Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Accomplished savers pay debts before boosting retirement -- Tackling mortgage and credit card debt come first, says a PNC survey ... (See Retirement and debt survey)

Giving Tuesday: How to maximize donations using credit cards -- The holiday season, including Giving Tuesday, maximize your donations to your favorite cause using rewards cards and points. ... (See Giving Tuesday and credit cards)


 Bad credit, credit repair

View all bad credit, credit repair stories

I'm an authorized user on high-balance cards; what to do? -- Removing yourself as an authorized user from highly utilized cards might be a no-brainer, but you should also consider other factors, such as the age of the accounts. ... (See Authorized users and credit utilization)

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)

Q&A: If I file bankruptcy, will my spouse be liable for my debt? -- Married and living in a community property state? Your spouse might be affected if you file bankruptcy, but you may have other debt-relief options. ... (See Bankruptcy's effect on spouse)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)

Q&A: If I file bankruptcy, will my spouse be liable for my debt? -- Married and living in a community property state? Your spouse might be affected if you file bankruptcy, but you may have other debt-relief options. ... (See Bankruptcy's effect on spouse)

Q&A: How cardholder behavior can impact your credit -- Lesser-known 'behavior scores' consider unique aspects of your credit card behavior, and may affect the kinds of offers you get, but only from your existing card issuer. ... (See Behavior scores and credit availability)


 Best credit cards

View all best credit cards stories

Best Airline Credit Cards of 2017 | CreditCards.com -- The Alaska Airlines Visa Signature card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards)

Best retail credit cards -- See what our credit cards experts have to say about the three best retail cards of Fall 2017. ... (more)

Video: Reap rewards for holiday decorations -- From ghoulish ghosts to a wonderland of lights, if you plan to make your home shine bright this decorating season make sure your rewards cards pitch in with the cost. ... (See Video: holiday decorations and card rewards)


 Breaking news

View all breaking news stories

Accomplished savers pay debts before boosting retirement -- Tackling mortgage and credit card debt come first, says a PNC survey ... (See Retirement and debt survey)

Card applicants getting approved more often, NY Fed says -- Credit card applicants met with success more often in the past year, New York Fed survey says, as applicants' credit improved ... (See NY Fed's Survey of Consumer Expectations)

Consumer protection chief resigns, Trump to pick successor -- Richard Cordray, founding director of the Consumer Financial Protection Bureau, just announced his departure; will be replaced by President Trump. ... (See CFPB chief announces departure)


 Business credit cards

View all business credit cards stories

Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)

Small-business solutions for storing customer card data -- Looking for a small-business solution to storing customer card details? Your merchant processor may offer a service that fits your security and budget needs. ... (See Small business and card data storage)


 Cash back cards

View all cash back cards stories

Giving Tuesday: How to maximize donations using credit cards -- The holiday season, including Giving Tuesday, maximize your donations to your favorite cause using rewards cards and points. ... (See Giving Tuesday and credit cards)

Credit card perks to consider when holiday shopping -- While racking up miles and points are great, they shouldn't come first when deciding which credit cards to use for holiday shopping purchases. ... (See Credit card perks)

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)


 Cashing In Q&A columns

View all cashing in q&a columns stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Airline cards get you free checked bags, with exceptions -- Airline credit cards will likely get you free checked bags, but there are limits and exceptions. ... (See Airline cards with free checked bags)

Should you use your card issuer's travel portal? -- Should you use your card issuer's travel portal? If you're redeeming points, you often can score some good deals on hotels or car rentals. If you're not redeeming points, shop around. ... (See Card issuer travel portals)


 Credit account management

View all credit account management stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Accomplished savers pay debts before boosting retirement -- Tackling mortgage and credit card debt come first, says a PNC survey ... (See Retirement and debt survey)

Giving Tuesday: How to maximize donations using credit cards -- The holiday season, including Giving Tuesday, maximize your donations to your favorite cause using rewards cards and points. ... (See Giving Tuesday and credit cards)


 Credit Card Help

View all credit card help stories

Chart: 2017 Retail Store Card Survey data -- If you're looking for a retail card, look no further than our 2017 compilation of data. ... (See Chart: 2016 Retail Store Card Survey data)

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)


 Credit card videos

View all credit card videos stories

Video: Black Friday survival guide -- Black Friday means deep discounts, large crowds, and hectic environments. Use these tips to help you survive the madness. ... (See Black Friday survival guide)

Video: Reap rewards for holiday decorations -- From ghoulish ghosts to a wonderland of lights, if you plan to make your home shine bright this decorating season make sure your rewards cards pitch in with the cost. ... (See Video: holiday decorations and card rewards)

Video: How closing your card affects your credit score -- With big sign-on bonuses tempting you towards new cards, you may wonder if it’s time to close out cards you no longer use. If you do plan on closing a credit card or two, be sure to follow these tips to keep your credit score in check ... (See Video: closing your credit card)


 Credit scores, credit reports

View all credit scores, credit reports stories

I paid off my card but stopped using it; will it be canceled? -- Some creditors might cancel your card due to inactivity, which could affect your credit score. A simple fix? Use your card for everyday purchases. ... (See Canceled credit card due to inactivity)

Credit card perks to consider when holiday shopping -- While racking up miles and points are great, they shouldn't come first when deciding which credit cards to use for holiday shopping purchases. ... (See Credit card perks)

Will my issuer close my card accounts when I retire? -- If you keep the cards open and active and pay on time, having a reduced income shouldn't cause an issuer to close your accounts. ... (See Closed card accounts)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Cyber Monday 2017: 10 hacks to score great deals -- Pre-scout deals, get an electronic heads-up on special buys and scrub your computer before you shop. Now you're ready to save big on Cyber Monday 2017 ... (See Cyber Monday 2017)

No signatures required: Mastercard is ditching them, others expected to follow -- Mastercard plans to ditch the signature with credit and debit card payments in April 2018, and Visa, American Express and Discover are expected to follow suit, payments experts and retail groups say. ... (See Signatures not required)

7 easy ways to protect your credit while holiday shopping -- Fraudsters may be more likely to strike during the holiday season when consumer spending is high, so vigilance is especially important from November to January. ... (See Holiday fraud)


 Expert Q&A

View all expert q&a stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

I paid off my card but stopped using it; will it be canceled? -- Some creditors might cancel your card due to inactivity, which could affect your credit score. A simple fix? Use your card for everyday purchases. ... (See Canceled credit card due to inactivity)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Credit card perks to consider when holiday shopping -- While racking up miles and points are great, they shouldn't come first when deciding which credit cards to use for holiday shopping purchases. ... (See Credit card perks)

Best Airline Credit Cards of 2017 | CreditCards.com -- The Alaska Airlines Visa Signature card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards)


 Get to the Points

View all get to the points stories

Credit card perks to consider when holiday shopping -- While racking up miles and points are great, they shouldn't come first when deciding which credit cards to use for holiday shopping purchases. ... (See Credit card perks)

Price protection ensures Black Friday's lowest prices now -- With price protection, you can skip the Black Friday madness. Shop now, and if your purchase gets a bigger discount later, your card will cover the difference. ... (See Price protection)

Earn holiday bonus miles on airline shopping portals -- Ring up bonus miles and points using American, Southwest, United shopping portals for early holiday shopping ... (See Holiday bonus rewards)


 Infographics

View all infographics stories

Accomplished savers pay debts before boosting retirement -- Tackling mortgage and credit card debt come first, says a PNC survey ... (See Retirement and debt survey)

Millennials most likely to earn, lose and donate rewards -- Millennials are most likely to earn, lose or donate their credit rewards, a TD Bank survey finds. Boomers are much less likely to let rewards expire or give away their points. ... (See Millennials and card rewards)

Online and mobile banking grows, branch banking withers -- Online and mobile banking is growing, and branch banking is withering, American Bankers Association research finds. ... (See Online, mobile and branch banking by generations)


 Innovations, features, new products

View all innovations, features, new products stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Cyber Monday 2017: 10 hacks to score great deals -- Pre-scout deals, get an electronic heads-up on special buys and scrub your computer before you shop. Now you're ready to save big on Cyber Monday 2017 ... (See Cyber Monday 2017)

No signatures required: Mastercard is ditching them, others expected to follow -- Mastercard plans to ditch the signature with credit and debit card payments in April 2018, and Visa, American Express and Discover are expected to follow suit, payments experts and retail groups say. ... (See Signatures not required)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Card applicants getting approved more often, NY Fed says -- Credit card applicants met with success more often in the past year, New York Fed survey says, as applicants' credit improved ... (See NY Fed's Survey of Consumer Expectations)

Will my issuer close my card accounts when I retire? -- If you keep the cards open and active and pay on time, having a reduced income shouldn't cause an issuer to close your accounts. ... (See Closed card accounts)

7 easy ways to protect your credit while holiday shopping -- Fraudsters may be more likely to strike during the holiday season when consumer spending is high, so vigilance is especially important from November to January. ... (See Holiday fraud)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)

Average card APR stays at 16.15 percent for eighth week: CreditCards.com Weekly Credit Card Rate Report -- Nov. 8, 2017: Interest rates on new credit card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

If you're new to rewards cards, start slowly -- What's your goal? Weigh sign-up bonus, annual fee, rewards complexity ... (See New to rewards credit cards)


 Opening Credits

View all opening credits stories

How do I transfer credit profile from an ITIN to new SSN? -- You can have a credit history with an ITIN, but once you get a Social Security number, you must notify the credit bureaus to move your history under your new SSN. ... (See Credit profile)

Should I cancel my CareCredit card? -- If it's your only card, keep it open until your credit scores rise to a point where you can qualify for another card. Just beware of its high APR if you choose to use it. ... (See Medical credit card)

Best card for someone over 65, with low income and no credit history -- Everyone has to start their credit history somewhere, and secured cards can be the building block to get you there. ... (See Secured credit cards)


 Podcast

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Charged Up! podcast: How your voice will become your credit card -- We’ve all got wallets full of plastic, but voice commerce is growing in popularity, allowing you to make purchases, check your balance, and pay your cards all with a simple vocal command ... (See Podcast: Bob Stolzberg on voice commerce)

Duplicate of Charged Up! podcast: The art of productivity -- When you're looking to increase your finances while still maintaining a work/life balance, mastering the art of productivity is crucial ... (more)

Charged Up! podcast: The ex-NFL player who lives off $60K per year -- A self-taught investor, Broyles is an inspiration as he talks about how frugally he runs his life so he can secure a financial future for his family ... (See Charged Up! podcast with Ryan Broyles )


 Products

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Earn 17,500 bonus points with the Chase Freedom and Freedom Unlimited cards -- If you are you looking for an inexpensive way to get a large influx of Ultimate Rewards points, the Chase Freedom and Freedom Unlimited cards offer large bonuses with low spending thresholds. ... (See Chase Freedom)

Citi Double Cash vs. Chase Freedom Unlimited: Which is best? - CreditCards.com -- We crunched the numbers for the Citi Double Cash card and the Chase Freedom Unlimited card to help you decide which one takes the prize for best cash back card. ... (See Cash back)

Discover it versus Discover it chrome: Which card is best for you? -- The Discover it and Discover it chrome are both good cash back cards that appeal to different types of cardholders. But instead of deciding which card is best for you, why not get both? ... (See Discover it)


 Rate report

View all rate report stories

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)

Average card APR stays at 16.15 percent for eighth week: CreditCards.com Weekly Credit Card Rate Report -- Nov. 8, 2017: Interest rates on new credit card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Average card APR remains at 16.15 percent for seventh week: CreditCards.com Weekly Credit Card Rate Report -- Nov. 1, 2017: Interest rates on new credit card offers held steady Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report)


 Reaping Your Rewards

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Reward card sign-up bonuses not all created equal -- Big card sign-up bonuses turn heads, but do the math first. A hotel card's 100,000 points generally are less valuable than other rewards card bonuses ... (See Big hotel card sign-up bonuses)

Do the math to compare reward points' values -- When weighing reward redemption possibilities, this simple calculation will help you derive relative points values. ... (See How to compare rewards options)

If you're new to rewards cards, start slowly -- What's your goal? Weigh sign-up bonus, annual fee, rewards complexity ... (See New to rewards credit cards)


 Research, statistics

View all research, statistics stories

Accomplished savers pay debts before boosting retirement -- Tackling mortgage and credit card debt come first, says a PNC survey ... (See Retirement and debt survey)

Card applicants getting approved more often, NY Fed says -- Credit card applicants met with success more often in the past year, New York Fed survey says, as applicants' credit improved ... (See NY Fed's Survey of Consumer Expectations)

Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. 15, 2017: Interest rates on new credit card offers remained fixed at 16.15 percent Wednesday for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs remain fixed)


 Reward programs

View all reward programs stories

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)

Giving Tuesday: How to maximize donations using credit cards -- The holiday season, including Giving Tuesday, maximize your donations to your favorite cause using rewards cards and points. ... (See Giving Tuesday and credit cards)

Cyber Monday 2017: 10 hacks to score great deals -- Pre-scout deals, get an electronic heads-up on special buys and scrub your computer before you shop. Now you're ready to save big on Cyber Monday 2017 ... (See Cyber Monday 2017)


 Shopping

View all shopping stories

Giving Tuesday: How to maximize donations using credit cards -- The holiday season, including Giving Tuesday, maximize your donations to your favorite cause using rewards cards and points. ... (See Giving Tuesday and credit cards)

Cyber Monday 2017: 10 hacks to score great deals -- Pre-scout deals, get an electronic heads-up on special buys and scrub your computer before you shop. Now you're ready to save big on Cyber Monday 2017 ... (See Cyber Monday 2017)

Credit card perks to consider when holiday shopping -- While racking up miles and points are great, they shouldn't come first when deciding which credit cards to use for holiday shopping purchases. ... (See Credit card perks)


 Speaking of Credit

View all speaking of credit stories

I'm an authorized user on high-balance cards; what to do? -- Removing yourself as an authorized user from highly utilized cards might be a no-brainer, but you should also consider other factors, such as the age of the accounts. ... (See Authorized users and credit utilization)

Q&A: How cardholder behavior can impact your credit -- Lesser-known 'behavior scores' consider unique aspects of your credit card behavior, and may affect the kinds of offers you get, but only from your existing card issuer. ... (See Behavior scores and credit availability)

Will adding myself as authorized user to spouse's card boost my score? -- The answer will depend on the payment history and age of the spouse's card. Also, it will depend on how the card issuer reports the open date of such account to credit bureaus ... (See Authorized user on spouse's card)


 Student credit cards, young credit

View all student credit cards, young credit stories

Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

I'm an authorized user on high-balance cards; what to do? -- Removing yourself as an authorized user from highly utilized cards might be a no-brainer, but you should also consider other factors, such as the age of the accounts. ... (See Authorized users and credit utilization)

Do's and don'ts when giving teens their first credit card -- Decide whether it's time, then help your teens use cards wisely, and put checks in place if they don't ... (See Teen's first card)


 The Credit Guy

View all the credit guy stories

I paid off my card but stopped using it; will it be canceled? -- Some creditors might cancel your card due to inactivity, which could affect your credit score. A simple fix? Use your card for everyday purchases. ... (See Canceled credit card due to inactivity)

Q&A: If I file bankruptcy, will my spouse be liable for my debt? -- Married and living in a community property state? Your spouse might be affected if you file bankruptcy, but you may have other debt-relief options. ... (See Bankruptcy's effect on spouse)

Can 'right to offset' be applied to written-off card debt? -- Banks ordinarily have the right to take funds from a customer's account to satisfy a default on another account from the same customer. The exception? credit card debt. ... (See Right to offset and credit card debt)


 To Her Credit

View all to her credit stories

Will my issuer close my card accounts when I retire? -- If you keep the cards open and active and pay on time, having a reduced income shouldn't cause an issuer to close your accounts. ... (See Closed card accounts)

One late card payment: What's the credit damage? -- Even with an optimal credit history, your score can drop almost 100 points just due to one mislaid bill. ... (See One late payment)

How to get repaid for charges on a card you lent out -- Allowing someone to use your card is worse than giving them access to your checking account as you can lose money you don't have yet. ... (See Lent card)


 Your Business Credit

View all your business credit stories

Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

Small-business solutions for storing customer card data -- Looking for a small-business solution to storing customer card details? Your merchant processor may offer a service that fits your security and budget needs. ... (See Small business and card data storage)

Former boss let me use his card, now he cries fraud -- If you used a card given by a former boss who is now threatening legal action against you, seek legal advice. You may be able to prove you used the card legitimately. . ... (See Former boss cries card fraud)