Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

3 major mobile payment security risks, and how to avoid them -- Experts say mobile payments are safer than physical cards and cash, but they aren't hacker-proof ... (See Mobile payments)

Infographic: Mobile payment use bounces up, down -- The use of mobile payments by consumers who have a compatible smartphone and a credit card has yo-yoed between 25 and 30 percent over the last year and a half, according to Auriemma Consulting Group. ... (See Mobile pay adoption)


 Bad credit, credit repair

View all bad credit, credit repair stories

Adding paid-off credit account to my report; is it worth it? -- Adding a paid-off credit account to your credit report won't automatically boost or hurt your score; your credit history will determine its impact. ... (See Adding paid-off credit account to reports)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

How do secured card deposits work? -- Secured card deposits act as repayment insurance if a cardholder misses payments. ... (See Secured card deposits)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Save money in the new year with these 8 card tricks -- Want extra cash to spend in the coming year? Gaze into your bill and look for unnecessary charges ... (See Save money in 2018)

Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Moms and dads most likely to pitch in for kids’ cellphone bills, transportation costs, our poll finds ... (See Paying adult children's debts)


 Best credit cards

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Best Hotel Credit Cards of 2017 | CreditCards.com -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best hotel cards)

Best Airline Credit Cards of 2017 | CreditCards.com -- The Alaska Airlines Visa Signature card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards)

Best retail credit cards -- See what our credit cards experts have to say about the three best retail cards of Fall 2017. ... (more)


 Breaking news

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Federal Reserve raises rates for third time this year -- The U.S. central bank raised its benchmark rate a quarter point – meaning higher APRs on most credit cards – and projected more hikes in 2018. ... (See Fed raises rates; card APRs to increase)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Moms and dads most likely to pitch in for kids’ cellphone bills, transportation costs, our poll finds ... (See Paying adult children's debts)


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Cash back cards

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5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)


 Cashing In Q&A columns

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Best credit cards for extended warranties -- Before you buy an expensive item, check out what kind of extended warranty your credit card offers and choose the one with the best coverage ... (See Extended Warranty)

Is a Disney credit card worthwhile? -- If you're a hardcore Disney fan, you may have considered the Disney credit card which offers some great perks. However, it also comes with restrictions that may make you regret not getting a card with more flexibility ... (See Disney credit cards)

What rewards card should I get for holiday shopping? -- If you're planning on doing some major holiday shopping, you have a great chance to rack up rewards, but only if you don't carry a balance. ... (See Best cards for holiday shopping)


 Credit account management

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5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

Adding paid-off credit account to my report; is it worth it? -- Adding a paid-off credit account to your credit report won't automatically boost or hurt your score; your credit history will determine its impact. ... (See Adding paid-off credit account to reports)

Federal Reserve raises rates for third time this year -- The U.S. central bank raised its benchmark rate a quarter point – meaning higher APRs on most credit cards – and projected more hikes in 2018. ... (See Fed raises rates; card APRs to increase)


 Credit Card Help

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Chart: 2017 Retail Store Card Survey data -- If you're looking for a retail card, look no further than our 2017 compilation of data. ... (See Chart: 2016 Retail Store Card Survey data)

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)


 Credit card videos

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Video: Holiday credit card perks -- As you splurge on holiday gifts for friends and family, be sure to take advantage of the extra credit cards perks available during the holiday season. ... (See Video: Holiday credit card perks)

Video: Planning for a baby with the right card -- Babies bring love, joy - and bills. Strategize early how you’ll pay those bills to make the transition easier and help you bank some much-needed credit card rewards in the process ... (See Video: baby planning and credit cards)

Video: Black Friday survival guide -- Black Friday means deep discounts, large crowds, and hectic environments. Use these tips to help you survive the madness. ... (See Black Friday survival guide)


 Credit scores, credit reports

View all credit scores, credit reports stories

Adding paid-off credit account to my report; is it worth it? -- Adding a paid-off credit account to your credit report won't automatically boost or hurt your score; your credit history will determine its impact. ... (See Adding paid-off credit account to reports)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

How do secured card deposits work? -- Secured card deposits act as repayment insurance if a cardholder misses payments. ... (See Secured card deposits)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

3 major mobile payment security risks, and how to avoid them -- Experts say mobile payments are safer than physical cards and cash, but they aren't hacker-proof ... (See Mobile payments)

Infographic: Mobile payment use bounces up, down -- The use of mobile payments by consumers who have a compatible smartphone and a credit card has yo-yoed between 25 and 30 percent over the last year and a half, according to Auriemma Consulting Group. ... (See Mobile pay adoption)

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)


 Expert Q&A

View all expert q&a stories

Adding paid-off credit account to my report; is it worth it? -- Adding a paid-off credit account to your credit report won't automatically boost or hurt your score; your credit history will determine its impact. ... (See Adding paid-off credit account to reports)

How do secured card deposits work? -- Secured card deposits act as repayment insurance if a cardholder misses payments. ... (See Secured card deposits)

Best credit cards for extended warranties -- Before you buy an expensive item, check out what kind of extended warranty your credit card offers and choose the one with the best coverage ... (See Extended Warranty)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

Best credit cards for extended warranties -- Before you buy an expensive item, check out what kind of extended warranty your credit card offers and choose the one with the best coverage ... (See Extended Warranty)

Book a memorable last-minute holiday trip using miles, points -- There are a virtually limitless number of holiday travel dreams that you can still make a reality in the coming weeks. ... (See Last-minute holiday trips)


 Get to the Points

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Book a memorable last-minute holiday trip using miles, points -- There are a virtually limitless number of holiday travel dreams that you can still make a reality in the coming weeks. ... (See Last-minute holiday trips)

Don't let your annual rewards card's travel credits expire -- These annual perks are use-them-or-lose-them in nature, so it helps to know exactly when your card's calendar year resets. ... (See Travel credits)

5 fun ways to create holiday memories using miles, points -- The holiday season is not about how much you can buy, it is about memories you can make with your loved ones. These experiences build those memories – and they can be purchased with rewards points. ... (See 5 fun ways to create holiday memories using miles, points )


 Infographics

View all infographics stories

Infographic: Mobile payment use bounces up, down -- The use of mobile payments by consumers who have a compatible smartphone and a credit card has yo-yoed between 25 and 30 percent over the last year and a half, according to Auriemma Consulting Group. ... (See Mobile pay adoption)

For holiday spending, credit cards are top payment method -- Discover surveyed more than 2,000 U.S. adults about payment methods they’ll use most this holiday season. . ... (See Holiday spending and credit cards)

Infographic: Hiccups at register slow mobile pay adoption -- Mobile payment usage is actually down compared to this time in 2016, new research shows ... (See Mobile pay adoption slows)


 Innovations, features, new products

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3 major mobile payment security risks, and how to avoid them -- Experts say mobile payments are safer than physical cards and cash, but they aren't hacker-proof ... (See Mobile payments)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)

Expiration date: With EMV chips, cards last longer now -- Credit cards have now longer expiration dates, thanks to the transition to EMV chip cards, but new payment technologies may render them obsolete. ... (See Credit card expiration dates)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

3 major mobile payment security risks, and how to avoid them -- Experts say mobile payments are safer than physical cards and cash, but they aren't hacker-proof ... (See Mobile payments)

Federal Reserve raises rates for third time this year -- The U.S. central bank raised its benchmark rate a quarter point – meaning higher APRs on most credit cards – and projected more hikes in 2018. ... (See Fed raises rates; card APRs to increase)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Save money in the new year with these 8 card tricks -- Want extra cash to spend in the coming year? Gaze into your bill and look for unnecessary charges ... (See Save money in 2018)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Opening Credits

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How do secured card deposits work? -- Secured card deposits act as repayment insurance if a cardholder misses payments. ... (See Secured card deposits)

Applying for a 2nd credit card: How long do I wait? -- Issuers want to see at least six months of responsible repayment activity before approving you for another card. ... (See Credit history)

Options for dealing with maxed-out credit cards -- Sometimes you have to get creative when dividing and conquering your card debt. ... (See Too many maxed-out cards)


 Podcast

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Charged Up! podcast: Giving back and getting more -- Justin Baldoni, star of the hit show "Jane the Virgin" joins us for this 50th episode of Charged Up! to talk about how to give back and, ultimately, get more. ... (See Charged Up! podcast with Justin Baldoni)

Charged Up! podcast: Living with intent -- Daughter of acclaimed self-help expert, Deepak Chopra, Mallika Chopra has her own guide for those of us wanting to find focus and intent as we journey towards financial freedom ... (See Podcast on living with intent)

Charged Up! podcast: Helping low-income entrepreneurs get credit -- What if you're a budding entrepreneur but have no access to credit or loans due to your income, payment history or some other reason? We learn about new programs judging loan worthiness based on other criteria ... (See Charged Up! podcast on microloans)


 Products

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Hawaiian Airlines offers 50,000 bonus miles for a limited time -- The Hawaiian Airlines World Elite Mastercard is temporarily offering new cardholders a sign-up bonus of 50,000 miles after making $3,000 in purchases in the first three months -an increase of 15,000 miles. ... (See Airline rewards)

Chase Freedom vs. Discover it: Which is best - CreditCards.com -- The Chase Freedom and Discover it both offer 5 percent cash back in categories that rotate quarterly, $0 annual fees and 0 percent intro APRs. A closer look at the cards, though, reveals some subtle differences. Here's what we found. ... (See Cash back rewards)

Chase Sapphire Preferred vs. Capital One Venture: Which is best? - CreditCards.com -- The Chase Sapphire Preferred card and the Capital One Venture card offer some of the finest travel benefits you can get on a mid-tier rewards card – especially in the first year. See what else we found when comparing the two cards. ... (See Travel rewards)


 Rate report

View all rate report stories

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Rate survey: Average card APR holds steady at 16.15 percent -- Dec. 6, 2017: The average credit card interest rate remained fixed at 16.15 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)

Rate survey: Average card APR sits tight at 16.15 percent -- Nov. 29, 2017: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com weekly rate report)


 Reaping Your Rewards

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5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

Getting started with card rewards -- If you're looking to up your credit card rewards game, there are some sites that can give you the best information to boost your rewards quickly ... (See Getting started with rewards)

Big retailers are teaming up with cards, offering rebates -- If you want more than just extra points when holiday shopping, then check out which stores your card has teamed up with to offer great rebates this season. ... (See Holiday shopping rebates )


 Research, statistics

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Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Poll: 3 in 4 parents with adult kids help them pay debts, living expenses -- Moms and dads most likely to pitch in for kids’ cellphone bills, transportation costs, our poll finds ... (See Paying adult children's debts)

Fed: Card balances surged by $8.3 billion in October -- Card balances marched toward an all-time high in October, according to the Federal Reserve ... (See G19)


 Reward programs

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5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

Rate survey: Average card APR dips to 16.14 percent -- Dec. 13, 2017: The average credit card interest rate slipped Wednesday for the first time since May, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly rate report)

Best credit cards for extended warranties -- Before you buy an expensive item, check out what kind of extended warranty your credit card offers and choose the one with the best coverage ... (See Extended Warranty)


 Shopping

View all shopping stories

Save money in the new year with these 8 card tricks -- Want extra cash to spend in the coming year? Gaze into your bill and look for unnecessary charges ... (See Save money in 2018)

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

How to stack rewards to save big on purchases -- Googling for the best price isn't enough these days. The real deals go to savvy rewards stackers. ... (See How to stack rewards to save big on purchases)


 Speaking of Credit

View all speaking of credit stories

Adding paid-off credit account to my report; is it worth it? -- Adding a paid-off credit account to your credit report won't automatically boost or hurt your score; your credit history will determine its impact. ... (See Adding paid-off credit account to reports)

Q&A: Why is there a difference between my credit scores? -- Credit scores and reports vary constantly due to frequent updates. To always keep them in good shape, pay bills on time and keep a low balance. ... (See Differences between credit scores)

Q&A: 'High balance:' What it is, how it impacts credit score -- "High balance" is a key item that helps determine credit utilization. However, it is oftentimes overlooked in credit reports. ... (See 'High balance' and credit utilization)


 Student credit cards, young credit

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5 books, 4 movies to learn more about personal finance -- Further your and your family's money savvy with these expert-picked flicks, reads ... (See Books, movies about personal finance)

Should I go into credit card debt to change careers? -- Considering charging thousands of dollars in online courses on your card to jump-start your career? Spend some time doing research first. ... (See Credit card debt and changing careers)

I'm an authorized user on high-balance cards; what to do? -- Removing yourself as an authorized user from highly utilized cards might be a no-brainer, but you should also consider other factors, such as the age of the accounts. ... (See Authorized users and credit utilization)


 The Credit Guy

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Can I get refund for suspicious card charges 1 year later? -- If you catch unauthorized card charges after a year, your bank might help you. If they were recurring charges you forgot, you might be out of luck. ... (See Suspicious card charges)

How to restore credit after maxing out cards -- Reaching a 100 percent utilization due to maxed-out cards can hurt your credit score. To give it a boost, pay off balances and rein in spending. ... (See Maxed-out cards and credit score)

Will my minimum payment decrease if I pay down card debt? -- It is wise to pay down credit card debt to reduce interest charges. Want to lower the interest you pay further? Pay more than the monthly minimum. ... (See Credit card minimum payment)


 To Her Credit

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Should my parents sell their home to pay off card debt? -- It's better to take the time to craft a thoughtful approach to getting out from under debt obligations. ... (See Selling house to pay debt)

What to do when permission to use a card is revoked -- If you are given authority to use a card and then that permission is revoked, make repayment arrangements for unapproved charges in writing. ... (See Permission to use card revoked)

Q&A: Unlink your bank account from deceased relative's card -- Having paid his bills with your account does not make you liable for the balances, nor does it give the creditors any reason to sue you. ... (See Bank account linked to deceased relative's card)


 Your Business Credit

View all your business credit stories

Help! I can't afford my child's wish list -- Teach your kids the value of money before you go broke trying to fulfill their wish list ... (See Avoiding holiday debt)

How does a credit card updater service work? -- If you get a new card with a new expiration date, that doesn't mean you get out of auto-payments you no longer want to make. A card updater service keeps your information current. ... (See Credit card updater services)

How to reverse unauthorized charge on my debit card -- If you have a debit card on file with a merchant and see an unauthorized charge, it's important to take action immediately ... (See How to dispute an unauthorized charge)