Bank of America Rewards American Express Card offers low interest and rewards


Trying to choose between a low interest credit card and a rewards credit card can be tough.  But what if you didn't have to decide -- and didn't have to even apply for more than one credit card to get both low interest and rewards?  With the Bank of America Rewards American Express Card, combining low interest and rewards is possible.

Compare Reward Credit CardsThe Bank of America Rewards American Express Card lets consumers enjoy the savings of a low interest credit card combined with the perks of a rewards credit card.

On the low interest side, the Bank of America Rewards American Express Card offers an introductory rate of 0 percent for the first 12 billing cycles on balance transfers and cash advance checks.  And, at just 7.9 percent, the card's standard APR is attractively low as well.  That means cardholders don't have to worry about breaking the bank when they make purchases, transfer balances or get cash advances.

Meanwhile, if you are looking to earn rewards, the Bank of America Rewards American Express Card offers some generous benefits.  Among the many reward options, for every 5,000 in points you accumulate, you can get $25 in cash.   

Cardholders who are always on the go will love the chance to redeem points for travel with no blackout dates -- 25,000 points are redeemable for free flights on major U.S. airlines anywhere in the continental U.S. -- and discounts at hotels.  The free 24/7 concierge service provided by the card is just icing on the cake.

Additionally, the Bank of America Rewards American Express Card lets you earn points for brand-name merchandise or gift certificates, such as 12,000 points yielding a $100 Pottery Barn Gift Card, with one point given to the cardholder for every net retail purchase dollar.  Meanwhile, with access to special cardholder offers from American Express, consumers can save on shopping, dining, travel, hotels, and much more.

The savings continue, since the Bank of America Rewards American Express Card charges no annual fee, as well as giving you the flexibility to pay over time.

To the consumer in search of savings and rewards, the Bank of America Rewards American Express Card is the ticket to both low interest and great benefits.

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Updated: 03-24-2019