Earn 25,000 bonus points with the Bank of America® Travel Rewards credit card

Bank of America Travel Rewards Bonus

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This summer, Bank of America announced increased introductory bonuses for several of its credit cards, including the Travel Rewards card. Now, cardholders can enjoy 25,000 points if they spend $1,000 in the first 90 days – worth around $250 in travel.

If you are looking to earn a flat rewards rate while you do your holiday shopping as well as a little extra toward next year’s travels, the Bank of America Travel Rewards card offers a competitive sign-up bonus. Plus, Bank of America accountholders and Preferred Rewards members can get even more value out of their rewards.

What is the Bank of America Travel Rewards card worth in the first year?

The Bank of America Travel Rewards card offers a flat rewards rate for all purchases, without any rotating bonus categories. This makes it a great option for cardholders who don’t weigh their spending heavily in any one area, but still want to earn plenty of points.

Bank of America® Travel Rewards Card

Bank of America Travel Rewards Card

Rewards rate

  • 1.5 points per dollar on every purchase

Sign-up bonus

  • 25,000 online points after spending $1,000 in first 90 days

Why use it?

The Bank of America Travel Rewards cards offers a great rewards rate for a no-annual fee card and doesn't limit your travel booking options. 

Read review

Annual Fee


Estimated earnings in first year ($1,325 monthly spend) 

The Bank of America Travel Rewards card also offers cardholders plenty of options for maximizing their rewards potential. If you redeem your points by making purchases in the Bank of America Travel Center, you’ll earn 3 points per dollar – double the normal rate.

In addition, cardholders with a Bank of America checking or savings account earn a 10 percent customer bonus on all purchases. Accounts with balances above specified thresholds qualify for enrollment in the Preferred Rewards program, which offers up to 75 percent bonus points on top of the typical rewards rate.  

  Rewards boost Rewards rate
No Bank of America Account None 1.5%
Bank of America account without Preferred Rewards 10% 1.7%
Gold customers ($20,000-$49,999 balance) 
25% 1.9%
Platinum customers ($50,000-$99,999 balance) 50%
Platinum Honors customers ($100,000+ balance) 75%

Recent changes to the Bank of America Travel Rewards card

The sign-up bonus for the Bank of America Travel Rewards card doesn’t change very often and hasn’t been known to offer limited time bonuses. Other than the increase over the summer, the introductory offer has remained the same throughout the card’s history.  

Bank of America Travel Rewards Card Recent Changes

Jul. 31, 2018

  • 25,000 online bonus points if you spend $1,000 in first 90 days


  • 20,000 online bonus points if you spend $1,000 in first 90 days

Who is eligible for the sign-up bonus?

The intro offer for the Bank of America Travel Rewards card is only available to new accountholders, so if you already have or have previously owned the card, you might not be eligible. If you have another Bank of America credit card and wish to convert your account, you also won’t be able to receive the sign-up bonus.

To receive the 25,000 bonus points, you’ll first have to meet the card’s application qualifications. You should have good to excellent credit (above 670) to be considered for the Travel Rewards card.

Best ways to use the Bank of America Travel Rewards sign-up bonus

Once you’ve earned rewards on your Bank of America Travel Rewards card, you have several options for spending your points. Redeeming points for travel gets you the most value for each point, especially with the bonus 3x rewards rate for purchases made in the travel center.

Redemption options for Bank of America Travel Rewards

Redemption option

Minimum points needed to redeem

Point value (cents)

Value of 25,000 point sign-up bonus

Travel (booked through Bank of America Travel Center)




Travel (booked through qualifying outside merchants)




Cash rewards




Gift card




Unfortunately, you’ll need to earn a minimum of 2,500 points in order to redeem them for any rewards.

Should you apply for the Bank of America Travel Rewards card now?

When it comes to the sign-up bonus, there is no rush to apply for a Bank of America Travel Rewards card. It doesn’t change very often, so you can probably count on the 25,000 point offer sticking around for a while. However, Bank of America checking or savings accountholders – especially those who qualify to enroll in the Preferred Rewards program – can get a top tier rewards rate out of their holiday shopping.

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Updated: 12-15-2018