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Wednesday, July 23rd 2014

10 Best Credit Cards for July, 2014

Below is a list of this month's top 10 featured credit card offers from our partners. To see more offers from a category, simply follow the link. Finding a great credit card deal is as easy as 1,2,3...

Top Cash Back Credit Card Offer

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Capital One® Quicksilver® Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-812-7376

Capital One Quicksilver Cash Rewards Credit Card Application
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on all purchases until May 2015
  • Balance transfers also have a 0% intro APR until May 2015, a 3% fee applies to each balance transferred
  • No annual fee
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until May 2015 0% until May 2015 12.9% - 22.9% (V) $0 Excellent/Good

Top Balance Transfer Credit Card Offer

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Discover it® Discover it

At Discover's
secure site

--OR--

Call Discover at
877-419-9478

Discover it Application
  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99 - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Rated 4.8 out of 5 Stars by over 4,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for you paying late, no overlimit fee and no foreign transaction fee.*
  • Free FICO® Credit Score online and on monthly statements.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically.*
  • 100% U.S.- based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months 0% 18 months 10.99% - 22.99% Variable* $0 Excellent Credit

Top 0% APR Credit Card Offer

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Citi® Diamond Preferred® Card Citi Diamond Preferred Card

At Citi's
secure site

--OR--

Call Citi at
877-342-7930

Citi Diamond Preferred Card Application
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0%* 18 months* 0%* 18 months* 11.99%-21.99%* (Variable) $0* Excellent Credit

Top Reward Credit Card Offer

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Capital One® Venture® Rewards Credit Card Capital One® Venture<sup>SM</sup> Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-779-3955

Capital One® Venture<sup>SM</sup> Rewards Credit Card
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 13.9% - 20.9% (V) $0 intro for first year; $59 after that Excellent/Good

Top Airline Credit Card Offer

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Capital One® VentureOne® Rewards Credit Card Capital One VentureOne Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-799-2845

Capital One VentureOne Rewards Credit Card
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until August 2015 N/A N/A 11.9% - 19.9% (V) $0 Excellent/Good

Top Low Interest Credit Card Offer

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Capital One® VentureOne® Rewards Credit Card Capital One VentureOne Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-799-2845

Capital One VentureOne Rewards Credit Card
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until August 2015 N/A N/A 11.9% - 19.9% (V) $0 Excellent/Good

Top No Foreign Transaction Fee Credit Card Offer

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Capital One® VentureOne® Rewards Credit Card Capital One VentureOne Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-799-2845

Capital One VentureOne Rewards Credit Card
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until August 2015 N/A N/A 11.9% - 19.9% (V) $0 Excellent/Good

Top No Annual Fee Credit Card Offer

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Capital One® VentureOne® Rewards Credit Card Capital One VentureOne Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-799-2845

Capital One VentureOne Rewards Credit Card
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want—no blackout dates
  • Miles don't expire
  • No limit to the miles you can earn
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until August 2015 N/A N/A 11.9% - 19.9% (V) $0 Excellent/Good

Top Business Credit Card Offer

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Capital One® Spark® Cash for Business Capital One Spark Cash for Business

At Capital One's
secure site

Capital One Spark Cash for Business
  • Earn 2% cash back on every purchase, every day
  • Get a $250 cash bonus—just spend $5,000 on purchases within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 13.9% - 20.9% (V) $0 intro for first year; $59 after that Excellent Credit

Top Points Rewards Credit Card Offer

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Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points

At Citi's
secure site

--OR--

Call Citi at
877-266-0895

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points  Application
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0%* 12 months* 0%* 12 months* 12.99% - 22.99%* (Variable) $0* Excellent Credit

Top Gas Card Offer

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BankAmericard Cash Rewards™ Credit Card BankAmericard Cash Rewards Credit Card

At Bank of America's
secure site

--OR--

Call Bank of America at
877-831-6028

BankAmericard Cash Rewards Credit Card Application
  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter.
  • Bank of America customers: Get an ongoing 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR
  • No annual fee
  • No changing categories and your rewards do not expire
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0%* 12 billing cycles* 0%* 12 billing cycles for qualifying balance transfers* 12.99% - 22.99% Variable* on purchases & balance transfers $0 Excellent Credit

Top Credit Quality Fair Offer

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Capital One® QuicksilverOne® Cash Rewards Credit Card Capital One QuicksilverOne  Cash Rewards Credit Card

At Capital One's
secure site

--OR--

Call Capital One at
888-819-6467

Capital One QuicksilverOne  Cash Rewards Credit Card Application
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • No limit to the cash back you can earn
  • Your cash back doesn't expire
  • 0% intro APR on purchases until May 2015
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud Coverage if your card is ever lost or stolen
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% until May 2015 N/A N/A 22.9% (V) $39 Fair Credit

Top Cards for Bad Credit Offer

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Capital One® Secured MasterCard® Capital One Secured MasterCard

At Capital One's
secure site

--OR--

Call Capital One at
888-825-2191

Capital One Secured MasterCard
  • Build credit with responsible use with no processing or application fees
  • Regular reporting to the 3 major credit bureaus
  • Your security deposit can get you a line up to $3,000
  • You may qualify for a credit line increase based on your payment history and creditworthiness
  • Build a financial foundation you can stand on with a card that gets you started
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A 22.9% (V) $29 Bad Credit

Top Student Credit Card Offer

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Discover it® chrome for Students Discover it chrome for Students

At Discover's
secure site

Discover it chrome for Students Application
  • No annual fee, no late fee on your first late payment, no overlimit fee and no foreign transaction fee*.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • U.S. based customer service—anytime, day and night.
  • *Click "Apply" to see rates, rewards and other information.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0% 6 months See Terms See Terms 12.99% - 21.99% Variable* $0 Fair Credit



* See the online credit card specials applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.


 
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