BACK

Rewards Programs

Compare gas cards

Summary

CreditCards.com reviewed terms and conditions for the top 29 gas credit cards and found more rewards, cash back, points and rebates — and no annual fees.

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we may receive compensation when you click on links to products from our partners. Learn more about our advertising policy.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Comparing gas cards EDITOR’S NOTE: This article, while accurate when published in 2008, has become outdated. Please see our 2018 gas card survey: Gas cards trail in the race to fill up your wallet

Wondering if you should keep your old gas credit card or considering getting a new one? Traditional gas cards — which charge annual fees and do not feature rewards or rebates on gas purchases — are becoming less popular, oil and gas industry and payment card experts say.

Instead, consumers want gas cards that give them rewards, cash back, points and rebates on gasoline purchases with no annual fees. CreditCards.com reviewed terms and conditions for the top 29 gas cards. The majority have eliminated annual fees that were common just a few years ago and added reward features. Annual percentage rates on the gas credit cards are on average still higher than general purpose credit cards. The newer cards offer the flexibility to purchase gas at any station — regardless of the chain — and allow consumers to make general purpose (nongasoline) purchases.

Compare gas cards, 2008

Gas credit card
Where acceptedAnnual feeAPRRewards
BP Card11,000 BP and Amoco stations nationwide; 390,000 PLUS ATMs worldwideNone20.99 percent2 percent cash back on all Amoco Ultimate fuel purchases
BP MultiCard11,000 BP and Amoco stations nationwide; 390,000 PLUS ATMs worldwide$29.9520.99 percentDiscounts at restaurants, hotel chains and other merchants; 2 percent rebate on Amoco Ultimate fuel purchases
BP Visa CardAnywhere Visa is acceptedNone0 percent for six months; 13.99 percent (elite) to 20.99 percent (standard) afterward10 percent rebate at all BP locations, 4 percent rebate on eligible travel and dining purchases and 2 percent rebate on virtually all other purchases for up to the first 60 days; afterward, 5 percent rebates at all BP locations, 2 percent on eligible travel and dining purchases and 1 percent rebates on virtually all other purchases
Chase PerfectCard MasterCardAnywhere MasterCard is acceptedNone0 percent for six months; 10.99 percent to 14.99 percent (elite) or 19.99 percent (standard) afterward6 percent rebate on all eligible gas purchases at any station for the first 90 days; afterward, 3 percent rebate on all eligible gas purchases and 1 percent rebate on all other purchases
Chevron/Texaco CardChevron and Texaco stations in 25 states plus any ATM with Cirrus logoNone (Basic, Business); $25 (Premium)21.49 percentRebated 10 cents per gallon for first 60 days on new accounts up to 200 miles per billing cycle
Chevron/Texaco Visa CardAnywhere Visa is acceptedNone13.49 percent to 20.49 percent10 cents per gallon in fuel credits on fuel purchases made at Chevron and Texaco; 3 percent in fuel credits on nonfuel purchases at Chevron and Texaco; 1 percent in fuel credits on all other nonfuel purchases
Citgo MasterCardAnywhere MasterCard is acceptedNone12.99 percent (platinum) to 16.99 percent (standard)0 percent APR on balance transfers for 6 months
Citgo Plus Card7,000 Citgo stations nationwideNone19.99 percent$5 credit for each of the first five purchases of at least $15 made during the first 60 days
Citi Driver’s Edge Options Platinum MasterCard for College StudentsAnywhere MasterCard is acceptedNone0 percent for six months; 14.99 percent afterward3 percent rebate on gas station, supermarket and drug store purchases; 1 percent rebate on all other purchases; one penny a mile for personal miles driven
Citi Driver’s Edge Options Platinum Visa for College StudentsAnywhere Visa is acceptedNone0 percent for six months; 14.99 percent afterward3 percent rebate on gas station, supermarket and drug store purchases; 1 percent rebate on all other purchases; 1 cent a mile for personal miles driven
Citi Driver’s Edge  Options Platinum Select MasterCardAnywhere MasterCard is acceptedNone0 percent for up to 12 months; 9.99 percent to 17.99 percent afterward6 percent rebates on purchases at supermarkets, drugstores and gas stations for 12 months; afterward, 3 percent rebate on these purchases, 1 percent rebate on other purchases plus 1 cent for every mile driven; 1 percent rebate on all other purchases to use toward a new, used or leased vehicle of your choice
Discover Open RoadAnywhere Discover cards are acceptedNone0 percent for 6 months; 10.99 percent to 18.99 percent afterward5 percent cash back automatically on the first $100 in combined gas and auto maintenance purchases each month; up to 1 percent cash back on all other purchases after total purchases exceed $3,000
ExxonMobil Personal11,000 Exxon and Mobil stations nationwideNone21 percentNo rewards
ExxonMobil Preferred11,000 Exxon and Mobil stations nationwide$2921 percent10 percent cash back on hotel, motel stays and cruises; 5 percent cash back on airline travel and car rentals; dining and entertainment discounts
ExxonMobil MasterCardAnywhere MasterCard is acceptedNoneZero percent for six months;  12.99 percent (platinum) to 16.99 percent (standard) afterward15 cents-per-gallon rebate on gas purchases; each year, earn up to 2 percent rebate on the first $10,000 spent on eligible purchases and 1 percent on eligible purchases over $10,000
Gulf Platinum MasterCardAnywhere MasterCard is acceptedNone12.99 percent to 18.99 percentFor first 60 days, 6 percent rebates at Gulf stations, 2 percent in rebates on utility and grocery purchases, 1 percent everywhere else; afterward, 3 percent rebate at Gulf stations, 1 percent everywhere else
Hess Visa Platinum CardAnywhere Visa is acceptedNone0 percent for six months; 14.99 percent to 16.99 percent (elite & premium) or  19.99 percent (standard)  afterward10 percent rebate on all Hess gas purchases for first 90 days; 5 percent afterward; 1 percent back on other retail store, online and restaurant purchases
Marathon Platinum MasterCardAnywhere MasterCard is acceptedNone0 percent for six months; 14.99 percent to 16.99 percent (elite, premium) or  19.99 percent (standard) afterward10 percent rebate on Marathon purchases and 2 percent on all other purchases for first 60 days; 5 percent rebate on all Marathon purchases and 1 percent rebate on all other eligible purchases thereafter
Phillips 66 Conoco 76 Personal Credit Card8,600 stations nationwideNone (personal); $29 (premium)19.99 percentNo rewards
Phillips 66 – Conoco 76 MasterCardAnywhere MasterCard is acceptedNone12.99 percent (Platinum) to 16.99 percent (Classic)4 percent rebate on Phillips and Conoco station purchases up to $50 per month; up to 1 percent rebate on all other qualified purchases
Shell Card14,000 Shell stations and over 250,000 ATMs nationwideNone19.99 percentNo rewards
Shell Select Member Card14,000 Shell stations and over 250,000 ATMs nationwide$2519.99 percent10 percent cash back on hotels and motels; 5 percent cash back on airlines and car rentals; half-price discounts at more than 5,000 hotels
Sinclair Card2,600 Sinclair stationsNone10 percent to 21 percentNo rewards
Sinclair Platinum MasterCardAnywhere MasterCard is acceptedNone15.49 percent to 20.49 percent7 percent rebate on Sinclair purchases and 2 percent elsewhere for the first 60 days; afterward, 5 percent rebate at Sinclair and 1 percent elsewhere
Speedway SuperAmerica Platinum MasterCardAnywhere MasterCard is acceptedNone14.99 percent to 16.99 percent (elite and premium) or 19.99 percent (standard)40 Speedy points for every $1 spent at Speedway and SuperAmerica locations; 10 points for every $1 spent everywhere else; 10,000 points on first use
Sunoco Card4,600 Sunoco stations nationwideNone19.99 percentNo rewards
Sunoco MasterCardAnywhere MasterCard is acceptedNone12.99 percent (platinum) to 16.99 percent (standard)4 percent rebate on all Sunoco purchases; up to 1 percent rebate on all other (nonSunoco) purchases
Valero5,800 stations in the U.S., Canada, Latin America and the CaribbeanNone16.99 percent10 cents-per-gallon rebate for first three billing cycles on new accounts through Sept. 30, 2008
Wawa VisaAnywhere Visa is acceptedNone0 percent for six months; 14.99 percent (elite & premium) to 20.99 percent (standard)10 percent rebate on net purchases at Wawa stations and 2 percent rebate everywhere else for the first 60 days; afterward, 3 percent rebate on Wawa purchases and 1 percent rebate on purchases elsewhere

Source: CreditCards.com research and interviews

*All terms and conditions are subject to change by issuer. Data in the chart are current as of Aug. 19, 2008. If there are updates, please write to Editors@Creditcards.com.

**Annual percentage rates (APR) are typically variable and subject to change by credit card issuer. Many are based on a formula that includes the prime rate plus a fixed rate set by the issuer.

See related: Coping with the gas pump, Drive for rewards pushes gas cards in the ditch, Renting a car with cash or credit card? Expect to try harder, 12 tips for renting a car without a credit card, Blog: 3 tips on buying gas, Calculator: Cash back versus low-rate gas card

What’s up next?

In Rewards Programs

Credit card extreme rewards: It’s not just about the money

As the quantity and variety of credit card offers seem to expand like options on a Chinese food take-out menu, card issuers keep searching for new ways to capture and retain customers.

Published: April 3, 2008

See more stories
Credit Card Rate Report Updated: August 21st, 2019
Business
15.55%
Airline
17.49%
Cash Back
17.63%
Reward
17.49%
Student
17.69%

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.