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Headed to the altar? Getting married is more than combining kitchen appliances, it’s also combining finances. While talking about your credit and credit history isn’t very romantic, experts agree that you shouldn’t go into wedded bliss without a clear picture of your intended’s financial situation.Here are some common credit card terms you should be aware of. (Back to glossary of common credit card terms.)
Glossary terms to know for when you marry
Additional cardholder — When you have a credit card, it is often possible to add an … (more)
Authorized user — An authorized user is any person who has permission to use a … (more)
Co-signer — A co-signer is a person who signs an agreement to pay off a loan for … (more)
Credit report — A credit report is a compilation of the credit history of an individual or … (more)
Credit score — A credit score is a three-digit number that summarizes how well a person … (more)
Joint account — A joint account is a bank account equally shared by two or more … (more)
Joint credit — Joint credit is when two or more people share credit. Sometimes, it is … (more)
See related:Glossary of common credit card terms, 5 tips for protecting your credit during marriage breakup, 12 debt questions to ask before getting married, Just-married guide to changing your name on credit cards, Do’s and dont’s for improving your spouse’s credit score, Authorized user or joint account holder?, Poll: Snooping and arguments go along with joint credit, Graphs: Snooping and arguments go along with joint credit, To co-sign or not to co-sign
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