Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Sixty-two percent of parents with adult children helped them pay for living expenses, our poll finds ... (See Helping adult kids)

Can I get refund for suspicious card charges 1 year later? -- If you catch unauthorized card charges after a year, your bank might help you. If they were recurring charges you forgot, you might be out of luck. ... (See Suspicious card charges)


 Bad credit, credit repair

View all bad credit, credit repair stories

Should my parents sell their home to pay off card debt? -- It's better to take the time to craft a thoughtful approach to getting out from under debt obligations. ... (See Selling house to pay debt)

Q&A: Why is there a difference between my credit scores? -- Credit scores and reports vary constantly due to frequent updates. To always keep them in good shape, pay bills on time and keep a low balance. ... (See Differences between credit scores)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Sixty-two percent of parents with adult children helped them pay for living expenses, our poll finds ... (See Helping adult kids)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

Applying for a 2nd credit card: How long do I wait? -- Issuers want to see at least six months of responsible repayment activity before approving you for another card. ... (See Credit history)


 Best credit cards

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Best Hotel Credit Cards of 2017 | CreditCards.com -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best hotel cards)

Best Airline Credit Cards of 2017 | CreditCards.com -- The Alaska Airlines Visa Signature card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards)

Best retail credit cards -- See what our credit cards experts have to say about the three best retail cards of Fall 2017. ... (more)


 Breaking news

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Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Sixty-two percent of parents with adult children helped them pay for living expenses, our poll finds ... (See Helping adult kids)

Fed: Card balances surged by $8.3 billion in October -- Card balances marched toward an all-time high in October, according to the Federal Reserve ... (See G19)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Business credit cards

View all business credit cards stories

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

How does a credit card updater service work? -- If you get a new card with a new expiration date, that doesn't mean you get out of auto-payments you no longer want to make. A card updater service keeps your information current. ... (See Credit card updater services)


 Cash back cards

View all cash back cards stories

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

Getting started with card rewards -- If you're looking to up your credit card rewards game, there are some sites that can give you the best information to boost your rewards quickly ... (See Getting started with rewards)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Cashing In Q&A columns

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Is a Disney credit card worthwhile? -- If you're a hardcore Disney fan, you may have considered the Disney credit card which offers some great perks. However, it also comes with restrictions that may make you regret not getting a card with more flexibility ... (See Disney credit cards)

What rewards card should I get for holiday shopping? -- If you're planning on doing some major holiday shopping, you have a great chance to rack up rewards, but only if you don't carry a balance. ... (See Best cards for holiday shopping)

A credit card checkup includes reviewing annual fees -- Before paying your credit card's annual fee for another year, look at whether you're getting your money's worth and consider other card options. ... (See Annual fee checkup)


 Credit account management

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Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Sixty-two percent of parents with adult children helped them pay for living expenses, our poll finds ... (See Helping adult kids)

Can I get refund for suspicious card charges 1 year later? -- If you catch unauthorized card charges after a year, your bank might help you. If they were recurring charges you forgot, you might be out of luck. ... (See Suspicious card charges)

Book a memorable last-minute holiday trip using miles, points -- There are a virtually limitless number of holiday travel dreams that you can still make a reality in the coming weeks. ... (See Last-minute holiday trips)


 Credit Card Help

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Chart: 2017 Retail Store Card Survey data -- If you're looking for a retail card, look no further than our 2017 compilation of data. ... (See Chart: 2016 Retail Store Card Survey data)

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)


 Credit card videos

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Video: Holiday credit card perks -- As you splurge on holiday gifts for friends and family, be sure to take advantage of the extra credit cards perks available during the holiday season. ... (See Video: Holiday credit card perks)

Video: Planning for a baby with the right card -- Babies bring love, joy - and bills. Strategize early how you’ll pay those bills to make the transition easier and help you bank some much-needed credit card rewards in the process ... (See Video: baby planning and credit cards)

Video: Black Friday survival guide -- Black Friday means deep discounts, large crowds, and hectic environments. Use these tips to help you survive the madness. ... (See Black Friday survival guide)


 Credit scores, credit reports

View all credit scores, credit reports stories

Can I get refund for suspicious card charges 1 year later? -- If you catch unauthorized card charges after a year, your bank might help you. If they were recurring charges you forgot, you might be out of luck. ... (See Suspicious card charges)

Q&A: Why is there a difference between my credit scores? -- Credit scores and reports vary constantly due to frequent updates. To always keep them in good shape, pay bills on time and keep a low balance. ... (See Differences between credit scores)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

For holiday spending, credit cards are top payment method -- Discover surveyed more than 2,000 U.S. adults about payment methods they’ll use most this holiday season. . ... (See Holiday spending and credit cards)


 Expert Q&A

View all expert q&a stories

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

Can I get refund for suspicious card charges 1 year later? -- If you catch unauthorized card charges after a year, your bank might help you. If they were recurring charges you forgot, you might be out of luck. ... (See Suspicious card charges)

Should my parents sell their home to pay off card debt? -- It's better to take the time to craft a thoughtful approach to getting out from under debt obligations. ... (See Selling house to pay debt)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

Book a memorable last-minute holiday trip using miles, points -- There are a virtually limitless number of holiday travel dreams that you can still make a reality in the coming weeks. ... (See Last-minute holiday trips)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

Getting started with card rewards -- If you're looking to up your credit card rewards game, there are some sites that can give you the best information to boost your rewards quickly ... (See Getting started with rewards)


 Get to the Points

View all get to the points stories

Book a memorable last-minute holiday trip using miles, points -- There are a virtually limitless number of holiday travel dreams that you can still make a reality in the coming weeks. ... (See Last-minute holiday trips)

Don't let your annual rewards card's travel credits expire -- These annual perks are use-them-or-lose-them in nature, so it helps to know exactly when your card's calendar year resets. ... (See Travel credits)

5 fun ways to create holiday memories using miles, points -- The holiday season is not about how much you can buy, it is about memories you can make with your loved ones. These experiences build those memories – and they can be purchased with rewards points. ... (See 5 fun ways to create holiday memories using miles, points )


 Infographics

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For holiday spending, credit cards are top payment method -- Discover surveyed more than 2,000 U.S. adults about payment methods they’ll use most this holiday season. . ... (See Holiday spending and credit cards)

Infographic: Hiccups at register slow mobile pay adoption -- Mobile payment usage is actually down compared to this time in 2016, new research shows ... (See Mobile pay adoption slows)

Infographic: How Gen Z wants to shop and pay -- Generation Z would like "just walk out" purchasing via an app and prefers to pay a store associate at a register, a 2017 survey by Ayden finds. ... (See Infographic: Gen Z and shopping)


 Innovations, features, new products

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How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

Expiration date: With EMV chips, cards last longer now -- Credit cards have now longer expiration dates, thanks to the transition to EMV chip cards, but new payment technologies may render them obsolete. ... (See Credit card expiration dates)

Q&A: Why is there a difference between my credit scores? -- Credit scores and reports vary constantly due to frequent updates. To always keep them in good shape, pay bills on time and keep a low balance. ... (See Differences between credit scores)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Should my parents sell their home to pay off card debt? -- It's better to take the time to craft a thoughtful approach to getting out from under debt obligations. ... (See Selling house to pay debt)

Fed: Card balances surged by $8.3 billion in October -- Card balances marched toward an all-time high in October, according to the Federal Reserve ... (See G19)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

Balance transfer: the best way to pay down card debt? -- If you’re committed to paying down any lingering card debt, here’s how to tell if a balance transfer will be a cost-effective approach. ... (See Balance transfer)

Rate survey: Average card APR sits tight at 16.15 percent -- Nov. 29, 2017: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Opening Credits

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Applying for a 2nd credit card: How long do I wait? -- Issuers want to see at least six months of responsible repayment activity before approving you for another card. ... (See Credit history)

Options for dealing with maxed-out credit cards -- Sometimes you have to get creative when dividing and conquering your card debt. ... (See Too many maxed-out cards)

5 steps to build credit to qualify for a car loan -- To get the best car loan rates, you need to build enough positive credit history to prove to lenders you would be a good risk. ... (See Building good credit)


 Podcast

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Charged Up! podcast: Living with intent -- Daughter of acclaimed self-help expert, Deepak Chopra, Mallika Chopra has her own guide for those of us wanting to find focus and intent as we journey towards financial freedom ... (See Podcast on living with intent)

Charged Up! podcast: Helping low-income entrepreneurs get credit -- What if you're a budding entrepreneur but have no access to credit or loans due to your income, payment history or some other reason? We learn about new programs judging loan worthiness based on other criteria ... (See Charged Up! podcast on microloans)

Charged Up! podcast: How to invest in real estate -- One great reason to establish a stellar credit score is the opportunity to get into real estate investment. In this episode, we talk to real estate investor Deep Nasta ... (See Charged Up! podcast with Deep Nasta)


 Products

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Chase Sapphire Preferred vs. Capital One Venture: Which is best? - CreditCards.com -- The Chase Sapphire Preferred card and the Capital One Venture card offer some of the finest travel benefits you can get on a mid-tier rewards card – especially in the first year. See what else we found when comparing the two cards. ... (See Travel rewards)

Discover to drop 5 benefits for shoppers, travelers -- Extended warranties and backup car insurance are among the rarely used benefits on the chopping block -- but not price protection or security measures. ... (See Discover to cut some card benefits)

Earn up to $500 each year when you refer a friend to these credit cards -- If you're looking for alternative ways to earn rewards or bonuses from your credit card, referral bonuses may be your answer. Read on to see what offers are currently available. ... (See Referral bonus)


 Rate report

View all rate report stories

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

Rate survey: Average card APR sits tight at 16.15 percent -- Nov. 29, 2017: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

Rate survey: Average card APR remains at 16.15 percent -- Nov. 22, 2017: Interest rates on new card offers remained stuck in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate survey)


 Reaping Your Rewards

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Getting started with card rewards -- If you're looking to up your credit card rewards game, there are some sites that can give you the best information to boost your rewards quickly ... (See Getting started with rewards)

Big retailers are teaming up with cards, offering rebates -- If you want more than just extra points when holiday shopping, then check out which stores your card has teamed up with to offer great rebates this season. ... (See Holiday shopping rebates )

Reward card sign-up bonuses not all created equal -- Big card sign-up bonuses turn heads, but do the math first. A hotel card's 100,000 points generally are less valuable than other rewards card bonuses ... (See Big hotel card sign-up bonuses)


 Research, statistics

View all research, statistics stories

Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Sixty-two percent of parents with adult children helped them pay for living expenses, our poll finds ... (See Helping adult kids)

Fed: Card balances surged by $8.3 billion in October -- Card balances marched toward an all-time high in October, according to the Federal Reserve ... (See G19)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Reward programs

View all reward programs stories

Book a memorable last-minute holiday trip using miles, points -- There are a virtually limitless number of holiday travel dreams that you can still make a reality in the coming weeks. ... (See Last-minute holiday trips)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

For holiday spending, credit cards are top payment method -- Discover surveyed more than 2,000 U.S. adults about payment methods they’ll use most this holiday season. . ... (See Holiday spending and credit cards)


 Shopping

View all shopping stories

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

For holiday spending, credit cards are top payment method -- Discover surveyed more than 2,000 U.S. adults about payment methods they’ll use most this holiday season. . ... (See Holiday spending and credit cards)


 Speaking of Credit

View all speaking of credit stories

Q&A: Why is there a difference between my credit scores? -- Credit scores and reports vary constantly due to frequent updates. To always keep them in good shape, pay bills on time and keep a low balance. ... (See Differences between credit scores)

Q&A: 'High balance:' What it is, how it impacts credit score -- "High balance" is a key item that helps determine credit utilization. However, it is oftentimes overlooked in credit reports. ... (See 'High balance' and credit utilization)

Q&A: How a balance transfer to 0 percent card affects score -- A 0 percent balance transfer card can help you pay off debt more quickly and boost your score in the long run, but your credit may take a ding at first if you max out the credit limit ... (See Balance transfer and credit score)


 Student credit cards, young credit

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Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

I'm an authorized user on high-balance cards; what to do? -- Removing yourself as an authorized user from highly utilized cards might be a no-brainer, but you should also consider other factors, such as the age of the accounts. ... (See Authorized users and credit utilization)

Do's and don'ts when giving teens their first credit card -- Decide whether it's time, then help your teens use cards wisely, and put checks in place if they don't ... (See Teen's first card)


 The Credit Guy

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Can I get refund for suspicious card charges 1 year later? -- If you catch unauthorized card charges after a year, your bank might help you. If they were recurring charges you forgot, you might be out of luck. ... (See Suspicious card charges)

How to restore credit after maxing out cards -- Reaching a 100 percent utilization due to maxed-out cards can hurt your credit score. To give it a boost, pay off balances and rein in spending. ... (See Maxed-out cards and credit score)

Will my minimum payment decrease if I pay down card debt? -- It is wise to pay down credit card debt to reduce interest charges. Want to lower the interest you pay further? Pay more than the monthly minimum. ... (See Credit card minimum payment)


 To Her Credit

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Should my parents sell their home to pay off card debt? -- It's better to take the time to craft a thoughtful approach to getting out from under debt obligations. ... (See Selling house to pay debt)

What to do when permission to use a card is revoked -- If you are given authority to use a card and then that permission is revoked, make repayment arrangements for unapproved charges in writing. ... (See Permission to use card revoked)

Q&A: Unlink your bank account from deceased relative's card -- Having paid his bills with your account does not make you liable for the balances, nor does it give the creditors any reason to sue you. ... (See Bank account linked to deceased relative's card)


 Your Business Credit

View all your business credit stories

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

How does a credit card updater service work? -- If you get a new card with a new expiration date, that doesn't mean you get out of auto-payments you no longer want to make. A card updater service keeps your information current. ... (See Credit card updater services)

How to reverse unauthorized charge on my debit card -- If you have a debit card on file with a merchant and see an unauthorized charge, it's important to take action immediately ... (See How to dispute an unauthorized charge)