Balance transfer promotional rates are getting more generous, with more cards offering lengthy interest-free promotional periods, according to the 2015 Creditcards.com Balance Transfer Survey
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The survey found 85 of the 100 cards surveyed allow balance transfers, with 44 cards offering low APRs. Of those cards, 38 offer a promotional rate for at least 12 months, up from 33 cards in 2013. The number of cards offering a promotional period of 15 months or longer rose to 17 cards. Ten cards offered them the previous year.
Of the 44 cards with promotional low intro rates, 40 have a 0-percent interest rate while the other four have 4.99-13.90 percent interest rates.
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