Johnny's Top Picks

best for airport lounge access
See Rates & Fees, Terms Apply

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

5X
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
5X
5X Membership Rewards points on prepaid hotels booked on amextravel.com.

At A Glance

Intro Bonus
60,000 points
Annual Fee
$550
Regular APR
N/A
best for earning unlimited miles

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

2X
Earn unlimited 2X miles on every purchase, every day.

At A Glance

Intro Bonus
50,000 miles
Annual Fee
$95, waived first year
Regular APR
17.24% - 24.49% variable
best for flexible travel rewards

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

5X
Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
2X
2X points on travel and dining at restaurants worldwide.
1X
1 point per dollar spent on all other purchases.

At A Glance

Intro Bonus
60,000 points
Annual Fee
$95
Regular APR
17.49% - 24.49% variable

More Great Offers

See Rates & Fees, Terms Apply

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

4X
Earn 4X Membership Rewards® points when you dine at restaurants worldwide.
4X
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
3X
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

At A Glance

Intro Bonus
35,000 points
Annual Fee
$250
Regular APR
See Rates & Fees

Excellent

Credit Recommended (740-850)

Apply Now

Rewards Rate

3X
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
1X
Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn

At A Glance

Intro Bonus
100,000 points
Annual Fee
$95
Regular APR
17.49% - 22.49% variable

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

1.25X
Earn unlimited 1.25X miles on every purchase, every day.

At A Glance

Intro Bonus
20,000 miles
Annual Fee
$0
Regular APR
14.49% - 24.49% variable

Good to Excellent

Credit Recommended (670-850)

Apply Now

Rewards Rate

1.5%
Earn unlimited 1.5% cash back on all purchases

At A Glance

Intro Bonus
$150
Annual Fee
$0
Regular APR
16.49% - 25.24% variable
Back to top

Editorial disclosure: All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.