Rebecca Lake

Rebecca Lake

Rebecca Lake is a freelance financial journalist based on the southeastern coast of North Carolina. She covers credit cards, finance, investing and small business for publications such as U.S .News & World Report, Investopedia and The Balance.

Rebecca Lake's stories at

Rewards points stolen: What to do, how to protect your accounts -- Your credit card, airline or hotel rewards could be a target for theft. Here's how to protect your rewards points and what to do in case they are stolen. ... (See Rewards points stolen)

Rewards points stolen: What to do, how to protect your accounts -- Your credit card, airline or hotel rewards could be a target for theft. Here's how to protect your rewards points and what to do in case they are stolen. ... (See Rewards points stolen)

Business credit card application denied: Why, what to do -- If your application for a business credit card was turned down, don't despair – you have options. First you need to understand why you were denied. ... (See Business credit card application denied)

Full-time RVers: Credit card tips for saving money -- Full-time RVers can save money as they wander across the country by choosing the right credit card, budgeting wisely and leveraging loyalty programs and coupons. ... (See Credit card tips for RVers)

Fall food festivals: Credit card tips for reaping rewards -- Food festivals are a great opportunity to indulge in all things tasty – but they can also satisfy your craving for rewards. Use these tips to earn maximum savings on food fairs this fall. ... (See Fall food festival credit card tips)

Delta SkyBonus, United PerksPlus and other business frequent flyer programs: How they work -- Business frequent flyer programs such as Delta SkyBonus, United PerksPlus and American Airlines Business Extra, among others, can unlock valuable savings on flights for your company. Here's how they work. ... (See Business frequent flyer programs)

Explain credit scores to kids: What they are, how they work -- It's never too early to start teaching your kids about money – and credit scores, experts say. These tips will make it easier for you to have this important conversation with your family. ... (See Kids and credit scores)

College students: How to earn miles, hotel points, credit card rewards -- It's never too early to start earning points, miles and rewards. Despite age and credit limitations, here's how college students can combine cards, loyalty programs and other tools to save money on travel and everyday expenses. ... (See College student's guide to earning points, miles, rewards)

Bumped from a flight? Credit card tips to keep your seat -- Credit card benefits like priority boarding can help you keep your seat in case your flight is overbooked. If you're bumped, we've got you covered with these travel tips. ... (See Bumped from flight: Credit card tips)

First-time job seeker tips for credit cards -- Looking for your first job? How recent graduates can save money by using the right credit card to offset networking and job interview expenses. ... (See First job card tips)

Charge card vs. business charge credit card: Which is best? -- Business charge cards come with spending flexibility and superior rewards, but are they right for your business? Here's what you should consider to make a decision ... (See Business charge cards vs business credit cards)

Multiply card rewards on business purchases -- Using a rewards credit card for business expenses is an easy way to pile up money-saving miles, points or cash back. Combine it with these tools to maximize savings. ... (See Multiply business savings using rewards cards)

7 hotel rewards mistakes you should avoid -- From booking on the wrong website to overlooking resort fees, these rewards errors can cost you on your next hotel stay. ... (See Hotel rewards mistakes)

Back-to-school scams: How credit cards can protect you -- Back-to-school is prime season for shopping, scholarship and dorm rent scams. Here's how to identify them and use credit card benefits to protect yourself against fraudsters. ... (See Back-to-school shopping scams)

Balance transfer card denied? What to do now -- Your balance transfer can be turned down by card issuers for a few reasons, including a low credit profile. Here's what you can do to succeed at a balance transfer request. ... (See When your balance transfer is denied)

Time to upgrade your business credit card? Here's how to decide -- You might be missing out on better rewards, higher credit limit and lower APR by pledging loyalty to your old business credit card. Here's how to decide if it's time for an upgrade. ... (See Time to upgrade your business credit card?)

Headed to a convention or conference? Don't forget rewards credit cards -- Attending a conference or convention can come with a hefty price tag. Here's how you can leverage rewards credit cards to save on lodging, meals and transportation expenses ... (See Convention expenses and credit cards)

The best business credit card perks you're probably not using -- From cellphone protection to airport lounge access, here are some of the best business card perks you might have been overlooking ... (See Little-known business credit card perks)

Holiday shopping in summer: Use your cards to rack up savings -- Use the right card and these tips to maximize savings on holiday shopping in the summer months. ... (See Holiday shopping in summer)

Hurricane season preparedness: How to minimize prep costs -- Hurricane preparedness can be stressful and expensive. These tips and your cards can help you be ready in case disaster hits close to home. ... (See Hurricane season preparedness)

Small-business card perk: Mastercard Easy Savings vs. Visa SavingsEdge -- Are you a business cardholder looking to maintain a positive cash flow? Two rewards programs, Mastercard Easy Savings and Visa SavingsEdge, can help. ... (See Rewards for business cardholders)

Summer holiday sales: Card reward tips to maximize savings -- Retailers are rolling out Memorial Day weekend deals – do you have the right card to maximize savings? ... (See Memorial Day weekend sales)

Shopping for a new credit card? Don't overlook smaller banks -- In the market for a new credit card? Consider cards from smaller banks – fewer fees, low APRs, decent rewards make them a real option. ... (See Smaller bank credit cards)

Last-minute summer travel: Your rewards cards can help score savings -- There’s still time to line up a summer getaway even if you’re late to the planning game. Rewards credit cards can help score savings on flights and hotel stays ... (See Last-minute summer getaway)

'FOMO,' 'likes' and card debt: How Facebook might lead you to overspend -- Facebook's business model makes it easy for advertisers to know almost everything about you, increasing the chances you overspend. Here's what you can do. ... (See Facebook and overspending)

Terms and benefits checkup: Assess your credit card's value periodically -- The card you signed up for might not be the same card now in your pocket. Reviewing its terms and conditions can help you discard it or make it your go-to card. ... (See Terms and conditions checkup)

Score summer festival savings using your rewards credit card -- Music festivals are super fun – and super pricey – but your rewards card can hep. Use the right card the right way to score major savings at music festivals this summer. ... (See Summer festival credit card savings)

10 common travel credit card mistakes you need to avoid -- Redeeming points for cash back or letting your miles expire are two of 10 common mistakes you should avoid. ... (See Common travel card mistakes)

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Updated: 09-26-2018