Updated Citi Prestige card now offers 5x points on dining and air travel
Additional changes still to come
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Citi has announced several changes to the Citi Prestige card for 2019. According to Citi, the updates – which include an increased rewards rate for dining and travel – are designed to prioritize the categories that Prestige cardholders value most. Chris Fred, head of proprietary products for Citi Cards, explained, “The new benefits will help drive additional compelling rewards-earning potential for our customers.”
Earn 5x points on dining and air travel
As of Jan. 4, 2019, the Citi Prestige card now offers five points per dollar on dining and air travel, as well as three points per dollar on cruise lines. The card will continue to offer a two-point bonus on entertainment – but only through Aug. 31, 2019. Beginning September 1, entertainment will earn one point per dollar.
See how the updated rewards rate compares to the previous offer:
|Updated offer||Previous offer|
Additional card changes include:
$250 annual travel credit – Instead of being limited to air travel, the $250 annual credit has been expanded to include all eligible travel purchases, such as taxis, hotels, car rentals, parking tolls and more.
Cell phone assistance – Starting in May 2019, cardholders will receive cell phone assistance for damage or theft of a phone when they use their Citi Prestige card to pay their monthly cell phone bill.
Not all changes are positive ones
Along with the removal of the two-point bonus on entertainment purchases, Citi Prestige cardholders can expect a few negative changes, including:
Devalued points redemption – Cardholders no longer receive a 25-percent bonus when they redeem their ThankYou points for air travel. Meaning – each point will be worth 1 cent (instead of 1.25 cents) when redeemed for travel through Citi’s travel portal.
Annual fee increase – The already high annual fee of $450 will increase to $495 in September 2019. Additionally, an authorized user fee of $75 will be implemented. Note, these changes will not apply to cardholders who are Citigold and Private Bank clients.
Capped complimentary fourth night benefit – Instead of having the ability to use the fourth night benefit multiple times throughout the year, cardholders will be limited to using the benefit up to two times annually starting Sept. 1, 2019.
When can you apply?
Citi stopped accepting new applications for the Citi Prestige card in August 2018. However, with the impending changes slated for early next year, Citi plans to resume accepting applications in late January 2019.
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