Your keys to getting in the 700+ credit score club
Want in? Here's how
Having good credit pays -- in dollars and cents. In an ever-tightening credit market, having a solid credit history with a credit score well over 700 will open doors to money-saving opportunities from low-interest mortgages and loans to lower APR credit cards, better insurance rates and even jobs. If you're already reached the top, congratulations, but you need to know how to stay there. If you're on your way to the top, then there are a slew of tips that can help get you there faster.
CreditCards.com compiled this collection of articles to help you become and stay a 700-plus credit score member. Here's what you need to know:
- What's in a credit report?
- What makes up a credit score?
- Getting started on the right credit path
- How does your credit rating impact your life?
- How to maintain good credit
- Fixing credit mistakes
- What is a credit report?
- 10 things you must know about credit reports, credit scores
- The rules behind getting a free credit report
- How to read, understand your credit report
- What you need to know about your rights in credit reporting
What makes up a credit score?
- Components of your credit score
- Learn the ABCs of credit scores, credit scoring
- FICO 08: How new credit score formula will affect you
- Obsessing over your credit score
- How to keep credit scores up when card limits are slashed
- Consumers lose access to major credit score
- What VantageScores are, how they work
Getting started on the right credit path
- New citizen tips for building good credit
- Building a credit history without credit cards
- 10 ways students can build good credit
How does your credit rating impact your life?
- Keeping credit scores clean before you close on a home
- Credit checks for job applicants become more common
- Better credit can improve your job prospects
- Credit scores can impact auto insurance rates
How to maintain good credit
- 8 legitimate ways to improve your credit score now
- Higher limit or second card will impact your credit score
- Balance transfers impact your credit score
- Easy ways to boost your credit score
- Credit inquiries and your credit score
Fixing credit mistakes
- Surprise! Unexpected items can appear on a credit report
- Consumer credit report statement sample letters
- How to add a written statement to your credit report
- Patience is key to credit score repair
See related: Help for bad credit
- Poll: 2 out of 5 Americans think age, marital status affect credit score – More people are checking their credit scores than four years ago, but about 40 percent of consumers have misconceptions about what affects your credit ...
- Credit scores: Is 1 percent utilization better than 10 percent or zero? – Carrying over a tiny card balance can give you a credit score boost, but paying in full is better for your financial health ...
- Goodwill letters: A note can get a credit blemish wiped away – A goodwill letter can help you get an uncharacteristic slip-up removed from your credit report, but it's not a sure thing ...