Enhanced American Express® Gold Card offers a 4-point bonus for foodies

American Express Gold Card

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American Express has announced several updates for the Premier Rewards Gold Card, including a new card name and upgrades designed for food lovers. The updated card, known as the “American Express® Gold Card,” now offers four points per dollar at U.S. restaurants and U.S. supermarkets, as well as a $120 yearly dining credit (enrollment required).

According to Rachel Stocks, executive vice president of global premier products and benefits at American Express, the updated card is designed to reward “card members’ growing appetites for dining out, eating in and traveling near and far.”

See the card changes at a glance

  Updated offer Previous offer
Card name American Express® Gold Card Premier Rewards Gold Card from American Express
Rewards rate
  • 4 points per dollar at U.S. restaurants
  • 4 points per dollar at U.S. supermarkets (on up to $25,000 in purchases annually)
  • 3 points per dollar on flights booked directly with airlines or amextravel.com
  • 1 point per dollar on general purchases
  • Terms apply
  • 3 points per dollar on flights booked directly with an airline
  • 2 points per dollar at U.S. restaurants, U.S. supermarkets and U.S. gas stations
  • 1 point per dollar on general purchases
  • Terms apply
Annual fee $250 $195, waived first year

As you can see, the two-point bonus at U.S. gas stations will not be offered with the new Gold card. However, existing Premier Rewards Gold card members will continue to receive the benefit until Oct. 4, 2019.

Other perks include:

$120 annual dining credit

Along with receiving a four-point bonus at U.S. restaurants and U.S. supermarkets, Gold cardholders can earn up to $120 in dining credits each year. Enrolled card members will receive up to $10 per month in statement credits when they use their Gold card at any of the following restaurant partners: Shake Shack locations, The Cheesecake Factory, Ruth’s Chris Steak House and Grubhub/Seamless.

“Pick up the tip” welcome bonus

American Express is offering a unique, limited-time welcome bonus for new cardholders who apply for the Gold card by Jan. 9, 2019. Cardholders will receive 20 percent back in statement credits on dining purchases at U.S. restaurants (on up to $100 per card account) during the first three months of card membership. This is in addition to the 25,000-point bonus that new cardholders receive when they spend $2,000 in the first three months.

Rose gold card design

For a limited time, cardholders can choose between two different card designs: gold or rose gold. The limited-edition rose gold design is available to cardholders until Jan. 9, 2019.

American Express Gold Card

A valuable offer

Even with the higher annual fee, the Gold card’s new benefits add increased value to the card. By our estimates, the average consumer who spends $15,900 annually on food, clothing, gas and general purchases can squeeze around $380 in value from the Gold card each year – more than enough to cover the card’s $250 annual fee.

If you are an existing Premier Rewards Gold card member, the updated annual fee will go into effect for you starting April 1, 2019 (on your account renewal date).

See related: SPG Cravings dining program guideNew Starwood Preferred Guest Luxury card offers 100,000K-point bonus


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Updated: 10-17-2018