New Air France-KLM card offers 25,000 bonus miles

Air France KLM World Elite Mastercard

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Air France-KLM and Bank of America have partnered to launch the airline’s first and only cobranded credit card available in North America: the Air France KLM World Elite Mastercard®.

Designed with Air France-KLM loyalists in mind, the card offers a 3-mile bonus on purchases made directly with Air France, KLM Royal Dutch Airlines and SkyTeam member airlines, plus 1.5 miles per dollar on all other purchases. Additionally, cardholders earn 25,000 bonus miles when they spend $1,000 in the first 90 days.

Stephane Ormand, vice president and general manager USA at Air France-KLM, explains that the card “gives our loyal customers the unique ability to get more benefits when they fly to over 1,000 destinations within the SkyTeam network.”

Additional card perks include:

  • Annual bonus – Get 5,000 miles each year on your account anniversary when you spend $50 or more within the anniversary year.
  • 60 XP bonus – Cardholder receive 60 experience points – the currency for Air France-KLM’s Flying Blue Loyalty program – upon card approval.
  • 20 XP annual bonus – Receive 20 experience points each year on your account anniversary with the chance to earn an extra 40 XP after spending $15,000 within the anniversary year – for a total of 60 XP.
  • No foreign transaction fees – You will not pay additional fees for purchases made outside of the U.S.
Air France KLM World Elite Mastercard®


Rewards rate
  • 3 miles per dollar on purchases made directly with Air France, KLM Royal Dutch Airlines and SkyTeam member airlines
  • 1.5 miles per dollar on general purchases
Sign-up bonus
  • 25,000 miles when you spend $1,000 in first 90 days
  • 60 XP (experience points) when you are approved

Why use it?

If you frequently fly on Air France, KLM Royal Dutch or a SkyTeam partner airline, you can benefit from the Air France card’s generous rewards rate.

Estimated Yearly Rewards Value ($15,900 spend)
$272
Annual Fee
$89

While the Air France card offers a generous sign-up bonus, annual bonus and rewards rate, we estimate that each mile is only worth approximately 1 cent. However, the average consumer who spends $15,900 annually on food, gas, clothing and general purchases can still squeeze approximately $400 in rewards value from the card in the first year alone.

Value of first year earnings (based on $15,900 spend)

(Average yearly spend x rewards rate x rewards value) + (sign-up bonus x rewards value) - annual fee = total first year earnings
($15,900 x 1.5 miles x 1 cent) + (25,000 miles x 1 cent) - $89 = $400

After the first year, cardholders can still come out on top. We estimate that the average consumer can get $272 worth of value from the Air France card each year – more than enough to cover the card’s annual fee.

SkyTeam member airlines

If you’re concerned that you may not fly Air France-KLM enough to get enough value from the Air France card, no need to worry. The SkyTeam partner alliance encompasses 20 airlines, including Delta Airlines – giving you plenty of options to earn the 3-mile bonus rate.

SkyTeam includes the following airlines:

Air France, Aeroflot, Aerolineas Argentinas, Aeromexico, Air Europa, Alitalia, China Airlines, China Eastern, China Southern, Czech Airlines, Delta Airlines, Garuda Indonesia, Kenya Airways, KLM, Korean Air, Middle East Airlines, Saudi Arabian Airlines, TAROM, Vietnam Airlines and Xiamen Air

That said, if you frequently fly Delta Airlines, you may be better off applying for a Delta-branded credit card that offers a higher yearly rewards value and lower annual fee, such as the Blue Delta SkyMiles® Credit Card from American Express or the Gold Delta SkyMiles® Credit Card from American Express.

See how the three cards compare:

  Air France KLM World Elite Mastercard
Air France KLM World Elite Mastercard
Blue Delta SkyMiles Credit Card from American Express
Blue Delta SkyMiles® Credit Card from American Express
Gold Delta SkyMiles® Credit Card from American Express
Gold Delta SkyMiles® Credit Card from American Express
Rewards rate
  • 3 miles per dollar on purchases made directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines
  • 1.5 miles per dollar on general purchases
  • 2 miles per dollar at U.S. restaurants
  • 2 miles per dollar on purchases made directly with Delta
  • 1 mile per dollar on general purchases
  • Terms apply
  • 2 miles per dollar on purchases made directly with Delta
  • 1 mile per dollar on general purchases
  • Terms apply
Introductory bonus
  • 25,000 miles if you spend $1,000 in first 90 days
  • 60 XP if you are approved
  • 10,000 miles if you spend $500 in first 3 months
  • Terms apply
  • 30,000 miles if you spend $1,000 in first 3 months
  • $50 statement credit if you make a Delta purchase in first months
  • Terms apply
Annual fee $89 $0 $0 first year, then $95
Estimated earnings in first year ($15,900 spend) $272 $356 $381

As you can see, the Blue Delta SkyMiles card gives cardholders $356 in yearly rewards value and does not charge an annual fee. The Gold Delta SkyMiles card, on the other hand, offers $381 in annual rewards value and waives the $95 annual fee the first year.

See related: Earn 30,000 bonus miles with AmEx Delta SkyMiles cards, Delta SkyMiles guide: The best ways to earn and use SkyMilesAmEx launches Blue Delta SkyMiles card with no annual fee


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Updated: 11-20-2018