Today is the last day to take advantage of the Chase Sapphire Reserve’s 100,000-point sign-up bonus, as Chase plans to slash the online offer in half Jan. 12.
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.
Update: This offer is no longer available.
The groundbreaking offer, which launched in August 2016, allows cardholders to earn a generous sign-up bonus of 100,000 points after spending $4,000 in the first three months. That’s equivalent to approximately $1,500 when redeemed for travel through Chase’s Ultimate Rewards program.
A Chase spokeswoman confirmed Jan. 11 is the last day to apply for the Chase Sapphire Reserve card online to earn the 100,000-point bonus.
Individuals who apply for the card at a Chase branch before March 12, 2017, can still earn the 100,000-point sign-up bonus. Applicants do not need to be current bank customers to sign up for the card at a branch.
Once the new sign-up bonus takes effect, a Reserve cardholder will earn 50,000 bonus points after spending $4,000 in the first three months – making the Reserve’s sign-up bonus the same as that of the Chase Sapphire Preferred * card.
The equivalent sign-up bonus, coupled with the Sapphire Preferred’s lower annual fee – a $95 annual fee that is waived the first year compared to the Reserve’s $450 upfront fee – may make the Sapphire Preferred card a more attractive option for some.
Cardholders looking to take advantage of the 100,000-point offer at the last minute should keep in mind that Chase has cracked down on card churning. Chase’s “5/24” rule means that applicants who have opened five new credit card accounts in the past two years most likely will not be approved for the Reserve card.
* The content on this page is accurate as of the posting date. Please see the bank’s website for the most current version of card offers.