Get up to 80,000 bonus points and 10x points on hotel stays with Chase’s new IHG cards

IHG card launch

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Chase and IHG have added two new products to their credit card portfolio: the IHG Rewards Premier card and the IHG Rewards Club Traveler card. The Premier card boasts an 80,000-point sign-up bonus and 10 points per dollar at IHG hotels, while the Traveler card offers a 60,000-point sign-up bonus and 5 points per dollar at IHG hotels. Both cards also offer 2 points per dollar at gas stations, grocery stores and restaurants and 1 point per dollar on everything else.

The new IHG cards replace the IHG Rewards Club Select card, with a key – and somewhat disappointing – change. Previously, the Select card offered a free anniversary night at any IHG property worldwide. Although the Premier card continues to offer a free anniversary night, it is now restricted to hotels that cost 40,000 points or less.

That said, according to a Chase representative, more than 95 percent of IHG properties fall in the 40,000-points-or-less category. Also, Chase will continue to allow IHG Rewards Club Select accounts opened between January 1 and April 5, 2018 to receive one unrestricted free night.

Read on for more details on the Premier and Traveler cards.

IHG Rewards Club Premier card details

In addition to an 80,000-point sign-up bonus and an authorized user bonus of 5,000 points, the IHG Rewards Club Premier card also offers an annual bonus of 10,000 points when you spend $20,000 by your account anniversary. Meaning, you have the potential to earn more than 95,000 points in your first year of card membership.

IHG Rewards Club Premier card


Rewards rate
  • 10 points per dollar at IHG hotels
  • 2 points per dollar at gas stations, grocery stores and restaurants
  • 1 point per dollar on general purchases
Sign-up bonus
  • 80,000 points when you spend $2,000 in the first 3 months
  • 5,000 points when you add an authorized user and make your first purchase in the first 3 months

Why use it?

If you’re a frequent customer of IHG properties and looking to earn free night stays, the IHG Rewards Club Premier card could be a great fit. In addition to earning a generous sign-up bonus, you will also receive a high rewards rate at IHG hotels and everyday purchases.

Estimated Yearly Rewards Value ($15,900 spend)
$496
Annual Fee
$89

The Premier card also offers the following benefits:

  • Platinum Elite status
  • Anniversary free night at eligible hotels (at hotels valued at 40,000 points or less)
  • Fourth night free when you redeem points for any stay of four or more nights
  • 20 percent discount on points purchases
  • No foreign transaction fees
  • $100 statement credit for Global Entry/TSA PreCheck every four years

IHG Rewards Club Traveler card details

With the IHG Rewards Club Traveler card, cardholders can earn up to 65,000 bonus points by combining the sign-up bonus and the authorized user bonus. Additionally, the card offers rewards on every purchase. Although the card doesn’t offer the same plethora of travel perks as the Premium card, its annual fee is $60 less than the premium version.

IHG Rewards Club Traveler card


Rewards rate
  • 5 points per dollar at IHG hotels
  • 2 points per dollar at gas stations, grocery stores and restaurants
  • 1 point per dollar on general purchases
Sign-up bonus
  • 60,000 points when you spend $2,000 in the first 3 months
  • 5,000 points when you add an authorized user and make your first purchase in the first 3 months

Why use it?

The Traveler card is a good option for IHG loyalists interested in earning an influx of bonus points while paying a low annual fee.

Estimated Yearly Rewards Value ($15,900 spend)
$424
Annual Fee
$29

The Traveler card also offers the following benefits:

  • Gold status when you spend $10,000 each calendar year
  • Fourth night free when you redeem points for any stay of four or more nights.
  • 20 percent discount on points purchases
  • No foreign transaction fees

Which card should you choose?

That depends on what you’re looking for in a hotel rewards card. If you’re mainly interested in receiving a fourth free night, saving 20 percent on points purchased and earning a bonus rate on gas, groceries and restaurants, then the Traveler card’s lower annual fee makes the card a better choice.

But overall, we think the Premium card offers the better value. For an extra $60 per year, cardholders earn double the rate on IHG hotel purchases, a free anniversary night at select properties and Platinum Elite status. Additionally, Premium cardholders receive a sign-up bonus that’s 20,000 points higher for the same $2,000 spend threshold required by the Traveler card.    

If you currently have an IHG Club Select card, you can continue to use your card as normal.

See relatedEarn 75,000 miles each year with the new Barclays Arrival Premier card, Earn 10X miles on hotel stays with Venture and VentureOne cards  


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Updated: 10-23-2018