Innovations and Payment Systems

Press release: The American Express Blue Card

The American Express Blue Card offers a 0 percent introductory APR for 15 months on all purchases and balance transfer rates as low as 4.99 percent for the life of the balance.

Blue charges no annual fee and credit limits up to $100,000. You can choose to pay as you go with Blue or pay over time. It comes with an Internet security chip embedded within the card that enhances online shopping security.

Card members are also automatically enrolled in a free rewards program. Card purchases earn “Blue Points” that can be redeemed for retail, entertainment, travel and merchandise rewards.

Another service available to Blue cardholders is “Blue Play” — an exclusive online auction site that allows cardholders to bid for prizes and experiences using their accumulated points. Prizes include VIP passes to movie premiers and special event packages to sporting events.

In addition, the Blue Music service, offered through American Express’ partnership with Warner Music, provides cardholders with discounts on CDs and music downloads purchased with Blue.

American Express provides a free year-end summary statement that shows how much you’ve spent by merchant category to assist in budgeting and at tax time.

What’s up next?

In Innovations and Payment Systems

Limit loss after losing a credit card

Your cardmember services can help you curb financial losses when you lose a card.

Published: December 18, 2005

See more stories
Credit Card Rate Report Updated: November 13th, 2019
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.