If you wonder what people are saying about credit cards, you need only to listen in on cardholders’ conversations.
Talking about debt and credit issues might be difficult face to face, but that reluctance disappears online. Recognizing this, some credit card issuers are dipping their toes in the social media waters. To find out what Internet users think about plastic, CreditCards.com took note of what people were saying about credit cards on popular social media website Twitter. Sometimes labeled a “microblog,” the site allows users to share what they’re doing, thinking or feeling in short,140-character messages — known to Twitter users as “tweets.”
We searched the site for all tweets containing the phrase”credit card” posted in the 24 hours that ended at 2 p.m. Central time on July 1.
Turns out people like to tweet a lot about credit cards. Between 10 p.m. and 11 p.m., for instance, credit cards were mentioned at 68 times. The credit card-related tweets tended to fall into categories:
- Debt regret
- Deep thoughts
- Fraud and ID theft
- Freedom from debt
- Going high-tech (or low-tech)
- Kids and cards
- Pop culture
- And of course, shopping
Here are some of the Twitter highlights — and lowlights — that appeared over the course of 24 hours.
(NOTE: These tweets below are unedited, except to remove expletives and external links.)
@saxophone_freak: stupid Obama with his stupid credit card restrictions!!!
@mgrocki: I am a 34 yr old family man with a stable job: Every time I pay my credit card bills online, I give my 21inch screen two middle fingers.
@MoFuller: I really hate credit card junk mail. Had real bill in shredding pile. Late fee. Pissed. Should be a law – wait – too many laws…. #tcot
@40andoverblog: I am on the phone canceling a service on my credit card. What happened to customer service? I don’t want attitude; I want service. Grr
@ajaikarran: @BofA_help Thanks for raising my APR due to changes in your business practice. Reason enough to not use my BofA credit card ever again.
@@bellanyc1: it just took me 40 minutes to cancel a credit card. lets go ppl, this isnt the stone age.
@acorn_hat: ok, it’s 4:10. if i’m still on the phone w/the credit card company at 4:30, someone’s gonna die.
@ChrisEConroy: just realized that my credit card interest rate is lower than my federal student loan. sweet?
@discostu101: Woo! My credit card’s been approved and mailed! I can’t wait to get into hideous amounts of debt!
@evilbeet: Dude, Citi just lowered my credit card interest rate 5 percentage points after I called and asked. BIG HELP! THANK YOU!
@douglasl9: Selling my ROTH IRA and 401k to payoff my credit card debt. I have been getting [expletive] returns on them anyways. I think I made a total loss
@amalomer: i’m really hoping i’m reading my credit card bill wrong.
@GLM1: Gem #5 Eat breakfast like a king, lunch like a prince, and supper like a college kid with a maxed out credit card.
@madmke: Life is a credit card. But its OK to max that one out!
@beccadabbott: Things left in montauk: toothbrush, credit card, dignity
@vampinthecity: Its official. I am the latest victim of credit card fraud. Now I know how it feels to be molested financially! Growl.
@punkyguy: Argh! I found out my credit card account has been compromised and then on the phone w/that I stubbed my little toe and broke it. Barstards!
@mistajam: Yah Yah registering his new credit card on the fone v.loudly. Cue all the geezers copying his cc details as he reads them out ovr the fone.
@FreelanceCynic: Paid off the credit card! Party, party, party!
@bankerbradford: Just exited from a Dallas office tower parking lot: they DON’T take cash; credit (or debit) card only! What if I only use cash?
@SarsLeigh: Really enjoyed using a credit card to remove frost off my car this morning!
@shonalim: Found ourselves in the path of a scary charging cow. Luckily i thought fast and took away his credit card.
@hillrat: My four year old just a solicitation for a credit card. Is that some kind of record?
@ThatJincy: Daddy was NOT happy about the credit card bill this month. Will jincy get a…budget??! ::gasp::
@trishvegas: seriously the day i turn 18 i’m applying for a credit card. life will be so much easier
@kaylaalovee: 1,800th update goes to my grandma!! She lets me use her credit card. LMAO Love you Grams xD
@IianNeill: The blowing up of the credit card companies, at the end, represents not the success but the failure of Fight Club.
@jbrocks141: @Team_J_Brothers Hey! i’m a HUGE Jonas Brothers fan!:) do i have 2 use a credit card 2 join Team Jonas?! PLEASE REPLY!!!!!!!!!!:D
@sandyviv76: My husband is going to kill me got to tear up this credit card before i dig this hole any bigger.:(
@tommygunz694: The devil wears prada I know cuz she used my credit card
@k38zg5r0mft5: Looking for a date this weekend? No Credit Card Required. Check out the web hottest members for FREE: [URL removed]
@filmigirl: Just a note to DC interns: living off of Daddy’s credit card one summer doesn’t uniquely qualify you to know what’s best for poor people.
@sips01: Oh snap! my boss gave me his credit card and said get him food and get whatever i want…
@Frankole: @xSavantx I ordered some shoes online using the credit card you left me to pay for the pizza with. Thanks buddy!! 🙂
@leslialison: it happened again – I got charged twice for the same item on my credit card – this always happens to me! The spa charged me twice!
@kangaroobabe: Don’t get a Sam’s Club Discover credit card. They have terrible business practices and horrible customer service.
@cremated_: shopped till I dropped and made the credit card scream out for mercy
@DivineSummers: My grandma just told me that she has a Cato’s card 4 emergencies. Um, how could a clothing store credit card help you in an emergency? LOL!!
@diaadoll: I want credit card earings, idk why, but I want them sooo bad! But how would I wear them and not look insane? Hmmm, Can I ever not though!?
@heyitsgarrett: Picasso used to pay for stuff with his signature. I do too, it’s just attached to a credit card receipt. He’s not so great.
Now that you know what other people are saying online about credit cards, you can follow CreditCards.com on Twitter and even offer some credit card tweets of your own. Let’s hear what you have to add to the growing credit card conversation.