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Bank of America Visa Signature WorldPoints Rewards and World MasterCard with WorldPoints share features

Summary

The Bank of America Visa Signature WorldPoints Rewards card and the Bank of America World MasterCard with WorldPoints card are two credit cards that offer very similar benefits.

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In the Bank of America credit card family, the Bank of America Visa Signature WorldPoints Rewards card and the Bank of America World MasterCard with WorldPoints card are closely related.  And, like many relatives, these two credit cards share many similarities.

Compare Reward Credit CardsBoth the fBank of America Visa Signature WorldPoints Rewards credit card and the Bank of America World MasterCard with WorldPoints credit card offer identically low interest rates.  For both credit cards, an introductory APR of 0 percent on balance transfers and cash advance checks is provided for the first 12 billing cycles.  The standard fixed interest rate of 7.9 percent for regular and Platinum Plus accounts or 13.99 percent for Preferred accounts applies to purchases made with each credit card.

Additionally, the Bank of America Visa Signature WorldPoints Rewards credit card and the Bank of America World MasterCard with WorldPoints credit card charge no annual fee to cardholders.

Both credit cards also share a common rewards setup, with each dollar in net retail purchases made with the card earning the cardholder one point.  Points earned with these credit cards can be redeemed for cash, with 5,000 points redeemable for $25 in cash, or gift certificates, with 12,000 points redeemable for a $100 Old Navy Gift Card, for example.

Points can also be turned into brand name merchandise, travel without blackout dates, dining certificates and more. Using online account access, managing points is easy and convenient.

The Bank of America Visa Signature WorldPoints Rewards credit card and the Bank of America World MasterCard with WorldPoints credit card also give the consumer access to MyConcierge — a special personalized assistance service that helps the cardholder with the details for everything from difficult-to-find gifts to travel to entertainment planning.

With the Bank of America Visa Signature WorldPoints Rewards credit card, Visa Signature Dining makes it possible to get preferred reservations, discounts and special deals at the most popular restaurants in the country.  Additionally, Visa Signature Privileges allows cardholders to get discounts at certain merchants, as well as upgrades, and savings of as much as 50 percent on fantastic accommodations.

Since Bank of America is security-conscious, consumers who worry about unauthorized charges will be glad to know the Bank of America Visa Signature WorldPoints Rewards credit card and the Bank of America World MasterCard with WorldPoints credit card provide complete fraud protection.

Regardless of whether you decide to apply for a Visa or MasterCard, the Bank of America Visa Signature WorldPoints Rewards card and the Bank of America World MasterCard with WorldPoints card offer similar benefits that mean low interest rates, no fees and terrific rewards.

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15.61%
Airline
17.54%
Cash Back
17.68%
Reward
17.57%
Student
17.79%

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