesses, new research shows, but they're still hard, so know all your choices ... (See Bank loans)

Rate survey: APRs hold steady at 15 percent -- April 23, 2014: Average rates on new credit card offers were unchanged at 15 percent this week after dipping the previous week ... (See April 23, 2014 rate report)

Meeting with your banker to talk small business loans -- Your banker should be a key member of your advisory team. To make your business more loan-ready, you will need your banker's input on what the bank wants to see when it evaluates a loan application ... (See Loan meeting)

Accepting credit card orders by phone: a new-business owner's guide -- For a new restaurant owner concerned about accepting credit cards for call-in orders, a merchant processing account may not be the best thing -- at least not in the beginning ... (See Phone payments)

Rates rise to 15.02 percent: Weekly Credit Card Rate Report -- April 9, 2014: Average rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 9, 2014: Average APR rises to 15.02%)

How can I build business credit? -- Building a credit record for your small business that's separate from your personal credit is a gradual process. You can take steps to get started while the business grows ... (See Separate business credit)

Rates remain at 15.01 percent for 7th week: CreditCards.com Weekly Credit Card Rate Report -- April 2, 2014: Average rates on new credit card offers remained locked at 15.01 percent Wednesday for the seventh consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report)

Is it OK for merchants to accept credit cards from minors? -- If a parent has formally authorized a minor to use a credit card, accepting it isn't a problem. But getting some reassurances in writing is best practice ... (See Cards and minors)

Business card use rises in 2013 -- Small-business owners reported increased card use in 2013, according to a National Small Business Association study ... (See Business card use)

Card interest rates remain locked at 15.01 percent -- March 26, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest rates locked)

How soon should retailers switch to EMV? -- The heat is on for merchants to adopt terminals that will read smart-chip cards. But with many small firms facing rising costs from all sides, it may pay to wait to upgrade ... (See EMV)

Credit card interest rates remain at 15.01 percent -- March 19, 2014: Average rates on new credit card offers remained stuck at 15.01 percent Wednesday for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Can non-immigrants get business credit without an SSN? -- Most loans and credit cards are going to ask you for a Social Security number at some point in the application process, but if you are adamant about not giving it out there are a few options ... (See SSN-free)

Credit card interest rates remain stuck at 15.01 percent -- March 12, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit card interest rates hold at 15.01 percent -- March 5, 2014: Average rates on new credit card offers remained at 15.01 Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Getting a business card without a Social Security number -- For foreign nationals setting up shop in the U.S., it's not easy to get a business credit card. Most applications require a Social Security number, but there are a few exceptions ... (See SSN-free)

Credit card interest rates hold steady at 15.01 percent -- Feb. 26, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Cut personal credit ties to a failing business -- You're president, but not the owner, of a failing business, but the company cards are in your name? Close those cards -- pronto ... (See Credit risk at business failure)

Credit card interest rates tick up to 15.01% -- Feb. 19, 2014: Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Feb. 19, 2014 rate report)

Can my business add a surcharge for card-paying customers? -- Swipe fees can weigh on a business's bottom line. But examine your business contracts and state law before passing them on to customers who pay with debit or credit cards ... (See Surcharges)

Credit card interest rates hold steady at 15 percent -- Feb. 12, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Financing equipment when partners' credit profiles differ -- Sharing business debt can be tricky, especially if one partner's credit profile is stronger than the other's. But there are ways to do it where both partners are still protected ... (See Financing)

Credit card interest rates remain at 15 percent -- Feb. 5, 2014: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates fall to 15 percent -- Jan. 29, 2014: Average rates on new card offers dropped this week for the first time in nearly six months. ... (See Rates)

Can I borrow to pay my business tax bill? -- It's usually better to borrow money to pay your tax bill than to rack up penalties and interest with the IRS. You have a few options, including credit cards ... (See Tax bill)

Credit card interest rates remain locked at 15.06 percent -- Jan. 22, 2014: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates locked at 15.06 percent)

Do I need credit cards to build my business credit? -- Responsible use of credit cards is an easy way to build a credit record for your small business. But there are other ways, if you're determined to stay card-free ... (See Business credit)

Credit card interest rates frozen at 15.06 percent -- Jan. 15, 2014: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report, Jan. 15, 2014)

Freezing business card accounts after the company fails -- A company president wonders how to stop his former business partner from charging more on credit cards the partner opened for the business ... (See Partner debt)

Rate survey: Credit card interest rates begin year at 15.06 percent -- Jan. 8, 2014: Average rates on new card offers remained frozen in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates still at 15.06 percent)

Should I offer e-receipts to customers? -- Electronic receipts are becoming more common in brick-and-mortar stores. Besides saving paper, they're a fairly simple marketing tool ... (See E-receipts)

Credit card interest rates end year at 15.06 percent -- Dec. 31, 2013: A year of stability in credit card rates ends with APRs at 15.06%, just 0.1% higher than a year ago, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Help! Our supplier is trying to change our payment terms -- If a supplier is tightening credit, find out why and check your contract carefully. You may be able to fight the change or at least ask for the original terms as a courtesy ... (See Supplier credit)

Credit card interest rates stuck at 15.06 percent -- Dec. 24, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

With small-business loans elusive, credit cards may be an option -- It's still not easy for many small businesses to get bank loans -- one of the cheapest sources of financing. Here's what to do if you're turned down ... (See Small-business loans)

Rates remain at 15.06% for 5th week: CreditCards.com Weekly Credit Card Rate Report -- Dec. 18, 2013: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly Rate Report, Dec. 18, 2013)

Is my credit score good enough for a business card? -- Many business cards require excellent credit -- but what qualifies as "excellent" depends on the scoring system ... (See Business credit )

Credit card interest rates remain flat at 15.06 percent -- Dec. 11, 2013: Average rates on new credit card offers lingered at 15.06 Wednesday for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

New business financing sources to try when the bank says no -- With bank loans still eluding many small businesses years after the global financial crisis, new online services are sniffing out opportunity to fill the gap in the credit marketplace ... (See Financing sources)

What are some good business rewards card deals for end of year? -- December can be a good time to rack up rewards points if you’re making year-end purchases to maximize your business tax deductions. The best deal for you depends on how you plan to use the card and your preferred rewards ... (See Business rewards)

Credit card interest rates hold steady at 15.06 percent -- Dec. 4, 2013: Average rates on new credit card offers remained at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Can you ditch your merchant account for a better deal? -- If you have signed a legal contract with a card processing company, you are most likely on the hook to follow the terms of the agreement, even if another company offers you a better deal ... (See Merchant accounts)

Credit card interest rates remain at 15.06 percent -- Nov. 26, 2013: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to get cash for your business without credit -- If you need to buy a few hundred dollars' worth of supplies for your business but credit cards aren't an option, you might want to examine your expenses, get a job, or both ... (See Business cash)

Savvy ways to finance holiday inventory -- Retailers need to avoid financing inventory they are not sure they can sell — which can leave them stuck paying interest on goods they'll have to mark down in January. That's especially true for those who rely on costly credit card financing ... (See Inventory)

Credit card interest rates rise to 15.06 percent -- Nov. 20, 2013: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Entrepreneurial and under 21? You'll need to build a credit record -- Starting a business at age 20 often requires credit. The CARD Act makes building a credit record more difficult for young people, but it can be done ... (See Credit)

Credit card interest rates remain at 15.05 percent -- Nov. 13, 2013: Average rates on new card offers remained at 15.05 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How small churches can master credit cards -- Small churches face unique problems when it comes to using credit cards responsibly. But the right approach can prevent problems and allow churches to focus on their higher calling ... (See Churches)

Credit card interest rates rise to 15.05 percent -- Nov. 6, 2013: Interest rates on new credit card offers rose to 15.05 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

A glitch with e-statements, and poof! Your APR is 30% -- If you never signed up for electronic statements and ended up missing payments because of the switch, you may have grounds to reverse the credit damage ... (See E-statement woes)

Credit card interest rates hold at 15.03 percent -- Oct. 30, 2013: Interest rates on new card offers lingered at 15.03 percent Wednesday for the fourth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs)

Is a widow liable for using dead husband's card? -- After the death of a spouse, continuing to use his or her plastic can be considered fraudulent. And if you can't make the payments, the issuer can come after you ... (See Debt on dead spouse's card)

Credit card interest rates hold steady at 15.03 percent -- Oct. 23, 2013: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Using a cash-out refinancing of your home to pay off a business loan -- Before you rush into refinancing your small-business loan with a cash-out refi, make sure you understand the risks. You may get a better interest rate, but could ultimately pay more ... (See Refinancing)

Credit card interest rates hover near record highs -- Oct. 16, 2013: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates rise to 15.03% -- Oct. 9, 2013: Average rates on new card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Options for accepting overseas payments expand for small business -- It's easier than ever to expand your business by pursuing international customers. But accepting payments is sometimes a hitch. New services -- as well as old standbys -- can help you get paid ... (See Sales)

Church should limit users of its credit card -- A small church struggles to get receipts from five users of its credit card account. But changing the account name isn't enough. It needs to consider more restrictions ... (See Church)

Credit card interest rates remain at 15.02 percent -- Oct. 2, 2013: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Is the primary cardholder for nonprofit personally liable? -- If you're named on the agreement as the primary cardholder, you are personally liable for any debt your organization incurs. A written contract with the nonprofit might lower your risk but won't eliminate it ... (See Nonprofit)

Landing and maintaining an unsecured line of credit for your business -- For small businesses with few assets seeking the flexibility of on-demand funds, an unsecured line of credit can be an ideal option. Keep these pointers in mind when considering one ... (See Unsecured)

Credit card interest rates rise to 15.02% -- Sept. 25, 2013: Average rates on new credit card offers lifted this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 25, 2013)

When does a merchant account make financial sense? -- If you accept payments by credit card only occasionally, Square or PayPal are viable options, but above a certain sales volume, merchant accounts make sense ... (See Card payments)

Credit card interest rates remain stuck at 14.99 percent -- Sept. 18, 2013: Average rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 18, 2013)

Protecting your business from credit card fraud -- If your business makes a sale to a fraudster, you could lose the cost of the goods in addition to a charge-back fee. Know-how and technology make the best defense ... (See Charge-backs)

Credit card interest rates remain at 14.99 percent -- Sept. 11, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Can I impose a max on credit card customers? -- If your business sells high-ticket items, credit card swipe fees can add up. The law won't keeping you from imposing limits on card spend but consider other options before you take that route ... (See Limits)

Rate survey: Credit card interest rates rise to 14.99 percent -- Sept. 4, 2013: Average rates on new credit card offers rose this week for the first time in more than two months, to 14.99% ... (See Rates)

Rates remain flat for 3rd straight week -- Aug. 28, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest Rate Report, Aug. 28)

Can my small business afford to stop accepting AmEx? -- A small business owner wants to stop accepting American Express, reasoning that other credit cards and debit cards are cheaper. But he needs to weigh the costs against the fact that AmEx cardholders are loyal and high-spending ... (See AmEx)

Credit card interest rates hold steady at 14.95% -- Aug. 21, 2013: Average rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can you build business credit without a Social Security number? -- To apply for business credit, you will likely need to use your Social Security Number or an Employer Identification Number -- which you apply for using your SSN. ... (See SSN)

8 steps to build your business credit profile -- While the recession has made it harder to avoid personal guarantees for business credit, building a strong business credit profile is still important ... (See Business credit)

Credit card interest rates remain at 14.95 percent -- Aug. 14, 2013: Average rates on new credit card offers remained at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How a Bangladeshi entrepreneur can pay for international purchases -- A small business owner from Bangladesh is looking for a way to buy supplies and services from other countries. Bangladesh's central bank restricts international credit card transactions, but there are a few options ... (See Prepaids)

Credit card interest rates dip to 14.95% -- Aug. 6, 2013: Average rates on new credit card offers fell to 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Aug. 7, 2013)

If your company fails, your credit card rate can rise -- Your business is shuttered and you're left with credit card debt. Now the issuer is hiking your interest rate. Is it really allowed to do that? Most likely, yes. Here's what you can do ... (See Business card rate hike)

Rates remain locked at 14.96% -- July 31, 2013: Interest rates on new credit card offers remained stuck at 14.96 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 6th week)

Credit card interest rates remain at 14.96% for fifth week -- July 24, 2013: Interest rates on new credit card offers remained unchanged Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates stuck at 14.96% for 4th straight week -- July 17, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 4th week)

Internet tax law could create challenges for small businesses -- If the Marketplace Fairness Act passes, running a small Internet store could get more complicated. Business owners would potentially have to collect sales tax for every state they ship into ... (See Internet tax)

Rate survey: Credit card interest rates don't budge -- July 10, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Credit card weekly rate report)

Where to look for credit, funding for minority-owned business -- For a young, African-American entrepreneur looking to start a small business, credit can be tight -- especially if you're still paying off student loans. Here's where to look for advice, and money ... (See Minority business)

Rate survey: Credit card interest rates remain at 14.96% -- July 5, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Should you take on credit card debt to pay for a new employee? -- A new boutique owner is considering hiring a part-time salesperson so she can devote more time to marketing efforts. But to do so, she'd need to charge expenses such as inventory on a credit card. Is it worth it? ... (See Hiring)

Rate survey: Credit card interest rates remain flat -- June 26, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Resist tapping retirement funds for small-business financing -- Starting a business in your 50s brings special considerations. Step away from the retirement savings and don't forget about health care costs ... (See Startup financing )

Rate survey: Credit card interest rates rise to 14.96 percent -- June 19, 2013: Interest rates on new credit card offers rose this week for the first time in more than a month, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Defaulting on some of your cards risks losing them all -- If your business is failing and you default on several credit cards, the issuers of your other cards will know about it and may cut you off -- but you have ways to escape the jam ... (See Damage reduction)

Rate survey: Credit card interest rates remain flat -- June 12, 2013: Interest rates on new credit card offers remained fixed this week at 14.95%, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates fall to 14.95 percent -- June 5, 2013: Interest rates on new credit card offers slipped this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See interest rates decline)

Are there any special lending resources for women entrepreneurs? -- The number of small businesses owned by women is growing rapidly. But women don't seek or get bank financing at the rate men do. The SBA offers special help for female entrepreneurs who need loans ... (See Businesswomen)

Rate survey: Credit card interest rates remain flat -- May 29, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Should I give more employees company cards? -- In a small business, handing out credit cards to everyone can create headaches. You'll typically share responsibility for the account with the business. But there are times when giving out more cards can make everyone's lives easier ... (See Employee cards)

Rate survey: Credit card interest rates rise to 14.98 percent -- May 22, 2013: Interest rates on new credit card offers shot up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Credit card interest rates hold at 14.94 percent -- May 15, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See May 15, 2013: Card rates hold at 14.94 percent)

When does it pay for consultants to accept credit cards? -- If you have a consulting business, customers may want to pay with credit cards. Providing that convenience isn't free, but it could be worthwhile ... (See Consultants accepting cards)

Rate survey: Credit card interest rates rise to 14.94 percent -- May 8, 2013: Interest rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rare report)

Can you apply for a business card -- before you own a business? -- If you’ve checked out the sweet perks that come with small-business rewards cards, you may be tempted to apply, even if you’re not a business owner ... (See Business cards)

How to improve your chances of getting an SBA loan -- A banker will look at many factors when evaluating whether to grant you an SBA-guaranteed loan, from your personal credit to the profitability of your business. Here's how you can prepare to apply ... (See SBA)

Rate survey: Credit card interest rates remain at 14.93 percent -- May 1, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rebuilding credit to run your new business -- If your personal credit is in the basement and you want to start up a business, getting a business card will be tough -- but not impossible. Here's how ... (See Rebuild credit)

Rate survey: Credit card interest rates fall to 14.93 percent -- April 24, 2013: Interest rates on new credit card offers dipped this week for the first time in more than two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 24, 2103: Rates fall to 14.93%)

Rate survey: Credit card interest rates remain at 14.95 percent for ninth week -- April 17, 2013: Interest rates on new credit card offers have stalled out, and remained at 14.95 percent for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 17: Rates at 14.95% for 9th straight week)

Credit and finance options for young entrepreneurs -- If you're a student or new grad trying to get credit for a startup, your options may be limited. Alternatives exist, however, if you're creative, ambitious -- and lucky ... (See Funding)

Credit card interest rates stay at 14.95% for eighth straight week -- April 10, 2013: Interest rates on new credit card offers remained at 14.95 percent once again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates survey, April 10, 2013)

Rates remain at 14.95 percent for seventh straight week: CreditCards.com Weekly Credit Card Rate Report -- April 3, 2013: Interest rates on new credit card offers lingered at 14.95 percent for the seventh straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Keeping business credit off of your personal record -- Small business credit cards require the owner to personally guarantee them. Does that mean they show up on your personal credit record? Not necessarily ... (See Business credit)

Rates remain stuck at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- March 27, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How wise is it to get a second small business credit card? -- If you're thinking of transferring the balance on your small business card to one with a lower interest rate, there may be better options than getting a second card ... (See A second business card?)

Rate survey: Card interest rates hold steady at 14.95% for 5th week -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Hackers up the ante for small-business data security -- It’s getting trickier for small-business owners to keep customers’ credit card information safe. Still, there are steps you can take. They're not free, but can save you money in the long run ... (See Avoid breaches)

Survey: Credit card interest rates stay at 14.95 percent -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

6 questions to ask about your company credit card -- Charging your plane ticket and hotel on a company card has big shot appeal, but know that it's a perk with responsibilities and maybe personal credit risk ... (See Corporate cards)

Best business credit cards in the $100 fee tier -- If you want more business card rewards than a free card, but balk at a massive annual fee, consider these mid-tier choices. Their sign-up bonuses and ongoing rewards help defray the costs ... (See Milking rewards)

Creative financing alternatives for small businesses -- Every small-business owner needs credit at some point. Unfortunately, traditional bank loans can be tough to get. But there are alternative financing solutions that could help when traditional credit isn't an option ... (See Small-business funding)

How to pick the best rewards credit card for your business -- Finding the right business card means finding one that rewards you for what you spend on. But don't forget to count up the card's fees, too ... (See Business rewards)

Getting business tax information from a closed credit card account -- Banks can close your credit card account for any number of reasons. But you are entitled to get the information you need to file tax returns for your small business ... (See Closed account tax data)

1099-Ks: Small businesses face new penalties, paperwork for tax reporting -- Credit card issuers and third-party settlement organizations like PayPal are now required withhold 28 percent of gross receipts from merchants who have not given them the company’s correct information ... (See New 1099-K form)

Rates remain at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates dip slightly after 10-week status quo: Weekly Credit Card Rate Report -- Interest rates on new credit card offers fell slightly Wednesday after remaining unchanged for 10 straight weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How to find the best credit card for your business -- Your own bank may offer some good business card options, but if you ask, you might be able to get one with a higher credit limit, lower fees and rates and a reward program ... (See Best business card)

Business card benefits outweigh limitations for most businesses -- Credit cards aimed at small businesses don't come with many of the protections found in consumer cards. But companies still tend to find them better for business expenses than consumer cards. ... (See Business vs. personal cards)

How to dispute fraudulent charges on a business gas card -- A reader wants to know what rights he has in disputing fraudulent charges made to his company's WEX gas cards ... (See Disputing business card charges)

Maxing out business credit card less damaging to score -- Spending the monthly limit on your business credit card is one way to rack up rewards. It can also hurt your credit score -- though business credit use is reported less often than consumer credit use. ... (See Business credit)

Best card for small business gas rewards -- For small businesses that guzzle gas, it pays to look for the right credit card. The best rewards come from programs that aren't tied to one gas station. ... (See Best gas rewards)

Q&A with D&B: How businesses can start on the road to credit -- So how do you join those lucky folks in finding bank financing? Today, it takes a very proactive approach to building a strong credit score for your business ... (See Business credit scores)

Card rates remain at 15% for fifth week: CreditCards.com Weekly Credit Card Rate Report -- Oct. 17, 2012: Credit card interest rates remained at 15 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain stuck at 15%: CreditCards.com Weekly Credit Card Rate Report -- Oct. 10, 2012: Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain stuck at 15%: CreditCards.com Weekly Credit Card Rate Report -- Oct. 3, 2012: Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain at 15%: Weekly Rate Report -- Sept. 26, 2012: Interest rates on new credit card offers held steady on Wednesday after rising to 15 percent the previous week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates hit 15%: CreditCards.com Weekly Rate Report -- Sept. 19, 2012: interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates hold firm: CreditCards.com Weekly Rate Report -- Sept. 12, 2012 - Interest rates on new credit card offers held steady for the third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain stable: Weekly Rate Report -- Sept. 5, 2012 -- Credit card interest rates held firm for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey)

The federal funds rate, the US prime rate and Libor: A primer -- Confused by the federal funds rate, the prime rate and its British cousin, Libor? Here's all you need to know about the benchmark interest rates that help set the cost of your loans ... (See Interest rates)

Credit card interest rates remain unchanged: Weekly Rate Report -- August 29, 2012 -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Church treasurer seeks credit card for purchases -- Nonprofits can benefit from well-managed credit cards, but what type of plastic would serve those type of organizations best? ... (See Church credit card)

8 steps for businesses to get a better commercial credit score -- You may have to rely on personal credit to found a small business, but to wear big business pants, you need to build up your commercial credit score ... (See Commercial credit score)

Credit card interest rates rise: CreditCards.com Weekly Rate Report -- August 22, 2012 -- Credit card interest rates ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain flat: CreditCards.com Weekly Rate Report -- August 15, 2012 -- Credit card interest rates held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Getting the card with the most travel perks for employees - McCarthy -- Reward your employees with a small business credit card that rewards them with quality travel perks ... (See Card perks for employees)

Financing your small business with credit cards: A capital idea? -- In this economy, small business loans are tough to get, so credit cards may be the solution for keeping operations afloat ... (See Small-business funding)

In case of default, business credit cards can get personal -- You may want a credit card to help finance your small business, but look closely: The application likely puts your personal assets on the line if you default ... (See Business credit cards)

Business owners turn to bank loans, not business cards, for financing -- Small-business owners seeking funding now see bank loans as their first option, not business credit cards. ... (See Small business financing)

CreditCards.com Weekly Rate Report, June 27, 2012: Credit card interest rates stay put -- Credit card interest rates held steady for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, June 20, 2012: Credit card interest rates stay flat -- Interest rates on new credit card offers remained flat for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, June 13, 2012: Credit card interest rates don't budge -- Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, June 6, 2012: Credit card interest rates down slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, May 30, 2012: Credit card interest rates hold steady -- Credit card interest rates remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 23, 2012: Credit card interest rates rise for first time in six weeks -- After five straight weeks of no movement, credit card interest rates ticked upward to 14.93 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, May 16, 2012: Credit card interest rates don't budge -- Credit card interest rates remained unchanged for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 9, 2012: Credit card interest rates stay put -- Interest rates on new credit card offers stayed put for the fourth straight week, according to the CreditCards.com Weekly Credit Rate Report ... (See Rate report)

Weekly Rate Report, May 2, 2012: Credit card interest rates remain unchanged for the third straight week -- Interest rates on new credit card offers held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Are business card flier miles taxable? -- When cashing in on miles acquired through business card use for personal travel, is there any risk of having to pay taxes on those miles? ... (See Frequent flier miles)

CreditCards.com Weekly Rate Report, April 25, 2012: Credit card interest rates remain unchanged for the second straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, April 18, 2012: Credit card interest rates remain unchanged -- Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, April 11, 2012: Credit card interest rates drop -- Credit card interest rates dropped for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How business cards can impact your bottom line; compare to find the best -- Business credit cards nearly disappeared during the recession, but have come back -- but without the safeguards consumer cards offer ... (See Compare business credit cards)

Weekly Rate Report, April 4, 2012: Credit card interest rates decline -- Credit card interest rates dropped to their lowest level since February, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

CreditCards.com Weekly Rate Report, Mar. 28, 2012: Credit card interest rates remain unchanged -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Weekly Rate Report, Mar. 21, 2012: Credit card interest rates dip slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Who owns frequent flier miles from a corporate credit card? -- The company pays, and an employee flies, but who gets the miles for that flight? It turns out that neither party will end up empty-handed ... (See Corporate cards and frequent flier miles)

CreditCards.com Weekly Rate Report, Mar. 6, 2012: Moves by Chase, Best Buy push credit card interest rates higher -- Credit card interest rates jumped this week for the first time in nearly three months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 29, 2012: Credit card interest rates hit 8-month low -- The average interest rate on a new credit card offers fell to its lowest level since June of 2011, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Feb. 22, 2012: Credit card rates' holding pattern continues -- The average interest rate on a new credit card offer remained unchanged at 14.91 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Feb. 15, 2012: Credit card rates remain in holding pattern -- The average interest rate on a new credit card offer remained unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, as credit card APRs' recent holding pattern continued ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 8, 2012: Credit card rates hold steady for 2nd week -- The average interest rate on a new credit card offer remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, though issuers are still tweaking APRs ... (See Rate report)

Weekly Rate Report, Feb. 1, 2012: Credit card rates hit lowest levels in 5 months -- Interest rates on new credit card fell to their lowest levels since August 2011 this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Jan. 25, 2012: Credit card APRs unchanged for 2nd straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Jan. 18, 2012: Credit card rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

CreditCards.com survey of 2012 balance transfer cards shows offers getting better -- CreditCards.com's annual survey of balance transfer cards show increasingly longer zero percent periods, but with higher balance transfer fees ... (See Balance transfer cards)

Weekly Rate Report, Jan. 11, 2012: Average APR drops following First Premier move -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, due to a sharp APR drop for the priciest card in our survey. ... (See Rate report)

CreditCards.com Weekly Rate Report, Jan. 4, 2012: Credit card rates steady as 2012 begins -- Interest rates on new credit card offers were unchanged to start the new year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Dec. 28, 2011: Interest rates drop for the 2nd straight week -- Interest rates on new credit card offers fell for a second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 21, 2011: Credit card rates dip as holiday shopping nears end -- As the holiday shopping season nears an end, interest rates on new credit card offers fell from their record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Dec. 14, 2011: Credit card interest rates shoot to record high -- Interest rates on new credit card offers surged to a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Dec. 7, 2011: Credit card interest rates dip for 1st time in a month -- Interest rates on new credit card offers dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Erica Sandberg: Choosing the right credit card for a new business -- Our expert outlines common money mistakes new business owners make when starting a new business on credit ... (See First business credit card)

Infographic: ID theft reports jump 33 percent in 5 years -- Identity theft reports jumped by a third (33 percent) in five years, according to a report from the Bureau of Justice Statistics. Most of that growth comes from the misuse or attempted misuse of an existing credit card account. ... (See ID theft)

CreditCards.com Weekly Rate Report, Nov. 30, 2011: Credit card APRs remain in holding pattern -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Infographic: Business credit card delinquencies keep falling -- Propelled by the recession, the delinquency rate for business credit cards skyrocketed in 2008 and 2009. However, a November 2011 report shows that things have changed ... (See Infographic)

Weekly Rate Report, Nov. 23, 2011: Credit card APRs unchanged as holidays near -- Interest rates on new credit card offers remained unchanged this week as banks took their traditional Thanksgiving break from changing rates, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Small businesses struggle to find credit in post-recession world -- With lending still tight in a post-recession economy, businesses seek alternative funding sources or just don't borrow at all, slowing recovery ... (See Small businesses and credit)

Weekly Rate Report, Nov. 9, 2011: Credit card interest rates hold steady -- The average interest rate on a new credit card offer stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report. However, that doesn't mean that all of the nation's largest credit card issuers were sitting on their hands ... (See Rate report)

Weekly Rate Report, Nov. 9, 2011: Credit card APRs inch up, near record high -- Interest rates on new credit card offers inched up this week for the first time in a month, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Nov. 2, 2011: Credit card interest rates see 2nd drop in 3 weeks -- Interest rates on new credit card offers inched lower for the second time in three weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Oct. 26, 2011: Credit card interest rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Oct. 19, 2011: Credit card APRs see 1st drop in 3 months -- Interest rates on new credit card offers fell for the first time since July, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Oct. 12, 2011: Credit card APRs reach another record high -- Another week, another record for credit card interest rates. APRs on new credit card offers reached 15 percent for the first time in the four-year history of CreditCards.com's Weekly Rate Report ... (See Rate report)

Mom-and-pop merchants' debit card costs rising -- Merchants that accept debit cards for purchases under $15 are learning of one fallout from the new federal cap on debit card swipe fees: Their costs will rise because the card networks have dropped the small-ticket-item discount ... (See Debit card swipe fees)

CreditCards.com Weekly Rate Report, Oct. 5, 2011: Credit card rates unchanged, remain at record highs -- Interest rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 28, 2011: Credit card rates reach another record high -- Interest rates on new credit card offers edged up to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Weekly Rate Report, Sept. 14, 2011: Credit card rates stay at record highs for 2nd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as rates' upward climb paused following several volatile weeks ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates climb to another record high -- Interest rates on new credit card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 7, 2011: Credit card rates stay at record highs -- Interest rates on new credit card offers stayed at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, August 31, 2011: Credit card rates rise to record high -- Interest rates on new credit card offers rose to a new record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Record high rates)

Flurry of credit cards for affluent people, small businesses launched -- The well-to-do and those who charge a lot are still coveted by card issuers, who offer competing lures of boosted rewards, other goodies ... (See Credit card rewards)

Weekly Rate Report, August 24, 2011: Credit card rates jump to near-record levels -- Interest rates on new credit card offers jumped to a near-record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, August 17, 2011: Credit card APRs unchanged for 3rd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, August 10, 2011: Credit card APRs unchanged in wake of U.S. credit downgrade -- Despite the downgrade of the nation’s credit rating and an announcement from the Federal Reserve, interest rates on new credit card offers stayed the same this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, July 20, 2011: Business card drop sends credit card APRs off record highs -- Business card interest rates took a dip this week, sending overall credit card APRs down from record highs, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Weekly Rate Report, July 13, 2011: Credit card APRs stay at record highs -- Summer vacationers, beware: Credit card interest rates stayed at record heights for a second straight week, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report, July 6, 2011: Credit card APRs hit record high -- Interest rates on new credit card offers soared to record heights this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, June 29, 2011: Credit card APRs see rare drop -- Credit card interest rates fell this week, according to the CreditCards.com Weekly Credit Card Rate Report -- just the second drop since March ... (See APRs fall)

Credit card interest rates move higher, near record levels -- Credit card interest rates rose slightly this week, edging closer to record heights. The national average APR on new card offers climbed to 14.84 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report, June 15, 2011: Credit card APRs unchanged for 3rd straight week -- Credit card interest rates stayed steady again this week, but that doesn't mean issuers were sitting on their hands ... (See Rate report)

CreditCards.com weekly rate report, June 8, 2011: Interest rates unchanged for 2nd straight week -- Interest rates on new credit card offers remained unchanged for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com weekly rate report, June 1, 2011: Interest rates unchanged this week -- The average annual percentage rate (APR) on new credit card offers was unchanged this week, staying fixed at 14.83 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

Weekly rate report, May 25, 2011: Average APRs fall on new card offers -- A move by Wells Fargo to cut the rates on two of its popular rewards cards caused the national average to fall in CreditCards.com's weekly rate report ... (See Weekly credit card rate report, May 25, 2011)

Credit card interest rates climb higher -- Credit card interest rates jumped this week, after Discover raised the rate on one of its business cards. But that wasn't the only troubling news for those looking for a business credit card. ... (See Rate report)

Credit card interest rates stay steady -- Interest rates on credit card offers stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report, though banks aren't standing idly ... (See Weekly rate report, May 11, 2011 )

Credit card interest rates move higher -- Credit card interest rates moved higher this week, according to the CreditCards.com Weekly Rate Report. ... (See Interest rates)

Credit card interest rates unchanged again -- With the cost of gas and groceries rising, consumers can take some solace in one thing that hasn't changed much lately -- credit card interest rates ... (See Rate report, April 27, 2011 )

Weekly Credit Card Rate Report: Shift in student cards sends credit card interest rates higher -- The average annual percentage rate (APR) on introductory credit card offers climbed to 14.67 this week, its first jump since late February ... (See Credit card Weekly Rate Report, April 20)

5 entrepreneurs whose credit cards funded their dreams -- Yes, most experts say don't do it, but these five people used their credit cards to start their businesses. Find out how if they would have done things differently ... (See Small business funding)

Credit card interest rates unchanged for 5th straight week -- Interest rates on credit card offers remained unchanged for a record fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report, and experts say that’s good news for consumers ... (See Rate report)

Weekly Rate Report: Credit card interest rates steady for record 4th straight week -- Interest rates on new credit card offers held steady for a record fourth straight week on Wednesday, according to CreditCards.com's Weekly Rate Report. But that doesn't mean issuers are sitting on their hands. ... (See Rate report)

Jeremy M. Simon: Credit check by car rental firm won't hurt score for long -- Car rental agencies may run a credit check when you rent a vehicle with a debit card, but don't worry: It won't do much damage to your credit score ... (See Debit rental credit check)

Credit card interest rates unchanged for record 3rd straight week -- For the first time since CreditCards.com began tracking interest rates in 2007, APRs on new credit card offers remained unchanged for a third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates unchanged for second straight week -- The average annual percentage rate (APR) on new credit card offers remained unchanged at 14.65 percent for the second straight week, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates stay steady -- The average annual percentage rate (APR) on new credit card offers held steady at 14.65 percent on Wednesday, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

Weekly Rate Report: Barclays' move sends credit card interest rates lower -- Credit card interest rates inched lower for the second straight week as more banks begin testing offers for the spring ... (See Credit card rate report, March 9, 2011)

Tipping your waiter or waitress? Ditch the credit card, pay with cash -- Although tipping with either cash or credit cards offers advantages, restaurant and hotel experts say that to make sure your generosity swiftly reaches its intended target, tip with cash ... (See Tips with cash)

Credit card interest rates see 1st drop of 2011 -- Credit card interest rates declined this week for the first time in nearly three months. But it’s not all good news for consumers, as card offers for applicants with poor credit continue to be costly ... (See Credit card rate report, March 2, 2011)

Credit card interest rates rise to highest level since December -- Credit card interest rates rose slightly this week -- puncturing a multiweek lull in which all 30 credit card issuers that CreditCards.com tracks left interest rates alone. ... (See Credit card rate report, Feb. 23, 2011)

Credit card interest rates unchanged for 2nd straight week -- Credit card interest rates remained unchanged this week as banks returned, after a period of tumultuous change, to their seasonal slow period ... (See Rate report, Feb. 16, 2011)

10 ways business credit cards are different -- Business credit cards offer distinct advantages, but not all the protections of consumer cards ... (See Business card differences)

Credit card interest rates remain near record highs -- Credit card interest rates on new card offers were unchanged this week, lingering near record highs. ... (See Rate report)

Chase move sends credit card interest rates higher -- Interest rates on new credit card offers, already in near-record heights, continued their slow, steady climb this week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Federal Reserve leaves interest rates alone in first meeting of 2011 -- The Federal Reserve decided Wednesday to start 2011 in the same place it has spent the past two years -- on the sidelines. Its rate-setting committee voted to leave interest rates alone ... (See Interest rates)

Credit card interest rates unchanged, stay near record highs -- Credit card interest rates remained unchanged this week as banks took a break from adjusting new card offers. ... (See Rate report)

Barclays, State Farm push credit card interest rates higher -- Credit card interest rates again crept nearer to record levels, spurred by rate increases by Barclays and State Farm Bank, according to the CreditCards.com Weekly Rate Report. ... (See Interest rate report)

Sally Herigstad: Basic rules for business card usage -- A reader who started her own company questions advice recommending that she use her business credit card for both personal and business charges ... (See Business credit card)

Credit card interest rates unchanged, despite Chase and Barclays moves -- Credit card interest rates remained unchanged this week, despite tweaks to card offers from Barclays and Chase ... (See Rate report)

Barclays' moves send credit card interest rates higher -- Credit card interest rates rose slightly this week after Barclays raised interest rates on two of its cards. ... (See Credit card APRs)

Weekly Credit Card Rate Report: Credit card interest rates unchanged as turbulent year closes -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks wrapped up a turbulent year in which interest rates reached record highs. ... (See credit card APRs)

Weekly Credit Card Rate Report:Barclays, Cap One moves send credit card interest rates higher -- Credit card interest rates rose for the first time in six weeks after Barclays and Capital One adjusted card offers. ... (See Rate report)

Weekly Credit Card Rate Report: Interest rates unchanged despite move from Chase -- A Chase interest rate tweak plus a Federal Reserve announcement still added up to zero movement in the average APR on new credit card offers this week. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates drop on Capital One changes -- Interest rates on new credit card offers continue to head lower, thanks to changes from Capital One, but that doesn't mean borrowing has become a breeze. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates unchanged after Thanksgiving holiday -- Banks, apparently still shaking off their tryptophan drowsiness, left interest rates on credit card offers unchanged this week ... (See Rate report)

Weekly Credit Card Rate Report: Credit card APRs fall for second straight week -- Credit card interest rates continued to fall this week, pushed lower by a business credit card. ... (See Rate report)

6 questions to help you pick the right small business credit card -- The right questions can help you find a small business credit card that's a lifeline, not a noose ... (See Business credit cards)

Credit card interest rates fall from record highs -- Credit card interest rates finally fell from record highs this week, but it's far too early for borrowers to celebrate. ... (See APRs)

Credit card interest rates hit another record high -- If it seems like credit card interest rates are higher than they've been in a long while, you're not imagining things. This week, the national average APR on new credit cards hit another record high, according to CreditCards.com's database of card offer information. ... (See APRs)

Walmart rate hike sends credit card APRs to record high -- Interest rates on new credit card offers leaped to record highs this week, following a rate hike on Walmart's Discover card ... (See Weekly rate report)

Credit card APRs surge on First Premier card change -- Credit card interest rates neared record levels, after First Premier began charging the higher of two APRs to all of its new Centennial Classic cardholders. ... (See Weekly rate report)

Credit card interest rates rise on Chase, Cap One changes -- Interest rates on new credit card offers inched up this week, following after rate hikes from Capital One and Chase. ... (See Rate report)

Credit card interest rates flat despite Chase changes -- Interest rates on new credit card offers were unchanged this week, despite several APR changes from Chase. ... (See Chase)

Credit card interest rates see 2nd straight increase -- For the second straight week, it got more expensive to get a new credit card, though only slightly ... (See Rate report)

5 ways to know you've got the wrong credit card for you -- You had a closet full of clothes you adored as a teenager -- but that doesn't mean you'd wear them now, right? The same thing goes for your credit card ... (See Wrong card)

CreditCards.com weekly survey: Interest rates jump following Capital One APR hikes -- Interest rates on new credit card offers offers jumped this week, after Capital One increased rates on seven of its cards. ... (See Rate report)

CreditCards.com weekly survey: Interest rates fall after Sony Card returns -- Credit card interest rates fall this week after the Sony Card made its return ... (See Rate report)

CreditCards.com weekly survey: Interest rates remain unchanged for second-straight week -- Credit card interest rates held steady this week at their lowest levels since mid-May ... (See Rate report)

Credit card interest rates unchanged despite NFL card's return -- Interest rates on new credit card offers were unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, following the return of the NFL Extra Points Rewards credit card. ... (See Rate report)

Capital One's moves send credit card interest rates falling -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One introduced lower rates on several of its cards. ... (See Rate report)

Interest rates stay steady, but 59.9 percent APR reappears on First Premier card -- The national average interest rate on new credit card offers was unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, even as one issuer reintroduced an extremely high rate. ... (See Rate report)

American Express No. 1 in customer service survey -- AmEx trumped other major issuers in customer satisfaction in the 2010 Credit Card Satisfaction Study, conducted by J.D. Power and Associates ... (See J.D. Power survey)

Wells Fargo interest rate increase sends credit card APRs higher -- Interest rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Wells Fargo increased the rate on a card ... (See Rate report)

Credit card lending standards loosen for 1st time in 3 years -- It got easier to get a credit card in the second quarter of 2010, according to data released by the Federal Reserve on Monday ... (See Survey)

Capital One APR decrease sends credit card interest rates to 3rd drop in 4 weeks -- Interest rates on new credit card offers fell for the third time in four weeks, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One lowered the rate on a card product. ... (See Rates)

Amid economic uncertainty, Federal Reserve leaves interest rates alone -- Amid signs that the economic recovery is in doubt, the Federal Reserve on Tuesday kept interest rates unchanged, leaving the majority of credit cardholders protected from sudden increases in their annual percentage rates ... (See Fed)

Interest rates fall after Walmart card makes online return -- Interest rates on new credit card offers fall after G.E. Money brings back its Walmart Discover card. ... (See Rates)

Interest rates rise after Chase adjusts card offer -- Credit card interest rates increased following Chase's adjustment of a card offer. ... (See Rate report)

Credit card contracts unreadable for most Americans -- A CreditCards.com analysis of the contracts filed in a federal database shows most can't comprehend the agreements their credit card issuers send them ... (See Unreadable card agreements)

New federal credit card agreement database shows potential, isn't user-friendly -- A new federal database of credit card agreements contains a wealth of information, but it isn't presented in a user-friendly way, critics say ... (See Credit card agreement database)

10 wordiest credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these droned on the longest, according to a CreditCarsds.com analysis ... (See Credit card agreements)

10 most unreadable credit card contracts -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most unreadable, according to a CreditCards.com analysis ... (See Unreadable card contracts)

10 most readable credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most readable, according to a CreditCards.com analysis ... (See Credit card agreements)

Credit card Interest rates fall for first time since May -- Credit card interest rates fell last week for the first time in more than two months, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

Credit card interest rates hold steady for 2nd straight week -- Interest rates on new credit card offers were unchanged for the second straight week, as banks left their card products alone. ... (See Rate report)

Small-business credit cards stage a tentative comeback -- Small-business owners, whose credit choices evaporated amid the recession and new regulations, have seen a modest return of credit cards aimed at them ... (See Business credit)

Interest rates advance for fifth consecutive week -- Credit card APRs increased for the fifth straight week, the longest increase in nearly three years. ... (See Rate report)

Is bad credit bad for small business startups? -- Starting a business with bad credit won't be easy, but it's not impossible. Here are some ways to find funding without a top-notch credit score. ... (See Bad credit and startups)

Cap One's moves push credit card interest rates higher -- Interest rates on new credit card offers surged higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, following card adjustments by Capital One. ... (See Rates)

Saved by plastic: 5 true credit card rescue tales -- While not the primary purpose of plastic, your credit cards can be an invaluable lifeline in extreme situations. Here's how five cardholders used their cards to survive some serious jams ... (See Credit card rescue stories)

Credit card interest rates fall for record 4th straight week -- Card rates continue to be volatile, with cards entering and exiting the market as the industry -- faced with the recession and new regulations -- rapidly changes ... (See Rate report)

Target's moves send credit card interest rates to 3rd straight decline -- Credit card interest rates fell again, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by Target's recent move to eliminate its Visa credit card. ... (See Rate report)

5 questions to ask before getting a credit card with an annual fee -- More credit card issuers are adding or increasing annual fees, but there are still plenty of no-fee options. Before you get a new card with an annual fee, make sure the benefits are worth the costs ... (See Annual fee questions to ask)

Citi's moves send interest rates down for 2nd straight week -- Interest rates on new credit card offers fell for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report, amid signs the consumer lending environment may be improving. ... (See Rate report)

Interest rates fall as issuers modify credit card offers -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after issuers tweaked the rates on several card products. ... (See Rate report)

Interest rates rise as credit card issuers tweak offers -- The industry continues to writhe and adjust as card issuers learn to cope with the Great Recession and new regulation ... (See Rate report)

Law compels speedy estate settlement for card debt -- A little-noticed provision of the Credit CARD Act of 2009 makes it easier for the estate's administrator to settle the account in a timely fashion. ... (See Death)

Credit card agreement from your issuer -- Federal law requires credit card issuers to post their agreements; find yours from this list. ... (See Agreements)

Penelope Trunk's ode to credit cards for starting up a business -- Contrarian advice from writer and serial entrepreneur Penelope Trunk, who says credit cards, for all their pitfalls, can be an entrepreneur's best friend. ... (See Startup)

Business mistakes can appear on personal credit report -- Business mistakes shouldn't impact your personal credit -- unless you've provided your personal guarantee. ... (See Credit)

White House to answer consumer questions about Credit CARD Act -- The White House will answer Americans' questions about the new credit card reform law during a live online town hall at 2 p.m. EST Feb. 22. ... (See White House credit card town hall)

Adult son racks up $20,000 on mom's cards -- When an adult child abuses a parent's trust and charges more than $20,000 on joint cards, it's time to get tough and start selling his stuff. ... (See $20,000)

How to build a better credit card portfolio -- Standing pat with one card isn't a smart move today. Allocate credit as you do assets, strategically trimming or adding cards to get the most out of each. ... (See Portfolio)

Credit card rates steady as banks struggle with uncertain economy -- Amid mixed economic signals, banks kept interest rates unchanged on credit cards offers this week at 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Meet Michael Farmer, aka Meteorite Guy -- Welcome to the out-of-this-world life of Michael Farmer, aka Meteorite Guy, one of only about 20 professional meteorite brokers - on this planet anyway. ... (See Meteorite)

States weigh limits on credit checks for employment -- In July 2009, Hawaii became the second state to limit the practice of allowing all employers to make hiring decisions based on a job applicant's credit score. ... (See Score)

Proving your worth: How entrepreneurs can qualify for credit -- As credit lines tighten, or even disappear, small-business owners are turning to credit cards for survival. But getting approved for plastic is harder than ever. ... (See Qualify)

Closing credits for filmmakers: Credit cards no longer viable as movie funding source -- Credit is the lifeblood of America's independent film industry, but stringent loan regulations curtailed access to credit and threaten the industry. ... (See Indies)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (See Rates rise)

New law bans card payment allocation trickery -- If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February. ... (See Payments)

Lending standards keep tightening, Fed says -- It didn't get any easier to borrow on credit cards at the start of this year, based on the Federal Reserve's quarterly loan officers' survey released today. ... (See Loan survey)

Credit Card Help: Comparing the various types of credit cards and their features -- Overview of card features offered by cards, including standard, reward, frequent flier, student, business and cards for bad credit. ... (See Credit card types)

Credit Card Help: 7 things to know about business credit cards -- Ready to take your business to the next level? Here's everything you need to know about business credit cards ... (See Business credit cards)

Ad campaign fights credit card interchange fees -- American households pay hundreds of dollars a year in hidden credit card fees called interchange fees each year, a practice that a business coalition has vowed to fight to eliminate. ... (See Interchange fee ads)

'Tokenization' touted as a new way to increase credit card data security -- Rather than spend more making credit card data hackproof, a new concept would prevent ID theft by never having merchants store the data in the first place. ... (See ID theft)

Commercial, business credit cards not covered by new federal regulations -- New credit card rules approved by federal regulators in December 2008 give greater protections to consumers and families with credit cards -- but not to corporate or small business cardholders. ... (See Protection)

Used wisely, small-business credit cards keep business afloat -- Wisely used, credit cards can be a convenient source of cash for anyone, but for business owners, the stakes are often higher since credit cards can help small businesses stay afloat ... (See Business cards)

Small-business credit card comparison chart -- Credit cards are among the biggest source of financing for small-business owners. This chart compares the rewards, rates and fees of the top small-business credit cards ... (See Credit)

House of cards: Charging mortgages idea fails -- Charging your mortgage may not bet the wisest financial decision, but that didn't stop several companies from trying to get you to do it. ... (See House of cards)

How credit card transactions work -- This interactive graphic shows what happens when you swipe a credit card, from the merchant to the processing network to the issuing and acquiring banks. ... (See Process)

Credit card statistics, debt statistics, industry facts -- Credit card statistics, surveys and research from a variety of sources, all cited, making fact-checking and research easy ... (See Credit card statistics)

How to keep a small business credit card limit from being cut -- Those who rely on small business cards with high limits to keep their shops running need to be proactive. ... (See Keeping your credit limit)

As credit lines dry up, small businesses turn to plastic to keep afloat -- More entrepreneurs are priming their companies' financial pumps with that old consumer temptress -- the credit card. ... (See Crunch)

Why getting a small business card is smart -- When starting up a small business, it's important to keep business and personal expenses separate for tax purposes. ... (See Start up)

More gas stations offer discounts to customers who pay with cash -- Many gas station owners, struggling under the weight of rising credit card fees, are offering discounts to customers who pay by cash. ... (See Pumps)

Tinsel meets plastic: Top 10 Hollywood credit card movies -- Plastic plays a key role in these films -- and teaches money lessons, too. ... (See Top 10 card movies)

Fed leaves rates unchanged; card rates to stay put -- The Federal Reserve, as expected, left a key interest rate unchanged. ... (See FOMC)

Business credit cards: 5 ways to avoid being stung -- Compared to business loans, credit cards are easy to get. But that makes them easy to abuse, too. Here are 5 ways to avoid getting stung. ... (See Business credit cards)

Small business is big business for credit card companies, lending institutions -- Small business is big business for credit card companies, lending institutions ... (See Business credit cards)

Trying to thwart recession, Fed cuts rates by 0.75% -- The Federal Reserve, as expected, slashed a key interest rate, but whether that cut will be passed along to individual cardholders depends on the bank, the card agreement and the credit standing of the consumer. ... (See FOMC)

Disclosures would increase on subprime credit card fees -- Subprime cards carry upfront fees that the Federal Reserve board contends are not clearly disclosed to customers. ... (more)

Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more)

Regulation Z amendments would require changes in credit card terms -- Regulation Z amendments would require changes in credit card terms to be displayed in a table for easy reading. ... (more)

Rules for credit card periodic statement disclosures -- Under proposed federal rule changes, monthly credit card statements would include tables to clearly disclose fees, interest, purchases and other details. ... (more)

Credit card reform: The fine print of proposed changes to Regulation Z -- Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more)

Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more)

Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more)

Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more)

Regulation Z: Feds move to change credit card rules -- The Federal Reserve Board is likely to decide on final credit card disclosure rules in 2008. ... (more)

How the public feels about Regulation Z proposed changes to credit card disclosure rules -- Comments from consumers, credit grantors, payment processors and others on proposed changes to credit card disclosure rules ... (more)

The short, unhappy life of a credit card -- On average, a card lasts must three years before delamination, degaussing or (ulp!) scissors, so CreditCards.com asked one credit card to reminisce about its short unhappy life. ... (more)

Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more)

Reward options for business credit cards: miles, rewards, cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Look how they've grown. ... (more)

Reward options for business credit cards: miles, rewards and cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Now business credit cards offer as many reward options as personal credit cards. ... (more)

Use of credit cards rises for business startup financing -- Call it a David and Goliath story. Small business entrepreneurs increasingly finance their ventures with credit cards. No longer must they sign away a chunk ... (more)

Credit cards: instant financing for instant messenger -- Some small-business owners turn to credit cards out of desperation. For the co-founders of Meebo.com, it was a conscious choice. ... (more)

Visa Small Business Credit Card: Low rates and high savings -- Find information about a Visa small business credit card that offers savings for business travel. ... (more)

The house that Jessica built with small business credit cards -- Learn how small business credit cards got the Svoboda clothing line up and running. ... (more)

Credit cards integral to small business financing -- Business credit cards represent a viable option for small businesses in need of some funds. ... (more)

Visa business credit card provides frequent flier miles for business owners -- Visa Business credit card provides frequent flier miles for business owners ... (more)

Small business tax payments when limited by cash flow -- Learn how small business tax payments can be paid by credit card when facing limited cash flow. ... (more)

How corporate credit card can affect personal credit scores -- Do you have a corporate credit card in your name? If not handled right -- by you or your company -- it can affect your credit score. ... (more)

Discover Business Credit Card: New offer from Discover -- Discover has recently entered into the small business market with the Discover business credit card. ... (more)

Discover business miles card: Earn miles with limited restrictions -- PRESS RELEASE  Discover, which introduced its first business credit card in June of 2006, is now offering small business owners a new product that provides ... (more)

Small business study shows credit cards provide expense separation -- A new small business study shows many business owners use credit cards for easy bookkeeping. ... (more)

Business reward credit card: Helps you earn rewards faster -- Read how a business reward credit card can earn you free flights and other perks. ... (more)

Small business credit card processing: restaurants may be a security risk -- The credit card industry has begun to penalize restaurants that do not follow proper security precautions. ... (more)

Credit cards for small businesses are becoming industry specific -- Credit card companies are trying to tap the small business owner market by offering cards tailored to owners' industries. ... (more)

Small business credit card contest offered by Visa -- Small business owners who enter the Business Breakthrough Challenge, presented by Visa, can win prizes that will help their business to run more efficiently. ... (more)

Small business credit card: New options for business owners -- Small business credit cards represent a great market for issuers, but business owners need to consider certain factors before signing up for a business credit card. ... (more)

Credit card digits: Understanding numbers on a credit card front and back -- American Express, MasterCard, Visa and Discover all have 16 numbers -- but all those numbers have different meanings ... (more)

Using business credit cards wisely requires balance -- Striking a balance in the use of small business credit cards is important, experts say. ... (more)

Credit cards for small businesses help provide funding for entrepreneurs -- Credit cards for small businesses help provide funding for entrepreneurs. ... (more)

GM business card offers attractive benefits for cardholders -- Learn about the GM Business Card and its cash back benefits. ... (more)

Best Visa Credit Card for Small Business Amazon.com Shoppers -- If you love Amazon.com and own a business, CreditCards.com has the best Visa credit card for you. ... (more)

Continental Airlines Business MasterCard provides two miles for every dollar -- The Continental Airlines Business MasterCard allows you to earn unlimited miles with flexible shopping. ... (more)

United Airlines credit card for small business owners -- Learn how the new United Airlines credit card can earn miles for owners and employees. ... (more)

Discover Business Credit Card: New offerings from CreditCards.com -- Learn about the benefits that the Discover business credit card has to offer small businesses owners. ... (more)

Platinum Visa Business Card from Chase -- Chase offers a platinum Visa card for small business customers. ... (more)

Business credit card for startups: How to choose the right card -- Small businesses are a major force driving the U.S. economy. But until relatively recently, credit card companies did not market directly to small businesses. After ... (See How to choose a small-business credit card )

Small business credit card: fuel for your startup -- Get a small business credit card to handle your finances until the revenue flows in. ... (more)

American Express Business Cards -- Get the best small business credit line with American Express Business Cards. ... (more)

Small business credit cards help balance capital needs -- The No. 1 reason that small businesses fail involves insufficient capital, and the best business credit cards can help smooth out the ups and downs ... (more)

Another business credit card reward: financial management -- Business credit card rewards go beyond frequent flier miles and cash back incentives: They provide small business owners important financial management tools, too. ... (more)

Credit Cards for Small Businesses: Choosing the right card for your business -- You just started a business, but don't know what credit card to get. View your options at CreditCards.com. ... (more)

Simplify bookkeeping with a corporate credit card or small business credit card. -- Small business credit cards can simplify bookkeeping while providing cash back rewards. ... (more)

Corporate credit cards differ from small business cards -- Learn how corporate credit cards provide larger organizations with a different payment responsibility. ... (See Business vs. corporate cards)

Online credit card applications: FAQ about CreditCards.com and your card application -- If you're wondering whether it's safe or smart to apply for a credit card here at CreditCards.com, it's both. Here are answers to frequently asked questions ... (more)