Legal, Regulatory, and Privacy Issues

How 0% APR or low interest credit cards can save you money on interest rate expenses

Compare Low Interest Credit CardsMany times, credit card companies offer a low “introductory” rate that will give you a low interest rate on a credit card for only a short period of time, usually 6 months. After that time the low introductory rate goes up to a higher fixed interest rate. The low introductory interest rates sometimes appear really good, but might actually cost you in the end. If you are planning to pay off the balance before the introductory rate expires, then credit cards with a low introductory APR or low interest rate can actually save you money.

However, if you plan to own a credit card for an extended period of time then a fixed low interest rate credit card might be right for you. With a fixed low APR credit card you know what your interest rate will be.

See also the best low interest credit cards to compare low APR credit card offers side by side.

What’s up next?

In Legal, Regulatory, and Privacy Issues

Saving on interest expenses with low-interest and 0 percent APR credit cards

Find out how you can save money with low interest credit cards and introductory rates at

Published: October 18, 2005

See more stories
Credit Card Rate Report Updated: May 23rd, 2019
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.