Filter cards by category

More Cards from American Express

American Express Cash Magnet® Card

American Express Cash Magnet® Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
$150
?

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.

Annual Fee
$0
Regular APR
15.24% - 26.24% variable

Show Less

Highlights

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • No Annual Fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$0
Intro Purchase APR
0% on purchases for 15 months
Regular APR
15.24%-26.24% Variable
Intro Balance Transfers APR
0% on balance transfers for 15 months

View All Card Details

Show More

The Platinum Card® from American Express

The Platinum Card® from American Express

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
60,000 points
?

Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.

Annual Fee
$550
Regular APR
N/A

Show Less

Highlights

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$550
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
125,000 points
?

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.

Annual Fee
$95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.99%-26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

The Blue Business℠ Plus Credit Card from American Express

The Blue Business℠ Plus Credit Card from American Express

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
No current offer
Annual Fee
No annual fee
Regular APR
15.49% - 21.49% variable

Show Less

Highlights

  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
  • More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 12 months, then a variable rate, 15.49%, 18.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Terms Apply

Rates & Fees

Annual Fee
No annual fee
Intro Purchase APR
0% on purchases for 12 months
Regular APR
15.49% - 21.49% Variable
Intro Balance Transfers APR
0% on balance transfers for 12 months

View All Card Details

Show More

American Express® Business Gold Card

American Express® Business Gold Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
35,000 points
?

Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Annual Fee
$295
Regular APR
16.49% - 24.49% variable

Show Less

Highlights

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Exclusive Offers: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.*
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Expense Management Tools: Connect to Quickbooks, access SpendManager℠, receive a Year-End Summary, and more.*
  • *Terms Apply

Rates & Fees

Annual Fee
$295
Intro Purchase APR
N/A
Regular APR
16.49% - 24.49% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
No current offer
Annual Fee
$0
Regular APR
14.49% - 21.49% variable

Show Less

Highlights

  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply

Rates & Fees

Annual Fee
$0
Intro Purchase APR
0% on purchases for 15 months
Regular APR
14.49% - 21.49% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Platinum Delta SkyMiles® Business Credit Card from American Express

Platinum Delta SkyMiles® Business Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
35,000 miles
?

Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.

Annual Fee
$195
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
  • Terms and limitations apply

Rates & Fees

Annual Fee
$195
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More


More cash back cards from American Express Credit Cards

American Express Cash Magnet® Card

American Express Cash Magnet® Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
$150
?

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.

Annual Fee
$0
Regular APR
15.24% - 26.24% variable

Show Less

Highlights

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • No Annual Fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$0
Intro Purchase APR
0% on purchases for 15 months
Regular APR
15.24%-26.24% Variable
Intro Balance Transfers APR
0% on balance transfers for 15 months

View All Card Details

Show More

ENHANCED OFFER! EARN $250 CASH BACK!

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
$250
?

$250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months

Annual Fee
$95
Regular APR
15.24% - 26.24% variable

Show Less

Highlights

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • New 6% Cash Back on select U.S. streaming subscriptions.
  • New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%
  • $95 annual fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$95
Intro Purchase APR
0% on purchases for 12 months
Regular APR
15.24%-26.24% Variable
Intro Balance Transfers APR
0% on balance transfers for 12 months

View All Card Details

Show More

The Plum Card® from American Express

The Plum Card® from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
No current offer
Annual Fee
$0 intro annual fee, then $250
Regular APR
N/A

Show Less

Highlights

  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • Unlock new opportunities with a spending limit that can grow with your business.
  • Additional Employee Cards at no annual fee — and an early pay discount on employee spending.
  • No Foreign Transaction Fees.
  • Introductory annual fee of $0 for the first year, then $250
  • Terms & Restrictions Apply.

Rates & Fees

Annual Fee
$0 intro annual fee, then $250
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

View All Card Details

Show More

More travel cards from American Express Credit Cards

The Platinum Card® from American Express

The Platinum Card® from American Express

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
60,000 points
?

Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.

Annual Fee
$550
Regular APR
N/A

Show Less

Highlights

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$550
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
125,000 points
?

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.

Annual Fee
$95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.99%-26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Platinum Delta SkyMiles® Business Credit Card from American Express

Platinum Delta SkyMiles® Business Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
35,000 miles
?

Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.

Annual Fee
$195
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
  • Terms and limitations apply

Rates & Fees

Annual Fee
$195
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
125,000 points
?

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.

Annual Fee
$95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Rates & Fees

Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
30,000 Miles
?

Earn 30,000 Bonus Miles after you use your new Card to make $1,000 in purchases within your first 3 months

Annual Fee
$0 intro annual fee, then $95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 30,000 Bonus Miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta.
  • Earn one mile for every eligible dollar you spend on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.

Rates & Fees

Annual Fee
$0 intro annual fee, then $95
Intro Purchase APR
N/A
Regular APR
17.99%-26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Gold Delta SkyMiles® Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
30,000 miles
?

Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months. Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Annual Fee
$0 intro annual fee, then $95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply

Rates & Fees

Annual Fee
$0 intro annual fee, then $95
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Blue Delta SkyMiles® Credit Card from American Express

Blue Delta SkyMiles® Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
10,000 miles
?

Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.

Annual Fee
$0
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
  • No Annual Fee.
  • Earn 2 miles per dollar at US restaurants.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.

Rates & Fees

Annual Fee
$0
Intro Purchase APR
N/A
Regular APR
17.99%-26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
40,000 miles
?

Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.

Annual Fee
$450
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.
  • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
  • Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit.
  • Terms and limitations apply

Rates & Fees

Annual Fee
$450
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Hilton Honors American Express Card

Hilton Honors American Express Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
75,000 points
?

Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.

Annual Fee
$0
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

Rates & Fees

Annual Fee
$0
Intro Purchase APR
N/A
Regular APR
17.99%-26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Marriott Bonvoy Business™ American Express® Card

Marriott Bonvoy Business™ American Express® Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
75,000 points
?

Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

Annual Fee
$125
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.

Rates & Fees

Annual Fee
$125
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

More business cards from American Express Credit Cards

American Express® Business Gold Card

American Express® Business Gold Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
35,000 points
?

Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Annual Fee
$295
Regular APR
16.49% - 24.49% variable

Show Less

Highlights

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month**
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Exclusive Offers: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,200.*
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.*
  • Expense Management Tools: Connect to Quickbooks, access SpendManager℠, receive a Year-End Summary, and more.*
  • *Terms Apply

Rates & Fees

Annual Fee
$295
Intro Purchase APR
N/A
Regular APR
16.49% - 24.49% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
No current offer
Annual Fee
$0
Regular APR
14.49% - 21.49% variable

Show Less

Highlights

  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply

Rates & Fees

Annual Fee
$0
Intro Purchase APR
0% on purchases for 15 months
Regular APR
14.49% - 21.49% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
Up to 75,000 points
?

Welcome Offer: Earn up to 75,000 Membership Rewards® points. Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.

Annual Fee
$595
Regular APR
N/A

Show Less

Highlights

  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
  • Terms Apply

Rates & Fees

Annual Fee
$595
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Business Green Rewards Card from American Express

Business Green Rewards Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
5,000 Points
?

Earn 5,000 Membership Rewards® points after your first purchase on the Card

Annual Fee
$0 intro annual fee, then $95
Regular APR
N/A

Show Less

Highlights

  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
  • $0 introductory annual fee for the first year, then $95
  • Terms & Limitations Apply

Rates & Fees

Annual Fee
$0 intro annual fee, then $95
Intro Purchase APR
N/A
Regular APR
N/A
Intro Balance Transfers APR
N/A

View All Card Details

Show More

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
125,000 points
?

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.

Annual Fee
$95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries.
  • Terms apply.

Rates & Fees

Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Gold Delta SkyMiles® Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from American Express

See Rates & Fees , Terms Apply

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
30,000 miles
?

Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months. Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Annual Fee
$0 intro annual fee, then $95
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply

Rates & Fees

Annual Fee
$0 intro annual fee, then $95
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
40,000 miles
?

Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.

Annual Fee
$450
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.
  • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
  • Earn 2 miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit.
  • Terms and limitations apply

Rates & Fees

Annual Fee
$450
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Marriott Bonvoy Business™ American Express® Card

Marriott Bonvoy Business™ American Express® Card

See Rates & Fees , Terms Apply

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at American Express's Secure Site

See Rates & Fees , Terms Apply

At A Glance

Intro Bonus
75,000 points
?

Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

Annual Fee
$125
Regular APR
17.99% - 26.99% variable

Show Less

Highlights

  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.
  • Terms apply.

Rates & Fees

Annual Fee
$125
Intro Purchase APR
N/A
Regular APR
17.99% - 26.99% Variable
Intro Balance Transfers APR
N/A

View All Card Details

Show More

Back to top

Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


Comparing American Express Credit Card Offers

American Express offers some of the most exclusive credit and charge cards, with excellent benefits and superior rewards to boot. With partnerships with such brands as Delta and Hilton, there are a host of products to choose from.

With Amex's superior products and customer satisfaction, there are plenty of good reasons to look into these cards further. Here, we look at:


Best American Express Credit Cards of 2019 - Expert Ratings

The American Express credit card with the most widespread appeal is the Blue Cash Everyday Card. With no annual fee and stellar rewards on popular spending categories, the Amex BCE can be found in many savvy consumers' wallets.

Credit CardBest UseAnnual FeeCreditCards.com Rating
Blue Cash Everyday® Card from American ExpressCash back with no annual fee$03.5 / 5
Blue Cash Preferred® Card from American ExpressHigh cash back rates$954.3 / 5
American Express Cash Magnet® CardFlat-rate cash back$02.9 / 5
American Express® Gold CardDining rewards$2504.3 / 5
The Platinum Card® from American ExpressLuxury travel perks$5504.5 / 5
Hilton Honors American Express Ascend CardHilton hotel stays$954.2 / 5
The Blue BusinessSM Plus Credit Card from American ExpressBusiness rewards with no annual fee$04.2 / 5
American Express® Business Gold CardMultiple business reward categories$2953.1 / 5
SimplyCash® Plus Business Credit Card from American ExpressSaving interest on business expenses$03.1 / 5
Platinum Delta SkyMiles® Business Credit Card from American ExpressBusiness travel$1954.4 / 5

Details on the best Amex cards

Whether you are in the market for a business card, a travel card or an everyday card, American Express likely has one for you. Here are the best Amex cards and what they have to offer.

Blue Cash Everyday Card from American Express

For the small family that doesn't want to be saddled with an annual fee, the Blue Cash Everyday delivers 3% back at U.S. supermarkets and 2% back at U.S. gas stations and select U.S. department stores. Terms apply. There's also a $150 introductory bonus after you spend $1,000 within the first 3 months of card membership.

Blue Cash Preferred from American Express

With a larger family, this card can help you maximize cash back. There's the $250 welcome bonus after you spend $1,000 within the first 3 months of card membership, as well as the 6% back at U.S. supermarkets (up to $6,000 spend in a year, then 1%). That means if you spend $500 a month on groceries, that comes to $360 for the year. This card also earns you 3% back at U.S. gas stations and transit, making your cash back even greater. Terms apply. There's a $95 annual fee, but that fee is quickly offset by the cash back you can get with this card.

American Express Cash Magnet® Card

This card is a good choice for someone who wants a no-fuss cash back credit card. The Cash Magnet gets you 1.5% cash back on all purchases. You can use your cash back to redeem for stuff like statement credits, gift cards, and purchases through Amex's shopping portal.

The Cash Magnet also comes with a decent welcome offer, with $150 after you spend $1,000 in the first 3 months. While the intro bonus is on par with other cash back offers, the required spend is somewhat on the higher side.

American Express® Gold Card

As the revamped successor to the Premier Rewards Gold Card from American Express, the new American Express Gold Card has superb rewards for dining and shopping. It now earns 4X points at U.S. restaurants, and 4X points at U.S. supermarkets up to $25,000 in purchases per year before converting to 1%. Furthermore, it earns 3X points on flights booked directly with airlines or through amextravel.com, making it a very well-rounded card. While there is a $250 annual fee, there are also some notable benefits that offset it – namely, a $100 annual airline fee credit and a $120 annual dining credit (up to $10 per month) at participating locations.

The Platinum Card from American Express

If you travel often, this card offers a host of features that help to enhance your travel experience, including an annual Uber credit up to $200. As an elite travel credit card with access to exclusive airport lounges and 5X points for flights booked through airlines or American Express Travel, this card also gives you 60,000 points after a $5,000 spend within the first 3 months of card membership. Terms apply. Heads up that there's a $550 annual fee.

Hilton Honors American Express Ascend Card

Like the Delta suite, this card is among a suite of Hilton products that are ideal for the traveler who frequents this brand. You can earn a weekend night after spending $15,000 in a calendar year; and with a yearly $40,000 spend, you can upgrade to Diamond status, which affords you such benefits as executive lounge status, 48-hour room guarantee, elite status gifting, as well as the lower levels' benefits.

The rewards abound with this card, making its $95 annual fee worthwhile. There's up to 125,000 points introductory bonus (after $2,000 in purchases within your first 3 months of membership); 12X points for spending at participating hotels and resorts within the Hilton Portfolio; 6X points at U.S. restaurants, supermarkets and gas stations; and 3X points on all other eligible purchases. Terms apply.

The Blue Business Plus Credit Card from American Express

This card has the rare feature of serving as a hybrid – it's a credit card, but it has the feature of a charge card in that you can go over your credit limit, within reason. What does that mean? American Express evaluates your credit, payment habits and income to decide whether you can go over. Meanwhile, you can carry a balance month to month because it is a credit card.

As a business card, you can benefit from business purchases with 2X points on expenditures such as office supplies or office dinners (first $50,000 per year, then it's 1X point). Terms apply.

American Express® Business Gold Card

This card is ideal for the small-business owner who has a wide range of business-related expenditures. You'll earn 4X points on your 2 top spending categories (out of 6 possible categories) each month, for up to $150,000 in expenses each year. Categories include tickets purchased directly from airlines; U.S. advertising from select media; U.S. gas stations; U.S. restaurants; U.S. shipping; and select U.S. computer-related purchases. Terms apply.

Furthermore, there is a welcome offer of 35,000 Membership Rewards points after you spend $5,000 in eligible purchases within the first 3 months of card membership. While there is a $295 annual fee, it's a card worth considering for businesses that spend a meaningful amount on purchases in the 4X categories.

SimplyCash Plus Business Credit Card from American Express

With no annual fee, you can quickly rack up the business cash back with this card. You'll earn a whopping 5% back on the first $50,000 on wireless services purchased directly from U.S. providers and U.S. office supply stores. Then, get 3% back on the first $50,000 spent on your choice of 8 categories (and 1% on other purchases). Terms apply. This card also offers Expanded Buying Power, which means you can go over your limit, provided you meet certain criteria.

Platinum Delta SkyMiles® Business Credit Card from American Express

This card is a premium travel card designed specifically for businesses that frequently fly on Delta Airlines. Although it comes with a sizable $195 annual fee, the Platinum Delta SkyMiles Business card also has an intro bonus of 35,000 miles and 5,000 Medallion® Qualification Miles after you spend $1,000 in purchases in your first 3 months. There's an additional $100 statement credit if you make a Delta purchase in your first 3 months.

Ongoing rewards include 2 miles per dollar on direct purchases from Delta, and 1 mile per dollar on other purchases. Because the 2X rate only applies to Delta purchases, this card ultimately only makes sense for businesses where Delta flights account for a large chunk of expenses. If your business fits that description, the card can be extremely lucrative.

What is American Express?

Seen as a gold standard in card services, American Express is both an issuer and a network. That means it issues credit and charge cards and services them through its own network of merchants. American Express is known for its excellent benefits, including no foreign transaction fees in the case of many cards and 2.7% in others (which is lower than many other cards). American Express also offers a few charge cards, which allow you to potentially make a large charge at the point of sale because there is no pre-set credit limit.

But Amex is more than just a card issuer. In fact, it is the highest purchase volume card issuer in the U.S.

2018 purchase volume of credit cards, top issuers...

  • $755 billion
  • American Express
  • $739 billion
  • Chase
  • $410 billion
  • Citibank
  • $361 billion
  • Bank of America
  • $337 billion
  • Capital One
  • $146 billion
  • U.S. Bank
  • $139 billion
  • Discover
  • $134 billion
  • Wells Fargo

Source: Nilson Report Feb. 2019 chart, U.S. general purpose cards

American Express also offers savings accounts and even personal loans to qualifying members. Here are some of its services.

  • Credit cards. Likely best known for its premium credit cards, Amex products typically only accept good or excellent credit. With exclusive partnerships with Hilton and Delta, Amex also offers cards that reward mightily for loyalty.
  • Charge cards. The dominant issuer of charge cards, Amex offers these products for the consumer or business person who doesn't need to carry a balance month to month and likes the convenience of getting approved for a high charge at the counter.
  • Business cards. With a full suite of cards that cater to the business owner, Amex offers products that reward handsomely for business purchases.
  • Consumer cards. There's a wide range of consumer cards, from charge cards with excellent travel benefits to cards with loyalty points or miles to rewards cards for everyday spending.
  • Savings accounts. While not well known for this offering, Amex's savings accounts are worth a look with interest rates well above competitors.
  • Personal loans. For the qualifying member, you can get a personal loan with well under 10% APR.

Satisfaction among Amex customers is consistently among the best in the industry. Take a look at how Amex fared in J.D. Power's most recent survey, on a scale of 1,000, with 1,000 as the best:

Customer satisfaction for credit card companies...

  •  836
  • Discover
  •  830
  • American Express
  •  806
  • Barclays
  •  804
  • Chase
  •  803
  • Capital One
  •  797
  • Citi
  •  791
  • Bank of America
  •  781
  • U.S. Bank
  •  777
  • Wells Fargo
  • J.D. Power 2018 credit card study

Amex Membership Rewards program and best redemption options

The Amex Membership Rewards program allows you to redeem your points in a variety of ways, whether you want to use it to give a gift or to save up for the big trip. Here are the ways you can redeem:

  • Travel Rewards
    • Transfer Points. Amex partners with a variety of hotels and airlines
    • Use points on AmexTravel.com. You can use them for part or all of your flight, or a prepaid hotel, vacation package or cruise booking.
  • Gift Cards. You can redeem for gift cards to more than 100 restaurants, retailers, or for entertainment or travel brands. You can also redeem for an Amex gift card that you can use at participating retailers.
  • Merchandise. Shop on MembershipRewards.com for such items as electronics, jewelry, sports equipment or home decor.
  • Shopping. You can use points when shopping online and in-store with participating merchants.
  • Charges. You can apply points toward eligible charges you've already made on your card.
  • Charity. Use your points to donate to a non-profit registered with Members Give.

Other benefits of having an Amex card

Frequently, not only do the more exclusive Amex cards offer these features, but the Everyday and Blue Cash cards might offer them as well. You can get purchase protection, return protection and a variety of travel benefits, such as car rental insurance and baggage insurance.

  • Extended warranty. When you make a purchase with your card, a 1-year warranty is added to the original U.S. manufacturer's warranty up to 5 years and for a maximum of $10,000. You can't exceed $50,000 in a calendar year.
  • Purchase protection. When you make a purchase on your card, your purchases can be protected up to 90 days if stolen or accidently damaged. It's limited to $1,000 per item and $50,000 per card member per calendar year. With some premium cards, such as Platinum Card, the limit is $10,000 per item for up to $50,000 per calendar year.
  • Return protection. If a merchant won't take back an eligible item within 90 days, Amex might reimburse you for the full amount minus shipping and handling for up to $300 per item and up to $1,000 per calendar year.
  • Baggage insurance plan. A travel and business card benefit, this plan varies according to the corresponding card and the state you are in.
  • Car rental loss and damage insurance. Unlike certain Chase cards, this insurance is secondary, meaning it kicks in after other insurance, such as your personal insurance, pays.
  • Global Assist hotline. Global Assist is available to all U.S. card members and helps to prepare for your trip with customs information and destination guides. When you are more than 100 miles from home, benefits can include lost passport replacement assistance and translation services. There is also Premium Global Assist for superior products.
  • Roadside assistance. This is a 24-hour hotline that will send a tow truck or locksmith to you. You are charged for goods or services provided.
  • Travel accident insurance. This benefit varies by card and which state you are in.

To recap, here are the best American Express credit cards of 2019:


Laura is an editor and writer at CreditCards.com. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. Laura's work has been cited in such publications as the New York Times and Associated Press. You can reach her by e-mail at laura.mohammad@creditcards.com and on Twitter @creditcards_lm.