Laura Mohammad

Laura Mohammad

Laura Mohammad is a web editor and writer for A second-generation wordsmith, Mohammad fell in love with The Craft in fifth grade while taking edits from her father in her native town of Tallahassee, Florida. After receiving her degree in English with honors from Florida State University, Mohammad went on to manage business and general news desks of daily newspapers in Florida. She broke into the online content field writing and editing about human resources, geopolitics, personal finance and investing. She shares her Austin home with her University of Texas professor husband, their two teenage boys, and a scoundrel collie named Cuervo.

Laura Mohammad's stories on

Compare Credit Card Offers for Fair Credit -- Updated: January 12, 2018 The Best Credit Cards for Fair & Average Credit in 2018 Are: Capital One® QuicksilverOne® Cash Rewards Credit Card: Fraud Coverage Discover it® Cashback ... (more)

Compare Credit Card Offers for Good Credit -- Updated: January 3, 2018 Here are the Best Credit Cards for Good Credit in 2018: Blue Cash Preferred® Card from American Express: Gas and Groceries Blue Cash Everyday® ... (more)

Compare Secured Credit Card Offers --'s Best Secured Credit Cards of 2018 Discover it® Secured Card: cash back on every purchase OpenSky® Secured Visa® Credit Card: no credit check necessary First Progress Platinum ... (more)

Credit Cards That Help Build Your Credit -- Updated: January 10, 2018's Best Starter Credit Cards for Limited to No Credit History: January 2018 Capital One® QuicksilverOne® Cash Rewards Credit Card - unlimited 1.5% ... (more)

Comparing Credit Cards for Instant Approval -- Updated: January 11, 2018's Best Instant Approval Credit Cards: Fingerhut Credit Account issued by WebBank OpenSky® Secured Visa® Credit Card Horizon Gold Card CityScape ACE Elite™ Visa® Prepaid Debit ... (more)

Comparing Credit Cards for Gas and Auto Rewards -- Updated: January 1, 2018's Best Gas Cards of 2018 Blue Cash Preferred® Card from American Express - 3% cash back on gas Blue Cash Everyday Card from ... (more)

Comparing Credit Cards for Hotel Points -- Updated: January 1, 2018 Our Top Hotel Credit Cards of January 2018 Chase Sapphire Preferred Card Capital One Venture Rewards Credit Card IHG Rewards Club Select Credit Card Capital One ... (more)

What Students Need to Know About Credit Cards -- Updated: January 1, 2018's Top Student Credit Cards - January 2018 Discover it chrome for Students - great at restaurants and gas stations Discover it for Students ... (more)

Compare Cash Back Credit Card Offers -- Updated: Oct. 2, 2017 Card Welcome Bonus Bonus Requirement Rewards Rate Chase Freedom Unlimited® $150 Bonus Spend $500 on purchases in your first 3 months ... (more)

Finding the Best Credit Cards for You -- Updated: June 1, 2018 The card you choose for your financial life is as individual as the clothes you wear or the car you drive. You ... (more)

Poll: Wealthy prefer cash-back rewards on their cards -- Three out of five wealthy Americans prefer cash-back rewards, choosing them over free hotel stays, concierge services and even frequent flier miles ... (See Cash back)

Poll: If given $1,000 in miles or cash back, most would splurge, not save -- At least 83 percent of Americans said they would splurge in some fashion if they received $1,000 in travel miles or credit card cash rewards, a poll from Capital One found ... (See Rewards splurge)

Use of reloadable cards surging among millennials -- Ownership of of general-purpose, reloadable cards climbed 11 percent from 2011 to 2013 among younger adults, a study by the Federal Reserve Bank of Philadelphia finds ... (See Millennials and prepaid cards)

Study: 7 percent of employees have wages garnished -- About 7 percent of workers had wages garnished in 2013, and workers age 35-44 are most likely to endure that stressful and sometimes humiliating fate ... (See Wage garnishment study)

Cardholder delinquency at lowest level in at least 7 years -- Just 1.16 percent of American cardholders were 90 days delinquent, according to quarterly data from the credit bureau TransUnion ... (See Delinquent cardholders)

Big buys go on our credit cards, little ones on prepaid cards -- We are more likely to use credit cards for bigger charges, and prepaid cards for smaller purchases, according to a 2013 report by the Federal Reserve System ... (See Card charges)

Americans' choice in noncash payment has become debit cards -- Americans are increasingly opting for electronic payments and debit cards, a study by the Federal Reserve System shows ... (See Noncash payments)

Fewer Americans are delinquent on their bank cards -- Consumers' bank card delinquencies, already at historically low levels, dropped further in the first quarter of 2014. The American Bankers Association says it's a sign that more people are using cards as transaction tools instead of debt instruments ... (See Card delinquencies)

Americans rely less on credit cards, says Gallup survey -- Almost a third of Americans don't have a credit card, the most since Gallup began conducting surveys on the issue in 2001 ... (See Rely less on credit cards)

Survey: Bad financial habits creeping back -- A U.S. poll shows that fewer adults have a budget and more adults are increasing their spending. ... (See Fewer budget, more spending)

What financial advice do millennials say they need? -- Millennials are confident about their financial knowledge, but they want advice about savings, budgeting and credit cards in particular ... (See Millennials and financial advice)

Card fees, not interest, dominate revenue -- Credit card fees, and not interest, continued to dominate card issuers' revenue in 2013. ... (See Card fees)

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Updated: 04-21-2019