Research and Statistics

Card resolutions abound for 2017


Paying credit card debt weighs on many Americans’ minds

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When it comes to making financial improvements in the new year, many Americans have their credit cards firmly in mind.

A survey fielded by Experian and Edelman Intelligence found that, of the six most common personal finance resolutions, four focus on improving credit card habits in 2017. The most popular of these, cited by 25 percent of the respondents, is to pay off a credit card.

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Making a habit of paying off their card balance every month is the second most common card-related resolution, garnering a 20 percent share of Americans. Following closely behind at 18 percent each are making sure to pay credit card debt on time in 2017 and to avoid opening any new cards in the new year.

The top financial resolution of all is to save more money, with 4 in 10 respondents saying they aim to do this in 2017. The other noncard-related resolution in the top six is creating a personal budget, chosen by 22 percent of Americans.

The survey was conducted online in October 2016 among 1,040 U.S. adults age 18 or older. Experian and Edelman released the findings Nov. 28.

Credit card resolutions 2017

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Credit Card Rate Report Updated: September 16th, 2020
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