Chart: 2010 holiday credit card and debit card special promotions

By Erin Peterson  |  Published: November 10, 2010

Editor's note: See the 2011 version of this story, "2011 holiday credit card deals and promotions" and its companion "Chart: details of 2011 holiday credit card deals and promotions"

As the holiday shopping season gets into full swing, consumers are studying Sunday circulars and online offerings with a combination of Scrooge-like frugality and Santa-like zeal to get the biggest bang for their gift-giving buck.

There's good reason to do research: According to a Gallup poll, individuals expect to spend an average of $715 for their 2010 Christmas, which is $25 less than the anemic levels of 2009 and down nearly $200 from 2007 levels. Both stores and credit card issuers will have to cut even bigger deals to entice buyers to pull out their wallets.

Here is how card issuers and their retail partners are doing the enticing for the 2010 holiday season:

Company Promotion Who's eligible?
Details Dates Notes, limitations
American Express Daily Wish
All American Express cardholders

Visit the Amex Daily Wish site and get deeply discounted, time-limited deals on everything from laptops to luxury cars.

Nov. 26 - Dec. 16
Cardholders can visit the Daily Wish website to get advance alerts on the sales.
Chase Gift a Gift, Get a Free Gift Card
All Chase cardholders with Ultimate Rewards
Redeem at least 5,000 points in a single transaction on select merchandise through Chase's rewards program, Ultimate Rewards, and receive a $10 Best Buy gift card. Redeem 10,000 or more points and receive a $25 Best Buy gift card. Nov. 14 - Dec. 20 There is no limit on gift cards. See Chase's holiday website for details.
Chase Shop and Save on Cyber Monday
All Chase cardholders with Ultimate Rewards Use your points to buy merchandise through Ultimate Rewards and you'll save 30% on Cyber Monday. Nov. 29
See Chase's holiday website for details.
Chase Earn More While You Shop
All Chase cardholders with Ultimate Rewards Earn up to 8 bonus points for every $1 spent through the Ultimate Rewards Mall. Nov. 26 - Nov. 30 See Chase's holiday website for details.
Chase Holiday Freedom Cash Back
Chase Freedom cardholders
Earn 5 percent cash back on up to $1,500 in department store, grocery store, and movie theater purchases. Through Dec. 31
See Chase's Freedom card website for details.
Citi Thank You Rewards Holiday Season Gift Card Sale All Citi cardholders
A selection of gift cards from dining, retail and entertainment establishments will be priced to move at just 5,000 points for $50 denominations points. Regular price is 6,000. Nov. 15 through the week of Dec. 13
Quantities are limited
Citi Prepaid Card Sweepstakes
Citi credit card or Citibank debit MasterCard holders
Register your Citi credit or debit card to become eligible for a Citi Prepaid card of $10 to $10,000; all eligible purchases will give you an automatic entry. Nov. 15 - Dec. 13
Sign up at; thousands will win each week.
Discover Double Holiday
All Discover cardholders Earn double cash back bonus (2%) on up to $1,000 in purchases from Nov. 15 to Dec. 31.  Nov. 15 - Dec. 31
Visit or call (800) DISCOVER to enroll.
Discover Fourth quarter 5% program All Discover cardholders
Get 5% cash back for up to $300 of purchases in restaurants, department stores and clothing stores. Through Dec. 31
Visit or call (800) DISCOVER to enroll.
Discover ShopDiscover All Discover cardholders
Card members who use the ShopDiscover shopping portal will enjoy increased cash back bonuses from 69 ShopDiscover merchant partners; others will provide free shipping on purchases made through the site. Begins Nov. 11; length of promotions vary See the ShopDiscover shopping portal for details.
MasterCard Free 2-Day Shipping on Toys All MasterCard cardholders
Spend $75 in eligible toy purchases from Amazon's holiday toy list and you'll score free two-day shipping. Amazon Prime members will receive a $10 credit. Limited-time promo, but end date not specified
Restrictions apply, read them on's website.
Perkstreet Get 5% Cash Back Perkstreet Rewards Visa Debit cardholders
Earn 5 percent cash back on up to $5,000 of purchases at one of 14 popular retailers, including Toys R Us , Starbucks, Macy's and J. Crew. Through. Dec. 31
Visit the Perkstreet website for details and participating retailers
U.S. Bank
Triple Points for Charity
Flexperks cardholders
Put your charitable donation on a credit card and you'll receive triple points for every dollar you spend. May run beyond the holiday season
Cardholders can receive triple FlexPoints for donations to over 25,000 eligible 501(c)(3) nonprofit organizations.
Wells Fargo Shopping Rewards
Wells Fargo credit and debit cardholders The improved Earn More Mall shopping portal offers cardholders up to 16 points per dollar spent, special discounts and weekly deals from more than 600 major retailers. May run beyond the holiday season
The mall includes a holiday shopping area.
Information accurate as Nov. 10, 2010. To report changes, contact

See related: Card issuers roll out deals for the 2010 holiday season

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Updated: 10-17-2017

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