Starwood Preferred Guest cardholders can earn up to 35,000 bonus points

Starwood Preferred Guest cards from American Express

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Update: This offer is no longer available through our site as of Nov. 1, 2017

American Express has launched a limited-time sign-up bonus offer. Along with earning 25,000 points after making $3,000 in purchases in the first three months, new Starwood Preferred Guest Business cardholders will receive 10,000 points after spending $4,000 in the first six months – for a total of 35,000 points. The offer ends Nov. 1, 2017.

In addition to adding a 10,000-point bonus for business cardholders, American Express has expanded the number of hotels included in its rewards program. Due to the merger of Starwood hotels and Marriott International, Starwood cardholders can now earn two points per dollar on eligible purchases at Marriott hotels as well as two points per dollar at participating Starwood Preferred Guest (SPG) hotels.

All other purchases continue to earn one point per dollar.

See a breakdown of the cards’ rewards rates, bonuses and card benefits in the chart below. 

COMPARING STARWOOD PREFERRED GUEST CARDS
  Starwood Preferred Guest card
Starwood Preferred Guest card
Starwood Preferred Guest Business card
Starwood Preferred Guest Business card
Rewards rate
  • 2 points per dollar on eligible purchases at participating SPG and Marriott Rewards hotels
  • 1 point per dollar on all other purchases
  • 2 points per dollar on eligible purchases at participating SPG and Marriott Rewards hotels
  • 1 point per dollar on all other purchases
Sign-up bonus
  • 25,000 points after $3,000 spend in first 3 months
  • 25,000 points after $6,000 spend in first 3 months
  • Additional 10,000 points after $4,000 spend in first 6 months (Offer ends 11/1/17)
Annual fee
$95, waived first year $95, waived first year
Estimated value in first year ($15,900 spend) $989 $1,229
Other benefits
  • Get 5,000 bonus points after transferring 20,000 points to a participating frequent flyer program
  • No foreign transaction fees
  • Free in-room premium internet
  • Complimentary Boingo Wi-Fi on up to 4 devices
  • Car rental loss and damage insurance
  • Credit for 5 nights and 2 stays toward SPG Elite status each year
  • Get 5,000 bonus points after transferring 20,000 points to a participating frequent flyer program
  • No foreign transaction fees
  • Free in-room premium internet
  • Complimentary Boingo Wi-Fi on up to 4 devices
  • Car rental loss and damage insurance
  • Credit for 5 nights and 2 stays toward SPG Elite status each year
  • Complimentary Sheraton Club lounge access
  • No-fee employee cards

The content on this page is accurate as of the posting date. Please see the bank’s website for the most current version of the offer.

Cardholders can redeem Starpoints for hotel stays and free flights, as well as transfer points to more than 30 airline frequent flyer programs. Cardholders will receive a 5,000-point bonus when they transfer 20,000 Starpoints to a participating frequent flyer program.

Earn 5 points per dollar through the SPG loyalty program

Starwood Preferred Guest cardholders who are also members of the SPG loyalty program can earn even more rewards points for each dollar spent at participating Starwood hotels.

In addition to the two Starpoints per dollar that Starwood Preferred Guest cardholders earn on Starwood purchases, they earn two or three Starpoints per dollar as members of the SPG loyalty program. This means that SPG members earn up to five Starpoints for each dollar spent at participating Starwood hotels using their Starwood Preferred Guest credit card.

Comparing hotel rewards cards

If you’re considering a hotel rewards card, you should take a close look at the value of the card’s points, since many hotel loyalty programs offer inflated rewards points. Check out the chart below to see how the Starwood Preferred Guest cards compare to hotel rewards cards with similar sign-up bonuses.

COMPARING SIMILAR HOTEL REWARDS CARDS
Credit card Sign-up bonus Estimated value of bonus* Annual fee
Starwood Preferred Guest card
  • 25,000 points after $3,000 spend in first 3 months
$600 $95, waived first year
Starwood Preferred Guest Business card
  • 25,000 points after $6,000 spend in first 3 months
  • 10,000 additional points after $4,000 spend in first 6 months (Offer ends 11/1/17)
$840 $95, waived first year
Barclay Choice Privileges Visa Signature
  • 32,000 points after $1,000 spend in first 90 days
$246 $0
Best Western Rewards Mastercard
  • 16,000 points with first purchase
  • 16,000 points after your first stay
$320 $0
Wyndham Rewards Visa Signature
  • 15,000 points with first purchase
  • 15,000 additional points after $1,000 spend in first 90 days
$207 $75

*Bonus value is based on our estimated value of each card’s rewards points.

As you can see, though many hotel cards appear to offer a similar sign-up bonus to the Starwood cards, there is a drastic difference in the value of the cards’ points, resulting in very different sign-up bonus values. For instance, Wyndham rewards points don’t go nearly as far as Starpoints. We value Wyndham rewards at approximately .7 cents per point – making the sign-up bonus worth a modest $207.

The Starwood cards’ Starpoints, on the other hand, are worth a generous 2.4 cents per point – one of the highest values among all rewards cards, not just hotel rewards cards. This allows SPG consumer cardholders to earn a sign-up bonus worth $600 and business cardholders to earn a bonus worth $840, all without paying an annual fee during the first year.

If you’re a business owner who is interested in taking advantage of the 35,000-point bonus – note that the offer ends Nov. 1, 2017. 

See related: Earn up to a $200 sign-up bonus with Blue Cash cards from American Express,  Bank of America’s new premium travel rewards card offers up to a 75 percent rewards bonus

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we do receive compensation when you click on links to products from our partners. Learn more about our advertising policy


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Updated: 11-25-2017