Constance Sommer

Constance Sommer

Constance Sommer writes about personal finance, health care and other topics. When she’s not at her computer, she can be found chauffeuring her kids around their Los Angeles neighborhood.

Constance Sommer's stories at CreditCards.com

Do's and don'ts when giving teens their first credit card -- Decide whether it's time, then help your teens use cards wisely, and put checks in place if they don't ... (See Teen's first card)

Go paperless without neglecting your card bills -- Help the environment, save money - but stay on top of your finances. Here's how ... (See Tips to go paperless)

Plastiq, Tio: Pros, cons of charging your bills through an online service -- Services such as Plastiq and Tio let you charge many bills you'd otherwise have to pay straight from your bank account. But their fees range between 1.9 and 2.5 percent of each transaction. ... (See Bill-paying services)

How to pay for experiences without going into debt -- The key to financing experiences is to plan ahead. Here are six steps to setting up a specific goal and strategies to paying for that dream bucket-list item. ... (See How to pay for experiences)

How many credit cards should you have? -- Wondering how many credit cards you should have? Experts say at least two, one from each card network, one from each type of rewards, and no more than you can handle ... (See Cards)

Paying for a rental car with debit card: 9 obstacles -- Want to rent a car using a debit card? Expect extra hassles. ... (See Rental )

Moving? Use a credit card to rack up major points, rewards -- Get points and rewards by charging moving expenses on a rewards card, as long as you pay it your bill pronto ... (See Moving)

A second credit card: When it's wise to get one, when it's not -- Adding more plastic to your wallet can be an asset, but it's not for everyone ... (See Second card)

Modern credit cards now a half-century old -- In 1966, MasterCard and Visa got their start; credit world dramatically different now ... (See 50 years)

13 ways to make sure your identity is stolen -- How easy is it to get your identity stolen? Here are 13 easy ways ... (See Theft)

Millennials, now house-hungry, struggle to build credit -- Late to homebuying but eager, millennials look for quick, creative credit score cures ... (See Homebuying)

9 tips for renting a car with a debit card -- You can almost always rent a car with a debit card, but expect extra hassles ... (See Debit)

'Buy buttons' everywhere can make debt too easy -- Easier ways to pay can end up hurting consumers ... (See Debt)

What happens if you don't sign a credit card payment slip -- You might get away with it, but don't plan on eating at that restaurant again ... (See Bill)




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Updated: 12-10-2017