Author Juan Rodriguez

Juan Rodriguez

Juan Rodriguez is multimedia editor for, using his skills as a graphic designer to lead the website's multimedia efforts, including development and production, editorial illustration, photo editing and special effects. Juan has decades of experience in the print and design industries, working as designer/owner of Tornado Media Lab, graphic arts manager at, production manager at and as associate art director for Hispanic Publishing Corp.

Juan Rodriguez's stories and graphics on

Infographic: Contactless cards set to hit US -- Next generation of chip cards may speed adoption of tap-and-go payments ... (See Contactless)

Infographic: Security tops all factors in choosing a card -- Security from identity theft leads factors in choosing a card, with rewards being a closed second ... (See Security)

Infographic: Gen Z leads in use of mobile payments -- Americans ages 18 to 24 are twice as likely to make a mobile payment, a GfK study finds ... (See Gen Z mobile payments)

EMV chip card rollout in US to peak in 2016 -- While the number of EMV chip cards shipped in the U.S. surged in 2015, that flow hasn't turned to a trickle. Far from it ... (See Chip card rollout)

Survey: Slower EMV chip card transactions irk shoppers -- Nearly one in five respondents said using the more secure cards takes too long, and frustration is likely to grow during the holiday shopping season. ... (See Slow chip cards)

Billing disputes lead list of credit complaints -- Billing disputes lead list of credit complaints in latest monthly survey from the Consumer Financial Protection Bureau ... (See Billing disputes)

Survey: Old mag stripe cards more secure than mobile pay -- Most people think the new chip cards are safer to use than mag stripe ones, but many say the old mag stripe card poses less risk than new mobile payment options. ... (See Mobile payment security)

Survey: Many fail at online security basics -- Simple steps, such as closing a Web browser when one is finished using an online account, can reduce the risk of fraud and identity theft, the survey by Experian's ProtectMyID found ... (See Online security survey )

Poll finds craziest places people do online shopping -- North Americans are shopping online while on the job, in bed, at restaurants, in the shower, at weddings and at funerals, MasterCard's Psyche of Shopping survey found ... (See Crazy places we shop online)

New subprime accounts power credit card growth -- New subprime accounts, driven by millennials, power growth ... (See New credit accounts)

Study: We underestimate our credit card debt -- We accurately recall other types of debt, but not card debt, says a newly updated Federal Reserve report ... (See Underestimate card debt)

Mobile banking becoming a consumer favorite -- As banking by cellphone takes off, branches are falling out of favor as American consumers' favorite way to do their financial business ... (See Mobile banking survey)

Study: 8 in 10 Americans saddled with some form of debt -- Findings of a study by the Pew Charitable Trusts suggest younger generations are growing more wary of borrowing ... (See Pew debt study)

Credit card delinquencies improve despite economic chill -- U.S. consumers improved their on-time payment performance on credit card bills during the first quarter, despite shrinkage in the economy ... (See Delinquency statistics)

Volume of credit cards finally back up near pre-recession levels -- As of the fourth quarter of 2014, the total number of open credit card accounts, and the volume of new cards being issued, are both nearing the 2008 levels ... (See Credit card volume)

Consumers trust their own bank to safeguard personal info -- Americans trust their banks the most and social networking the least to keep their personal information secure, a Gallup poll finds ... (See Information security)

Poll: Wealthy prefer cash-back rewards on their cards -- Three out of five wealthy Americans prefer cash-back rewards, choosing them over free hotel stays, concierge services and even frequent flier miles ... (See Cash back)

Poll: If given $1,000 in miles or cash back, most would splurge, not save -- At least 83 percent of Americans said they would splurge in some fashion if they received $1,000 in travel miles or credit card cash rewards, a poll from Capital One found ... (See Rewards splurge)

Study: Online accounts often go unchecked for fraud -- Americans regularly check their bank account and credit card statements for suspicious activity, but less than a third check various online accounts at least once a month, a study by credit bureau Experian finds ... (more)

Use of reloadable cards surging among millennials -- Ownership of of general-purpose, reloadable cards climbed 11 percent from 2011 to 2013 among younger adults, a study by the Federal Reserve Bank of Philadelphia finds ... (See Millennials and prepaid cards)

2014 Credit Card Tuition Payment Survey data -- Find out whether the four-year college or university you're considering will allow you to make tuition payments by credit cards -- and at what cost ... (See 2014 tuition payment survey data)

Study: 7 percent of employees have wages garnished -- About 7 percent of workers had wages garnished in 2013, and workers age 35-44 are most likely to endure that stressful and sometimes humiliating fate ... (See Wage garnishment study)

Cardholder delinquency at lowest level in at least 7 years -- Just 1.16 percent of American cardholders were 90 days delinquent, according to quarterly data from the credit bureau TransUnion ... (See Delinquent cardholders)

Big buys go on our credit cards, little ones on prepaid cards -- We are more likely to use credit cards for bigger charges, and prepaid cards for smaller purchases, according to a 2013 report by the Federal Reserve System ... (See Card charges)

Americans' choice in noncash payment has become debit cards -- Americans are increasingly opting for electronic payments and debit cards, a study by the Federal Reserve System shows ... (See Noncash payments)

Poll: Americans say they are careful with money -- While Americans say they are careful with their money, they are also saying they have bought more at the store than they meant to ... (See Saving money)

Fewer Americans are delinquent on their bank cards -- Consumers' bank card delinquencies, already at historically low levels, dropped further in the first quarter of 2014. The American Bankers Association says it's a sign that more people are using cards as transaction tools instead of debt instruments ... (See Card delinquencies)

Anatomy of a credit card -- With the coming of chip cards, the anatomy of a credit card has become even more crowded. Do you know what all the parts are and what they do? ... (See Card anatomy)

Married women find financial responsibility attractive -- Married women consider financial responsibility sexier than men do, an Experian poll finds. ... (See Marriage and credit)

Invaders of personal space cause biggest travel headache -- Invasion of personal space tops the list of headache-causing habits of travelers, according to a Capital One survey of 1,000 rewards cardsholders ... (See Annoying travelers)

Americans rely less on credit cards, says Gallup survey -- Almost a third of Americans don't have a credit card, the most since Gallup began conducting surveys on the issue in 2001 ... (See Rely less on credit cards)

Survey: Bad financial habits creeping back -- A U.S. poll shows that fewer adults have a budget and more adults are increasing their spending. ... (See Fewer budget, more spending)

Card fees, not interest, dominate revenue -- Credit card fees, and not interest, continued to dominate card issuers' revenue in 2013. ... (See Card fees)

How 'jamming' cleans your credit report -- temporarily -- The scam called jamming throws a wrench into a beleaguered credit report dispute process, making it harder for the big three credit bureaus to keep up with legitimate disputes ... (See Jamming)

In-person smartphone payments? No thanks, most say -- Most of us say "meh" to the idea of paying by smartphone, though young people, particularly men, show more interest in mobile payments ... (See Payments by smartphone poll)

Infographic: Consumers expect credit to stay tight -- A few hopeful consumers predict credit accessibility will get easier -- but most think it will get tougher or stay the same ... (See Credit accessibility)

Infographic: Credit card delinquencies inch up after three-year slide -- While consumers are paying many of their loans on time, late credit card payments saw an uptick in the third quarter of 2013, according to the American Bankers Association ... (See Delinquencies)

Infographic: Baby boomers have the most credit pride -- Baby boomers have more credit confidence than younger generations, according to a survey ... (See Credit pride)

Infographic: What were 2013's biggest budget busters? -- For about one in five Americans, meals at restaurants were the biggest threat to their budgets in 2013, according to a survey ... (See Budget busters)

Infographic: Identity theft takes an expensive, emotional toll -- Imagine the populations of Illinois and Oklahoma all falling victim to identity theft, and you'll have an idea of this crime's annual scope ... (See Identity theft)

Infographic: 56 percent of parents willing to rack up holiday debt for kids -- Is that first post-holiday credit card statement worth it to see your kids' eyes light up at the spread under the tree? More than half of parents with kids under 18 say it is ... (See Holiday debt)

Infographic: 10 percent think debt dies with them -- Many consumers aren't aware their unpaid debts could haunt their survivors, according to a survey from Securian Financial Group ... (See Debt after death)

Infographic: Lack of savings more worrisome than card debt -- Although credit card debt is more stressful than either health care or living costs, what's most likely to keep you up at night is a lack of savings for the future ... (See Money worries: No savings outstresses debt)

Infographic: Young people more likely to freely swap plastic -- While older people are more likely to hold tight to their credit and debit cards, younger generations are more liberal about sharing them with others, a survey says ... (See Borrowing credit cards)

Infographic: Preferred payment methods vary by location -- Buying groceries? You'll pay by debit card. Online? It's credit cards or PayPal. Grabbing a burger? You'll fork over cash, says a study of preferred payment methods ... (See Preferred payment methods)

Infographic: The cost of Halloween -- Those celebrating Halloween will spend an average of $107 this year. Our infographic shows the traditions and treats that will cost Americans an arm and a leg -- and perhaps various other body parts ... (See Halloween spending)

Infographic: Mobile banking coming up from behind -- For the first time, mobile banking has outstripped more old-fashioned methods of account maintenance, such as telephone and mail ... (See Mobile banking)

Infographic: Unemployment makes consumers critical of debt -- Those struggling to find work are more likely to look down their noses at your credit card debt, survey says ... (See Debt anxiety)

Infographic: Good credit? Issuers want you -- If you have good credit, hold out for the best deal on a new credit card, because there's a lot of competition for your business ... (See Good credit)

Infographic: Recession survivors are tackling debt -- While those shaken by the recession are still stalling on paying down debt, those who weathered the storm are quickly recovering ... (See Recession survivors)

Infographic: Women seek good credit, financial stability in long-term partners -- When it comes to a long-term partner's finances and credit scores, women may be more choosey than men ... (See Credit scores and romance)

Infographic: Cardlessness among young people up nearly 80 percent -- All age groups are increasingly shedding credit cards, according to June 2013 data from FICO. Yet no age group is ditching them faster than young people ... (See Young people going credit-cardless)

Infographic: Allowances for kids? So old-fashioned -- Allowances may die out as millennials become parents, according to an August 2013 survey from financial services firm Country Financial. ... (See Allowance)

Your map through Chapter 7 and 13 bankruptcy -- If you've decided that bankruptcy might be the solution for you, you need to be prepared for the stops along the way for Chapter 7 and Chapter 13 bankruptcies ... (See Bankruptcy map)

Infographic: Gen Y embraces mobile bill pay, boomers like mail -- When it comes to paying bills, consumers -- especially young ones -- are embracing mobile, according to an August 2013 survey from Western Union. Yet more "old-fashioned" methods of payment still remain popular among all age groups ... (See Bill payment by generations)

Infographic: Consumers cutting back -- but also spending more -- Consumers are pinching pennies when it comes to small purchases, while opening their wallets for bigger ones, according to July 2013 research from Harris Interactive ... (See Saving while spending)

Infographic: Early shoppers push up back-to-school season -- Families are getting an increasingly early start on back-to-school shopping, according to a survey from the National Retail Federation ... (See Back to school)

Infographic: Men and women rate each other's financial strengths -- A survey from FleishmanHillard and Hearst Magazines asked men and women to rate each other's financial strengths. And the genders didn't always see eye to eye ... (See Rating the genders)

Infographic: Parents shelling out more on kids' summer fun -- Parents are willing to pay up to keep their children busy this summer, according to July's American Express Spending & Saving Tracker ... (See Summer spending)

Infographic: Who?s checking your credit score? -- When it comes to which types of companies may check your credit score before approving you for their products or services, many consumers are in the dark. ... (See Credit score)

Infographic: Those who don't haggle are missing out -- Although fewer than half of shoppers haggle, those who do are rewarded, according to a survey from Consumer Reports ... (See Haggling)

Infographic: Millennials swap credit cards for student loans -- More young consumers are turning their backs on credit cards and piling on student loan debt, according to research from FICO ... (See Millennials ditch credit cards, pile on student loans)

Infographic: How we spend our gift cards -- Gift cards don?t tend to gather much dust in your wallet, according to a June 18 survey from the Retail Gift Card Association. ... (See Gift cards)

Infographic: Best, worst states for credit card delinquencies -- In what could be a sign of economic recovery, bank card lending is on the rise, according to numbers from credit bureau Experian ... (See Card delinquencies)

Infographic: Americans pick computers over financial planners -- When it comes to financial planning, Americans are turning to computer programs over living, breathing financial advisers, a Gallup poll has found ... (See Computers reign over financial planners)

Infographic: New grads wish they'd saved more for college -- The high cost of college has given the class of 2013 some financial perspective, a survey has found ... (See College costs)

Infographic: Young adults most optimistic about finances -- Americans from age 18 to 29 have an optimistic outlook on their financial futures. Things look significantly gloomier to older Americans, however ... (See Financial outlook)

Infographic: How Robo-signing works in credit card debt -- When creditors mechanically and automatically certify that credit card debt is real without any documentary evidence, it's called robo-signing, and the practice is both widespread and controversial ... (See Robo-signing credit card debt)

Infographic: The money topics your kids wish you'd talk about -- Most parents say they talk about money regularly with their kids. Their children, however, don't think these conversations are enough ... (See Family finances)

Infographic: Financial crisis inspired better money habits -- The financial crisis that started in 2007 may have forced many investors to learn things the hard way, according to research from Fidelity Investments ... (See Recession lessons)

Infographic: Most people won't discuss credit card debt -- Credit card debt is the subject people least want to discuss with a stranger, according to a poll ... (See Credit card debt)

Infographic: ATM fees on the rise -- ATM surcharges are on the rise, but consumers are pretty adept at avoiding them, according to an April 2013 report from the U.S. Government Accountability Office. ... (See ATM surcharges)

Infographic: Consumers prefer mobile banking to mobile payments -- Proponents of mobile payment technology tout the convenience of leaving your wallet at home. Yet, while consumers are eager to bank by phone, they're not sold on buying by phone ... (See Mobile payments)

Infographic: More taxpayers reaching for credit cards -- Most Americans will use checking or savings accounts to pay their taxes this year. But more are reaching for credit cards ... (See Paying taxes)

Infographic: Lack of savings consumers' biggest financial worry -- To kick off Financial Literacy Month, the National Foundation for Credit Counseling asked consumers which money matters worry them most ... (See Money worries)

Infographic: Young adults ditch homeownership, rack up student loans -- While young people's post-recession lifestyles include fewer homes, fewer cars and less credit card debt, their student loan debt has skyrocketed ... (See Young adult debt)

Infographic: Debt clouds retirement optimism -- Large amounts of debt has workers feeling pessimistic about their ability to retire in financial security ... (See Retirement)

Infographic: How men, women divide money-related chores -- A 2013 TD Ameritrade survey finds that when couples tackle the household finances, women tend to do the day-to-day chores, men the long-terms plans ... (See Couples and money)

Infographic: Issuers stingier with credit post-CARD Act -- Since the CARD Act went into effect in early 2010, you need a higher credit score to get more measly credit limits, according to the American Bankers Association ... (See Credit after CARD Act)

Infographic: Credit report errors hit less-educated the hardest -- Are those with less education more likely to be victimized by credit report errors? That's what a report issued by the Federal Trade Commission suggests ... (See Credit report errors)

Infographic: In tough job market, student debt grows -- Recent grads are caving under the weight of their student loans, a TransUnion study has found ... (See Student loans)

Infographic: Women more likely than men to break up over money -- Poor money management skills and heavy debt are a turn-off, especially for women, a survey has found ... (See Love and money)

Infographic: Buying by mobile phone hits critical mass -- Mobile payments made some headway toward the mainstream in 2012, according to research from IDC Financial Insights ... (See Mobile payments)

Infographic: 12 days of trauma injuries have devastating cost -- Holiday-related injuries fill emergency rooms -- and can be financially devastating for families who are often already spread thing this time of year ... (See Trauma injury costs)

Infographic: Gift cards seen as more valuable than higher-priced gifts -- Consumers place high value on the flexibility gift cards bring, according to a December 2012 survey by payment processing company First Data ... (See Gift cards)

Infographic: Money-related resolutions hit record high -- Saving more, shedding debt are at the top of consumers' New Year's resolution lists ... (See New Year's resolutions)

Infographic: Bill pay goes mobile -- More consumers are using their mobile phones to pay their bills, a study has found ... (See Mobile bill pay)

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Updated: 06-27-2019