Chase offers bonus points on mobile wallet purchases for a limited time

Capital One Spark Miles Bonus

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Chase has just announced a special gift for cardholders this holiday season – bonus points or cash back for using a digital wallet to make purchases. From now until Dec. 31, Chase Freedom Unlimited®, Amazon Rewards Visa Signature, Amazon Prime Rewards Visa Signature, Chase Sapphire Preferred® and Chase Sapphire Reserve® users can enjoy an additional point or a higher percentage cash back on all Apple Pay and Google Pay purchases.

Maximizing rewards potential

All five of the cards eligible for the digital wallet promotion already have great rewards earning schemes. From now until the end of the year, cardholders get an extra bonus point or percentage cash back on top of the points they usually earn. To understand just how that breaks down, here’s a quick look at each eligible card’s current rewards rate.

Capital One rewards redemption options

Credit card Rewards rate
Chase Freedom Unlimited®
1.5% cash back on all purchases
Amazon Rewards Visa Signature
  • 3% cash back on Amazon.com and Whole Foods purchases
  • 2% cash back on gas, restaurant and drugstore purchases
  • 1% cash back on general purchases
Amazon Prime Rewards Visa Signature
  • 5% cash back on Amazon.com and Whole Foods purchases
  • 2% cash back on restaurant, gas station and drug store purchases
  • 1% cash back on general purchases
Chase Sapphire Preferred®
  • 2 points per dollar on travel and restaurant purchases
  • 1 point per dollar on general purchases
Chase Sapphire Reserve®
  • 3 points per dollar on travel and restaurant purchases (excluding purchases covered by $300 travel credit)
  • 1 point per dollar on general purchases

With gift shopping season upon us, an extra point or percentage on already competitive rewards can help you get extraordinary value out of your Chase card. 

How to get the best value out of the mobile wallet offer

If you are eager to take advantage of the offer to earn even more rewards on your Chase cards, there are a few things you can do to boost your earnings.

First, do your holiday shopping at stores that accept mobile wallets. Odds are, you are spending a bit more than usual this month thanks to holiday gift shopping and travels. By shopping for your loved ones at stores that accept digital wallet payments, you can give yourself the gift of extra rewards.

If you own an Amazon card, Chase Sapphire Preferred or Chase Sapphire Reserve, shop your bonus categories this month to boost your overall rewards rate. Whole Foods and many restaurants accept mobile wallet payments, so adding an extra bonus point or percentage cash back to your highest earning categories will get you even more in rewards.

This offer expires on Dec. 31, 2018, so use your mobile wallet for as many payments as possible by the end of the year to boost rewards.


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Updated: 12-15-2018