BACK

Courtesy of United Airlines

Products

Chase launches new United Business card

The latest offering is loaded with benefits, including an annual travel credit

Summary

The recently launched United Business card is loaded with perks that make it a valuable addition to any United flyer’s wallet.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

On Jan. 23, 2020, Chase announced the launch of a brand new United credit card – the United℠ Business Card. This product joins the United Club℠ Business Card as the airline’s second co-branded offering for small businesses.

Now, small business owners looking for a way to rack up United MileagePlus miles on their everyday purchases have another great option. Here’s what the new United Business card has to offer:

United Business Card: At a glance

United℠ Business Card

 

Why should you get this card?

If your businesses frequently books United flights, the travel credit and perks on the new United Business Card can easily offset the annual fee.

Rewards rate:

  • 2 miles per dollar on United purchases
  • 2 miles per dollar on transit and commute purchases, including taxis, tolls and rideshares
  • 2 miles per dollar on gas station, office supply store and restaurant purchases
  • 1 mile per dollar on other purchases

Sign-up bonus:

  • 100,000 bonus miles if you spend $10,000 in first 3 months

Annual fee:

  • $99

Other card benefits:

  • 5,000 bonus miles on your account anniversary if you have both a United Business Card and personal United card
  • $100 annual United travel credit after seven United flight purchases of $100 or more
  • 25% back on in-flight purchases
  • 2 one-time United Club passes each cardmember year
  • Free checked bag
  • Priority boarding

Perhaps the most notable perk offered by the new card is a $100 annual travel credit for cardholders who make seven United flight purchases of $100 or more. For business owners who travel frequently – or book employee flights on their card – this spend threshold should be easy to meet. Once you do, you’ll have already offset the card’s $99 fee.

When you combine this perk with the rewards you’ll earn along the way and other travel benefits like priority boarding and two one-time passes to the United Club per year, it is easy to see why the card is a valuable option for small businesses.

Comparing United Business cards

With the new United Business Card, Chase and United seem to be replacing the United Explorer Business Card, which is no longer available for applications. Luckily, the new product offers many more valuable perks than the old offering – at almost the same annual fee. (Note, current United Explorer Business Card holders will not be migrated to the new product.)

United Business card perks vs United Explorer Business card perks

 

United℠ Business Card

United Explorer Business Card (no longer available)

  • 5,000 bonus miles on your account anniversary if you have both a United Business Card and personal United card
  • $100 annual United travel credit after seven United flight purchases of $100 or more
  • 25% back on in-flight purchases
  • 2 one-time United Club passes each cardmember year
  • Free checked bag
  • Priority boarding
  • No cost for employee cards
  • No foreign transaction fees
  • 10,000 bonus miles if you spend $25,000 in a calendar year
  • 2 one-time United Club passes each cardmember year
  • Free checked bag
  • Priority boarding
  • Hotel benefits at Luxury Hotel & Resort Collection properties

As you can see, the new travel credit and more accessible annual bonus add significant value to the United Business Card. Plus, the rewards rate is much more expansive, covering an entire new category of transit purchases.

However, the new United Business Card is not the only option available to small business owners. Chase offers another card that’s ideal for big spenders – the United Club Business Card. With a hefty $450 annual fee, the United Club card offers more travel perks than the United Business Card, including a full-fledged membership to the United Club. It comes with a rewards rate of 2 miles per dollar on United purchases and 1.5 miles per dollar on all other purchases.

Deciding which card makes the most sense for you depends on your travel habits. If you frequently visit a United Club, the Club card can offer more potential value. For those who only occasionally visit a lounge, however, the new Business card is the more frugal option.

Should you sign up for the new United Business card?

The recently launched United Business card is loaded with perks that make it a valuable addition to any United flyer’s wallet. With a rewards rate tailored to small business purchases and an easy-to-earn annual travel credit, United loyalists should find it easy to get value out of the card.

Nevertheless, applicants should weigh the value of the new card against the other offering for small businesses – the United Club Business Card. Depending on how you like to travel, you might get more out of the pricier card.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Products

Can you transfer a store card balance to a credit card?

Not only is it possible to transfer your store credit card balance to a new credit card, it’s usually a smart move. Just be sure you’re doing so to tackle debt, not free up your store card’s credit limit.

See more stories
Credit Card Rate Report Updated: April 1st, 2020
Business
14.07%
Airline
15.85%
Cash Back
16.16%
Reward
16.06%
Student
15.87%

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.