Robin Ratcliff

Robin Ratcliff

Robin Ratcliff manages the reviews section of CreditCards.com. Prior to working for CreditCards.com, Ratcliff worked several years as a marketing analyst and then as a web editor with AMD.com. She currently applies her analytical chops to bringing you thorough, rigorously-researched product recommendations.

Robin Ratcliff's stories at CreditCards.com

How much are United miles worth? -- See the pros and cons of United miles and how they compare to other miles and points programs. ... (See How much are United miles worth?)

Best ways to redeem United miles -- Get a full overview on good and bad options for redeeming United miles, including Saver and Everyday Awards, travel, merchandise and more. ... (See Best ways to redeem United miles )

United MileagePlus guide: The best ways to earn and use United miles -- Read our comprehensive guide to United MileagePlus to learn about the best ways to earn, redeem and maximize United miles. ... (See United MileagePlus guide)

The Discover Deals program is coming to an end -- Discover cardholders can earn discounts through the Discover Deals mall until Oct. 31, 2018 ... (See Discover Deals program is ending)

How much are Marriott points worth? -- See why Marriott Rewards points are extremely versatile and valuable. ... (See Marriott points value)

Best ways to redeem Marriott points -- Get an overview of your redemption options with Marriott, including free nights, upgrades, merchandise, Marriott Moments and more. ... (See Best ways to redeem Marriott points)

Transferring Marriott points -- The updated Marriott Rewards program lets you transfer points to more than 40 airline partners at a good value. Get an overview of the options, including value estimates per partner. ... (See Transferring Marriott points)

Marriott Rewards guide: Maximize Marriott points -- Our Marriott Rewards guide gives a complete overview of the new Marriott Rewards program, including what Marriott points are worth and how to earn and redeem points for the most value. ... (See Marriott Rewards guide: The best ways to earn and use Marriott points)

How much are American Airlines miles worth? -- You can fly far on AAdvantage miles, but only if you're able to work around limited award space. ... (See American Airlines miles value)

Best ways to redeem AAdvantage miles -- We give an overview of redemption options with AAdvantage miles, including MileSAAver awards, flight upgrades, gift cards and more. ... (See Best ways to redeem AAdvantage miles)

American Airlines AAdvantage guide: The best ways to earn and use AAdvantage miles -- Our detailed guide to the American Airlines AAdvantage program tells you everything you need to know about earning and redeeming AAdvantage miles. ... (See American Airlines AAdvantage guide)

How much are Southwest points worth? -- If you're looking for airlines miles that combine value and simplicity, Southwest Rapid Rewards points may be your best bet. ... (See What are Southwest points worth?)

The best ways to redeem Southwest Rapid Rewards points -- We outline the value of the Southwest Rapid Rewards redemption options, including airfare, gift cards, travel and more. ... (See The best ways to redeem Southwest Rapid Rewards points)

Southwest Rapid Rewards guide: what you need to know -- Our guide give you a complete overview of the Southwest Rapid Rewards program: how to earn and redeem points, ... (See Southwest Rapid Rewards guide: The best ways to earn and use Rapid Rewards points)

Best credit card combinations for everyday spending -- We show you how pairing the American Express Blue Cash Preferred card with the right card can double your cash back earnings. ... (See How to stack cards to get the most on your everyday spending )

Wells Fargo Propel vs. Capital One Venture: Which is best? -- For many cardholders, the no-annual-fee Wells Fargo Propel card may be the best deal. ... (more)

Delta SkyMiles guide: The best ways to earn and use SkyMiles -- The Delta SkyMiles program can be pretty perplexing. Our Skymiles guide dives into the details of earning and redeeming miles to help you decide if SkyMiles is right for you. ... (See Delta SkyMiles guide)

Best ways to redeem Delta SkyMiles -- While Delta gives you a handful of options for redeeming SkyMiles, you're best off redeeming them for flights and upgrades. ... (See Best ways to redeem Delta SkyMiles)

How much are Delta SkyMiles worth? -- Delta SkyMiles are fairly valuable, but they come with a lot of fine print -- are they worth the extra hassle? ... (more)

Delta SkyMiles partners -- See the full list of Delta SkyMiles partners for redeeming miles and using your elite benefits, as well as partners that allow you to earn bonus SkyMiles. ... (See Delta SkyMiles partners)

Delta lounge access -- Our guide to lounge access on Delta Air Lines gives an overview of the rules, benefits and ways of getting access to Delta Sky Club lounges. ... (See A guide to Delta Sky Club membership)

What are Hilton Honors points worth? -- See why Hilton Honors points don't hold muster against many other loyalty program points. ... (more)

Best ways to use Hilton Honors points -- We show the value of redeeming Hilton Honors points for hotel nights, Points & Money rewards, Amazon gift cards and more. ... (See Best ways to use Hilton Honors points)

Hilton Honors elite status benefits -- An overview of Hilton Honors elite benefits with tips on how to gain status faster. ... (more)

Hilton Honors guide: Maximize points -- Our Hilton Honors guide gives you the full rundown on earning and redeeming Hilton Honors points and helps you figure out which Hilton Honors card is best for you. ... (See Hilton Honors guide)

Guide to the Bank of America® Cash Rewards Credit Card -- Learn how to use and maximize the cash back rewards program on the Bank of America Cash Rewards card. ... (more)

Shell Fuel Rewards program guide -- Our guide to Shell's Fuel Rewards program shows you how to maximize your savings on gas. ... (more)

Amex Membership Rewards Guide: Maximize Points -- Our American Express Rewards guide gives you the full rundown on earning and redeeming Membership Rewards points and helps you figure out which Membership Rewards card is best for you. ... (more)

What are American Express points worth? -- See how much American Express points are worth and how they compare to other rewards programs' points. ... (more)

Amex Transfer Partners -- See a list of Amex's transfer partners and get the details on transferring points to each. ... (See Amex transfer partners)

9 ways to earn American Express points -- This guide will show you nine ways you can use your everyday spending to rack up Membership Rewards points faster. ... (See Ways to earn Membership Rewards points)

Best ways to spend Amex points -- We show the value of redeeming Membership Rewards points for cash back, gift cards, Amazon, Membership Rewards travel and transfers to travel partners. ... (more)

Cards That Earn Amex Membership Rewards Points -- American Express offers a large array of cards that let you earn Membership Rewards points. We give an overview of each of them. ... (See AmEex Membership Rewards cards)

Chase Ultimate Rewards Guide: Maximize Points -- Our Ultimate Rewards guide gives you the full rundown on earning and redeeming Ultimate Rewards points and helps you figure out which Ultimate Rewards card is best for you. ... (See Chase Ultimate Rewards guide)

7 ways to earn Chase Ultimate Rewards points -- This guide will show you seven ways you can use your everyday spending to rack up Ultimate Rewards points faster. ... (See 7 ways to earn Chase Ultimate Rewards points )

Chase Ultimate Rewards cards: Which ones to get -- We give you an overview of the five cards in the Chase Ultimate Rewards family, including sign-up bonuses and spending categories. ... (See Chase Ultimate Rewards cards )

Best ways to use Chase Ultimate Rewards points -- We show the value of redeeming Ultimate Rewards points for cash back, gift cards, Amazon, Chase Pay, Ultimate Rewards travel and transfers to travel partners. ... (See Best ways to use Chase Ultimate Rewards points)

Why are Chase Ultimate Rewards points so valuable? -- See how much Ultimate Rewards points are worth and how they compare to other rewards programs' points. ... (See Why are Chase Ultimate Rewards points so valuable?)

Chase Ultimate Rewards transfer partners -- See the list of Chase Ultimate Rewards airline and hotel partners and the value of point transfer with each partner. ... (See Chase Ultimate Rewards transfer partners )

Is Amazon Prime worth it? -- We crunched the numbers for eight Amazon Prime perks to help you figure out if the benefits outweigh the $119 fee. ... (See Amazon Prime)

Earn 15,000 bonus points with the Chase Freedom and Freedom Unlimited cards -- If you are you looking for an inexpensive way to get a large influx of Ultimate Rewards points, the Chase Freedom and Freedom Unlimited cards offer large bonuses with low spending thresholds. ... (See Chase Freedom)

Citi Double Cash vs. Chase Freedom Unlimited: Which is best? -- We crunched the numbers for the Citi Double Cash card and the Chase Freedom Unlimited card to help you decide which one takes the prize for best cash back card. ... (See Cash back)

Discover it vs. Discover it chrome: Which card is best? -- The Discover it and Discover it chrome are both good cash back cards that appeal to different types of cardholders. But instead of deciding which card is best for you, why not get both? ... (See Discover it)

Capital One Venture vs. VentureOne: Which is best? -- At first glance, it may be difficult to see the difference between the Venture and VentureOne cards. Read on to see why the Venture card – even with its annual fee – may be the better choice for you. ... (See Venture)

AmEx Blue Cash Preferred vs. Everyday: Which is best? -- The Blue Cash Preferred and Blue Cash Everyday cards both offer high rates of cash back on gas and groceries. But if you’re avoiding the Preferred version due to its $95 fee, we think you should give the card a second look. ... (See Blue Cash)

Guide: How to maximize your cash back on Amazon.com -- By using the right credit card, stacking up on coupons and discounts and using some handy tools to find the right price, you can really make your savings on Amazon add up. We’ll show you how in five steps. ... (See Amazon)

Which is the best card to use on Costco purchases? -- The Costco Anywhere Visa card by Citi offers a high amount of cash back on gas, travel and Costco purchases, but is it the best card to use to earn the most rewards at Costco? ... (See Costco)

How to get the Southwest Companion Pass -- We show you how to take advantage of all the bonus points opportunities with Southwest to easily score its legendary Companion Pass each year, even on a moderate budget. ... (See Southwest Companion Pass)

Chase Sapphire Reserve vs. Preferred: Which is better? -- Now that the anniversary of the Chase Sapphire Reserve card has rolled around, is the Reserve worth keeping in the long run? Read on to see why the Sapphire Reserve may be a better option than the Sapphire Preferred. ... (See Chase Sapphire)

Which is the best credit card for Amazon.com purchases? -- Between the Amazon Rewards Visa and the Amazon Prime Rewards Visa, which is the best card to use at Amazon? ... (See Amazon)

Chase announces 100,000-point bonus for Marriott Rewards Premier Card -- Chase recently announced a 100,000-point sign-up bonus for its Marriott Rewards Premier card. ... (See Chase announces 100,000-point bonus for Marriott Rewards Premier Card)

Amex Hilton Honors cards offer 80,000-100,000 bonus points -- The Hilton Honors and Hilton Honors Surpass cards are offering limited-time sign-up bonuses of 80,000 and 100,000 points. ... (See Amex Hilton Honors cards offer 80,000-100,000 bonus points)




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Updated: 10-18-2018