American Express Business Platinum card hikes welcome bonus to 100,000 points

American Express Business Platinum card

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If you’re a business owner who wants to earn a huge influx of bonus points to use toward free business travel, the American Express Business Platinum card may be the solution. For a limited time, the Business Platinum card is offering new cardholders 50,000 Membership Rewards points after spending $10,000 and an additional 50,000 Membership Rewards points after spending an extra $15,000 on qualifying purchases in the first three months of card membership – for a total of 100,000 bonus points. The temporary offer is scheduled to end Aug. 8, 2018.

AmEx Business Platinum card details

Along with a 100,000-point introductory bonus, the Business Platinum card offers up to 5 bonus points on travel purchases made through amextravel.com as well as 1 point per dollar on general purchases.

Business Platinum card from American Express


Rewards rate
  • 5 points per dollar on flights and prepaid hotels on amextravel.com
  • 2 points per dollar on travel purchased through the American Express website
  • 1 point per dollar on general purchases
Introductory bonus
  • 50,000 points when you spend $10,000 in the first 3 months
  • Another 50,000 points when you spend $10,000 in the first 3 months
  • Terms apply

Why use it?

If you are a business owner who spends a large amount on business travel, you can benefit from the Business Platinum card’s generous rewards rate and 100,000-point bonus. Additionally, the card’s travel credits and luxury travel perks help compensate for the high annual fee.

Read review

Estimated Yearly Rewards Value ($4,000 monthly spend)
$1,165
Annual Fee
$450

Like many premium cards, the Business Platinum card comes with a sizable annual fee. However, the card’s perks, which include a $200 airline credit and complimentary Priority Pass Select membership for two guests, help cancel out the fee.

Recent changes to the AmEx Business Platinum card

While the Business Platinum card has offered a 100,000-point introductory bonus in the past, it more recently offered 50,000 bonus points after spending $10,000 and an additional 25,000 bonus points after spending an extra $10,000 in the first three months.

Business Platinum card bonus history

Change date Sign-up bonus
May 10, 2018
  • 50,000 points if you spend $10,000 in first 3 months
  • 50,000 additional points if you spend an additional $15,000 in first 3 months
  • Terms apply
Jan. 26, 2017
  • 50,000 points if you spend $10,000 in first 3 months
  • 25,000 additional points if you spend an additional $10,000 in first 3 months

Best ways to use 100,000 Membership Rewards points

The American Express Membership Rewards program offers a huge variety of redemption options, so you may feel overwhelmed trying to sort them out. We’ve listed them in the table below, and, as you can see, if you are looking for a simple redemption with the best value, you are best off redeeming your rewards for airfare through the Membership Rewards portal.

Furthermore, you can earn a 35 percent bonus on your points by redeeming them for airfare on a designated airline. This option requires you to jump through some hoops – you have to log in and choose your airline once your account activated, and then you can only redeem your points with this airline for the remainder of the year to earn the bonus – but this is a great way to boost the value of your sign-up bonus. With the redemption bonus, your 100,000 bonus points are worth $1,350 in airfare.

Redemption options for the Business Platinum card

Redemption option Point value (cents) Value of 100,000-point bonus
Membership Rewards portal airfare 1 cent $1,000
35% airline redemption bonus 1.35 cents $1,350
Other Membership Rewards portal travel rewards (hotels, vacations, cruises) 0.7 cent $700
Expedia travel 0.7 cent $700
Uber/NYC taxi 1 cent $1,000
Gift cards/vouchers Up to 1 cent (sometimes lower) $1,000
Shopping partner (Amazon, Best Buy, Boxed, Grubhub, Newegg, Rite Aid, Seamless, Staples) .07 cent $700
AmEx Express Checkout 0.7 cent $700
Shopping portal 0.5 cent $500
Transfer to Plenti @1 cent $1,000
Ticketmaster & AXS tickets .05 cent $500
Statement credit 0.6 cent $1,000
Charity donation 1 cent (up to 500,000 points, 0.5 cent thereafter) $1,000
Excise tax offset fee (for transfer to travel partner) 0.5 cent $500

However, if you really want the best value for your points, you should consider transferring them to one of American Express’s 19 travel partners. Your points transfer to most partners at a 1:1 ratio, and, if you are willing to spend some time searching through airline redemption charts, you can get a much higher value than 1 cent per point with many of these partners (even once you factor in the small 0.06 cent excise fee that American Express charges per point).

As you can see from the chart below, 100,000 bonus points can score you more than $2,000 worth of airfare with partners such as Singapore KrisFlyer or British Airways:

Transfer options for the Business Platinum card

  Transfer ratio Point value (including transfer ratio & excise fee) Value of 100,000-point bonus
British Airways Executive Club 1:1 2.23 cents $2,230
Singapore KrisFlyer 1:1 2.16 cents $2,160
Iberia Plus 1:1 1.64 cents $1,640
Aeromexico 1:1.6 1.54 cents $1,540
Aeroplan 1:1 1.44 cents $1,440
ANA 1:1 1.42 cents $1,420
Delta SkyMiles 1:1 1.29 cents $1,290
Hawaiian Airlines 1:1 1.27 cents $1,270
JetBlue 1.25:1 1.12 cents $1,120
Emirates Skywards 1:1 1.04 cents $1,040
Alitalia MilleMiglia 1:1 0.94 cent $940
Asia Miles 1:1 0.94 cent $940
Choice Privileges 1:1 0.94 cent $940
Etihad Guest 1:1 0.94 cent $940
Flying Blue 1:1 0.94 cent $940
Starwood Preferred Guest 3:1 0.74 cent $740
Hilton Honors 1:2 0.82 cent $820
Virgin Atlantic Flying Club 1:1 0.74 cent $740
El Al Israel Airlines 20:1 (0.01) cent ($10)

100,000-point Platinum consumer card offer

If you aren’t a business owner, you can still earn a 100,000-point introductory offer from the American Express Platinum card. Exclusive to CardMatch, the Platinum card from American Express is offering select applicants a 100,000-point sign-up bonus after spending $5,000 in the first three months of card membership. This is 40,000 points more than the card’s standard sign-up bonus – 60,000 points after spending $5,000 in the first three months.

To gain access to the targeted offer, you must be paired with the Platinum card through CreditCard.com’s CardMatch tool. To see if you qualify for the 100,000-point offer from the Platinum card from American Express, click here.

Who is eligible for the introductory bonus?

American Express has one of the most rigid introductory bonus policies in the industry, limiting cardholders to earning the bonus on a particular card only once in a lifetime. If you currently own or have previously owned an American Express Business Platinum card, you are not eligible for the 100,000-point bonus. Additionally, you must be a business owner to be approved for the card.

Should you apply now?

Yes. Since the Business Platinum card hasn’t offered a 100,000-point bonus since January 2017, now is a good time to apply and receive the highest possible introductory offer available for the card. Keep in mind, though, that you need to apply by Aug. 8, 2018, to receive the 100,000-point bonus.

See related: American Express Platinum card offers 100,000 bonus points through CardMatch, American Express Rewards guide: The best ways to earn and use Membership Rewards points



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Updated: 05-23-2018