Contributing author Jay MacDonald

Jay MacDonald

Jay MacDonald is a professional writer and frequent contributor to His off-the-beaten-path feature stories and blog posts explore the religious, astrological, psychological, aromatic and hygienic aspects of credit cards as well as their cultural significance in film, fashion and popular song. His one-on-one interviews include TV stars, a hip-hop mogul, best-selling authors, a championship boxer, an etiquette expert, a secret agent and a meteor hunter. Of course he lives in Florida.

Jay MacDonald's stories for

Young rap singer accused in card-cracking scheme -- In a typical card-cracking scheme, a social media come-on post offers fast cash just for sharing a valid credit, debit or prepaid card number. New York rap singer Ashley "Young Ash" Bautista pleaded not guilty to leading a ring of crackers. ... (See Card-cracking fraud)

Startup will turn plastic credit cards to metal ones for a fee -- The Lion Credit Card startup will turn your plastic card into a metal one for a fee, but why would you want to do that? ... (See Metal card for a fee)

EMV cards' common errors: A guide for confused cardholders -- Does your EMV chip card not work when you dip? Do you have to hold it in the payment terminal's slot? We asked experts about these common chip card errors. Here are their answers. ... (See Common EMV chip card failures)

How to set up the right 'default' card on your mobile wallet -- Default cards on digital wallets such as Samsung Pay and Apple Pay are the new "top of wallet" cards. Use these tips to set up and pick the right one to maximize rewards. ... (See Default cards and digital wallets)

Will mobile wallets make us poor? -- Mobile wallets are convenient, but hide the pain of parting with money. Will the new payment forms make us poor by making it easier to overspend? ... (See Digital wallets and overspending)

Dan Ariely Q&A: Make saving, not spending, more visible -- Dan Ariely, co-author of "Dollars and Sense: How We Misthink Money and How to Spend Smarter," offers tips to minimize irrational money moves. ... (See Dan Ariely Q&A)

Expiration date: With EMV chips, cards last longer now -- Credit cards have now longer expiration dates, thanks to the transition to EMV chip cards, but new payment technologies may render them obsolete. ... (See Credit card expiration dates)

How to get cash while traveling abroad, with no fees -- Bringing the right cards with you, knowing how to use them, and picking the right ATM will help you avoid unnecessary fees during your trip. ... (See How to get cash while abroad)

Are credit cards recyclable? It's complicated -- Credit cards are not as recyclable as they should be. But there are ways to reduce their footprint or dispose of them. ... (See Are credit cards recyclable?)

Overseas travel: Tips to use your credit card, mobile banking worry-free -- While geolocation, mobile apps and online tools have made it easy to use your credit card and bank account overseas, your card might still be declined. Follow these tips for a stress-free overseas card and banking experience ... (See Overseas travel)

Fashion meets mobile payments in the dressing room of the future -- Mastercard and Marie Claire are unveiling the dressing room of the future, where consumers will be able to shop and pay using a "smart mirror." ... (See Video: the dressing room of the future)

EMV chip card torture test -- We put EMV chip credit cards through a series of tests to see how they stand up to common threats such as extreme temperatures, water and corrosive liquids. ... (See Test)

The history of credit cards (timeline & major events) -- From charge plates to Apple Pay, here's a look back at the many iterations of the credit card over the past 150 years. ... (See History)

The new card skimming is called 'shimming' -- Shimming is the new way scammers are stealing your data from your EMV chip cards. Shimmers are hard to identify, but remain rare ... (See Shimmers)

'Financial Life' author Beth Kobliner on millennials' money needs -- Millennials have different priorities than their parents, and author Beth Kobliner, explains why. ... (See Q&A)

'The Aisles Have Eyes' author talks privacy and data in shopping -- Author Joseph Turow discusses coupons, data collection and privacy in the personalization of the shopping experience ... (See Data)

Bobbi Rebell's money moguls' 'Financial Grownup' moments -- ShreShrewd money managers reveal their financial 'aha' moments in Rebell's new book ... (See Rebell)

Early card fraud rains new payouts for victims -- Millions recovered from offshore accounts held by an owner of online porn sites ... (See Ken Taves)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

If we go to biometric IDs, will hackers try to steal your face? -- Advocates of biometric identifiers say worries are overblown, but a GAO report says digitally stored records of fingerprints, palms, irises, faces raise ID theft and privacy questions ... (See Biometric hacks)

Q&A 'Future Crimes' author Marc Goodman -- Technology is rapidly evolving and so is cybercrime. Marc Goodman, author of "Future Crimes: Everything Is Connected, Everyone Is Vulnerable, and What We Can Do About It," explains ... (See Marc Goodman)

'Spam Nation' author Brian Krebs sheds light on card data black market -- An insider on the digital black market, Brian Krebs uncovers major credit card breaches before the big retailers know what hit them. He takes readers along in his book "Spam Nation" ... (See Spam Nation)

Currency changes to aid blind slow to take shape -- New technology and phone apps have made it easier for blind consumers to discern cash, despite delays in physically changing the currency ... (See Blind)

Q&A: 'Bad Paper' author Jake Halpern roams debt collection's Wild West -- Author Jake Halpern goes undercover as a debt collector and uncovers a world of rich characters, conflicts and unsavory behavior ... (See "Bad Paper")

Q&A: Kara McGuire cuts through financial clutter in 'Teen Money Manual' -- McGuire's new book, "The Teen Money Manual," covers earning, saving, spending and protecting money in teen-approved prose ... (See Teen Money Manual)

'Dragnet Nation' author Julia Angwin: May I have my privacy back? -- The Pulitzer Prize-winning reporter's book investigates who is watching us online, what they're doing with the data (including selling it), and why it matters. ... (See 'Dragnet Nation')

Randy Wayne White 'Bone Deep' -- Randy Wayne White used to spend 300 days a year on a fishing boat, but these days he's launching books. "Bone Deep," which debuted in March 2014, is the 21st novel featuring the adventures of his Floridian fictional creation, Doc Rivers ... (See "Bone Deep")

For MoneySavingMom blogger, fulfillment, frugality go together -- Successful blogger Crystal Paine offers an adjustment strategy for the too-tired, too-stressed woman whose supermom outfit has become too tight ... (See Crystal Paine)

Q&A: Author C.J. Box takes his outside chance at success -- With "Stone Cold," Box's 14th novel featuring Wyoming game warden Joe Pickett, he and his wife can cut their last ties to the travel business ... (See C.J. Box)

Q&A with Dave Barry: A perpetual adolescent looks at parenting -- As his daughter matures, the comedy writer doesn't, but is thankful his wife can confront credit card-wielding parents of Bieber worshipers ... (See Dave Barry Q&A)

Industry insider tips: How to make music AND money -- The rise of digital streaming and gadget-centered entertainment has created new opportunities for musicians seeking to build a career out of their craft ... (See Music)

Grammy-winning producer John Snyder on the business of music -- Although musicians tend to struggle financially, they have many of the same traits as entrepreneurs, says Grammy-winning producer John Snyder. ... (See John Snyder)

Musician/blogger Doug Ross on music and money management -- For professional musician and blogger Doug Ross, the key to having a successful music career is not artistic integrity -- it's about making a living doing something you love. ... (See Doug Ross)

Entertainment lawyer Neeta Ragoowansi on surviving in music -- Entertainment lawyer Neeta Ragoowansi says many artists overlook burgeoning opportunities to promote their music. ... (See Neeta Ragoowansi)

Q&A with 'Heads in Beds' author Jacob Tomsky -- Have you ever stayed at a luxury hotel and wondered what's going on behind the scenes? In his new book, "Heads in Beds: A Reckless Memoir of Hotels, Hustles, and So-Called Hospitality," hotelier Jacob Tomsky dishes the dirt on the hospitality industry ... (See Dirt)

Point-of-sale pioneer Ron Klein looks back -- Ron Klein was heralded as the inventor of the mag stripe in a recent news article. Klein, now 78, is willing to cede credit for that but is keen to tell the story of how he pioneered credit card validation systems back in the 1960s. ... (See Ron Klein)

Q&A with 'Bootstrapper' author Mardi Jo Link -- Her book chronicles how she mended a broken heart and literally saved her Northern Michigan farm with alcohol, Buddhism and hard-won financial acumen ... (See Bootstrapper)

Jaron Lanier Q&A: Consumers, take back your data -- The computer visionary and influential thinker sees individual and widespread economic risk in turning details of our lives into commodities ... (See Jaron Lanier Q&A)

Q&A: ESPN's Mike Greenberg takes a write turn with novel -- The death of a friend inspired the popular sports talk show host to try his hand as a novelist ... (See Mike Greenberg)

Q&A with author Frank Ahearn on the art of disappearing -- This skip-tracer turned skip-maker charges $42,000 minimum to help people disappear. He doesn't take credit cards. In fact, his first move will be to destroy yours ... (See Frank Ahearn)

Q&A: 'Jane Austen's Guide to Thrift' -- In their new book, Jane Austen fans Kathleen Anderson and Susan Jones proudly apply the romantic novelist's financial sensibilities to today's money problems ... (See Jane Austen)

'Identity Thief' screenwriter Jerry Eeten has identity issues, too -- By the time Jerry Eeten's screenwriting career took off with the new Jason Bateman-Melissa McCarthy movie, he'd already left Hollywood to fashion a new identity as a Florida teacher ... (See Thief)

Study: Credit cards carry germs such as MRSA -- A study reveals that half of all credit cards sampled tested positive for methicillin-resistant Staphylococcus aureus -- better known as the deadly MRSA infection ... (See Germ-carrying credit cards)

Q&A With Daniel J. Smith: What's an honest Nigerian to do? -- Q&A with Daniel J. Smith, whose book 'A Culture of Corruption' describes a country whose best-known export includes millions of scam emails ... (See Nigerian email scams)

Q&A with 'The Fine Print' author David Cay Johnston -- The print may be tiny when it dings you for a few cents or tilts the balance of power toward a big company, but the personal and societal consequences aren't ... (See 'Fine Print')

Q&A with David Urban, lobbyist turned inventor with 'Points for Politics' -- Q&A with David Urban, a D.C. lobbyist whose "Points for Politics" invention makes it easy to donate extra points to the candidate of your choice ... (See David Urban)

Ghost hunter Nick Groff unleashes 'Chasing Spirits' memoir -- He may be a master of spiritual encounters today, but starting out, his car was (gasp!) repossessed ... (See Q&A: 'Ghost Adventures' Nick Groff)

Prepaid card debuts for recovering addicts -- A new prepaid card blocks the transactions that may cause a recovering addict to fall back into old habits ... (See Next Step: a card for addicts)

Liz Weston, author of 'No Dumb Questions About Money' Q&A -- Personal finance expert and author Liz Weston talks about everything from kids with credit cards to "Here Comes Honey Boo Boo" ... (See Liz Westion Q&A)

Apps begin to fill gaps in giving blind access to touch screens -- While America's love affair with touch-screen payment devices continues to leave the blind and visually impaired in the dark, prospects for a hassle-free checkout in the near future are finally looking up. ... (See Apps for the blind)

'Upcycling' turns credit cards into jewelry, trash into fashion -- Sure, you've purchased jewelry with a card. But have you ever worn jewelry made from a card? If so, trendy one, you've discovered 'upcycling' ... (See Credit card fashion)

Skip tracer Ron Brown talks about debt collecting -- Meet Ron Brown, whose unique approach to locating debt evaders combines psychology, neurolinguistics and plain old jungle instinct ... (See Ron Brown)

Procrastination hinders money problems, says author Frank Partnoy -- In a world that says go-go-go, author and lifelong procrastinator Frank Partnoy says that those who wait-wait-wait will fare better in most aspects of life ... (See Pro-procrastination)

Q&A with Olympic gymnast Shawn Johnson -- Shawn Johnson became America's sweetheart when she won a gold and three silvers in gymnastics at the 2008 Beijing Olympics, but her greatest balancing act has been keeping her head through the highs and lows of a professional athlete's life ... (See Shawn Johnson Q&A)

'The Lost Bank' - How WaMu became largest bank failure in US history -- 'The Lost Bank' author Kirsten Grind watched Washington Mutual, go from regional bank famed for friendliness to spectacular failure ... (See "The Lost Bank")

Q&A with actor Steve Guttenberg -- Steve Guttenberg has starred in such blockbuster movies as "Three Men and a Baby," "Cocoon" and "The Boys from Brazil," but his greatest performance came as a teenager when he conned his way into Hollywood ... (See Steve Guttenberg)

Award-winning card designs show plastic's flashy side -- These winners of the Elan Award -- a prize given to the year's most innovative card designs -- sparkle, shine and don't deserve to be hidden in a wallet ... (See Card design)

Q&A with legendary Rolling Stones sax man Bobby Keys -- Until recently, the Texas-born saxophonist followed an established pattern with his money: 'When I get it, I spend it.' ... (See Bobby Keys)

Renting a car? Beware of phantom toll fee charges -- When renting a car, be aware that if you hit a boothless toll road, mysterious and expensive charges might be added to your final bill ... (See Toll booth charges)

Q&A with FTC's scam-spotting enforcer, Lois Greisman -- Some of the scams she focuses on target those down on their luck, and the technique is no more high-tech than a knock on the door ... (See Bottom dollar scams)

Debt payoff debate: Pay smallest balance 1st? Or highest rate? -- A study says "debt account aversion" drives us to pay off small debts first, even if paying the highest-interest debt is always smarter financially ... (See Debt payoff debate)

Study: Impatient people have lower credit scores -- Patience isn't just a virtue, it's worth points on your credit score, says an upcoming research paper that found those who succumb to immediate gratification were likely to have lower scores ... (See Impatience and credit scores)

Q&A: Skip Humphrey takes role as federal financial watchdog for elderly -- The eldest son of the former vice president sees credit card debt among the elderly as one of the issues he'll tackle in his new job with the Consumer Financial Protection Bureau ... (See Skip Humphrey Q&A)

Q&A with Don Peck, author of 'Pinched' -- In a succinct 188 pages, Peck surveys more than 100 years of economic recessions, depressions and recoveries to arrive at something of a bird's-eye view of our current economic discontent. ... (See Don Peck)

ATMs 2.0: Futuristic cash dispensers may include holograms, facial recognition -- Some of the high-tech ATMs being designed and tested may never make it to the market, we have to admit ... since one of them includes a lie detector ... (See ATMs of the future)

Q&A with Mark Neeb, new head of debt collectors' association -- WIth the economy remaining in shambles, you might think these would be plush times for debt collectors. You'd be wrong, says the new head of the collectors' association, who says his industry is smarting from fewer bad debts and more regulation. ... (See Q&A with Mark Neeb)

Q&A with Hill Harper, 'CSI: NY' actor, author of 'The Wealth Cure' -- In his book "The Wealth Cure," the Harvard Law grad and hoops buddy of the president equates the battle for health to the battle for wealth ... (See Q&A with CSI's Hill Harper)

10 weird credit card gadgets, devices and outfits -- Credit cards are useful, but these objects shaped like or inspired by cards let you wear them, shoot them or even floss with them ... (See Weird card gadgets)

Money Talks: Q&A with boxing champ Bernard Hopkins -- Also an astute businessman, the light-heavyweight world champion just shakes his head at his peers' foolishness with money ... (See Bernard Hopkins Q&A)

The Money Talks: Money Q&A with Ben Mezrich, author of 'Sex on the Moon' -- The tale of Thad Roberts' ill-fated moon rock heist is the latest from the gonzo journalist, whose prior works chronicled the rise of Facebook's Mark Zuckerberg and the fall of the MIT students who learned to beat Las Vegas ... (See Ben Mezrich)

QA with Matt Paxton, host of TV's 'Hoarders' -- The 'Secret Lives of Hoarders' author and TV host goes about helping with brutal honesty and a connoisseur's appreciation for the smell of decomposition ... (See Matt Paxton, "Hoarders" host)

QA with Willie Geist, Boyd McDonnell on 'Loaded,' their parody of financial advice books -- Willie Geist, Boyd McDonnell lampoon the get-rich-quick schemes through the idiotic money advice hawked by their faux financial gurus, the 'Dollar Bills' ... (See "Loaded")

QA: Holly Petraeus tackles those who prey on military families -- As the daughter of one general and wife of another, Holly Petraeus gets fighting mad at those who prey financially on soldiers. Now she can do something about it ... (See Holly Petraeus)

True or movie myth: Can police trace a phone call in 60 (but not 59) seconds? -- So a mad bomber calls you, threatens to blow up the world, and police are on the line. If you keep MB on the line for 60 seconds, can the call be traced? ... (See Phone call tracking)

QA with David Sirota, 'Back to Our Future' author -- The financial excesses of the '80s, epitomized by the fictional character Gordon Gecko, came horribly true in this century with characters such as Bernie Madoff, author says ... (See QA with David Sirota)

QA with 'Super Rich' author and hip-hop entrepreneur Russell Simmons -- In a wide-ranging interview, the hip-hop entrepreneur promotes spirituality, peace and defends the fees on his prepaid RushCard ... (See Russell Simmons)

How much it costs to attend Super Bowl XLV -- You won't see any credit card Super Bowl ads in 2011, but they'll be everywhere -- mainly because it costs so much you couldn't carry enough cash ... (See Super Bowl XLV prices)

QA with Matt Taibbi, author of 'Griftopia' -- Gonzo Rolling Stone writer Matt Tiabbi doesn't just pick a bone with Wall Street in his latest book, "Griftopia." He dissects the entire rotting carcass ... (See Matt Taibbi)

QA with 'Real Cost of Living' author Carmen Wong Ulrich -- With a master's degree in psychology and a way of cutting through the mumbo jumbo, Ulrich takes dry topics such as debt and investing and puts it into the context of our lives ... (See Carmen Wong Ulrich)

Top 10 credit card television episodes -- Credit cards pop up in supporting roles on TV, often in the hands of minors or childlike adults. Their antics reveal the consequences of impulsive buying in ways not so hilarious in real life ... (See Cards on TV)

The Credit Card Hall of Shame: All-time worst credit crimes -- What's it take to make our list? A fast-buck scheme. A willingness to wreak widespread financial havoc for personal gain. And a taste for larceny -- and prison ... (See Credit card crime)

QA with Susan L. Hirshman, author of 'Does This Make My Assets Look Fat?' -- In her book 'Does This Make My Assets Look Fat?,' Susan L. Hirshman simplifies often-complicated material into girl-talk terms that any failed dieter can digest ... (See 'Fat Assets' author Q&A)

Banks paid out $83 million in '09 to schools, alumni groups to market credit cards -- Once-secret agreements, forced into view by the 2009 credit card reform law, reveal the vast scope of student, alumni marketing ... (See College marketing deals)

QA with Zac Bissonnette, author of 'Debt-Free U,' a book of advice on student loans -- Author Zac Bissonnette argues that the risks inherent in college loans far outweigh any benefit of a degree from a big-name school ... (See "Debt-Free U" Q&A)

What next generation credit cards will look like, do for you -- Next-generation credit cards are moving from the lab to wallets, with touchscreens, bigger memories and the ability to tell you your balance ... (See Credit cards of the future)

3 language experts try to make sense of a credit card contract -- No joke: An ex-spy, a rocket scientist and an etiquette expert wade into a credit card agreement and try to make sense of it ... (See Credit card agreements)

QA: Avis Cardella writes on overcoming shopping addiction -- 'Memoirs of a Shopping Addict' author Avis Cardella describes how credit counseling helped her overcome 'Sex & the City' lifestyle ... (See Memoirs of a shopping addict)

QA with 'Paying With Plastic' author David Evans -- In this book author Q&A, 'Paying With Plastic' author David Evans argues we're going through two payment revolutions: paper to plastic, then plastic to "virtual" payments ... (See 'Paying with Plastic' by David Evans)

Your credit card's Da Vinci Code: How the 'Luhn formula' evaluates credit card numbers -- Think of it as your card's Da Vinci Code: A little known, low-tech mathematical sleight-of-hand is used to see whether numbers on credit and debit cards are real or fake ... (See Luhn formula)

QA: 'Your Money Ratios' author Charles Farrell -- How can you tell at your age if your financial ship is headed toward open water or veering toward the rocks? Ratios, says 'Retirement Roadmap' columnist Charles Farrell ... (See Q&A with Charles Farrell)

Currency changes slow to aid the blind -- Most of the Western world helps the visually impaired by altering bills to make denominations different. The U.S. is now studying the same idea ... (See Blind)

Credit card industry searches in vain for a 'green' card to replace PVC plastic -- Roughly 6 billion credit cards are produced each year by card manufacturers worldwide. Can they be made from something besides plastic? ... (See Green cards)

5 Earth-friendly credit card moves you can make now -- You may not be able to immediately ditch your plastic card, but there are several moves you can make to soften its eco-impact ... (See Eco-friendly credit card moves)

QA with Manisha Thakor, author of personal finance book 'Get Financially Naked' -- 'Get Financially Naked' with your honey -- or face big money woes, book author says. ... (See Naked)

Once secret credit card-college marketing deals to be revealed -- The credit card reform law requires disclosure of the highly lucrative agreements under which colleges were paid to let card issuers market their wares to students, alumni. ... (See Deals)

Era of readily available credit cards for young adults ends -- Students, once coveted by card issuers, now have fewer choices for obtaining credit. ... (See Era)

Lee Eisenberg, author of 'Shoptimism' on why we shop -- Cheer up, says Lee Eisenberg, author of 'Shoptimism,' a new book on why we shop. Americans are going to shop our way back to prosperity just as we have for centuries. ... (See Shopping)

New credit card fee: Pay $1 to get your own monthly billing statement -- Pay a buck to get a bill sent to you? That's what users of credit cards from Ann Taylor, Victoria's Secret, Beall's and some 90 other retailers will have do. ... (See $1)

Credit card ads reflect changes in economy, public attitudes -- Gone are the days when credit card ads encouraged spending and more spending. They're here for us now; they feel our economic pain. ... (See Credit card ads)

Personal finance predictions for 2010: Your credit card -- Expect dramatic change in an industry roiled by recession, reform. Whether the net is good for consumers is unclear. ... (See personal finance)

Personal finance predictions for 2010: consumer spending -- In experts' views, the worst of the recession is behind us. But so, too, is America's nonchalance toward spending willy-nilly. ... (See Predictions)

Personal finance predictions for 2010: Your debit card -- As credit cards continue to retreat, debit cards will evolve, advance ... (See personal finance debit card)

Personal finance predictions for 2010: Rewards cards -- For years, card companies footed the bill for these expensive programs. In 2010, rewards will go on a diet of fees and frugality. ... (See personal finance reward cards)

Personal finance predictions for 2010: Phones become payment tools -- We may look back on 2010 as the year our cell phone became a pay phone. ... (See personal finance phone payments)

Personal finance predictions for 2010: Your paycheck -- One day, perhaps this year, your paycheck may disappear -- replaced by a prepaid card. ... (See Predictions)

Personal finance predictions for 2010: Housing's comeback -- Delinquencies predicted to level off, finally ending the bleeding that took us into a steep recession. ... (See personal finance housing)

Personal finance predictions for 2010: Your mail -- Credit card offers fell precipitously in the recession, but experts see a renewed flow in 2010. ... (See Predictions)

Personal finance predictions for 2010: ID theft -- Like wolves to injured prey, identity thieves are out to turn the recession struggles of average Americans to their own advantage. ... (See personal finance ID Theft)

Personal finance predictions for 2010: Your kids -- The CARD Act crackdown on campus card promotions will likely have a chilling effect on how young adults obtain credit. ... (See Predictions)

New Year's personal finance predictions for 2010 -- You'll change the ways you and your family will spend, borrow and save, experts predict. ... (See 2010)

Author David Bach talks plastic strategies -- The Oprah-approved financial guru and author rings in 2010 with "Start Over, Finish Rich, " offering 10 steps to get you back on track in the coming year. ... (See Bach)

Credit Sin -- Will using plastic land you in hot water with your almighty? Depending on the belief system, card use might require some repentance ... (See Credit sin)

10 flu-fighting credit card tips -- Cards can carry germs, but with these precautions, you can be an inhospitable host for flu and other bugs. ... (See 10 tips)

Under new management: Your credit card -- As more Americans resort to plastic to survive, major banks are shedding their credit card portfolios. What happens when your issuer dumps your credit card? ... (See Dumped)

As Americans tighten their belts, they adjust attitudes toward credit -- If buying on credit today were a card game, it would be Texas Hold 'Em. Consumers keep their credit cards close to their vests, leaving merchants to wonder if the newfound frugality is a fad or a bluff. ... (See Consumers)

Study: Touch money and you feel less pain -- Sticking your hands in scalding water is less painful if first you've handled a stack of bills, researchers find. ... (See Brain)

Fed: Credit card issuers, stay far away from college campus -- Under newly issued federal regulations, card issuers have to stay at least 1,000 feet away from campus. ... (See College)

'Pay for grades' movement stirs passions among teachers, parents -- The 'pay for grades' movement has spread from urban cores to affluent middle-class cities around the country, with supporters and opponents squaring off in equal measure over its effectiveness. ... (See Students)

Meet Michael Farmer, aka Meteorite Guy -- Welcome to the out-of-this-world life of Michael Farmer, aka Meteorite Guy, one of only about 20 professional meteorite brokers - on this planet anyway. ... (See Meteorite)

Implantable credit card RFID chips: convenient, but creepy -- Forget the science of it -- and yes, it does work remarkably well. Forget the convenience of it. Forget that similar identifying technologies, from bar codes to mag stripes, overcame similar obstacles and are now ubiquitous. RFID implants face a hurdle the others did not: It's icky. ... (See RFID)

12 cool uses of RFID chips -- Implanting a tiny radio device may not be for you, but it can do some cool tricks. Here are a dozen. ... (See RFID chips)

Study: Your brain may be causing your financially risky choices -- A new study suggests you may be predisposed to make risky financial decisions by the same part of your brain that contributes to gambling and shopping addiction. ... (See Brain)

The world's 10 weirdest currencies -- A Pennsylvania banker's collection of odd currencies reveal much about different times, cultures. ... (See Weird money)

Credit card personalization: Does Spaghetti Jimmy really win? -- Credit issuers are jumping aboard card personalization trend, convinced family pics on plastic will cause consumers to pull out the card more often. ... (See Jimmy)

Your credit card has a carbon footprint -- A credit card's footprint is roughly the CO2 equivalent of five bank checks, 13 dollar bills -- or the gas to drive a Hummer 150 feet. ... (See Carbon)

Author Joe Hallinan, 'Why We Make Mistakes' author, on financial goofs -- Research shows that when confronted with several credit card offers, most of us choose the wrong one: We'll bite at the attractive teaser rate rather than the best overall terms. ... (See Choices)

Calling Dick Tracy: Credit card watches debut -- The wristwatch-credit card combo is fashionable, keeps good time and has a $10,000 credit limit. ... (See Watch)

'Tokenization' touted as a new way to increase credit card data security -- Rather than spend more making credit card data hackproof, a new concept would prevent ID theft by never having merchants store the data in the first place. ... (See ID theft)

Your future in the cards: What will credit cards look like in 25, 50 or 100 years? -- Your future in cards will probably not include plastic, experts say. ... (See Future)

How to finance a wedding or an engagement ring -- If you want her to marry you for richer and not poorer, study the fine print to make sure the bauble on her finger doesn't turn into a ball and chain on your newlywed finances ... (See Financing)

How to turn your driver's license into a debit card -- If you live in one of 24 states that attach a magnetic stripe to their driver's licenses, you can easily transform yours into a debit card. ... (See License)

10 creative -- or desperate -- uses for credit cards -- The pieces of plastic in your wallet are good for more than spending. In a pinch, they can scrape ice from a window, pick a guitar and more. ... (See Ice scraper)

Advocates for the blind take aim at touch-screen terminals -- For the blind, it's tough enough already to tell a $5 bill from a $20. New payment technologies such as touch-screen point of sale terminals now pose new challenges. ... (See Screens)

As private college loans dry up, students may turn to credit cards -- Students facing a 'perfect storm' of tight job market and fewer available loans may have to turn to credit cards to fund their studies. ... (See Charge it)

You think your credit smells? Cards with aromas issued -- Smell experts -- yes, there are some -- say the aromatic cards could excite the emotions and cause us to spend more. ... (See Sniff here)

Electronic voting by ATM idea hasn't caught hold -- After 2000s contentious election fades into the chaddy past, so does the call to use the banking system's ATM networks as voting machines. ... (See Paper rules)

Tinsel meets plastic: Top 10 Hollywood credit card movies -- Plastic plays a key role in these films -- and teaches money lessons, too. ... (See Top 10 card movies)

13 greatest credit card songs: How cards, debt are seen in popular music, songs -- Songs about money are a dime a dozen. But where's the love for credit cards? We found it. Here are 13 songs by everyone from George Strait to Whitney Houston. ... (See Credit card songs)

Credit card secrets: How bagging and licking make cards work better -- It's gross, but licking a credit card's magnetic stripe can make it scan in a reader. We explain why. ... (See Credit card secrets)

5 sneaky credit card tricks -- and how to beat the bank -- Just like Three-Card Monte, these tricks can clean out your wallet faster than you can pick a card, any card. ... (See Magic tricks)

Are you smarter about credit cards than a fifth grader? -- You may be surprised at how closely a child's view of the credit card world comes to the actual way plastic works -- as opposed to the carefree convenience touted in most credit card television commercials. ... (See Credit card smarts)

Credit card etiquette: How to politely win credit disputes -- Etiquette experts say that when credit disputes and problems arise, don't reach out and crush someone. Win with courtesy. ... (See Credit card etiquette)

What's your sign? Zodiac credit cards -- The Internet is buzzing with word of a new Zodiac calendar -- even including a nearly unpronouncable new Zodiac sign. But why no Zodiac credit cards? We'll fix that! ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for an Aries might look like -- The credit card industry has thus far missed out on one of mankind's oldest known loyalty groups, the 12 signs of the zodiac. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Taurus might look like -- A credit card for solid, conservative Taurus? Don't be absurd. And yet your practical Taurean nature keeps whispering maybe, maybe just one card wouldn't hurt. Just for emergencies. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Gemini might look like -- Conflicted about which card to choose: A debit card that's easy to manage or a credit card that has more features? Now you can have both with the GeminiCard, the one card that's really two cards -- for you and for you! ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Cancer might look like -- Home. We know how much it means to you. That's why we designed the (imaginary) CancerCard, the one credit card guaranteed to keep you safe and secure. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Leo might look like -- Hail, King Leo! No mere mortal card for you; only the regal LeoCard will do! ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Virgo might look like -- Introducing VirgoCard, the one financial instrument whose terms of use are so deeply mired in legal obfuscation that we Virgo perfectionists will never tire of trying to crack the code. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Libra might look like -- Do you need a LibraCard? Probably not. Who needs any credit card, right? I mean, you've got cash and the bank just opened that nice barista station with the free chocolate spoons. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Scorpio might look like -- Inhibited you're not. So why would you call it an early night just because a few nagging bills are piling up? You need a credit card that rocks when you roll, pays when you can't and, most importantly, sleeps late when you do. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Sagittarius might look like -- You're one of the dreamers. And for dreamers like you, there's SagittariusCard. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Capricorn might look like -- A credit card marketing pitch for a Capricorn might start like this: Your goal is the mountaintop. Your plan: Steady ascent. Your tool: CapricornCard. ... (See Zodiac credit cards)

What a credit card for Aquarians might be -- Apply today for this (imaginary) card and receive triple bonus points toward your next protest march or bail bond. ... (See Zodiac credit cards)

Zodiac credit cards: What a credit card for a Pisces might look like -- Deep down, we all want the same things: love, happiness and world peace. Wouldn't it be great if we could just buy them? Well now you can with the PiscesCard. ... (See Zodiac credit cards)

The short, unhappy life of a credit card -- On average, a card lasts must three years before delamination, degaussing or (ulp!) scissors, so asked one credit card to reminisce about its short unhappy life. ... (more)

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Updated: 05-19-2019